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Finally making "good" money, realized it's all stupidly pointless
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Date: October 23rd, 2017 1:33 PM Author: Passionate bisexual round eye Make just under 200K* all in comp, some of that going directly to my 401K
I can live a little nicer, sure, but you just end up saving more for retirement which (1) may never happen (2) may be socialized away by the government (3) is so many years from now you hardly care now
so with the extra 50K in my new job, I'm basically putting most of it in a pot that I can only *hope* at the end of my life will be full enough, otherwise life is the same
*realize this is xo where only 400K is "good money" |
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Date: October 23rd, 2017 2:41 PM Author: wild old irish cottage Made a thread about this exact subject recently. Any thoughts?
http://zozo.xoxohth.com/thread.php?thread_id=3771704&mc=10&forum_id=2 |
Date: October 23rd, 2017 1:36 PM Author: Splenetic place of business hack the nicer money and use it to live a nicer life now
don’t compound the grind
what did you used to tell yourself you’d be able to do once you made “good” money? |
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Date: October 23rd, 2017 1:39 PM Author: Passionate bisexual round eye I admittedly do use it to live nicer now, but it's mostly stupid consumption; a better dinner, a nicer electronic device
every single adviser out there says to "take advantage of compound interest," I just don't really believe we'll ever be able to retire
To me, "good money" was basically necessary before even starting a family or being able to retire, so good money didn't mean much to me other than a next step in life, I never had a laundry list of must dos -- maybe take a trip or two |
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Date: October 23rd, 2017 1:43 PM Author: Splenetic place of business trips are cool enough
do you fee any more relaxed at 200k?
nicer could just mean not letting the stress and striving block your ability to just be - to just enjoy the things that matter most to you
starting a family seems like tcr if you want things to feel a little less pointless |
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Date: October 23rd, 2017 1:40 PM Author: topaz church building clown what did you think the point was beforehand? (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34509547) |
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Date: October 23rd, 2017 1:40 PM Author: Passionate bisexual round eye it's a treadmill, you just keep going (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34509549) |
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Date: October 23rd, 2017 1:40 PM Author: Splenetic place of business (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34509554) |
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Date: October 23rd, 2017 1:41 PM Author: Misanthropic halford i always feel like the biggest benefit to making "good" money like $200k vs, say, $50-100k, is that you worry a lot less about the little decisions.
for example, you don't really need to worry if you have already gone out to dinner once during the week and friends invite you out to dinner on saturday. or if there's a concert coming to town that you want to see, it doesn't have to fit in a budget.
understand this doesn't mean you can be a spendthrift, just that you don't have to worry about all that shit.
and if something breaks on your car or in your house and you have to cough up $5k to fix it, you can do that pretty easily. it still stings, but you aren't necessarily worried about getting a loan from the mob to cover you. |
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Date: October 23rd, 2017 1:45 PM Author: Geriatric hall haunted graveyard cr. (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34509591) |
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Date: October 23rd, 2017 1:46 PM Author: topaz church building clown that's how I view it. (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34509597) |
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Date: October 23rd, 2017 3:03 PM Author: mischievous slimy indirect expression boistinker This is the CR. Having money makes you feel more secure. It's not a "plus" so much as it enables you to avoid a lot of the little stressors in life. (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34510279) |
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Date: October 23rd, 2017 3:05 PM Author: wild old irish cottage Not having cash or resources on hand to deal with emergencies is retarded. only thing stupider is giving said cash to 'retirement funds.' (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34510306) |
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Date: October 23rd, 2017 3:08 PM Author: massive effete kitty cat death wish tcr. (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34510328) |
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Date: October 23rd, 2017 1:44 PM Author: Titillating Church Tank I've noticed a turn on XO toward Boomer-esque thinking on spending. What's going on? (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34509579) |
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Date: October 23rd, 2017 2:44 PM Author: wild old irish cottage (gen-xer baffled by someone opting out of the pre-approved GC Life Plan For Dying Before Depleting Your 401k) (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34510147) |
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Date: October 23rd, 2017 1:46 PM Author: Geriatric hall haunted graveyard it gives you the confidence to plan for the future. that's a luxury for most americans. (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34509598) |
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Date: October 23rd, 2017 1:59 PM Author: Nighttime Dull Area You gotta get off the hedonic treadmill bro. It'll just make you crave more and never bring any long-term happiness.
