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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
sexy headpube incel
  09/18/17
uh because it's a perk and perks help influence people's dec...
rose vivacious pit halford
  09/18/17
how about just increase the salary and not resources stuff o...
sexy headpube incel
  09/18/17
(Biglawyer)
ultramarine disgusting stain giraffe
  09/18/17
nope. more like salesman.
sexy headpube incel
  09/18/17
(guy who doesn't understand taxes)
pearl fantasy-prone institution
  09/19/17
...
mentally impaired affirmative action national
  09/19/17
...
shaky talented telephone
  09/19/17
...
soul-stirring chestnut mediation
  09/18/17
free money is not a $cam bro. at least contribute up to the...
beady-eyed orchid office
  09/18/17
i don't know man...
sexy headpube incel
  09/18/17
you always go AT LEAST to the match. it's free money that y...
shimmering curious foreskin boiling water
  09/19/17
CR
Metal national security agency
  09/19/17
JFC you are way too dumb to post here.
Galvanic claret jew chapel
  09/18/17
*invests in 401k* *loses more than half of it during a re...
sexy headpube incel
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Magenta duck-like therapy crotch
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Wine Well-lubricated Station
  09/18/17
How much do they match for you bozos
floppy church
  09/18/17
why do you hate me?
Wine Well-lubricated Station
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
sexy headpube incel
  09/18/17
Because it's free money for them - part of what otherwise wo...
Clear glittery roommate hissy fit
  09/18/17
...
azure orchestra pit indirect expression
  09/18/17
hmm...
sexy headpube incel
  09/18/17
Employer contributions are a tax write off.
shaky talented telephone
  09/18/17
Isn't salary a write off?
Supple stage
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Razzle zombie-like field
  09/18/17
Price discrimination. They tell all potential employees that...
Odious at-the-ready azn
  09/19/17
Is there any tax benefit that employer match has over a sala...
Bistre Cracking Faggot Firefighter
  09/19/17
hehe
Kink-friendly Lime Lodge
  09/19/17
rare cr from you ted. its a scam
Kink-friendly Lime Lodge
  09/19/17
Ty
sexy headpube incel
  09/19/17
Tax favored contributions to executives are limited to a mul...
Brass Crackhouse
  09/19/17
...
Excitant Step-uncle's House Blood Rage
  09/19/17
gotta incentivize somehow.
shimmering curious foreskin boiling water
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Adventurous weed whacker mother
  09/19/17
...
shimmering curious foreskin boiling water
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Wine Well-lubricated Station
  09/19/17
Euro/international stock funds are doing super well
Metal national security agency
  09/19/17
music will end any day now...
Wine Well-lubricated Station
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Stimulating school
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: sexy headpube incel

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: rose vivacious pit halford

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: sexy headpube incel

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: ultramarine disgusting stain giraffe

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: sexy headpube incel

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: pearl fantasy-prone institution

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: mentally impaired affirmative action national



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: shaky talented telephone



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: soul-stirring chestnut mediation



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: beady-eyed orchid office

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: sexy headpube incel

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: shimmering curious foreskin boiling water

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Metal national security agency

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Galvanic claret jew chapel

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: sexy headpube incel

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Magenta duck-like therapy crotch

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Wine Well-lubricated Station

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: floppy church

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Wine Well-lubricated Station

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: sexy headpube incel

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Clear glittery roommate hissy fit

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: azure orchestra pit indirect expression



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: sexy headpube incel

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: shaky talented telephone

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Supple stage

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Razzle zombie-like field

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Odious at-the-ready azn

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Bistre Cracking Faggot Firefighter

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Kink-friendly Lime Lodge

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Kink-friendly Lime Lodge

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: sexy headpube incel

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Brass Crackhouse

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Excitant Step-uncle's House Blood Rage



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: shimmering curious foreskin boiling water

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Adventurous weed whacker mother

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: shimmering curious foreskin boiling water



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Wine Well-lubricated Station

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Metal national security agency

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Wine Well-lubricated Station

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Stimulating school

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)