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State age and assets
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Date: January 9th, 2018 11:24 PM Author: judgmental yapping background story shrine wife and i, 33 and 28
combined checking & savings: $195K
crypto: $16k
401ks: $235k
Brokerage: $30k
IRAs: $15k
2014 Prius (owned), I lease a BMW
how are we doing? |
Date: January 9th, 2018 11:24 PM Author: Internet-worthy Cruise Ship Weed Whacker remarkably well for a member of your generation (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122009) |
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Date: January 9th, 2018 11:26 PM Author: judgmental yapping background story shrine thanks. i don't turn 33 until march. both of us essentially came from nothing. (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122026) |
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Date: January 9th, 2018 11:27 PM Author: Internet-worthy Cruise Ship Weed Whacker Don't let XO fool you: the vast majority of millennials are broke as fuck (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122028) |
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Date: January 9th, 2018 11:27 PM Author: Vivacious whorehouse personal credit line You are easily top 5% of 33 year old came from nothingdoods (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122035) |
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Date: January 10th, 2018 9:07 PM Author: excitant glassy community account try 1% breh (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35128528) |
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Date: January 9th, 2018 11:27 PM Author: Vivacious whorehouse personal credit line Fucking great but lol at having that much money in checking and savings and 16k in crypto brother (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122029) |
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Date: January 9th, 2018 11:27 PM Author: Appetizing Milky Stock Car Hospital I'm basically the opposite lmao (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122034) |
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Date: January 9th, 2018 11:29 PM Author: judgmental yapping background story shrine saving for a house brother. my crypto cost basis was like $6k, i'm pretty happy with it thus far. (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122047) |
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Date: January 9th, 2018 11:29 PM Author: galvanic rehab You are doing well. But that's easy to do when you make your wife work. (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122050) |
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Date: January 9th, 2018 11:32 PM Author: judgmental yapping background story shrine fair. single income households in this day and age are mystifying. (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122070) |
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Date: January 9th, 2018 11:35 PM Author: Cobalt library boistinker 24, 100k in my brokerage/IRA. Lease a 2007 Camry (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122085) |
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Date: January 9th, 2018 11:37 PM Author: flickering twinkling uncleanness mental disorder how did you get 100K in brokerage by 24? family gift? (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122103) |
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Date: January 9th, 2018 11:38 PM Author: Cobalt library boistinker ~50k was a gift, but I saved up the rest up (make 80k and i live at home) (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122107) |
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Date: January 9th, 2018 11:55 PM Author: amethyst doobsian therapy step-uncle's house 180, save that cash and fuck haters (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122211) |
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Date: January 10th, 2018 3:06 AM Author: Multi-colored khaki station living with my mom and pops is 180. i am 26 (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122850) |
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Date: January 9th, 2018 11:35 PM Author: Aqua set coffee pot 28, low 9 figures (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122090) |
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Date: January 9th, 2018 11:36 PM Author: Cobalt library boistinker Cr (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122093) |
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Date: January 9th, 2018 11:41 PM Author: Effete boiling water liquid oxygen (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122135) |
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Date: January 10th, 2018 1:49 AM Author: lascivious demanding dog poop area 0x8026f9aadade45115a899c7857a517b93c3a1a4b (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122690) |
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Date: January 10th, 2018 2:33 AM Author: Green antidepressant drug institution do you have a fun boat
0x9219DDFD2869edABd47A8e905e87d76e42C712da |
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Date: January 10th, 2018 8:08 PM Author: Fear-inspiring School 1xx,xxx,xxx
hmmmmmm thats pretty good |
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Date: January 10th, 2018 9:12 PM Author: laughsome elastic band tanning salon What's it like to be 28 and know that you can live like a king without working another day in your life? Must be amazing. (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35128580) |
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Date: January 10th, 2018 9:19 PM Author: bronze headpube 180. You are legit one of my heroes. You MAED it! 0x1793894b6a540db5c72065e6b7c62471c5d159c9 |
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Date: January 9th, 2018 11:36 PM Author: Bossy crotch pit for 2 millennials that's a top 1 percent status and you can google it to prove me right (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122101) |
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Date: January 9th, 2018 11:40 PM Author: puce parlor fuck my life (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122123) |
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Date: January 9th, 2018 11:44 PM Author: Big shivering nibblets 36, $300K annual income, single, ~$300-320K in silver mining stocks (it fluctuates), 240lbs of silver bullion (worth ~$70K right now), $40K in the bank. Own the same 2011 bimmer I've had since I leased it back in 2010.
