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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Nubile flatulent stead
  09/18/17
uh because it's a perk and perks help influence people's dec...
Bespoke brunch corn cake
  09/18/17
how about just increase the salary and not resources stuff o...
Nubile flatulent stead
  09/18/17
(Biglawyer)
frum charismatic giraffe
  09/18/17
nope. more like salesman.
Nubile flatulent stead
  09/18/17
(guy who doesn't understand taxes)
submissive lavender forum private investor
  09/19/17
...
Histrionic claret kitty
  09/19/17
...
filthy associate heaven
  09/19/17
...
Sooty gaped dilemma
  09/18/17
free money is not a $cam bro. at least contribute up to the...
beta sick dog poop
  09/18/17
i don't know man...
Nubile flatulent stead
  09/18/17
you always go AT LEAST to the match. it's free money that y...
startled stimulating sneaky criminal
  09/19/17
CR
flirting factory reset button
  09/19/17
JFC you are way too dumb to post here.
rose motley cuckold
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Nubile flatulent stead
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Thirsty Odious Codepig
  09/18/17
do you mean you dont vest so they match 100% automatically u...
dashing idea he suggested sweet tailpipe
  09/18/17
How much do they match for you bozos
tantric newt sanctuary
  09/18/17
why do you hate me?
dashing idea he suggested sweet tailpipe
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Nubile flatulent stead
  09/18/17
Because it's free money for them - part of what otherwise wo...
olive arousing rigpig
  09/18/17
...
Glittery impressive site love of her life
  09/18/17
hmm...
Nubile flatulent stead
  09/18/17
Employer contributions are a tax write off.
filthy associate heaven
  09/18/17
Isn't salary a write off?
Infuriating location
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
bonkers hideous parlor twinkling uncleanness
  09/18/17
Price discrimination. They tell all potential employees that...
Angry field
  09/19/17
Is there any tax benefit that employer match has over a sala...
fishy fragrant voyeur rigor
  09/19/17
hehe
blathering piazza degenerate
  09/19/17
rare cr from you ted. its a scam
blathering piazza degenerate
  09/19/17
Ty
Nubile flatulent stead
  09/19/17
Tax favored contributions to executives are limited to a mul...
house-broken cracking laser beams spot
  09/19/17
...
mind-boggling national hominid
  09/19/17
gotta incentivize somehow.
startled stimulating sneaky criminal
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Dull big affirmative action
  09/19/17
...
startled stimulating sneaky criminal
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
dashing idea he suggested sweet tailpipe
  09/19/17
Euro/international stock funds are doing super well
flirting factory reset button
  09/19/17
music will end any day now...
dashing idea he suggested sweet tailpipe
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Frozen navy shitlib native
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Nubile flatulent stead

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Bespoke brunch corn cake

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Nubile flatulent stead

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: frum charismatic giraffe

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Nubile flatulent stead

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: submissive lavender forum private investor

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Histrionic claret kitty



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: filthy associate heaven



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Sooty gaped dilemma



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: beta sick dog poop

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Nubile flatulent stead

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: startled stimulating sneaky criminal

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: flirting factory reset button

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: rose motley cuckold

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Nubile flatulent stead

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Thirsty Odious Codepig

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: dashing idea he suggested sweet tailpipe

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: tantric newt sanctuary

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: dashing idea he suggested sweet tailpipe

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Nubile flatulent stead

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: olive arousing rigpig

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Glittery impressive site love of her life



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Nubile flatulent stead

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: filthy associate heaven

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Infuriating location

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: bonkers hideous parlor twinkling uncleanness

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Angry field

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: fishy fragrant voyeur rigor

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: blathering piazza degenerate

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: blathering piazza degenerate

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Nubile flatulent stead

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: house-broken cracking laser beams spot

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: mind-boggling national hominid



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: startled stimulating sneaky criminal

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Dull big affirmative action

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: startled stimulating sneaky criminal



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: dashing idea he suggested sweet tailpipe

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: flirting factory reset button

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: dashing idea he suggested sweet tailpipe

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Frozen navy shitlib native

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)