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why do employers match 100 percent of an employees 401k?
| aquamarine supple psychic business firm | 09/18/17 |
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| aquamarine supple psychic business firm | 09/18/17 |
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| trip keepsake machete | 09/18/17 |
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| poppy french chef orchestra pit | 09/18/17 |
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| Tan Love Of Her Life Doctorate | 09/19/17 |
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Poast new message in this thread
Date: September 18th, 2017 8:53 PM Author: aquamarine supple psychic business firm what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?
it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money. |
Date: September 18th, 2017 8:53 PM Author: Odious Flushed Cruise Ship uh because it's a perk and perks help influence people's decision to work there or not? if everyone else in the market is doing it, you have to too |
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Date: September 18th, 2017 8:55 PM Author: aquamarine supple psychic business firm how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275) |
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Date: September 18th, 2017 8:59 PM Author: beta big round eye church building (Biglawyer) (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300) |
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Date: September 18th, 2017 9:00 PM Author: aquamarine supple psychic business firm nope. more like salesman. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311) |
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Date: September 19th, 2017 2:46 PM Author: know-it-all lascivious old irish cottage (guy who doesn't understand taxes) (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039) |
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Date: September 19th, 2017 6:53 PM Author: Curious purple stage gaping (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152) |
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Date: September 19th, 2017 6:56 PM Author: Low-t swollen jewess toilet seat (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186) |
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Date: September 18th, 2017 9:35 PM Author: Orange Bateful Police Squad Stead (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624) |
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Date: September 18th, 2017 8:53 PM Author: Maniacal library free money is not a $cam bro. at least contribute up to the match jfc. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256) |
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Date: September 18th, 2017 8:56 PM Author: aquamarine supple psychic business firm i don't know man... (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284) |
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Date: September 19th, 2017 2:49 PM Author: glittery fortuitous meteor you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061) |
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Date: September 19th, 2017 7:34 PM Author: Narrow-minded Milk CR (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429) |
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Date: September 18th, 2017 8:54 PM Author: trip keepsake machete JFC you are way too dumb to post here.
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Date: September 18th, 2017 8:57 PM Author: aquamarine supple psychic business firm *invests in 401k*
*loses more than half of it during a recession* |
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Date: September 18th, 2017 9:09 PM Author: bright irradiated temple therapy Doesnt invest in 401k for whole life.
Misses out on 7% average post-tax returns. |
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Date: September 18th, 2017 8:55 PM Author: poppy french chef orchestra pit do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273) |
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Date: September 18th, 2017 8:57 PM Author: laughsome idea he suggested How much do they match for you bozos (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288) |
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Date: September 18th, 2017 8:58 PM Author: poppy french chef orchestra pit why do you hate me? (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292) |
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Date: September 18th, 2017 8:58 PM Author: aquamarine supple psychic business firm i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294) |
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Date: September 18th, 2017 9:11 PM Author: brilliant school Because it's free money for them - part of what otherwise would be your salary - when you don't.
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Date: September 18th, 2017 9:15 PM Author: 180 massive jew (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439) |
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Date: September 18th, 2017 9:35 PM Author: aquamarine supple psychic business firm hmm... (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621) |
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Date: September 18th, 2017 9:13 PM Author: Low-t swollen jewess toilet seat Employer contributions are a tax write off. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422) |
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Date: September 18th, 2017 9:36 PM Author: Fragrant locale Isn't salary a write off? (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629) |
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Date: September 18th, 2017 9:42 PM Author: Self-absorbed native skinny woman Generally, but there are some exceptions. E.g., IRC § 162(m). (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665) |
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Date: September 19th, 2017 2:03 PM Author: shimmering excitant pistol Price discrimination. They tell all potential employees that the perk is there but not all will use it. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616) |
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Date: September 19th, 2017 2:12 PM Author: judgmental buff forum Is there any tax benefit that employer match has over a salary increase?
I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care. |
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Date: September 19th, 2017 2:13 PM Author: Tan Love Of Her Life Doctorate hehe (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703) |
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Date: September 19th, 2017 2:13 PM Author: Tan Love Of Her Life Doctorate rare cr from you ted. its a scam (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707) |
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Date: September 19th, 2017 4:23 PM Author: aquamarine supple psychic business firm Ty (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922) |
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Date: September 19th, 2017 2:36 PM Author: khaki bawdyhouse place of business Tax favored contributions to executives are limited to a multiple of the average employee. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956) |
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Date: September 19th, 2017 2:38 PM Author: Vermilion violent parlor main people (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972) |
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Date: September 19th, 2017 2:55 PM Author: glittery fortuitous meteor gotta incentivize somehow. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108) |
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Date: September 19th, 2017 2:39 PM Author: razzle-dazzle translucent range Avoid failing the IRS' nondiscrimination test? (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978) |
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Date: September 19th, 2017 2:55 PM Author: glittery fortuitous meteor (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110) |
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Date: September 19th, 2017 6:44 PM Author: poppy french chef orchestra pit bros, just checked and 401k is at 14.9% ytd lol wtf...
s&p is at 13.5%?! where's all this expansion coming from |
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Date: September 19th, 2017 7:37 PM Author: Narrow-minded Milk Euro/international stock funds are doing super well (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445) |
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Date: September 19th, 2017 7:50 PM Author: poppy french chef orchestra pit music will end any day now... (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515) |
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Date: September 19th, 2017 10:46 PM Author: Glassy corner black woman bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611) |