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how do you raise a family on less than $300K/year?
Poast new message in this thread
Date: October 11th, 2017 9:19 PM Author: honey-headed offensive dilemma prole (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420605) |
Date: October 11th, 2017 9:22 PM Author: jet judgmental ladyboy Live somewhere affordable, stop obsessing about "culture" (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420626) |
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Date: October 11th, 2017 9:23 PM Author: crimson faggotry degenerate even the average starter home in a shithole like Buffalo, NY is around 650K at this point (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420632) |
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Date: October 11th, 2017 10:06 PM Author: Underhanded Autistic Hunting Ground Toilet Seat No it isn't, but NY is terrible (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420925) |
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Date: October 11th, 2017 9:36 PM Author: cerebral forum elastic band The amount that XO believes it costs to live a meaningful life is the biggest flame around here.
How the fuck do we rail against GC and then buy into the belief that it requires 300k/yr to have a family? |
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Date: October 11th, 2017 9:38 PM Author: Glassy Trip Hospital Because that's bare minimum what it costs for a decent house, cars, education for kids, and not constantly worrying about.
As someone whose family clears that but in a higher COL area - that isn't actually enough. |
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Date: October 11th, 2017 9:39 PM Author: cerebral forum elastic band I’m sorry but this is flame. I normally agree with you, but this is one topic where XO jumps the shark. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420725) |
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Date: October 11th, 2017 9:40 PM Author: hairraiser market tell us O Non-GC One how much it costs (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420734) |
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Date: October 11th, 2017 9:43 PM Author: cerebral forum elastic band Partially depends on where you live, but in D.C., for instance, I know dozens of families who do perfectly fine on lone GS-15 incomes. They have multiple children, seemingly happy lives, and own homes.
Are they going out to eat every night, ubering everywhere, and taking vacations overseas every year? No, they aren’t. But that shit isn’t necessary for a happy and meaningful life. |
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Date: October 11th, 2017 10:03 PM Author: Glassy Trip Hospital Yeah, but you're talking about people doing long commutes and are seriously terrified when people talk about cutting fed budgets because they are all in on fed gov. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420908) |
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Date: October 11th, 2017 10:11 PM Author: cerebral forum elastic band Living life requires taking on some risk. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420986) |
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Date: October 11th, 2017 10:18 PM Author: Glassy Trip Hospital As someone who took a minor risk and got totally fucked by it, you have to keep the downside in mind and realize that we don't live like boomers did where all bets were in their favor. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34421044) |
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Date: October 11th, 2017 10:38 PM Author: Exciting submissive ticket booth (STRONG rape survivor) (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34421212) |
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Date: October 11th, 2017 10:39 PM Author: Glassy Trip Hospital Let's just say many years have passed and my bunghole is still sore... (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34421228) |
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Date: October 11th, 2017 11:13 PM Author: spruce nibblets "but in D.C., for instance, I know dozens of families who do perfectly fine on lone GS-15 incomes."
LOL, yea, h 2 working parents on GS-15 incomes bringing in $310k / yr |
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Date: October 11th, 2017 9:41 PM Author: Glassy Trip Hospital I mean, I'm just looking at what shit costs and my own budget. Maybe your preferences are just much cheaper than mine. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420736) |
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Date: October 11th, 2017 9:45 PM Author: cerebral forum elastic band It sounds like you’re buying into the GC consumer driven boomer lifestyle. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420770) |
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Date: October 11th, 2017 9:48 PM Author: Glassy Trip Hospital Maybe. But I'm not asking for some 10k sq ft mansion with a fountain in the front or some shit nonsense. Just a normal nice house in a place with schools and yes, a really nice car because I'm a car guy. the shit that people in prior generations with our jobs/earnings had no problem getting. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420791) |
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Date: October 11th, 2017 9:49 PM Author: Dashing flirting sound barrier In what universe is that unobtainable on $300k family income? (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420802) |
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Date: October 11th, 2017 9:51 PM Author: Glassy Trip Hospital In a universe where houses cost what they cost and you still need to pay for childcare, education, etc.
