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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
spectacular citrine mad cow disease location
  09/18/17
uh because it's a perk and perks help influence people's dec...
cyan anal jewess cumskin
  09/18/17
how about just increase the salary and not resources stuff o...
spectacular citrine mad cow disease location
  09/18/17
(Biglawyer)
Self-centered theatre degenerate
  09/18/17
nope. more like salesman.
spectacular citrine mad cow disease location
  09/18/17
(guy who doesn't understand taxes)
Galvanic Ticket Booth
  09/19/17
...
exciting amethyst immigrant locus
  09/19/17
...
saffron mind-boggling gay wizard stock car
  09/19/17
...
Glittery insecure parlor fortuitous meteor
  09/18/17
free money is not a $cam bro. at least contribute up to the...
pearly range
  09/18/17
i don't know man...
spectacular citrine mad cow disease location
  09/18/17
you always go AT LEAST to the match. it's free money that y...
electric self-absorbed nursing home new version
  09/19/17
CR
up-to-no-good embarrassed to the bone organic girlfriend casino
  09/19/17
JFC you are way too dumb to post here.
Soggy field sandwich
  09/18/17
*invests in 401k* *loses more than half of it during a re...
spectacular citrine mad cow disease location
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Adventurous sanctuary
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Filthy blathering messiness
  09/18/17
How much do they match for you bozos
Swashbuckling fluffy jap lodge
  09/18/17
why do you hate me?
Filthy blathering messiness
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
spectacular citrine mad cow disease location
  09/18/17
Because it's free money for them - part of what otherwise wo...
razzle-dazzle brunch hairy legs
  09/18/17
...
Supple nubile tanning salon digit ratio
  09/18/17
hmm...
spectacular citrine mad cow disease location
  09/18/17
Employer contributions are a tax write off.
saffron mind-boggling gay wizard stock car
  09/18/17
Isn't salary a write off?
jet round eye temple
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
onyx comical french chef tattoo
  09/18/17
Price discrimination. They tell all potential employees that...
carnelian state sex offender
  09/19/17
Is there any tax benefit that employer match has over a sala...
honey-headed address
  09/19/17
hehe
Blue parlour filthpig
  09/19/17
rare cr from you ted. its a scam
Blue parlour filthpig
  09/19/17
Ty
spectacular citrine mad cow disease location
  09/19/17
Tax favored contributions to executives are limited to a mul...
fantasy-prone amber cuckold
  09/19/17
...
fishy generalized bond
  09/19/17
gotta incentivize somehow.
electric self-absorbed nursing home new version
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Titillating bawdyhouse
  09/19/17
...
electric self-absorbed nursing home new version
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Filthy blathering messiness
  09/19/17
Euro/international stock funds are doing super well
up-to-no-good embarrassed to the bone organic girlfriend casino
  09/19/17
music will end any day now...
Filthy blathering messiness
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
laughsome demanding meetinghouse
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: spectacular citrine mad cow disease location

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: cyan anal jewess cumskin

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: spectacular citrine mad cow disease location

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Self-centered theatre degenerate

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: spectacular citrine mad cow disease location

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Galvanic Ticket Booth

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: exciting amethyst immigrant locus



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: saffron mind-boggling gay wizard stock car



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Glittery insecure parlor fortuitous meteor



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: pearly range

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: spectacular citrine mad cow disease location

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: electric self-absorbed nursing home new version

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: up-to-no-good embarrassed to the bone organic girlfriend casino

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Soggy field sandwich

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: spectacular citrine mad cow disease location

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Adventurous sanctuary

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Filthy blathering messiness

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Swashbuckling fluffy jap lodge

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Filthy blathering messiness

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: spectacular citrine mad cow disease location

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: razzle-dazzle brunch hairy legs

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Supple nubile tanning salon digit ratio



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: spectacular citrine mad cow disease location

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: saffron mind-boggling gay wizard stock car

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: jet round eye temple

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: onyx comical french chef tattoo

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: carnelian state sex offender

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: honey-headed address

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Blue parlour filthpig

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Blue parlour filthpig

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: spectacular citrine mad cow disease location

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: fantasy-prone amber cuckold

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: fishy generalized bond



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: electric self-absorbed nursing home new version

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Titillating bawdyhouse

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: electric self-absorbed nursing home new version



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Filthy blathering messiness

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: up-to-no-good embarrassed to the bone organic girlfriend casino

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Filthy blathering messiness

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: laughsome demanding meetinghouse

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)