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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Concupiscible resort cuckold
  09/18/17
uh because it's a perk and perks help influence people's dec...
Garnet hospital
  09/18/17
how about just increase the salary and not resources stuff o...
Concupiscible resort cuckold
  09/18/17
(Biglawyer)
vermilion boyish orchestra pit black woman
  09/18/17
nope. more like salesman.
Concupiscible resort cuckold
  09/18/17
(guy who doesn't understand taxes)
umber legend
  09/19/17
...
Spruce vigorous azn ape
  09/19/17
...
Unholy circlehead newt
  09/19/17
...
supple shitlib
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Iridescent excitant gaming laptop international law enforcement agency
  09/18/17
i don't know man...
Concupiscible resort cuckold
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Walnut background story rehab
  09/19/17
CR
galvanic hateful stage mad-dog skullcap
  09/19/17
JFC you are way too dumb to post here.
razzmatazz son of senegal
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Concupiscible resort cuckold
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Obsidian rigor boiling water
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Bateful medicated plaza
  09/18/17
How much do they match for you bozos
Thirsty razzle step-uncle's house
  09/18/17
why do you hate me?
Bateful medicated plaza
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Concupiscible resort cuckold
  09/18/17
Because it's free money for them - part of what otherwise wo...
lake adulterous set
  09/18/17
...
fantasy-prone motley hell
  09/18/17
hmm...
Concupiscible resort cuckold
  09/18/17
Employer contributions are a tax write off.
Unholy circlehead newt
  09/18/17
Isn't salary a write off?
Tan Tantric Location Candlestick Maker
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Laughsome Foreskin Preventive Strike
  09/18/17
Price discrimination. They tell all potential employees that...
Shaky liquid oxygen
  09/19/17
Is there any tax benefit that employer match has over a sala...
Adventurous smoky lodge
  09/19/17
hehe
hyperventilating multi-billionaire address
  09/19/17
rare cr from you ted. its a scam
hyperventilating multi-billionaire address
  09/19/17
Ty
Concupiscible resort cuckold
  09/19/17
Tax favored contributions to executives are limited to a mul...
silver senate mexican
  09/19/17
...
pontificating regret
  09/19/17
gotta incentivize somehow.
Walnut background story rehab
  09/19/17
Avoid failing the IRS' nondiscrimination test?
ungodly contagious theatre
  09/19/17
...
Walnut background story rehab
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Bateful medicated plaza
  09/19/17
Euro/international stock funds are doing super well
galvanic hateful stage mad-dog skullcap
  09/19/17
music will end any day now...
Bateful medicated plaza
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
bat shit crazy up-to-no-good meetinghouse
  09/19/17


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Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Concupiscible resort cuckold

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Garnet hospital

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Concupiscible resort cuckold

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: vermilion boyish orchestra pit black woman

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Concupiscible resort cuckold

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: umber legend

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Spruce vigorous azn ape



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Unholy circlehead newt



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: supple shitlib



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Iridescent excitant gaming laptop international law enforcement agency

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Concupiscible resort cuckold

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Walnut background story rehab

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: galvanic hateful stage mad-dog skullcap

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: razzmatazz son of senegal

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Concupiscible resort cuckold

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Obsidian rigor boiling water

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Bateful medicated plaza

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Thirsty razzle step-uncle's house

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Bateful medicated plaza

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Concupiscible resort cuckold

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: lake adulterous set

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: fantasy-prone motley hell



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Concupiscible resort cuckold

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Unholy circlehead newt

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Tan Tantric Location Candlestick Maker

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Laughsome Foreskin Preventive Strike

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Shaky liquid oxygen

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Adventurous smoky lodge

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: hyperventilating multi-billionaire address

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: hyperventilating multi-billionaire address

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Concupiscible resort cuckold

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: silver senate mexican

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: pontificating regret



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Walnut background story rehab

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: ungodly contagious theatre

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Walnut background story rehab



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Bateful medicated plaza

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: galvanic hateful stage mad-dog skullcap

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Bateful medicated plaza

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: bat shit crazy up-to-no-good meetinghouse

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)