Actual happiness will stem from keeping yourself healthy, cultivating interesting hobbies (which doesn't necessarily require tons of $), and having a family if you want one. From there, good $$ is purely a matter of improving security and creating better opportunities. Don't obsess about it. |
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Date: October 23rd, 2017 2:13 PM Author: Geriatric hall haunted graveyard you have a good head on your shoulders (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34509870) |
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Date: October 23rd, 2017 2:17 PM Author: odious office sex offender I’m glad I figured this out before I finished my twenties (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34509901) |
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Date: October 23rd, 2017 2:18 PM Author: Burgundy laughsome field (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34509911) |
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Date: October 23rd, 2017 2:18 PM Author: Flatulent regret real peterman? (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34509920) |
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Date: October 23rd, 2017 2:46 PM Author: Burgundy laughsome field yes (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34510161) |
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Date: October 23rd, 2017 2:19 PM Author: Bateful casino gay wizard correct
put away all the excess beyond this and bring closer the day when you don’t have to work anymore if you don’t want to |
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Date: October 23rd, 2017 2:21 PM Author: Flatulent regret IRL women and families won't accept this, GC certainly won't let you accept it, and so men are forced to be cucks ... for slimepits
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Date: October 23rd, 2017 2:22 PM Author: Bateful casino gay wizard don’t marry those women (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34509952) |
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Date: October 23rd, 2017 2:27 PM Author: Flatulent regret they either expressly demand it or internally expect it (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34509986) |
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Date: October 23rd, 2017 2:42 PM Author: coral sickened garrison if you don't DOMINATE them why marry? (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34510133) |
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Date: October 23rd, 2017 2:25 PM Author: Nighttime Dull Area Not all women demand this, and if they do, you aren't forced to marry them. (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34509967) |
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Date: October 23rd, 2017 2:27 PM Author: Flatulent regret #notallwomen (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34509983) |
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Date: October 23rd, 2017 2:49 PM Author: wild old irish cottage This is why dorky 'tradchad' alt right bros marry mail order slavs, russians, and latinxs. Modern women won't put up with anything their friends wouldn't do unless they get chadded into it (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34510179) |
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Date: October 23rd, 2017 2:46 PM Author: maniacal umber mental disorder my interesting hobby is collecting exotic cars (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34510159) |
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Date: October 23rd, 2017 3:02 PM Author: Nighttime Dull Area Hobbies that cultivate knowledge and skills are the most CR, and are often among the cheapest. (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34510276) |
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Date: October 23rd, 2017 3:04 PM Author: mischievous slimy indirect expression boistinker This is very true (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34510294) |
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Date: October 23rd, 2017 2:22 PM Author: tan pea-brained circlehead It’s not pointless, you just have to understand what the benefit of more money brings. Money is for peace of mind in case something happens like a job loss, health problem, car got stolen etc. it’s also for peace of mind in the future for your retirement, your kids and family’s futures. Having more money doesn’t generally lead to a meaningful change in lifestyle, but that’s a shallow way to look at the benefit of having money. (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34509955) |
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Date: October 23rd, 2017 2:28 PM Author: Flatulent regret OP's a critique of "retirement" as being potentially flame (too many potential reasons why this could be true; certainly debatable) (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34509993) |
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Date: October 23rd, 2017 2:30 PM Author: Nighttime Dull Area He can't simply look at it as a "retirement" question. You aren't saving up money to buy something called "retirement" in 30 years. You're simply putting away money for the sake of flexibility and security. That could take the form of letting you retire when work no longer seems worthwhile, or it could give you the cushion needed to change careers, survive a downturn, etc. (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34510010) |
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Date: October 23rd, 2017 2:34 PM Author: Marvelous disturbing mother My "good money" has mostly gone to accumulating stocks and crypto. Lately I've even been skipping out on things I'd otherwise want to buy so I can afford more stocks and crypto. (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34510068) |
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Date: October 23rd, 2017 2:47 PM Author: maniacal umber mental disorder this could pay off in the future. But don't become addicted (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34510169) |
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Date: October 23rd, 2017 2:48 PM Author: Fear-inspiring alpha home Hai me!
More money is so i can gamble for more money! |
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Date: October 23rd, 2017 2:35 PM Author: irradiated gaping Wagecuck (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34510073) |
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Date: October 23rd, 2017 2:45 PM Author: maniacal umber mental disorder fix your priorities (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34510154) |
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Date: October 23rd, 2017 2:54 PM Author: excitant khaki sanctuary reading party I just want a cabin in the woods, that's it (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34510213) |
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Date: October 23rd, 2017 3:04 PM Author: wild old irish cottage 180. go buy one and get an 80s truck & 80s muscle car to park out front, detox from GC for a year or two. (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34510288) |
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Date: October 23rd, 2017 3:09 PM Author: Titillating Church Tank I'm all for escaping GC but LJL at the thought of poasters with no survival or automotive mechanical skills standing in the yard of their cabin in the woods, flapping their arms beside their broken down 80s truck. (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34510336) |
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Date: October 23rd, 2017 3:12 PM Author: wild old irish cottage Rockauto ships everywhere, you've got a year to figure it out so long as you bring enough food. it's not about surviving outside the system, that's an entirely different aesthetic. it's about living, making the most of what you can afford. (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34510356) |
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Date: October 23rd, 2017 3:06 PM Author: slate dragon How old? (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34510315) |
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Date: October 24th, 2017 12:04 AM Author: Scarlet coldplay fan the problem is 200k isnt really good money in a high COL area. we've been over this ad naseum on xo
now, if youre in flyover cheaptown and still feel poor, you're doing something wrong |
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Date: October 24th, 2017 12:05 AM Author: Aromatic french house unless signed up for cryonics, all is meaningless (http://www.autoadmit.com/thread.php?thread_id=3772395&forum_id=2#34514590) |