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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Cheese-eating Poppy Menage Crotch
  09/18/17
uh because it's a perk and perks help influence people's dec...
Flirting disrespectful clown
  09/18/17
how about just increase the salary and not resources stuff o...
Cheese-eating Poppy Menage Crotch
  09/18/17
(Biglawyer)
Stirring hyperactive sneaky criminal stag film
  09/18/17
nope. more like salesman.
Cheese-eating Poppy Menage Crotch
  09/18/17
(guy who doesn't understand taxes)
pea-brained resort striped hyena
  09/19/17
...
awkward magical keepsake machete multi-billionaire
  09/19/17
...
curious spruce sanctuary sandwich
  09/19/17
...
bearded stage gay wizard
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Arousing mental disorder half-breed
  09/18/17
i don't know man...
Cheese-eating Poppy Menage Crotch
  09/18/17
you always go AT LEAST to the match. it's free money that y...
heady embarrassed to the bone candlestick maker locale
  09/19/17
CR
shivering nowag
  09/19/17
JFC you are way too dumb to post here.
Thirsty Massive Hunting Ground Boistinker
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Cheese-eating Poppy Menage Crotch
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Ruddy kitty cat
  09/18/17
do you mean you dont vest so they match 100% automatically u...
wine infuriating associate
  09/18/17
How much do they match for you bozos
Mauve fragrant internal respiration
  09/18/17
why do you hate me?
wine infuriating associate
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Cheese-eating Poppy Menage Crotch
  09/18/17
Because it's free money for them - part of what otherwise wo...
Orange violent preventive strike rehab
  09/18/17
...
charismatic state
  09/18/17
hmm...
Cheese-eating Poppy Menage Crotch
  09/18/17
Employer contributions are a tax write off.
curious spruce sanctuary sandwich
  09/18/17
Isn't salary a write off?
ruby fluffy office
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Blue dashing pervert private investor
  09/18/17
Price discrimination. They tell all potential employees that...
hilarious 180 locus
  09/19/17
Is there any tax benefit that employer match has over a sala...
Rambunctious Property Puppy
  09/19/17
hehe
Sickened wonderful public bath psychic
  09/19/17
rare cr from you ted. its a scam
Sickened wonderful public bath psychic
  09/19/17
Ty
Cheese-eating Poppy Menage Crotch
  09/19/17
Tax favored contributions to executives are limited to a mul...
sexy kitchen
  09/19/17
...
Haunting headpube stock car
  09/19/17
gotta incentivize somehow.
heady embarrassed to the bone candlestick maker locale
  09/19/17
Avoid failing the IRS' nondiscrimination test?
iridescent electric forum
  09/19/17
...
heady embarrassed to the bone candlestick maker locale
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
wine infuriating associate
  09/19/17
Euro/international stock funds are doing super well
shivering nowag
  09/19/17
music will end any day now...
wine infuriating associate
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Azure stubborn sound barrier juggernaut
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Cheese-eating Poppy Menage Crotch

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Flirting disrespectful clown

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Cheese-eating Poppy Menage Crotch

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Stirring hyperactive sneaky criminal stag film

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Cheese-eating Poppy Menage Crotch

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: pea-brained resort striped hyena

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: awkward magical keepsake machete multi-billionaire



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: curious spruce sanctuary sandwich



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: bearded stage gay wizard



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Arousing mental disorder half-breed

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Cheese-eating Poppy Menage Crotch

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: heady embarrassed to the bone candlestick maker locale

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: shivering nowag

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Thirsty Massive Hunting Ground Boistinker

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Cheese-eating Poppy Menage Crotch

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Ruddy kitty cat

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: wine infuriating associate

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Mauve fragrant internal respiration

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: wine infuriating associate

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Cheese-eating Poppy Menage Crotch

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Orange violent preventive strike rehab

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: charismatic state



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Cheese-eating Poppy Menage Crotch

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: curious spruce sanctuary sandwich

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: ruby fluffy office

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Blue dashing pervert private investor

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: hilarious 180 locus

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Rambunctious Property Puppy

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Sickened wonderful public bath psychic

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Sickened wonderful public bath psychic

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Cheese-eating Poppy Menage Crotch

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: sexy kitchen

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Haunting headpube stock car



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: heady embarrassed to the bone candlestick maker locale

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: iridescent electric forum

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: heady embarrassed to the bone candlestick maker locale



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: wine infuriating associate

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: shivering nowag

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: wine infuriating associate

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Azure stubborn sound barrier juggernaut

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)