If silver reaches $200 an oz, the stock portfolio will be worth $12M, and the bullion will be worth $700K. Someday... I still won't sell then (maybe a bit of it). |
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Date: January 9th, 2018 11:55 PM Author: thriller hell water buffalo you win this thread if not flame (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122214) |
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Date: January 10th, 2018 12:05 AM Author: Big shivering nibblets It's true. I've been patient. (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122263) |
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Date: January 9th, 2018 11:57 PM Author: razzle adulterous turdskin You are about to have a good couple of years. (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122217) |
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Date: January 10th, 2018 12:05 AM Author: Big shivering nibblets I figure someday we'll have a 10 to 1 price ratio to gold, a silver to Dow Jones Industrial Average ratio of 20, and a median priced home would be had for 1000oz of silver. When these conditions have been met, it may be a good time to sell. All of these ratios are attainable, and have existed before, and could be potentially be exceeded. If that happens, silver will actually be closer to $400-1000oz. (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122262) |
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Date: January 10th, 2018 12:12 AM Author: razzle adulterous turdskin That's a pretty serious deviation from the standard G:S ratio range isn't it? I'm not a metals pro but I am interested in it.
I've built up a small amount of silver in order to swap for gold when the ratios get crazy - I probably should be swapping my gold for silver right now because its so cheap on a relative basis but IDK - hard to store physical silver.
Have you seen WPM? They are a more sophisticated way to get exposure to the silver mining without capital intensive stuff.
I think that in the near term $30 is attainable, and $50 in the long term is also doable. Anything past that - I just don't know. |
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Date: January 10th, 2018 12:16 AM Author: Big shivering nibblets WPM doesn't have the same upside as junior miners, but it's a safer investment, so it makes up a relatively significant portion of my portfolio. SILJ is the best way to go.
Silver demand is largely price inelastic since its substitution for other metals is limited and it's used in small amounts in electronics, so even if it hits $150, your average joe is just barely going to give it some attention, and businesses that use silver won't really be harmed much by the increase. Historically, it's been 15:1 because that's the ratio of abundance in the earth's crust, but, when demand picks up, the ratio will overshoot past that. Also, silver is consumed, so the readily available, above ground ratio is far less than 15 to 1. I'm sure you've heard of all these points if you're into investing in silver even a little, though. |
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Date: January 10th, 2018 12:37 AM Author: razzle adulterous turdskin Ya I have. I see what you are saying about the jr miners but fuck man - I've seen so many horror stories with jr miners it's just not worth it to me to take the risk but the upside is huge - you are right.
I have found that in my experience with Jr miners (gold, not silver admittedly) A lot of the losses arn't related to the resources in the ground - it's slippage that comes with corruption in the company, bad results from a few quickly punched holes, poor execution, political risk etc not to mention the ENDLESS FUCKING SHAREHOLDER DILUTION.
Do you own like a few dozen juniors?
I am aware of the depletion of silver stockpiles - similar to the Platinum situation. I think plat is probably the way I'd go right now because your all in cost at the cheapest mine is $1200 and its like ~900 an ounce if I recall - so the spread between those two prices is compressed at the rate of depletion in industrial activity.
I'm an equities guy - but lately I have diversified into metals and gemstones a bit (just in case some serious fucking shit goes down I like to know that I can put enough in my pockets and on my fingers/wrists to get like a year of breathing room outside of the US) |
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Date: January 10th, 2018 8:53 PM Author: laughsome elastic band tanning salon is silver going to reach $200 an OZ? (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35128413) |
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Date: January 10th, 2018 9:18 PM Author: excitant glassy community account I have 10K of silver sitting in a box somewhere. When moon? (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35128637) |
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Date: January 9th, 2018 11:52 PM Author: Ocher school cafeteria kids?
are you miserable at work?
do you have a sex-life? |
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Date: January 9th, 2018 11:57 PM Author: judgmental yapping background story shrine 1
extremely. looking to change jobs or do something entrepreneurial.
yes, 6/10 |
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Date: January 10th, 2018 12:00 AM Author: Ocher school cafeteria ur life turned out ok i guess. but there is still struggling to do. the work thing, obv. sex life could be better.
not bad overall. but not great considering you dont like the work. |
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Date: January 10th, 2018 12:04 AM Author: judgmental yapping background story shrine cr. (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122259) |
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Date: January 9th, 2018 11:54 PM Author: amethyst doobsian therapy step-uncle's house 27
Roth: 66k Checking Account: 20k Investment Account: 76k 401k: 12k Crypto: 10k |
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Date: January 9th, 2018 11:58 PM Author: Bossy crotch pit How (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122221) |
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Date: January 10th, 2018 12:03 AM Author: amethyst doobsian therapy step-uncle's house A few things:
-I spend less than 20k a year and save everything else.
