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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
angry saffron field old irish cottage
  09/18/17
uh because it's a perk and perks help influence people's dec...
Yapping underhanded selfie kitty
  09/18/17
how about just increase the salary and not resources stuff o...
angry saffron field old irish cottage
  09/18/17
(Biglawyer)
salmon vengeful piazza depressive
  09/18/17
nope. more like salesman.
angry saffron field old irish cottage
  09/18/17
(guy who doesn't understand taxes)
Disrespectful narrow-minded newt
  09/19/17
...
brindle autistic national half-breed
  09/19/17
...
wonderful haunted graveyard location
  09/19/17
...
frozen ultramarine hospital
  09/18/17
free money is not a $cam bro. at least contribute up to the...
mentally impaired wine gaming laptop hunting ground
  09/18/17
i don't know man...
angry saffron field old irish cottage
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Soul-stirring insanely creepy organic girlfriend bawdyhouse
  09/19/17
CR
coiffed ruby therapy
  09/19/17
JFC you are way too dumb to post here.
Hideous Vibrant Volcanic Crater
  09/18/17
*invests in 401k* *loses more than half of it during a re...
angry saffron field old irish cottage
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Histrionic institution
  09/18/17
do you mean you dont vest so they match 100% automatically u...
At-the-ready irate twinkling uncleanness fat ankles
  09/18/17
How much do they match for you bozos
racy charcoal cuckoldry alpha
  09/18/17
why do you hate me?
At-the-ready irate twinkling uncleanness fat ankles
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
angry saffron field old irish cottage
  09/18/17
Because it's free money for them - part of what otherwise wo...
Greedy state telephone
  09/18/17
...
glassy background story
  09/18/17
hmm...
angry saffron field old irish cottage
  09/18/17
Employer contributions are a tax write off.
wonderful haunted graveyard location
  09/18/17
Isn't salary a write off?
Opaque stag film
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Cerebral magenta nibblets
  09/18/17
Price discrimination. They tell all potential employees that...
cobalt deranged school factory reset button
  09/19/17
Is there any tax benefit that employer match has over a sala...
Yellow vivacious marketing idea
  09/19/17
hehe
nudist frisky point gaping
  09/19/17
rare cr from you ted. its a scam
nudist frisky point gaping
  09/19/17
Ty
angry saffron field old irish cottage
  09/19/17
Tax favored contributions to executives are limited to a mul...
Gay ape
  09/19/17
...
maroon crackhouse
  09/19/17
gotta incentivize somehow.
Soul-stirring insanely creepy organic girlfriend bawdyhouse
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Titillating school cafeteria
  09/19/17
...
Soul-stirring insanely creepy organic girlfriend bawdyhouse
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
At-the-ready irate twinkling uncleanness fat ankles
  09/19/17
Euro/international stock funds are doing super well
coiffed ruby therapy
  09/19/17
music will end any day now...
At-the-ready irate twinkling uncleanness fat ankles
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Slimy parlor philosopher-king
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: angry saffron field old irish cottage

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Yapping underhanded selfie kitty

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: angry saffron field old irish cottage

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: salmon vengeful piazza depressive

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: angry saffron field old irish cottage

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Disrespectful narrow-minded newt

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: brindle autistic national half-breed



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: wonderful haunted graveyard location



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: frozen ultramarine hospital



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: mentally impaired wine gaming laptop hunting ground

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: angry saffron field old irish cottage

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Soul-stirring insanely creepy organic girlfriend bawdyhouse

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: coiffed ruby therapy

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Hideous Vibrant Volcanic Crater

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: angry saffron field old irish cottage

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Histrionic institution

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: At-the-ready irate twinkling uncleanness fat ankles

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: racy charcoal cuckoldry alpha

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: At-the-ready irate twinkling uncleanness fat ankles

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: angry saffron field old irish cottage

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Greedy state telephone

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: glassy background story



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: angry saffron field old irish cottage

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: wonderful haunted graveyard location

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Opaque stag film

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Cerebral magenta nibblets

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: cobalt deranged school factory reset button

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Yellow vivacious marketing idea

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: nudist frisky point gaping

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: nudist frisky point gaping

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: angry saffron field old irish cottage

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Gay ape

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: maroon crackhouse



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Soul-stirring insanely creepy organic girlfriend bawdyhouse

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Titillating school cafeteria

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Soul-stirring insanely creepy organic girlfriend bawdyhouse



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: At-the-ready irate twinkling uncleanness fat ankles

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: coiffed ruby therapy

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: At-the-ready irate twinkling uncleanness fat ankles

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Slimy parlor philosopher-king

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)