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health insurance is so fucking expensive LJL

I have the best PPO plan imaginable and it's gonna cost me l...
well-lubricated tank home
  11/16/17
That’s a bargain homo
confused parlour puppy
  11/18/17
Are you the guy getting the surgery for his AC joint? DO ...
pearl azn resort
  11/16/17
yeah, why do you keep saying this? it's called the mumford p...
well-lubricated tank home
  11/16/17
jfc dude stop "lifting"
frisky wild sanctuary
  11/18/17
he's lifting cocks
Abusive zombie-like senate
  11/18/17
(((Healthcare)))
very tactful stead
  11/16/17
Just looked up how much insurance is if you work at a hospit...
very tactful stead
  11/18/17
reduce healthcare spending and you remove capital from last ...
lake comical area toilet seat
  11/18/17
flame. there's a shortage of doctors and nurses if anything....
well-lubricated tank home
  11/19/17
only weak faggots ever need "healthcare" ljl
soul-stirring cuckold boltzmann
  11/18/17
After figuring in premiums, deductibles, and copays, paying ...
180 abode kitty cat
  11/18/17
Not dumb at all, especially since they will give you a self ...
Embarrassed to the bone orchestra pit trust fund
  11/19/17
I recently let a partial rotator tear heal on its own, never...
Hateful swollen idea he suggested corner
  11/18/17
"Trump's America"
Ultramarine stage
  11/19/17
because the care is SO GOOD actually it's because of regu...
curious brunch background story
  11/19/17
...
well-lubricated tank home
  11/19/17
If they get rid of individ mandate it makes sense for health...
very tactful stead
  11/19/17
Should have gotten an HMO - would have been just a nominal c...
misunderstood olive scourge upon the earth international law enforcement agency
  11/19/17
HMO is shit care though. Mostly foreign doctors.
greedy theatre private investor
  11/19/17
I've never heard a repub say anything remotely sensible abou...
greedy theatre private investor
  11/19/17
...
thriller garnet institution dysfunction
  11/19/17
Cadillac plans were evil. Thankfully, our lord and savior Ba...
Frozen motley den
  11/19/17
There is broad agreement amongst professional economists tha...
greedy theatre private investor
  11/19/17
Wow! That’s great!
Frozen motley den
  11/19/17
It actually would be fucking great if it was ever implemente...
greedy theatre private investor
  11/19/17
Yeah it’s fucking fanatastic!!!
Frozen motley den
  11/19/17
I always lol at democrats complaining about this
canary cruel-hearted gaming laptop
  11/19/17
Just do pay for everyone but at a reasonable cost
Embarrassed to the bone orchestra pit trust fund
  11/19/17
So crazy it's done everywhere but here!
greedy theatre private investor
  11/19/17
Just do take half baked steps towards what other countries h...
Embarrassed to the bone orchestra pit trust fund
  11/19/17
I just opt for a high deductible plan and stash ca$h in an H...
Swashbuckling station
  11/19/17
I thought about doing that but i dont know what premium woul...
very tactful stead
  11/19/17
you get to keep it if you don't use it not like FSA which is...
Arousing Shaky Turdskin Twinkling Uncleanness
  11/19/17
this is credited advice i told my dad despite him being a bo...
Arousing Shaky Turdskin Twinkling Uncleanness
  11/19/17
English please
Embarrassed to the bone orchestra pit trust fund
  11/19/17
go fuck yourself gook probably couldn't even understand j...
Arousing Shaky Turdskin Twinkling Uncleanness
  11/19/17
It's shit, that's for sure
Embarrassed to the bone orchestra pit trust fund
  11/19/17
Cr
Embarrassed to the bone orchestra pit trust fund
  11/19/17


Poast new message in this thread



Reply Favorite

Date: November 16th, 2017 2:32 PM
Author: well-lubricated tank home

I have the best PPO plan imaginable and it's gonna cost me like $800 to get my shoulder fixed. WTF do people with shit plans even do

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34701890)



Reply Favorite

Date: November 18th, 2017 11:36 PM
Author: confused parlour puppy

That’s a bargain homo

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34721049)



Reply Favorite

Date: November 16th, 2017 2:33 PM
Author: pearl azn resort

Are you the guy getting the surgery for his AC joint?

DO NOT FUCKING DO IT DUMBASS. YOU ARE GETTING SCAMMED BY YOUR DOC.