-Investments have done well.
-Random XO giveaways allowed me to acquire several thousand dollars worth of crypto simply by hodling.
-I lived rent-free for my first year in DC which enabled some extra early saving. |
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Date: January 10th, 2018 12:07 AM Author: Buff exciting locale rigor Im 33. Net worth is about 3 million (retirement, real estate equity, crypto, and cash). (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122272) |
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Date: January 10th, 2018 12:08 AM Author: Submissive Mint Gas Station 27
$145,000 in checking and savings
$220,000 in ETF/spyder index funds etc
$15,000 in IRA shit
$45,000 in FB stock
$25,000 in NFLX stock
~$120,000 of equity in $750,000 condo
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Date: January 10th, 2018 12:14 AM Author: flickering twinkling uncleanness mental disorder describe education and jerb. finance? (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122295) |
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Date: January 10th, 2018 1:41 AM Author: Charismatic Spot and still, bottom 40% of pumos (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122669) |
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Date: January 10th, 2018 12:13 AM Author: racy silver chapel 30, low 500k liquid (mostly stock market, 30% crypto)
not great, but i'm written into 4 wills worth low 8 figures so hopefully don't have to wagecuck until i'm dead |
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Date: January 10th, 2018 12:16 AM Author: Fear-inspiring School 36 nearly 8 figures liquid (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122307) |
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Date: January 10th, 2018 12:54 AM Author: Effete boiling water liquid oxygen 0x6c542c3a976e324ccb84d594cbc084bd57597849 (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122482) |
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Date: January 10th, 2018 1:57 AM Author: Charismatic Spot if that's true why aren't you more well known. also describe your life. (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122714) |
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Date: January 10th, 2018 2:49 AM Author: racy silver chapel that's sqmo - he is a crypto millionaire (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122824) |
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Date: January 10th, 2018 3:07 AM Author: Fear-inspiring School MISINFORMATION ALERT (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122853) |
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Date: January 10th, 2018 12:47 AM Author: Tan pocket flask nursing home 32, ~500k (banking) (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122453) |
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Date: January 10th, 2018 1:17 AM Author: lascivious demanding dog poop area 36, $1.029 million (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122609) |
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Date: January 10th, 2018 1:46 AM Author: Soul-stirring frozen menage quadroon fuck my ass. (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122681) |
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Date: January 10th, 2018 1:49 AM Author: Flesh big-titted house pistol 34, seven inches limp (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122692) |
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Date: January 10th, 2018 2:29 AM Author: razzle-dazzle faggot firefighter forum 34
checking: $250k (set aside for more RE investment) crypto: $63k retirement accts: $115k own primary residence valued at $720k (not much equity yet but substantial appreciation already and more expected)
$70k equity in secondary residence/investment property (int'l property purchased for low six figures) 8" girthy cock cheerful organic wife |
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Date: January 10th, 2018 2:34 AM Author: puce parlor pics of cock? (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122800) |
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Date: January 10th, 2018 2:34 AM Author: puce parlor oops i mean of wife (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122801) |
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Date: January 10th, 2018 2:48 AM Author: salmon pontificating feces Almost 38. -75k net worth. Unemployed. No assets, no car. 1 ETH thanks to the incredible kindness of smart contract, who even instructed me how to create an ETH wallet. |
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Date: January 10th, 2018 2:54 AM Author: Ocher school cafeteria i assume thats a minus, and not a dash.
plz correct me if im wrong, ty. |
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Date: January 10th, 2018 2:56 AM Author: salmon pontificating feces Minus (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122835) |
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Date: January 10th, 2018 2:58 AM Author: Ocher school cafeteria how do you find ways to ignore your situation? (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122837) |
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Date: January 10th, 2018 3:02 AM Author: salmon pontificating feces I started drinking to ignore my situation. Short-term solution that makes things worse in the end.
