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I know a 33 YO engineer with a networth of 300K thinking about going back to med
Poast new message in this thread
Date: January 19th, 2018 2:30 PM Author: Arrogant sepia chad patrolman school. Why? Why not just put money into your vanguard accounts and then chill? (http://www.autoadmit.com/thread.php?thread_id=3864645&forum_id=2#35190304) |
Date: January 19th, 2018 2:33 PM Author: flushed site circlehead Chill on 300k for the next 50 years? At any rate, the answer is that he is asian. (http://www.autoadmit.com/thread.php?thread_id=3864645&forum_id=2#35190339) |
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Date: January 19th, 2018 2:34 PM Author: Arrogant sepia chad patrolman No. Just keep making money and tucking some away for retirement. His parents have no money so he will be taking out loans for med school (http://www.autoadmit.com/thread.php?thread_id=3864645&forum_id=2#35190356) |
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Date: January 19th, 2018 2:56 PM Author: excitant shrine depressive Glaring failure to deny in this post (http://www.autoadmit.com/thread.php?thread_id=3864645&forum_id=2#35190513) |
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Date: January 19th, 2018 2:58 PM Author: wild menage degenerate (http://www.autoadmit.com/thread.php?thread_id=3864645&forum_id=2#35190525) |
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Date: January 19th, 2018 2:36 PM Author: big point Seems chill to me.
If he plays his cards right, he can get instate tuition somewhere, come out in 7 years with minimal debt making $350k a year. |
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Date: January 19th, 2018 2:38 PM Author: Arrogant sepia chad patrolman Instate tuition with compounding interest is not minimal debt. (http://www.autoadmit.com/thread.php?thread_id=3864645&forum_id=2#35190386) |
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Date: January 19th, 2018 2:47 PM Author: big point UTexas med school = $20k/ year.
4 years = $80,000
Texas cost of living will drain $30k/year from his pot.
He should earn about 7% a year from his pot.
So--
At end of year 1: $300k - $20k - $30k + $21k = $271,000 left. At end of year 2: $271k - $20k - $30k + $19k = $250,000 left. At end of year 3: $250k - $20k - $30k + $17k = $219,000 left. At end of year 4: $219k - $20k - $30k + $15k = $184,000 left.
So, when he finished med school, he will still h ave $180k in the bank and an MD. Will be able to cover cost of living the next 4 years while doing internship / residency with his salary, while his nut grows.
AT the end of 8 years = back up to $241k with 7% a year gains. And he's making $350k a year. |
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Date: January 19th, 2018 2:49 PM Author: Arrogant sepia chad patrolman Most state schools outside of the Texas system are expensive (http://www.autoadmit.com/thread.php?thread_id=3864645&forum_id=2#35190466) |
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Date: January 19th, 2018 2:53 PM Author: big point East Carolina University Brody School of Medicine Annual tuition: $18,159 (in-state)
University of New Mexico School of Medicine Annual tuition: $15,798 (in-state)
Baylor College of Medicine Annual tuition: $19,650 (in-state)
Texas A&M College of Medicine Annual tuition: $13,790 (in-state)
Texas Tech University Health Sciences Center School of Medicine Annual tuition: $15,016 (in-state)
University of Central Florida College of Medicine Annual tuition: $25,491 (in-state)
University of Texas Southwestern Medical Center Annual tuition: $18,493 (in-state)
University of Texas Health Science Center at ​San Antonio Annual tuition: $14,500 (in-state)
University of North Texas Health Science Center Annual tuition: $13,078 (in-state)''
University of Nevada, Reno School of Medicine Annual tuition: $26,114 (in-state)
University of North Carolina at Chapel Hill School of Medicine Annual tuition: $24,837 (in-state)
The University of Texas Health Science Center at Houston Annual tuition: $15,525 (in-state)
University of Alabama at ​Birmingham (UAB) School of Medicine Annual tuition: $26,778 (in-state)
University of Oklahoma College of Medicine Annual tuition: $24,030 (in-state)
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Date: January 19th, 2018 2:58 PM Author: Disrespectful cheese-eating cuckoldry lol SAD getting BLOWN THE FUCK OUT ITT (http://www.autoadmit.com/thread.php?thread_id=3864645&forum_id=2#35190531) |
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Date: January 19th, 2018 3:01 PM Author: big point SAD MAF he spent $55k a year at Aaron Corp U. Dental school for a TTT DDS. (http://www.autoadmit.com/thread.php?thread_id=3864645&forum_id=2#35190553) |
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Date: January 19th, 2018 3:02 PM Author: wild menage degenerate Didn't he go to UPenn Dental School?
SAD is a Dartmouth/Penn grad, brother. |
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Date: January 19th, 2018 3:04 PM Author: Khaki boltzmann school Penn dental is a YUGE ripoff (http://www.autoadmit.com/thread.php?thread_id=3864645&forum_id=2#35190581) |
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Date: January 19th, 2018 3:05 PM Author: wild menage degenerate To be fair, all professional school (MD, law, dental, pharm) is a huge ripoff now
I'd never want my kids to do any of these
Just do tech at a top tech program and become multi millionaire by 30 with insane stock options |
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Date: January 19th, 2018 3:07 PM Author: Khaki boltzmann school Right but there are scams and bigger scams. Some states schools are like 1/3rd the cost of UPenn (http://www.autoadmit.com/thread.php?thread_id=3864645&forum_id=2#35190604) |
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Date: January 19th, 2018 3:08 PM Author: wild menage degenerate Ivies are pretty much all rich kids though - only an idiot would take out that much debt to go to school
But yes, it's an even bigger scam, but the rich don't care because that's peanuts to them |
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Date: January 19th, 2018 3:11 PM Author: Khaki boltzmann school Tons of dental students pay full freight with loans bro. It’s not just richmos at ivy dental schools. It’s dumbs. (http://www.autoadmit.com/thread.php?thread_id=3864645&forum_id=2#35190633) |
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Date: January 19th, 2018 3:12 PM Author: wild menage degenerate Well, then that is retarded. They will have like 600K debt or something obscene and not make nearly enough to compensate for the debt.
