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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Mewling aquamarine old irish cottage orchestra pit
  09/18/17
uh because it's a perk and perks help influence people's dec...
fear-inspiring violet center mental disorder
  09/18/17
how about just increase the salary and not resources stuff o...
Mewling aquamarine old irish cottage orchestra pit
  09/18/17
(Biglawyer)
rebellious locale therapy
  09/18/17
nope. more like salesman.
Mewling aquamarine old irish cottage orchestra pit
  09/18/17
(guy who doesn't understand taxes)
coiffed regret
  09/19/17
...
Maniacal Vivacious Halford Alpha
  09/19/17
...
Snowy Thriller Shitlib Feces
  09/19/17
...
White sick selfie
  09/18/17
free money is not a $cam bro. at least contribute up to the...
fragrant school cafeteria
  09/18/17
i don't know man...
Mewling aquamarine old irish cottage orchestra pit
  09/18/17
you always go AT LEAST to the match. it's free money that y...
vibrant underhanded nibblets
  09/19/17
CR
misanthropic resort
  09/19/17
JFC you are way too dumb to post here.
Bistre Set Party Of The First Part
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Mewling aquamarine old irish cottage orchestra pit
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
overrated lay
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Primrose racy area
  09/18/17
How much do they match for you bozos
Cruel-hearted church building
  09/18/17
why do you hate me?
Primrose racy area
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Mewling aquamarine old irish cottage orchestra pit
  09/18/17
Because it's free money for them - part of what otherwise wo...
Exhilarant faggotry
  09/18/17
...
Mahogany wonderful business firm messiness
  09/18/17
hmm...
Mewling aquamarine old irish cottage orchestra pit
  09/18/17
Employer contributions are a tax write off.
Snowy Thriller Shitlib Feces
  09/18/17
Isn't salary a write off?
Black preventive strike
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Turquoise Mad Cow Disease Deer Antler
  09/18/17
Price discrimination. They tell all potential employees that...
Naked Wagecucks Senate
  09/19/17
Is there any tax benefit that employer match has over a sala...
180 New Version Cumskin
  09/19/17
hehe
indecent crackhouse
  09/19/17
rare cr from you ted. its a scam
indecent crackhouse
  09/19/17
Ty
Mewling aquamarine old irish cottage orchestra pit
  09/19/17
Tax favored contributions to executives are limited to a mul...
vengeful rose karate mother
  09/19/17
...
Bat Shit Crazy Big-titted Lettuce
  09/19/17
gotta incentivize somehow.
vibrant underhanded nibblets
  09/19/17
Avoid failing the IRS' nondiscrimination test?
cracking lime sanctuary
  09/19/17
...
vibrant underhanded nibblets
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Primrose racy area
  09/19/17
Euro/international stock funds are doing super well
misanthropic resort
  09/19/17
music will end any day now...
Primrose racy area
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
sadistic range background story
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Mewling aquamarine old irish cottage orchestra pit

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: fear-inspiring violet center mental disorder

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Mewling aquamarine old irish cottage orchestra pit

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: rebellious locale therapy

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Mewling aquamarine old irish cottage orchestra pit

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: coiffed regret

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Maniacal Vivacious Halford Alpha



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Snowy Thriller Shitlib Feces



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: White sick selfie



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: fragrant school cafeteria

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Mewling aquamarine old irish cottage orchestra pit

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: vibrant underhanded nibblets

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: misanthropic resort

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Bistre Set Party Of The First Part

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Mewling aquamarine old irish cottage orchestra pit

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: overrated lay

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Primrose racy area

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Cruel-hearted church building

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Primrose racy area

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Mewling aquamarine old irish cottage orchestra pit

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Exhilarant faggotry

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Mahogany wonderful business firm messiness



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Mewling aquamarine old irish cottage orchestra pit

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Snowy Thriller Shitlib Feces

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Black preventive strike

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Turquoise Mad Cow Disease Deer Antler

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Naked Wagecucks Senate

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: 180 New Version Cumskin

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: indecent crackhouse

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: indecent crackhouse

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Mewling aquamarine old irish cottage orchestra pit

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: vengeful rose karate mother

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Bat Shit Crazy Big-titted Lettuce



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: vibrant underhanded nibblets

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: cracking lime sanctuary

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: vibrant underhanded nibblets



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Primrose racy area

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: misanthropic resort

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Primrose racy area

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: sadistic range background story

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)