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why do employers match 100 percent of an employees 401k?
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Date: September 18th, 2017 8:53 PM Author: Vigorous halford what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?
it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money. |
Date: September 18th, 2017 8:53 PM Author: Green Voyeur uh because it's a perk and perks help influence people's decision to work there or not? if everyone else in the market is doing it, you have to too |
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Date: September 18th, 2017 8:55 PM Author: Vigorous halford how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275) |
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Date: September 18th, 2017 8:59 PM Author: opaque dashing hall round eye (Biglawyer) (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300) |
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Date: September 18th, 2017 9:00 PM Author: Vigorous halford nope. more like salesman. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311) |
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Date: September 19th, 2017 2:46 PM Author: sickened business firm party of the first part (guy who doesn't understand taxes) (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039) |
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Date: September 19th, 2017 6:53 PM Author: lime toilet seat range (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152) |
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Date: September 19th, 2017 6:56 PM Author: Chocolate lay goal in life (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186) |
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Date: September 18th, 2017 9:35 PM Author: azure hissy fit resort (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624) |
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Date: September 18th, 2017 8:53 PM Author: federal clear dilemma free money is not a $cam bro. at least contribute up to the match jfc. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256) |
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Date: September 18th, 2017 8:56 PM Author: Vigorous halford i don't know man... (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284) |
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Date: September 19th, 2017 2:49 PM Author: pink 180 striped hyena you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061) |
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Date: September 19th, 2017 7:34 PM Author: Heady immigrant telephone CR (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429) |
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Date: September 18th, 2017 8:54 PM Author: curious flirting kitty JFC you are way too dumb to post here.
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Date: September 18th, 2017 8:57 PM Author: Vigorous halford *invests in 401k*
*loses more than half of it during a recession* |
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Date: September 18th, 2017 9:09 PM Author: Lascivious center Doesnt invest in 401k for whole life.
Misses out on 7% average post-tax returns. |
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Date: September 18th, 2017 8:55 PM Author: Wonderful blue home do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273) |
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Date: September 18th, 2017 8:57 PM Author: Bull headed meetinghouse skinny woman How much do they match for you bozos (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288) |
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Date: September 18th, 2017 8:58 PM Author: Wonderful blue home why do you hate me? (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292) |
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Date: September 18th, 2017 8:58 PM Author: Vigorous halford i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294) |
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Date: September 18th, 2017 9:11 PM Author: spectacular church Because it's free money for them - part of what otherwise would be your salary - when you don't.
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Date: September 18th, 2017 9:15 PM Author: Chrome Misanthropic Patrolman Weed Whacker (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439) |
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Date: September 18th, 2017 9:35 PM Author: Vigorous halford hmm... (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621) |
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Date: September 18th, 2017 9:13 PM Author: Chocolate lay goal in life Employer contributions are a tax write off. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422) |
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Date: September 18th, 2017 9:36 PM Author: Chartreuse Roast Beef Isn't salary a write off? (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629) |
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Date: September 18th, 2017 9:42 PM Author: honey-headed box office Generally, but there are some exceptions. E.g., IRC § 162(m). (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665) |
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Date: September 19th, 2017 2:03 PM Author: angry native Price discrimination. They tell all potential employees that the perk is there but not all will use it. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616) |
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Date: September 19th, 2017 2:12 PM Author: slate motley point Is there any tax benefit that employer match has over a salary increase?
I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care. |
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Date: September 19th, 2017 2:13 PM Author: disgusting house hehe (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703) |
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Date: September 19th, 2017 2:13 PM Author: disgusting house rare cr from you ted. its a scam (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707) |
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Date: September 19th, 2017 4:23 PM Author: Vigorous halford Ty (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922) |
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Date: September 19th, 2017 2:36 PM Author: sadistic partner Tax favored contributions to executives are limited to a multiple of the average employee. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956) |
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Date: September 19th, 2017 2:38 PM Author: Glassy Faggot Firefighter (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972) |
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Date: September 19th, 2017 2:55 PM Author: pink 180 striped hyena gotta incentivize somehow. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108) |
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Date: September 19th, 2017 2:39 PM Author: Irradiated painfully honest school Avoid failing the IRS' nondiscrimination test? (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978) |
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Date: September 19th, 2017 2:55 PM Author: pink 180 striped hyena (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110) |
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Date: September 19th, 2017 6:44 PM Author: Wonderful blue home bros, just checked and 401k is at 14.9% ytd lol wtf...
s&p is at 13.5%?! where's all this expansion coming from |
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Date: September 19th, 2017 7:37 PM Author: Heady immigrant telephone Euro/international stock funds are doing super well (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445) |
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Date: September 19th, 2017 7:50 PM Author: Wonderful blue home music will end any day now... (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515) |
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Date: September 19th, 2017 10:46 PM Author: insecure university bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611) |