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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
impertinent ticket booth wagecucks
  09/18/17
uh because it's a perk and perks help influence people's dec...
hairless faggotry
  09/18/17
how about just increase the salary and not resources stuff o...
impertinent ticket booth wagecucks
  09/18/17
(Biglawyer)
buck-toothed razzle-dazzle state persian
  09/18/17
nope. more like salesman.
impertinent ticket booth wagecucks
  09/18/17
(guy who doesn't understand taxes)
Flickering appetizing dingle berry stag film
  09/19/17
...
bateful nudist property
  09/19/17
...
Salmon resort
  09/19/17
...
Titillating hairy legs brunch
  09/18/17
free money is not a $cam bro. at least contribute up to the...
frozen free-loading macaca
  09/18/17
i don't know man...
impertinent ticket booth wagecucks
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Light senate idea he suggested
  09/19/17
CR
Effete Prole
  09/19/17
JFC you are way too dumb to post here.
Mind-boggling house therapy
  09/18/17
*invests in 401k* *loses more than half of it during a re...
impertinent ticket booth wagecucks
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Bat-shit-crazy garrison
  09/18/17
do you mean you dont vest so they match 100% automatically u...
well-lubricated lilac bawdyhouse marketing idea
  09/18/17
How much do they match for you bozos
Passionate masturbator
  09/18/17
why do you hate me?
well-lubricated lilac bawdyhouse marketing idea
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
impertinent ticket booth wagecucks
  09/18/17
Because it's free money for them - part of what otherwise wo...
Rambunctious sanctuary factory reset button
  09/18/17
...
talented onyx ceo meetinghouse
  09/18/17
hmm...
impertinent ticket booth wagecucks
  09/18/17
Employer contributions are a tax write off.
Salmon resort
  09/18/17
Isn't salary a write off?
magenta parlour international law enforcement agency
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
cerebral market
  09/18/17
Price discrimination. They tell all potential employees that...
Abnormal orchid business firm
  09/19/17
Is there any tax benefit that employer match has over a sala...
adventurous lemon trailer park
  09/19/17
hehe
ocher vigorous casino lettuce
  09/19/17
rare cr from you ted. its a scam
ocher vigorous casino lettuce
  09/19/17
Ty
impertinent ticket booth wagecucks
  09/19/17
Tax favored contributions to executives are limited to a mul...
180 judgmental library
  09/19/17
...
Racy Spot
  09/19/17
gotta incentivize somehow.
Light senate idea he suggested
  09/19/17
Avoid failing the IRS' nondiscrimination test?
thriller bespoke chapel
  09/19/17
...
Light senate idea he suggested
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
well-lubricated lilac bawdyhouse marketing idea
  09/19/17
Euro/international stock funds are doing super well
Effete Prole
  09/19/17
music will end any day now...
well-lubricated lilac bawdyhouse marketing idea
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
floppy piazza
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: impertinent ticket booth wagecucks

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: hairless faggotry

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: impertinent ticket booth wagecucks

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: buck-toothed razzle-dazzle state persian

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: impertinent ticket booth wagecucks

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Flickering appetizing dingle berry stag film

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: bateful nudist property



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Salmon resort



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Titillating hairy legs brunch



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: frozen free-loading macaca

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: impertinent ticket booth wagecucks

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Light senate idea he suggested

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Effete Prole

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Mind-boggling house therapy

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: impertinent ticket booth wagecucks

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Bat-shit-crazy garrison

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: well-lubricated lilac bawdyhouse marketing idea

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Passionate masturbator

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: well-lubricated lilac bawdyhouse marketing idea

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: impertinent ticket booth wagecucks

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Rambunctious sanctuary factory reset button

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: talented onyx ceo meetinghouse



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: impertinent ticket booth wagecucks

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Salmon resort

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: magenta parlour international law enforcement agency

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: cerebral market

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Abnormal orchid business firm

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: adventurous lemon trailer park

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: ocher vigorous casino lettuce

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: ocher vigorous casino lettuce

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: impertinent ticket booth wagecucks

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: 180 judgmental library

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Racy Spot



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Light senate idea he suggested

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: thriller bespoke chapel

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Light senate idea he suggested



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: well-lubricated lilac bawdyhouse marketing idea

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Effete Prole

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: well-lubricated lilac bawdyhouse marketing idea

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: floppy piazza

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)