Figure a $700k home (a "fixer-upper" - lol) + 100k in renovations.
And, figure anyone can lose their job at anytime because welcome to ITE. |
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Date: October 11th, 2017 9:56 PM Author: Dashing flirting sound barrier Why are you spending $800k on a house and sending your kids to private school (assuming thats what you meant by education)?
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Date: October 11th, 2017 9:57 PM Author: Glassy Trip Hospital No, I meant saving up for college. We're planning on public schools because holy shit. But you still will end up paying for summer programs and shit. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420863) |
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Date: October 11th, 2017 9:59 PM Author: Dashing flirting sound barrier something will have to give by the time are kids are college age. is this shit just going to be $200k/year? (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420875) |
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Date: October 11th, 2017 10:02 PM Author: Glassy Trip Hospital Don't know, but I doubt it will be free. If you don't have today's equivalent of 6 figs ready it is probably going to be a problem. If I have a daughter I'd rather not have her popping on in an SA thread here on XO. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420901) |
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Date: October 11th, 2017 10:09 PM Author: Underhanded Autistic Hunting Ground Toilet Seat What is an "SA" thread? (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420959) |
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Date: October 11th, 2017 10:10 PM Author: Glassy Trip Hospital Thread where XOers talk about the escorts they get off of SA. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420974) |
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Date: October 11th, 2017 9:49 PM Author: cerebral forum elastic band Fair point regarding prior generations at our income levels. there are tradeoffs, but a family doesn’t have to be one of them (assuming you want a family).
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Date: October 11th, 2017 9:54 PM Author: Glassy Trip Hospital Well, everything is a trade-off, right? It doesn't have to be, but then something else has to give. What is it?
For me, I was always an "I am open to a family but I'm not willing to live a lifestyle I'm unhappy with for it" guy. I'm not the sort of guy that was ever doing all this for kids. I was doing it for a decent lifestyle. Ever since I was little boy in Siberian tundra... wait, no, that wasn't where I was going with this. |
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Date: October 11th, 2017 9:55 PM Author: cerebral forum elastic band (ARE Reptile alt outted) (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420844) |
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Date: October 11th, 2017 9:56 PM Author: crimson faggotry degenerate yeah you have iphones though (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420851) |
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Date: October 11th, 2017 9:56 PM Author: Glassy Trip Hospital I have an old one that my job bought for me years ago. I wouldn't pay for one myself. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420855) |
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Date: October 11th, 2017 10:07 PM Author: Underhanded Autistic Hunting Ground Toilet Seat (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420939) |
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Date: October 11th, 2017 10:10 PM Author: Glassy Trip Hospital Not really, but I do live in one of the most expensive parts of the country. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420968) |
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Date: October 11th, 2017 9:41 PM Author: stubborn theater a core GC flame is that prestigious, pricey private school education = decent education
homeschooling >>>>>>>>>>>>>>>>>> some overpriced shitlib indoctrination camp
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Date: October 11th, 2017 9:42 PM Author: Glassy Trip Hospital Homeschooled kids are all fucking weird. It ignores the fact that socialization is a core goal of schooling.
And while private schools aren't necessary in many cases, you have to live in a place with decent public schools and that costs money. |
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Date: October 11th, 2017 10:19 PM Author: stubborn theater lots of homeschool kids socialize bro. you don't know what you're talking about. your info is like 30 years out of date, based on some shitlib propaganda about christian fundies that make up a small % of the movement nowadays.
i know somebody that runs an email group for homeschoolers and they're always doing activities and shit. and it's a very non-fundie vibe from what they tell me (like fundies are welcome I guess but there's not many of them, cuz its a pretty lib urban area. most of the parents are libs...) |
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Date: October 11th, 2017 10:32 PM Author: Glassy Trip Hospital No, I know non-Christian fundy ones too. They're still weird. Normal kids spend the whole day around other kids. They spend it with their parents. That is obviously going to have an impact. That isn't "shitlib crap" - it is basic common sense. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34421155) |
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Date: October 12th, 2017 1:41 PM Author: boyish menage i know a homeschool group with totally normal kids bc each parent teaches a different class so homeschoolers are around kids all day
but this way they self-select to only be around UMC and UC white kids while giving their kids a WAY better academic education
only drawback is they don't cop dat autoadmit to TTTexas UG bc they can't get in under the top 10% rule |
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Date: October 11th, 2017 11:53 PM Author: Pea-brained Stage (Home schooled weirdo) (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34422028) |
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Date: October 11th, 2017 9:42 PM Author: Dashing flirting sound barrier You were talking about buying a $70k car. That's not bare minimum kind of shit.