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34701899)



Reply Favorite

Date: November 16th, 2017 2:35 PM
Author: well-lubricated tank home

yeah, why do you keep saying this? it's called the mumford procedure and it's apparently safe as fuck. we decided to postpone until January.

at this point I have like 60% of the strength in my shoulder I used to have. it's ruined lifting for me.

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34701915)



Reply Favorite

Date: November 18th, 2017 11:35 PM
Author: frisky wild sanctuary

jfc dude stop "lifting"

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34721044)



Reply Favorite

Date: November 18th, 2017 11:46 PM
Author: Abusive zombie-like senate

he's lifting cocks

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34721118)



Reply Favorite

Date: November 16th, 2017 2:39 PM
Author: very tactful stead

(((Healthcare)))

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34701953)



Reply Favorite

Date: November 18th, 2017 11:26 PM
Author: very tactful stead

Just looked up how much insurance is if you work at a hospital like as a nurse or whatever. Even for a plan that confines you to the hospital's own network it's close to $500/mo premium for family then you have copays and deductibles. What a fucking fraud. Americans are getting assraped. Why don't more people get up in arms about this?

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34720999)



Reply Favorite

Date: November 18th, 2017 11:35 PM
Author: lake comical area toilet seat

reduce healthcare spending and you remove capital from last bastion of middle class job growth, the healthcare field. this results in direct job losses of administrative, nursing and other HC related jobs. further down the line centers of education losing out on potential customers as demand for nursing etc degrees are highly diminished.

basically healthcare and education are wrapped together in an unholy make work plan for proles now that manufacturing has been exported to the third world. that it costs so much says more about how poor we are, not how expensive it is.

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34721042)



Reply Favorite

Date: November 19th, 2017 5:46 PM
Author: well-lubricated tank home

flame. there's a shortage of doctors and nurses if anything.

the job growth from useless admins is lol, too bad so sad.

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725179)



Reply Favorite

Date: November 18th, 2017 11:34 PM
Author: soul-stirring cuckold boltzmann

only weak faggots ever need "healthcare" ljl

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34721040)



Reply Favorite

Date: November 18th, 2017 11:42 PM
Author: 180 abode kitty cat

After figuring in premiums, deductibles, and copays, paying cash for surgery isn't such a dumb idea after all, is it?

When I'm back in the US each summer, I get a full annual dental x-ray and cleaning (no cavities this year) and the nice desk lady reduced my bill from $200 to $150 due to me being a repeat customer. Compare that to what you're paying for insurance monthly all year. Almost every dental plan out there caps your annual benefits at $1500, by the way.

My tonsillectomy six years ago was like $1300 all in - including the ENT practice's pre-surgery and post-surgery visits and the bill for the surgery center and I wasn't billed by eighteen different companies, either. I wasn't paying insurance premiums all year.

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34721102)



Reply Favorite

Date: November 19th, 2017 6:03 PM
Author: Embarrassed to the bone orchestra pit trust fund

Not dumb at all, especially since they will give you a self pay discount then negotiate a payment plan / settlement, and finally write it off if you don't pay

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725309)



Reply Favorite

Date: November 18th, 2017 11:44 PM
Author: Hateful swollen idea he suggested corner

I recently let a partial rotator tear heal on its own, never saw anybody, basically 100% on my right shoulder, 90% on my left, would have cost like 1k probably to see someone & get all of the exams, etc., then the doctor who have said some bS about potentially getting surgery, but better to wait it out, or w/ who knows.

its a huge scam. Even as a kid its a huge scam. Just like most of society - but people who are duped are the best participants and get the most rewards. Ignorance is bliss.

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34721112)



Reply Favorite

Date: November 19th, 2017 12:52 AM
Author: Ultramarine stage

"Trump's America"

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34721485)



Reply Favorite

Date: November 19th, 2017 12:55 AM
Author: curious brunch background story

because the care is SO GOOD

actually it's because of regulatory capture, greed, prole american ignorance, and the fact we have some unhealthy motherfuckers in that risk pool

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34721493)



Reply Favorite

Date: November 19th, 2017 5:47 PM
Author: well-lubricated tank home



(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725188)



Reply Favorite

Date: November 19th, 2017 5:50 PM
Author: very tactful stead

If they get rid of individ mandate it makes sense for healthy youngs to drop off

If you have a family ur fukt if you dont have some hc

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725206)



Reply Favorite

Date: November 19th, 2017 5:51 PM
Author: misunderstood olive scourge upon the earth international law enforcement agency

Should have gotten an HMO - would have been just a nominal copay as long as you’re in network.

