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why do employers match 100 percent of an employees 401k?
| excitant degenerate | 09/18/17 |
| slippery base | 09/18/17 |
| excitant degenerate | 09/18/17 |
| Crusty unhinged institution | 09/18/17 |
| excitant degenerate | 09/18/17 |
| Plum gas station | 09/19/17 |
| aqua famous landscape painting | 09/19/17 |
| massive locus depressive | 09/19/17 |
| scarlet hyperventilating spot main people | 09/18/17 |
| slap-happy national security agency therapy | 09/18/17 |
| excitant degenerate | 09/18/17 |
| brass marvelous trailer park really tough guy | 09/19/17 |
| Snowy arrogant codepig french chef | 09/19/17 |
| flirting costumed boistinker goal in life | 09/18/17 |
| excitant degenerate | 09/18/17 |
| primrose zombie-like messiness dragon | 09/18/17 |
| Saffron Fragrant Hospital | 09/18/17 |
| irradiated federal orchestra pit | 09/18/17 |
| Saffron Fragrant Hospital | 09/18/17 |
| excitant degenerate | 09/18/17 |
| Crimson Stage Marketing Idea | 09/18/17 |
| thirsty crackhouse | 09/18/17 |
| excitant degenerate | 09/18/17 |
| massive locus depressive | 09/18/17 |
| Floppy Indecent Giraffe | 09/18/17 |
| Coral parlor love of her life | 09/18/17 |
| razzle-dazzle principal's office voyeur | 09/19/17 |
| Iridescent mildly autistic business firm mad cow disease | 09/19/17 |
| Carnelian Startled Friendly Grandma Kitchen | 09/19/17 |
| Carnelian Startled Friendly Grandma Kitchen | 09/19/17 |
| excitant degenerate | 09/19/17 |
| Pink cowardly pocket flask | 09/19/17 |
| aphrodisiac set | 09/19/17 |
| brass marvelous trailer park really tough guy | 09/19/17 |
| sadistic cuck | 09/19/17 |
| brass marvelous trailer park really tough guy | 09/19/17 |
| Saffron Fragrant Hospital | 09/19/17 |
| Snowy arrogant codepig french chef | 09/19/17 |
| Saffron Fragrant Hospital | 09/19/17 |
| aromatic office cumskin | 09/19/17 |
Poast new message in this thread
Date: September 18th, 2017 8:53 PM Author: excitant degenerate what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?
it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money. |
Date: September 18th, 2017 8:53 PM Author: slippery base uh because it's a perk and perks help influence people's decision to work there or not? if everyone else in the market is doing it, you have to too |
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Date: September 18th, 2017 8:55 PM Author: excitant degenerate how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275) |
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Date: September 18th, 2017 8:59 PM Author: Crusty unhinged institution (Biglawyer) (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300) |
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Date: September 18th, 2017 9:00 PM Author: excitant degenerate nope. more like salesman. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311) |
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Date: September 19th, 2017 2:46 PM Author: Plum gas station (guy who doesn't understand taxes) (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039) |
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Date: September 19th, 2017 6:53 PM Author: aqua famous landscape painting (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152) |
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Date: September 19th, 2017 6:56 PM Author: massive locus depressive (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186) |
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Date: September 18th, 2017 9:35 PM Author: scarlet hyperventilating spot main people (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624) |
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Date: September 18th, 2017 8:53 PM Author: slap-happy national security agency therapy free money is not a $cam bro. at least contribute up to the match jfc. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256) |
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Date: September 18th, 2017 8:56 PM Author: excitant degenerate i don't know man... (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284) |
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Date: September 19th, 2017 2:49 PM Author: brass marvelous trailer park really tough guy you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061) |
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Date: September 19th, 2017 7:34 PM Author: Snowy arrogant codepig french chef CR (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429) |
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Date: September 18th, 2017 8:54 PM Author: flirting costumed boistinker goal in life JFC you are way too dumb to post here.
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Date: September 18th, 2017 8:57 PM Author: excitant degenerate *invests in 401k*
*loses more than half of it during a recession* |
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Date: September 18th, 2017 9:09 PM Author: primrose zombie-like messiness dragon Doesnt invest in 401k for whole life.
Misses out on 7% average post-tax returns. |
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Date: September 18th, 2017 8:55 PM Author: Saffron Fragrant Hospital do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273) |
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Date: September 18th, 2017 8:57 PM Author: irradiated federal orchestra pit How much do they match for you bozos (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288) |
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Date: September 18th, 2017 8:58 PM Author: Saffron Fragrant Hospital why do you hate me? (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292) |
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Date: September 18th, 2017 8:58 PM Author: excitant degenerate i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294) |
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Date: September 18th, 2017 9:11 PM Author: Crimson Stage Marketing Idea Because it's free money for them - part of what otherwise would be your salary - when you don't.
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Date: September 18th, 2017 9:15 PM Author: thirsty crackhouse (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439) |
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Date: September 18th, 2017 9:35 PM Author: excitant degenerate hmm... (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621) |
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Date: September 18th, 2017 9:13 PM Author: massive locus depressive Employer contributions are a tax write off. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422) |
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Date: September 18th, 2017 9:36 PM Author: Floppy Indecent Giraffe Isn't salary a write off? (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629) |
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Date: September 18th, 2017 9:42 PM Author: Coral parlor love of her life Generally, but there are some exceptions. E.g., IRC § 162(m). (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665) |
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Date: September 19th, 2017 2:03 PM Author: razzle-dazzle principal's office voyeur Price discrimination. They tell all potential employees that the perk is there but not all will use it. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616) |
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Date: September 19th, 2017 2:12 PM Author: Iridescent mildly autistic business firm mad cow disease Is there any tax benefit that employer match has over a salary increase?
I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care. |
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Date: September 19th, 2017 2:13 PM Author: Carnelian Startled Friendly Grandma Kitchen hehe (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703) |
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Date: September 19th, 2017 2:13 PM Author: Carnelian Startled Friendly Grandma Kitchen rare cr from you ted. its a scam (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707) |
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Date: September 19th, 2017 4:23 PM Author: excitant degenerate Ty (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922) |
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Date: September 19th, 2017 2:36 PM Author: Pink cowardly pocket flask Tax favored contributions to executives are limited to a multiple of the average employee. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956) |
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Date: September 19th, 2017 2:38 PM Author: aphrodisiac set (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972) |
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Date: September 19th, 2017 2:55 PM Author: brass marvelous trailer park really tough guy gotta incentivize somehow. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108) |
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Date: September 19th, 2017 2:39 PM Author: sadistic cuck Avoid failing the IRS' nondiscrimination test? (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978) |
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Date: September 19th, 2017 2:55 PM Author: brass marvelous trailer park really tough guy (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110) |
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Date: September 19th, 2017 6:44 PM Author: Saffron Fragrant Hospital bros, just checked and 401k is at 14.9% ytd lol wtf...
s&p is at 13.5%?! where's all this expansion coming from |
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Date: September 19th, 2017 7:37 PM Author: Snowy arrogant codepig french chef Euro/international stock funds are doing super well (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445) |
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Date: September 19th, 2017 7:50 PM Author: Saffron Fragrant Hospital music will end any day now... (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515) |
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Date: September 19th, 2017 10:46 PM Author: aromatic office cumskin bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611) |