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Date: October 11th, 2017 9:43 PM Author: crimson faggotry degenerate isnt this the same guy that's really into "crossovers"?
"Oh what a cruel world where I barely earn enough to blow nearly a hundred grand on a transvestite car!" |
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Date: October 11th, 2017 9:46 PM Author: Dashing flirting sound barrier yeah i definitely dont share his taste in automobiles. Notwithstanding, I think hes missing the point. He certainly could raise a family on $300k, just not the exact way he fantisizes about.
Also, fish is my friend but this was clearly just an opportunity for him to remind everyone he makes decent money. |
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Date: October 11th, 2017 9:55 PM Author: Glassy Trip Hospital Not really. A bunch of people kill my HHI on here. I legit am having trouble getting money for the next house + ready for kids and I really am frustrated. Don't forget, that is pre-tax money and after tax it is nothing to write home about. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420849) |
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Date: October 11th, 2017 9:57 PM Author: Dashing flirting sound barrier yeah i know how taxes work. shouldnt have taken that swipe at you. we cool? (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420859) |
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Date: October 11th, 2017 9:59 PM Author: Glassy Trip Hospital I know you do, but keep in mind that we're in that great donut where we earn enough that the government thinks we're rich but where the special benefits they throw the upper class haven't kicked in at all. In other words, we're the ones that get screwed.
Sure man, no offense taken. |
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Date: October 11th, 2017 10:11 PM Author: Underhanded Autistic Hunting Ground Toilet Seat What special benefits for UC? Like capital gains rates? (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420988) |
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Date: October 11th, 2017 10:19 PM Author: Glassy Trip Hospital Yep. When you no longer really have to worry about income tax for most shit the world changes. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34421050) |
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Date: October 11th, 2017 10:33 PM Author: Dashing flirting sound barrier Ah I thought you meant being in AMT but also being the type of person who relies heavily on itemized deductions, which would seem like you. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34421170) |
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Date: October 11th, 2017 10:34 PM Author: Glassy Trip Hospital As a homeowner in a high tax state, what do you think? (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34421178) |
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Date: October 11th, 2017 10:36 PM Author: Dashing flirting sound barrier Yeah it's a pretty gay law and impacts people it was never intended to. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34421194) |
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Date: October 11th, 2017 10:39 PM Author: Glassy Trip Hospital Yeah, but like I said, I'm in that special income bracket where no one has our back. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34421222) |
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Date: October 12th, 2017 1:42 PM Author: boyish menage tbf oh boo hoo you are literally the 1% if you have to pay amt (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34425854) |
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Date: October 12th, 2017 8:43 PM Author: Glassy Trip Hospital Not necessarily. See https://www.nytimes.com/2017/04/27/business/economy/trump-alternative-minimum-tax.html
More than 2% of households making under $200k pay extra due to AMT (including some under $100k) and over 30% of 200-500k households end up fucked. Hilariously, 20.5% of $1m+ households end up screwed. |
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Date: October 11th, 2017 9:44 PM Author: Glassy Trip Hospital Agreed - I like nice cars. Now, I keep them for a really long time. I'm not one of those "new car every 3 years" or whatever guys. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420762) |
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Date: October 11th, 2017 9:47 PM Author: Dashing flirting sound barrier What year is your JGC? (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420786) |
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Date: October 11th, 2017 9:48 PM Author: Glassy Trip Hospital 2013
Has about 100k miles. I'll probably keep it until it gets close to 200k. |
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Date: October 12th, 2017 1:22 PM Author: crystalline patrolman keepsake machete Grand Cherokees are shit. It won't make it past 150k (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34425723) |
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Date: October 12th, 2017 2:09 PM Author: Glassy Trip Hospital My last one made it over 200k. I have the V8 engine, which is solid. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34426062) |
