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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
sapphire aromatic halford
  09/18/17
uh because it's a perk and perks help influence people's dec...
aphrodisiac dog poop trailer park
  09/18/17
how about just increase the salary and not resources stuff o...
sapphire aromatic halford
  09/18/17
(Biglawyer)
green filthy indian lodge
  09/18/17
nope. more like salesman.
sapphire aromatic halford
  09/18/17
(guy who doesn't understand taxes)
greedy tripping degenerate
  09/19/17
...
insecure wild dingle berry resort
  09/19/17
...
Coiffed state fanboi
  09/19/17
...
Frozen Ebony Institution
  09/18/17
free money is not a $cam bro. at least contribute up to the...
orange market masturbator
  09/18/17
i don't know man...
sapphire aromatic halford
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Vigorous well-lubricated turdskin legal warrant
  09/19/17
CR
Black coldplay fan
  09/19/17
JFC you are way too dumb to post here.
ultramarine fat ankles half-breed
  09/18/17
*invests in 401k* *loses more than half of it during a re...
sapphire aromatic halford
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
claret locale
  09/18/17
do you mean you dont vest so they match 100% automatically u...
misunderstood school volcanic crater
  09/18/17
How much do they match for you bozos
Embarrassed to the bone dun twinkling uncleanness party of the first part
  09/18/17
why do you hate me?
misunderstood school volcanic crater
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
sapphire aromatic halford
  09/18/17
Because it's free money for them - part of what otherwise wo...
Bateful School Cafeteria Cuck
  09/18/17
...
irate pervert
  09/18/17
hmm...
sapphire aromatic halford
  09/18/17
Employer contributions are a tax write off.
Coiffed state fanboi
  09/18/17
Isn't salary a write off?
Charismatic brunch
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Multi-colored cerise property
  09/18/17
Price discrimination. They tell all potential employees that...
Talking Church Building
  09/19/17
Is there any tax benefit that employer match has over a sala...
milky jap
  09/19/17
hehe
mint supple office rigpig
  09/19/17
rare cr from you ted. its a scam
mint supple office rigpig
  09/19/17
Ty
sapphire aromatic halford
  09/19/17
Tax favored contributions to executives are limited to a mul...
Onyx deranged stage
  09/19/17
...
Slate Feces
  09/19/17
gotta incentivize somehow.
Vigorous well-lubricated turdskin legal warrant
  09/19/17
Avoid failing the IRS' nondiscrimination test?
metal sound barrier theater
  09/19/17
...
Vigorous well-lubricated turdskin legal warrant
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
misunderstood school volcanic crater
  09/19/17
Euro/international stock funds are doing super well
Black coldplay fan
  09/19/17
music will end any day now...
misunderstood school volcanic crater
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
At-the-ready excitant spot
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: sapphire aromatic halford

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: aphrodisiac dog poop trailer park

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: sapphire aromatic halford

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: green filthy indian lodge

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: sapphire aromatic halford

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: greedy tripping degenerate

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: insecure wild dingle berry resort



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Coiffed state fanboi



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Frozen Ebony Institution



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: orange market masturbator

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: sapphire aromatic halford

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Vigorous well-lubricated turdskin legal warrant

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Black coldplay fan

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: ultramarine fat ankles half-breed

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: sapphire aromatic halford

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: claret locale

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: misunderstood school volcanic crater

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Embarrassed to the bone dun twinkling uncleanness party of the first part

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: misunderstood school volcanic crater

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: sapphire aromatic halford

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Bateful School Cafeteria Cuck

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: irate pervert



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: sapphire aromatic halford

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Coiffed state fanboi

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Charismatic brunch

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Multi-colored cerise property

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Talking Church Building

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: milky jap

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: mint supple office rigpig

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: mint supple office rigpig

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: sapphire aromatic halford

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Onyx deranged stage

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Slate Feces



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Vigorous well-lubricated turdskin legal warrant

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: metal sound barrier theater

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Vigorous well-lubricated turdskin legal warrant



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: misunderstood school volcanic crater

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Black coldplay fan

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: misunderstood school volcanic crater

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: At-the-ready excitant spot

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)