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725221)



Reply Favorite

Date: November 19th, 2017 5:53 PM
Author: greedy theatre private investor

HMO is shit care though. Mostly foreign doctors.

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725235)



Reply Favorite

Date: November 19th, 2017 5:52 PM
Author: greedy theatre private investor

I've never heard a repub say anything remotely sensible about reducing health care costs.

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725224)



Reply Favorite

Date: November 19th, 2017 5:54 PM
Author: thriller garnet institution dysfunction



(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725240)



Reply Favorite

Date: November 19th, 2017 5:52 PM
Author: Frozen motley den

Cadillac plans were evil. Thankfully, our lord and savior Barack Hussein Obama killed them.

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725229)



Reply Favorite

Date: November 19th, 2017 5:55 PM
Author: greedy theatre private investor

There is broad agreement amongst professional economists that a Cadillac tax was the best idea in Obamacare, at least re: cost control.

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725248)



Reply Favorite

Date: November 19th, 2017 6:01 PM
Author: Frozen motley den

Wow! That’s great!

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725297)



Reply Favorite

Date: November 19th, 2017 6:07 PM
Author: greedy theatre private investor

It actually would be fucking great if it was ever implemented and not constantly demagogued

Mankiw is an idiot but this a pretty good explanation:

http://gregmankiw.blogspot.com/2009/09/memo-to-white-house-speechwriters.html?m=1



(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725336)



Reply Favorite

Date: November 19th, 2017 6:09 PM
Author: Frozen motley den

Yeah it’s fucking fanatastic!!!

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725355)



Reply Favorite

Date: November 19th, 2017 5:55 PM
Author: canary cruel-hearted gaming laptop

I always lol at democrats complaining about this

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725247)



Reply Favorite

Date: November 19th, 2017 6:06 PM
Author: Embarrassed to the bone orchestra pit trust fund

Just do pay for everyone but at a reasonable cost

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725334)



Reply Favorite

Date: November 19th, 2017 6:07 PM
Author: greedy theatre private investor

So crazy it's done everywhere but here!

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725340)



Reply Favorite

Date: November 19th, 2017 6:09 PM
Author: Embarrassed to the bone orchestra pit trust fund

Just do take half baked steps towards what other countries have without altering the fundamental underlying structure, I'm sure it won't cause costs to skyrocket

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725354)



Reply Favorite

Date: November 19th, 2017 5:55 PM
Author: Swashbuckling station

I just opt for a high deductible plan and stash ca$h in an HSA to invest. lol at people who actually "go to the doctor".

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725249)



Reply Favorite

Date: November 19th, 2017 6:02 PM
Author: very tactful stead

I thought about doing that but i dont know what premium would be and employers i looked at only give you like $1k into your hsa

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725304)



Reply Favorite

Date: November 19th, 2017 6:04 PM
Author: Arousing Shaky Turdskin Twinkling Uncleanness

you get to keep it if you don't use it not like FSA which is a ripoff

turns into 401(k) when you turn 65 or likely 85 by the time we're 65

here is my experience with HSA

2010 - startup $60/mo Aetna $5k deductible

2012 - Wall Street firm $0 $3k in-network/$5k out of network United bullshit

Obamacare passes now I'm paying $188 out of the same firm.

2017 - $450/mo $7500 deductible using Oscar actually better

2018 - remains to be seen

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725317)



Reply Favorite

Date: November 19th, 2017 6:03 PM
Author: Arousing Shaky Turdskin Twinkling Uncleanness

this is credited advice i told my dad despite him being a boomer with 175k HHI paid for 3 bedroom house 4 cars for him and my mom million dollars in a 401(k) told him not to worry by the time he was broke he wouldn't mind the nursing home medicaid put him in cause he'd be dead or have dementia

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725310)



Reply Favorite

Date: November 19th, 2017 6:05 PM
Author: Embarrassed to the bone orchestra pit trust fund

English please

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725328)



Reply Favorite

Date: November 19th, 2017 6:08 PM
Author: Arousing Shaky Turdskin Twinkling Uncleanness

go fuck yourself gook

probably couldn't even understand james joyce or pynchon this is stream of consciousness shit

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725349)



Reply Favorite

Date: November 19th, 2017 6:10 PM
Author: Embarrassed to the bone orchestra pit trust fund

It's shit, that's for sure

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725359)



Reply Favorite

Date: November 19th, 2017 6:04 PM
Author: Embarrassed to the bone orchestra pit trust fund

Cr

(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725318)