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Date: October 12th, 2017 1:33 PM Author: boyish menage you know what's kooky? after 20yrs you have no house payment or kids to support, the fuck you need 300k for (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34425781) |
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Date: October 12th, 2017 1:23 PM Author: Slimy contagious nursing home cumskin (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34425727) |
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Date: October 11th, 2017 9:39 PM Author: Awkward Titillating Background Story Sanctuary Poorly (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420724) |
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Date: October 11th, 2017 9:41 PM Author: bateful abode mood (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420735) |
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Date: October 11th, 2017 9:41 PM Author: Glassy Trip Hospital (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420742) |
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Date: October 11th, 2017 9:40 PM Author: Haunting rehab party of the first part you don't. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420732) |
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Date: October 11th, 2017 9:41 PM Author: Glassy Trip Hospital (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420745) |
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Date: October 11th, 2017 9:42 PM Author: crimson faggotry degenerate doesnt rangus have a kid (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420748) |
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Date: October 11th, 2017 9:43 PM Author: Dashing flirting sound barrier Dont have a huge mortgage, dont spend too much on cars. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420760) |
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Date: October 11th, 2017 9:58 PM Author: arousing frozen french chef dont live in CA or NY (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420871) |
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Date: October 11th, 2017 10:00 PM Author: Glassy Trip Hospital So I started looking at something like moving to Miami. Guess what? Shit is about as expensive there. Unless you mean moving somewhere horrible like Denver but holy fuck, might as well get on a raft with a can of gasoline, going several miles into the ocean and then setting the raft and yourself on fire. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420885) |
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Date: October 11th, 2017 10:12 PM Author: Underhanded Autistic Hunting Ground Toilet Seat Denver is amazing. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420999) |
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Date: October 11th, 2017 10:19 PM Author: Glassy Trip Hospital lolno. Would never. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34421054) |
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Date: October 11th, 2017 10:22 PM Author: Underhanded Autistic Hunting Ground Toilet Seat Do you have asthma? It's naturally beautiful and tons of high-end jobs and people moving there. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34421077) |
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Date: October 11th, 2017 10:31 PM Author: Glassy Trip Hospital Nope, no asthma.
Nah, it is shit. I've visited a bunch of times. |
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Date: October 11th, 2017 10:05 PM Author: racy lilac filthpig famous landscape painting Only 1 Porsche in the garage is how. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420915) |
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Date: October 11th, 2017 10:05 PM Author: Marvelous startled windowlicker you really shouldnt harm your future kids by raising them on such a low sum. it's basically child abuse (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34420922) |
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Date: October 11th, 2017 10:27 PM Author: scarlet newt stead 10 Reasons Why If You Don't Send Your Kids to Choate You Shouldn't Procreate (xo buzzfee (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34421115) |
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Date: October 11th, 2017 10:37 PM Author: Splenetic Hominid Kitchen i grew up with a dad that makes $150k and a SAHM pretty big 300k house, good school district, never really felt strapped for cash |
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Date: October 11th, 2017 10:40 PM Author: Dashing flirting sound barrier yeah this thread is GC flame. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34421247) |
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Date: October 11th, 2017 11:09 PM Author: mind-boggling plaza sweet tailpipe Pretty fucking easy. It's laughable that you act like because you LIKE nice cars that it's a requirement to have while also being able to raise a family.
That's like $175k after taxes at worst. This is easily affordable while living a top 5% in U.S. lifestyle.
Spend $40,000 year on a mortgage (that's like a $650,000 house).
Spend $20k saving for college.
$15,000 on two nice cars.
That leaves you $100k to spend on other miscellaneous expenses, vacations, savings, and shit for your kids.
