\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

I've met so many millenials in their late 20s and early 30s who have never

invested in mutual funds or planned for retirement. I know ...
amethyst brunch dysfunction
  01/21/18
Is he paying off loans?
cordovan thriller whorehouse
  01/21/18
He plans to work as a hospitalist for the first decade of hi...
amethyst brunch dysfunction
  01/21/18
I think income based repayment plans will go away. Just k...
cordovan thriller whorehouse
  01/21/18
He'll get grandfathered in. I think it's better to pay the m...
amethyst brunch dysfunction
  01/21/18
Doesn't he have to work for a public agency? What is the opp...
cordovan thriller whorehouse
  01/21/18
Hospitalist means he works for a hospital and thus a non-pro...
amethyst brunch dysfunction
  01/21/18
Sounds like a good plan then.
cordovan thriller whorehouse
  01/21/18
u dont become an internal med doc until you're at least 32
apoplectic exciting dopamine
  01/21/18
Not true
amethyst brunch dysfunction
  01/21/18
Huh? It's 29 for most people.
cordovan thriller whorehouse
  01/21/18
graduate college at 22 graduate med school at 26 gradu...
apoplectic exciting dopamine
  01/21/18
IM residencies are 3 years.
cordovan thriller whorehouse
  01/21/18
oh... which residencies are 8 years/
apoplectic exciting dopamine
  01/21/18
I don't know if any are 8 years. Maybe with fellowships. If ...
cordovan thriller whorehouse
  01/21/18
Neurosurgery is 7 years
amethyst brunch dysfunction
  01/21/18
hehe they know that your retirement funds will help pay for ...
submissive circlehead
  01/21/18
The number of urban early 30s (almost all females) that rent...
Alcoholic Den
  01/21/18
this. i know plenty who do this and work as hostess or se...
apoplectic exciting dopamine
  01/21/18
I know software engineer chicks who do 2-3 expensive Europe ...
amethyst brunch dysfunction
  01/21/18
The work-funemployment cycle seems to be a SW engineer subcu...
cordovan thriller whorehouse
  01/21/18
the ones I know who do this are all executive assistants or ...
Alcoholic Den
  01/22/18
Crypto is the saver's only hope. Lol you're going to have to...
cordovan thriller whorehouse
  01/21/18
they went all in on eth at 20
garnet jewess
  01/21/18
The fact you need to have 1.4 MILLION saved to live off 40k ...
Curious buck-toothed corner water buffalo
  01/22/18
Seriously. No way can most people accomplish this. It is imp...
Irradiated elastic band
  01/22/18
...
Sepia Giraffe
  01/22/18


Poast new message in this thread



Reply Favorite

Date: January 21st, 2018 8:41 PM
Author: amethyst brunch dysfunction

invested in mutual funds or planned for retirement. I know a young internal med doc who spends his whole paycheck the moment he gets it

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206001)



Reply Favorite

Date: January 21st, 2018 8:41 PM
Author: cordovan thriller whorehouse

Is he paying off loans?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206005)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: amethyst brunch dysfunction

He plans to work as a hospitalist for the first decade of his career. I told him to invest and go on PAYE for PSLF. Is that sound advice?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206033)



Reply Favorite

Date: January 21st, 2018 8:45 PM
Author: cordovan thriller whorehouse

I think income based repayment plans will go away.

Just keep living like a resident until your loans are paid off. It should only take a few years.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206048)



Reply Favorite

Date: January 21st, 2018 8:47 PM
Author: amethyst brunch dysfunction

He'll get grandfathered in. I think it's better to pay the minimum and invest the rest and then have him have those loans wiped with no tax bomb

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206065)



Reply Favorite

Date: January 21st, 2018 8:48 PM
Author: cordovan thriller whorehouse

Doesn't he have to work for a public agency? What is the opportunity cost if any for salary?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206078)



Reply Favorite

Date: January 21st, 2018 8:49 PM
Author: amethyst brunch dysfunction

Hospitalist means he works for a hospital and thus a non-profit. He makes 225K.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206084)



Reply Favorite

Date: January 21st, 2018 8:51 PM
Author: cordovan thriller whorehouse

Sounds like a good plan then.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206114)



Reply Favorite

Date: January 21st, 2018 8:42 PM
Author: apoplectic exciting dopamine

u dont become an internal med doc until you're at least 32

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206013)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: amethyst brunch dysfunction

Not true

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206024)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: cordovan thriller whorehouse

Huh? It's 29 for most people.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206029)



Reply Favorite

Date: January 21st, 2018 8:44 PM
Author: apoplectic exciting dopamine

graduate college at 22

graduate med school at 26

graduate 4 year residency at 30

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206043)



Reply Favorite

Date: January 21st, 2018 8:46 PM
Author: cordovan thriller whorehouse

IM residencies are 3 years.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206057)



Reply Favorite

Date: January 21st, 2018 8:48 PM
Author: apoplectic exciting dopamine

oh... which residencies are 8 years/

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206071)



Reply Favorite

Date: January 21st, 2018 8:50 PM
Author: cordovan thriller whorehouse

I don't know if any are 8 years. Maybe with fellowships. If you become a brain surgeon I could see 8 years of training after med school.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206103)



Reply Favorite

Date: January 21st, 2018 8:50 PM
Author: amethyst brunch dysfunction

Neurosurgery is 7 years

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206112)



Reply Favorite

Date: January 21st, 2018 8:46 PM
Author: submissive circlehead

hehe they know that your retirement funds will help pay for theirs hehe

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206062)



Reply Favorite

Date: January 21st, 2018 8:48 PM
Author: Alcoholic Den

The number of urban early 30s (almost all females) that rent, have significant CC debt, and no retirement saving is mind boggling. They somehow come up with cash for at least one European vacation per year, though

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206080)



Reply Favorite

Date: January 21st, 2018 8:51 PM
Author: apoplectic exciting dopamine

this.

i know plenty who do this and work as hostess or servers... it's insane they can travel so damn much

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206125)



Reply Favorite

Date: January 21st, 2018 8:52 PM
Author: amethyst brunch dysfunction

I know software engineer chicks who do 2-3 expensive Europe trips a year...No savings

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206134)



Reply Favorite

Date: January 21st, 2018 8:54 PM
Author: cordovan thriller whorehouse

The work-funemployment cycle seems to be a SW engineer subculture.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206153)



Reply Favorite

Date: January 22nd, 2018 8:56 AM
Author: Alcoholic Den

the ones I know who do this are all executive assistants or work in marketing

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208396)



Reply Favorite

Date: January 21st, 2018 8:52 PM
Author: cordovan thriller whorehouse

Crypto is the saver's only hope. Lol you're going to have to be secretly rich for the rest of your life.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206136)



Reply Favorite

Date: January 21st, 2018 8:55 PM
Author: garnet jewess

they went all in on eth at 20

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206160)



Reply Favorite

Date: January 22nd, 2018 9:06 AM
Author: Curious buck-toothed corner water buffalo

The fact you need to have 1.4 MILLION saved to live off 40k per year when you retire, which will be min wage when we do, makes this pointless for 80% of millenials.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208422)



Reply Favorite

Date: January 22nd, 2018 9:27 AM
Author: Irradiated elastic band

Seriously. No way can most people accomplish this. It is impossible.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208509)



Reply Favorite

Date: January 22nd, 2018 9:55 AM
Author: Sepia Giraffe



(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208639)