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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Spruce deranged dog poop cuckold
  09/18/17
uh because it's a perk and perks help influence people's dec...
transparent private investor tanning salon
  09/18/17
how about just increase the salary and not resources stuff o...
Spruce deranged dog poop cuckold
  09/18/17
(Biglawyer)
Carnelian vigorous fortuitous meteor
  09/18/17
nope. more like salesman.
Spruce deranged dog poop cuckold
  09/18/17
(guy who doesn't understand taxes)
motley piazza legal warrant
  09/19/17
...
snowy soul-stirring kitchen
  09/19/17
...
coiffed floppy cruise ship
  09/19/17
...
navy multi-colored prole chad
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Bisexual azn mexican
  09/18/17
i don't know man...
Spruce deranged dog poop cuckold
  09/18/17
you always go AT LEAST to the match. it's free money that y...
laughsome erotic parlour keepsake machete
  09/19/17
CR
mind-boggling tan hall
  09/19/17
JFC you are way too dumb to post here.
Glassy Gunner
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Spruce deranged dog poop cuckold
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
white indecent church
  09/18/17
do you mean you dont vest so they match 100% automatically u...
racy school queen of the night
  09/18/17
How much do they match for you bozos
Passionate harsh ticket booth halford
  09/18/17
why do you hate me?
racy school queen of the night
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Spruce deranged dog poop cuckold
  09/18/17
Because it's free money for them - part of what otherwise wo...
iridescent crackhouse useless brakes
  09/18/17
...
Milky bearded stain
  09/18/17
hmm...
Spruce deranged dog poop cuckold
  09/18/17
Employer contributions are a tax write off.
coiffed floppy cruise ship
  09/18/17
Isn't salary a write off?
Electric hunting ground
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Marvelous hyperactive hell
  09/18/17
Price discrimination. They tell all potential employees that...
Misanthropic church building new version
  09/19/17
Is there any tax benefit that employer match has over a sala...
thriller abnormal incel toaster
  09/19/17
hehe
wild step-uncle's house
  09/19/17
rare cr from you ted. its a scam
wild step-uncle's house
  09/19/17
Ty
Spruce deranged dog poop cuckold
  09/19/17
Tax favored contributions to executives are limited to a mul...
Exhilarant den
  09/19/17
...
ultramarine seedy ceo nowag
  09/19/17
gotta incentivize somehow.
laughsome erotic parlour keepsake machete
  09/19/17
Avoid failing the IRS' nondiscrimination test?
razzle area blood rage
  09/19/17
...
laughsome erotic parlour keepsake machete
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
racy school queen of the night
  09/19/17
Euro/international stock funds are doing super well
mind-boggling tan hall
  09/19/17
music will end any day now...
racy school queen of the night
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
amber therapy mental disorder
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Spruce deranged dog poop cuckold

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: transparent private investor tanning salon

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Spruce deranged dog poop cuckold

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Carnelian vigorous fortuitous meteor

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Spruce deranged dog poop cuckold

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: motley piazza legal warrant

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: snowy soul-stirring kitchen



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: coiffed floppy cruise ship



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: navy multi-colored prole chad



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Bisexual azn mexican

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Spruce deranged dog poop cuckold

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: laughsome erotic parlour keepsake machete

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: mind-boggling tan hall

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Glassy Gunner

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Spruce deranged dog poop cuckold

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: white indecent church

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: racy school queen of the night

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Passionate harsh ticket booth halford

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: racy school queen of the night

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Spruce deranged dog poop cuckold

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: iridescent crackhouse useless brakes

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Milky bearded stain



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Spruce deranged dog poop cuckold

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: coiffed floppy cruise ship

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Electric hunting ground

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Marvelous hyperactive hell

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Misanthropic church building new version

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: thriller abnormal incel toaster

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: wild step-uncle's house

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: wild step-uncle's house

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Spruce deranged dog poop cuckold

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Exhilarant den

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: ultramarine seedy ceo nowag



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: laughsome erotic parlour keepsake machete

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: razzle area blood rage

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: laughsome erotic parlour keepsake machete



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: racy school queen of the night

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: mind-boggling tan hall

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: racy school queen of the night

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: amber therapy mental disorder

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)