WTF IS WRONG WITH YOU STRIVER CUNT |
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Date: October 11th, 2017 11:10 PM Author: Marvelous startled windowlicker you cannot byu a 650k house in cerrtain areas (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34421568) |
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Date: October 11th, 2017 11:12 PM Author: mind-boggling plaza sweet tailpipe Yes you can. The 45 minute commute is the price you pay for living in a BIG ELITE CITY.
Maybe OP should have read "how do you raise a family on $300k a year while also living a striver GC lifestyle out of my budget?" |
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Date: October 11th, 2017 11:23 PM Author: Glassy Trip Hospital That's the point. You can't live a decent lifestyle and have kids on $300k. No shit, you can do a long commute to a shitty place for less. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34421710) |
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Date: October 12th, 2017 12:01 AM Author: Underhanded Autistic Hunting Ground Toilet Seat There are at least a dozen cities with more than one office that pay NYC scale for lawyers.
You don't have to live in SF/NYC/LA.
What about Dallas? Denver? Atlanta? Austin? Philly? |
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Date: October 11th, 2017 11:22 PM Author: Glassy Trip Hospital Are you living in dorms or something?
- A mortgage isn't what a house costs. There are taxes, repairs, etc. Also, $650k isn't much in a major metro area. There's also shit like furniture.
- you haven't accounted for actual living expenses other than house and car (and $15k/year isn't going to cover total commuting costs for 2 cars)
- you haven't worried about childcare at all, which is incredibly expenses
- forget basics like food, clothes, etc.
Basically, you listed like three big things, said "done" and declared victory. |
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Date: October 11th, 2017 11:24 PM Author: spruce nibblets But MY MASTERS.... as the leg off his sh!t Ikea chair falls off.. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34421715) |
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Date: October 11th, 2017 11:28 PM Author: mind-boggling plaza sweet tailpipe Did you not see where I said you still have $100k fucking dollars for all that?
Okay, add $20,000 a year for other property expenses including taxes an insurance and maintenance. This is probably high.
LOL at $15,000 a year not covering total car/commuter costs. You don't have to buy a $40,000 car faggot. This goes to my point of this really being about you not being able to afford your striver lifestyle, and not a family per se.
$15,000 more a year in other child care. Pro tip: You don't have to send them to striver camps all summer.
$20,000 more in food and clothes (plenty).
That leaves you $50,000 more dollars for saving or any other upgrades to the above (you could even buy your ridiculous M5 or whatever striver car you NEED and have plenty leftover from this)
Households with combined $150,000 in income are easily able to do this even in big cities. You are just being obtuse.
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Date: October 11th, 2017 11:45 PM Author: Underhanded Autistic Hunting Ground Toilet Seat Agree with these numbers. $700k home, leasing two new BMW 3-series-type cars, with very expensive school for two children, this person still has approximately $100,000 left over for savings, household expenses, food, and the rest.
Lifestyle choices will dictate how much of that $100k goes to personal savings, but there is room to save. |
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Date: October 11th, 2017 11:45 PM Author: Marvelous startled windowlicker you forget the part where 700k doesnt buy you a real hoome. the median home in SF is 1.2M (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34421939) |
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Date: October 11th, 2017 11:48 PM Author: Underhanded Autistic Hunting Ground Toilet Seat What is keeping you in SF? One of the highest COL areas in the US.
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Date: October 11th, 2017 11:50 PM Author: Marvelous startled windowlicker same goes for \LA. NYC. seattle. etc.
other than a few exceptions, high paying jobs are in high COLA areas. and you may have ties there already like friends and family. |
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Date: October 11th, 2017 11:52 PM Author: mind-boggling plaza sweet tailpipe Lol no you can easily live in a decent place in LA or NYC spending fucking $40,000 a year.
The problem is that you aren't willing to accept a decent place or your idea of a decent place slowly increases along with your income. |
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Date: October 11th, 2017 11:53 PM Author: Marvelous startled windowlicker if you can link me a decent home in a good school district in west la for under a mill i will buy it literally right now (and then flip it for $2m) (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34422025) |
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Date: October 11th, 2017 11:54 PM Author: mind-boggling plaza sweet tailpipe So you have to live in west LA now? (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34422037) |
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Date: October 11th, 2017 11:56 PM Author: Marvelous startled windowlicker keep the decent home in good school district qualifier and apply it to other LA areas if it floats your boat (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34422049) |
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Date: October 12th, 2017 12:02 AM Author: mind-boggling plaza sweet tailpipe How are the schools in the valley? I see plenty of 1400 sf 3 bedroom homes for $650-700k. Are they nice new houses? No. But that's not reasonable to expect in LA.
