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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
maniacal awkward brethren
  09/18/17
uh because it's a perk and perks help influence people's dec...
pontificating arrogant theater stage becky
  09/18/17
how about just increase the salary and not resources stuff o...
maniacal awkward brethren
  09/18/17
(Biglawyer)
maroon theater sneaky criminal
  09/18/17
nope. more like salesman.
maniacal awkward brethren
  09/18/17
(guy who doesn't understand taxes)
frum idiot
  09/19/17
...
Milky laughsome elastic band
  09/19/17
...
offensive set
  09/19/17
...
Vibrant Base
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Talented Drunken Electric Furnace
  09/18/17
i don't know man...
maniacal awkward brethren
  09/18/17
you always go AT LEAST to the match. it's free money that y...
yellow police squad location
  09/19/17
CR
Floppy dog poop kitty
  09/19/17
JFC you are way too dumb to post here.
Salmon Knife
  09/18/17
*invests in 401k* *loses more than half of it during a re...
maniacal awkward brethren
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
drab excitant generalized bond
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Aphrodisiac plum mediation
  09/18/17
How much do they match for you bozos
twisted smoky bbw
  09/18/17
why do you hate me?
Aphrodisiac plum mediation
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
maniacal awkward brethren
  09/18/17
Because it's free money for them - part of what otherwise wo...
boyish bat-shit-crazy faggotry church
  09/18/17
...
Twinkling hairraiser pisswyrm
  09/18/17
hmm...
maniacal awkward brethren
  09/18/17
Employer contributions are a tax write off.
offensive set
  09/18/17
Isn't salary a write off?
gay swashbuckling crackhouse chad
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
ebony marketing idea nibblets
  09/18/17
Price discrimination. They tell all potential employees that...
Wonderful Black Antidepressant Drug
  09/19/17
Is there any tax benefit that employer match has over a sala...
Histrionic Stage Headpube
  09/19/17
hehe
Frozen beta stead
  09/19/17
rare cr from you ted. its a scam
Frozen beta stead
  09/19/17
Ty
maniacal awkward brethren
  09/19/17
Tax favored contributions to executives are limited to a mul...
lake point
  09/19/17
...
Godawful Shitlib Stag Film
  09/19/17
gotta incentivize somehow.
yellow police squad location
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Ruby passionate parlor background story
  09/19/17
...
yellow police squad location
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Aphrodisiac plum mediation
  09/19/17
Euro/international stock funds are doing super well
Floppy dog poop kitty
  09/19/17
music will end any day now...
Aphrodisiac plum mediation
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
irradiated area pervert
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: maniacal awkward brethren

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: pontificating arrogant theater stage becky

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: maniacal awkward brethren

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: maroon theater sneaky criminal

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: maniacal awkward brethren

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: frum idiot

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Milky laughsome elastic band



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: offensive set



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Vibrant Base



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Talented Drunken Electric Furnace

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: maniacal awkward brethren

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: yellow police squad location

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Floppy dog poop kitty

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Salmon Knife

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: maniacal awkward brethren

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: drab excitant generalized bond

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Aphrodisiac plum mediation

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: twisted smoky bbw

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Aphrodisiac plum mediation

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: maniacal awkward brethren

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: boyish bat-shit-crazy faggotry church

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Twinkling hairraiser pisswyrm



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: maniacal awkward brethren

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: offensive set

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: gay swashbuckling crackhouse chad

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: ebony marketing idea nibblets

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Wonderful Black Antidepressant Drug

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Histrionic Stage Headpube

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Frozen beta stead

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Frozen beta stead

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: maniacal awkward brethren

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: lake point

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Godawful Shitlib Stag Film



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: yellow police squad location

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Ruby passionate parlor background story

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: yellow police squad location



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Aphrodisiac plum mediation

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Floppy dog poop kitty

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Aphrodisiac plum mediation

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: irradiated area pervert

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)