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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
clear exciting crackhouse azn
  09/18/17
uh because it's a perk and perks help influence people's dec...
Swollen Brilliant Rigpig
  09/18/17
how about just increase the salary and not resources stuff o...
clear exciting crackhouse azn
  09/18/17
(Biglawyer)
Startled stead
  09/18/17
nope. more like salesman.
clear exciting crackhouse azn
  09/18/17
(guy who doesn't understand taxes)
tripping community account
  09/19/17
...
Topaz Beady-eyed Roommate
  09/19/17
...
heady bawdyhouse codepig
  09/19/17
...
Mind-boggling Mischievous State
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Violet indian lodge preventive strike
  09/18/17
i don't know man...
clear exciting crackhouse azn
  09/18/17
you always go AT LEAST to the match. it's free money that y...
spectacular primrose potus theater stage
  09/19/17
CR
Vibrant Chest-beating Juggernaut Kitchen
  09/19/17
JFC you are way too dumb to post here.
Mewling gas station
  09/18/17
*invests in 401k* *loses more than half of it during a re...
clear exciting crackhouse azn
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
fragrant trump supporter
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Excitant Seedy Hall Hunting Ground
  09/18/17
How much do they match for you bozos
Sooty Masturbator
  09/18/17
why do you hate me?
Excitant Seedy Hall Hunting Ground
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
clear exciting crackhouse azn
  09/18/17
Because it's free money for them - part of what otherwise wo...
Apoplectic yellow address dog poop
  09/18/17
...
Gaped hospital keepsake machete
  09/18/17
hmm...
clear exciting crackhouse azn
  09/18/17
Employer contributions are a tax write off.
heady bawdyhouse codepig
  09/18/17
Isn't salary a write off?
thriller insecure toaster point
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
bistre school ladyboy
  09/18/17
Price discrimination. They tell all potential employees that...
Provocative Bipolar Stage
  09/19/17
Is there any tax benefit that employer match has over a sala...
Spruce Cruise Ship
  09/19/17
hehe
Umber appetizing jew parlour
  09/19/17
rare cr from you ted. its a scam
Umber appetizing jew parlour
  09/19/17
Ty
clear exciting crackhouse azn
  09/19/17
Tax favored contributions to executives are limited to a mul...
Massive razzle puppy
  09/19/17
...
Anal corn cake candlestick maker
  09/19/17
gotta incentivize somehow.
spectacular primrose potus theater stage
  09/19/17
Avoid failing the IRS' nondiscrimination test?
racy carnelian chapel
  09/19/17
...
spectacular primrose potus theater stage
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Excitant Seedy Hall Hunting Ground
  09/19/17
Euro/international stock funds are doing super well
Vibrant Chest-beating Juggernaut Kitchen
  09/19/17
music will end any day now...
Excitant Seedy Hall Hunting Ground
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
lascivious sapphire whorehouse
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: clear exciting crackhouse azn

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Swollen Brilliant Rigpig

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: clear exciting crackhouse azn

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Startled stead

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: clear exciting crackhouse azn

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: tripping community account

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Topaz Beady-eyed Roommate



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: heady bawdyhouse codepig



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Mind-boggling Mischievous State



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Violet indian lodge preventive strike

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: clear exciting crackhouse azn

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: spectacular primrose potus theater stage

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Vibrant Chest-beating Juggernaut Kitchen

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Mewling gas station

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: clear exciting crackhouse azn

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: fragrant trump supporter

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Excitant Seedy Hall Hunting Ground

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Sooty Masturbator

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Excitant Seedy Hall Hunting Ground

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: clear exciting crackhouse azn

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Apoplectic yellow address dog poop

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Gaped hospital keepsake machete



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: clear exciting crackhouse azn

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: heady bawdyhouse codepig

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: thriller insecure toaster point

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: bistre school ladyboy

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Provocative Bipolar Stage

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Spruce Cruise Ship

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Umber appetizing jew parlour

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Umber appetizing jew parlour

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: clear exciting crackhouse azn

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Massive razzle puppy

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Anal corn cake candlestick maker



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: spectacular primrose potus theater stage

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: racy carnelian chapel

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: spectacular primrose potus theater stage



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Excitant Seedy Hall Hunting Ground

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Vibrant Chest-beating Juggernaut Kitchen

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Excitant Seedy Hall Hunting Ground

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: lascivious sapphire whorehouse

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)