LOL @ grad school goers |
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Date: January 19th, 2018 3:06 PM Author: Arrogant sepia chad patrolman Sadly CR. Moreso now. I think tuition is like 110K per year for 4 years (http://www.autoadmit.com/thread.php?thread_id=3864645&forum_id=2#35190590) |
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Date: January 19th, 2018 3:09 PM Author: Khaki boltzmann school Slightly more than that, fucking amazing
https://www.dental.upenn.edu/academic_programs_admissions/dmd_program/tuition_fees |
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Date: January 19th, 2018 3:12 PM Author: Arrogant sepia chad patrolman JESUS Christ... (http://www.autoadmit.com/thread.php?thread_id=3864645&forum_id=2#35190636) |
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Date: January 21st, 2018 12:07 PM Author: Curious parlor sandwich W T F!!!!!!! Pay 500k plus opportunity cost to become a DDS!???????????? LOL!!!!!!!!!!!! (http://www.autoadmit.com/thread.php?thread_id=3864645&forum_id=2#35202531) |
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Date: January 19th, 2018 2:58 PM Author: wild menage degenerate The opportunity cost of not working is too high
The guy should just be gambling his money in crypto and retire with millions |
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Date: January 19th, 2018 2:39 PM Author: ebony bawdyhouse immigrant Why give up a chill engineering life for sticking your fingers up people's asses? (http://www.autoadmit.com/thread.php?thread_id=3864645&forum_id=2#35190389) |
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Date: January 19th, 2018 2:41 PM Author: wild menage degenerate (http://www.autoadmit.com/thread.php?thread_id=3864645&forum_id=2#35190405) |
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Date: January 19th, 2018 2:41 PM Author: startling garrison voyeur Perhaps being an engineer is simply not PRESTIGIOUS enough for him and his family. (http://www.autoadmit.com/thread.php?thread_id=3864645&forum_id=2#35190401) |
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Date: January 19th, 2018 2:42 PM Author: talented mildly autistic kitty office That's a terrible NW. He's been working like 10 years, with the huge stock market run up, and has 300K? JFC. (http://www.autoadmit.com/thread.php?thread_id=3864645&forum_id=2#35190414) |
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Date: January 21st, 2018 12:04 PM Author: Cerebral mexican Probably loves avocado toast (http://www.autoadmit.com/thread.php?thread_id=3864645&forum_id=2#35202523) |
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Date: January 19th, 2018 2:53 PM Author: Khaki boltzmann school Weren’t you contemplating doing OMFS like a week ago? (http://www.autoadmit.com/thread.php?thread_id=3864645&forum_id=2#35190485) |
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Date: January 19th, 2018 2:54 PM Author: Arrogant sepia chad patrolman Yeah but at least I would be getting paid 50K a year...It's a 4 year commitment if you don't get the MD. Also I'm a dentist not a cushy engineer (http://www.autoadmit.com/thread.php?thread_id=3864645&forum_id=2#35190487) |
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Date: January 19th, 2018 2:59 PM Author: Disrespectful cheese-eating cuckoldry what states even allow a mere DENTIST to perform oral SURGERY? (http://www.autoadmit.com/thread.php?thread_id=3864645&forum_id=2#35190536) |
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Date: January 19th, 2018 3:00 PM Author: Arrogant sepia chad patrolman All Dentists can perform any procedure in dentistry if they perform it to the standard of a specialist (http://www.autoadmit.com/thread.php?thread_id=3864645&forum_id=2#35190543) |
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Date: January 19th, 2018 3:00 PM Author: Khaki boltzmann school you really are completely deranged. (http://www.autoadmit.com/thread.php?thread_id=3864645&forum_id=2#35190544) |
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Date: January 19th, 2018 2:55 PM Author: wild menage degenerate Sounds like he hates working and just wants to stay in school for awhile. I thought about doing something like this when I was in biglaw, and thought about MD because of the long schooling (which would be much better than biglaw), but then I realized it is financially retarded.
What he should be doing is investing in crypto, day trading and retire with millions or just find a fed gov jerb with pension. |
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Date: January 19th, 2018 3:00 PM Author: wild menage degenerate Also, I dunno how good he is as a software engineer, but I know in house lawyers who got like 1MM+ in stock from working inhouse at Amazon...I'm sure engineers can easily find tech companies with insane stock options.
If he is a good tech guy, and chooses big names to work for, he can easily accrue a multi million dollar NW by the time he is 40. |
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Date: January 21st, 2018 12:01 PM Author: Pink demanding jewess which will be good because he will probably need to start a new career by 40 give or take a few years (http://www.autoadmit.com/thread.php?thread_id=3864645&forum_id=2#35202514) |