I had a new job as a legal recruiter a year ago. The office was small. Somehow, debt collectors found out & called the main line multiple times per day. It was humiliating. |
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Date: January 10th, 2018 3:04 AM Author: bull headed locus (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122847) |
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Date: January 10th, 2018 3:12 AM Author: salmon pontificating feces I was one of 12 new hires across the country. I was told by my boss that after training the trainers ranked me first among the 12 recruits. Upon return, I set a record for the quickest placement by a new hire. And I got a 2nd placement not long after. But I couldn’t stand having to be on the phone 5 hrs per day badgering people, with managers constantly listening to me, & the small office hearing every word of everone’s Conversations even when the managers weren’t listening. Plus the office was full of cutthroat jealous assholes, and I had a commute that had me getting a 7 am train, not getting home til 8 pm, rinse repeat. Only to have bill collectors harassing the main line & embarrassing me every day, to boot. I lasted under 2 months. Ended up in a far more degrading job I’ve talked about here (not the teaching one). (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35122862) |
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Date: January 10th, 2018 2:03 PM Author: high-end abusive principal's office y u no bankruptcy? (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35125396) |
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Date: January 10th, 2018 8:20 PM Author: salmon pontificating feces Can’t discharge student loans.
But I’ve still thought about it. Want to keep it in the holster. My non-SL debt is only 5 or 6k. But I’m starting to rack up more CC debt since I’m unemployed.
Have a phone interview Friday. Don’t really meet their qualifications, but will spin best I can. At least it’s something. I’ve been getting outright rejected from everything for months. |
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Date: January 10th, 2018 8:36 PM Author: Light stubborn stain orchestra pit if it makes u feel better bro i'm similar age but 6 figures debt! LOL! (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35128311) |
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Date: January 10th, 2018 8:42 PM Author: yellow fantasy-prone juggernaut business firm (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35128352) |
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Date: January 10th, 2018 8:42 PM Author: bronze headpube Early 30s $250k income. Approaching 7 figure NW (including crypto), but not there yet.
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Date: January 10th, 2018 9:10 PM Author: bronze headpube Breakdown is something like:
Checking: ~24k Crypto: ~200k 401k: ~150k Home equity: ~250k IRAs: ~30k Stocks/bonds: $100k P2P loans: $35k Other loans: $65k
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Date: January 10th, 2018 8:48 PM Author: splenetic dilemma Some of the posts itt are astounding. Even at the height of a bull market and financial mania there are some lucky mofos here. Maybe XO actually is prestigious.
35, $1.2 mil in assets, mostly RE, $625k net worth. |
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Date: January 10th, 2018 8:52 PM Author: laughsome elastic band tanning salon 40
$2.5mm net worth with wife.
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Date: January 10th, 2018 9:02 PM Author: walnut dragon 35 & 33. No kids.
~$350k net income.
~$2.3m individual net worth. ~$5m additional in family trusts allocable to my wife and me.
Own a 2018 Land Cruiser and a 2014 E350 outright. ~$850k equity on a $1.2m home (2 acres in the country). |
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Date: January 10th, 2018 9:03 PM Author: laughsome elastic band tanning salon I need some more family money. Still waiting for my wife to tell me she has a trust fund. 15+ years, and she still hasn't. (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35128500) |
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Date: January 10th, 2018 9:15 PM Author: walnut dragon It’s amazing, just greatly reassuring, to have a safety net, but it only materialized in the last few years (sale of a business and some very good investments). So the wife and I both did the superstriver thing. I suffered out a bunch of biglaw.
I think if we’d grown up with wealth we’d be very different people, and worse for it. And a few million isn’t even that life changing relative to some others we know. |
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Date: January 10th, 2018 9:59 PM Author: laughsome elastic band tanning salon yeah, I went the opposite way. Parents were probably worth $5mm+ and dad was making $1mm+ when I graduated from college and I grew up wealthy without a need in the world. Then dad retired early, they boomed for the last 18 or so years plus had some terrible economies and markets, and now they are lucky to have $1.5mm....which will certainly be a lot less than that before they pass. Now I pay when we go out to dinner...lol. (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35128951) |
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Date: January 10th, 2018 9:05 PM Author: Azure stage old irish cottage Married, both 42. Not including exercised options in soon to IPO unicorn; 3.5mm-4mm nw. If I include the equity at the last price I sold some at the last fender offer, nw is about 5.5-6mm. Post IPO I anticipate we’ll crack 10mm+ as it should 2-3x the last tender price. (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35128520) |
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Date: January 10th, 2018 9:14 PM Author: excitant glassy community account 29, -30k (no nutella "hehe I owe on my condo", real nigga debt) (http://www.autoadmit.com/thread.php?thread_id=3854805&forum_id=2#35128602) |