Seems like you want to have your cake and eat it too. ELITE big city striver lifestyles don't come with the nice affordable housing you get in the rest of the country. |
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Date: October 12th, 2017 12:27 AM Author: Underhanded Autistic Hunting Ground Toilet Seat https://www.youtube.com/watch?v=zWylUZub5KM (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34422299) |
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Date: October 11th, 2017 11:52 PM Author: Underhanded Autistic Hunting Ground Toilet Seat Are your friends living in $1.2M homes? (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34422010) |
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Date: October 11th, 2017 11:54 PM Author: Marvelous startled windowlicker i have friends who are poor and friends who are rich. i dont get the point of the question (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34422033) |
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Date: October 12th, 2017 12:08 AM Author: Underhanded Autistic Hunting Ground Toilet Seat Just wondering if there was some dynamic with your friends generally making more or less than you. That can be a significant contributor to irrational financial thinking, such as people wanting less money as long as it is more than their friends. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34422167) |
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Date: October 11th, 2017 11:50 PM Author: mind-boggling plaza sweet tailpipe I would agree SF is the one place this doesn't really apply unless you commute an hour each way. But you are paying to live there. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34421995) |
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Date: October 11th, 2017 11:55 PM Author: Hot Temple We're talking about America, not sf (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34422047) |
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Date: October 11th, 2017 11:47 PM Author: Underhanded Autistic Hunting Ground Toilet Seat I could push back on $20k for food and clothes if you also consider drinking/entertainment. The rest I agree. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34421960) |
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Date: October 11th, 2017 11:49 PM Author: mind-boggling plaza sweet tailpipe Just like a person with $2 million a year income has to push back the $10 million yacht.
Everyone wants to live just right outside their means and thinks that's what a comfortable lifestyle is.
People like the OP will NEVER make enough money. Their spending will always increase with income, and along with that, their view of a "comfortable lifestyle". |
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Date: October 11th, 2017 11:54 PM Author: Underhanded Autistic Hunting Ground Toilet Seat We agree, MW. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34422032) |
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Date: October 12th, 2017 1:44 PM Author: boyish menage i feel really bad for people who can't get off the hedonic treadmill, it's a red flag that they're incapable of introspection (i.e., they're not intelligent) and that they're unhappy and always will be
at 18 i knew what "enough" was and I passed it a long time ago. (((GC))) tries to trap me with new shit, but I say GET BEHIND ME SATAN. |
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Date: October 12th, 2017 1:38 PM Author: boyish menage 650K is 50% more expensive than 1800 sq ft new construction just outside downtown austin https://www.realtyaustin.com/idx/condos/texas/austin/78702/505-tillery-4/4212504.html (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34425816) |
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Date: October 11th, 2017 11:50 PM Author: Pea-brained Stage I’ll never know (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34421981) |
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Date: October 11th, 2017 11:52 PM Author: Hot Temple Cop free or cheap housing through a variety of methods that may or may not be available to you (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34422013) |
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Date: October 12th, 2017 1:26 PM Author: Lake school It's actually pretty easy to do outside of cities like NYC/SF/LA. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34425738) |
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Date: October 12th, 2017 2:05 PM Author: Chocolate tank site Most people people do it, even in ny/sf/la. The only difference is that you're not maximizing own savings for retirements and/or saving for kids' college spending on your income. At $300k, you're likely saving for own retirement but you're not doing $28k/year in each kid's 529 plan. Not exactly end of the world, kids will just have to take out loans to pay for $100k/year In-state CA tuition in 18 years. (http://www.autoadmit.com/thread.php?thread_id=3761382&forum_id=2#34426041) |