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I've met so many millenials in their late 20s and early 30s who have never

invested in mutual funds or planned for retirement. I know ...
Spectacular base
  01/21/18
Is he paying off loans?
Supple pit potus
  01/21/18
He plans to work as a hospitalist for the first decade of hi...
Spectacular base
  01/21/18
I think income based repayment plans will go away. Just k...
Supple pit potus
  01/21/18
He'll get grandfathered in. I think it's better to pay the m...
Spectacular base
  01/21/18
Doesn't he have to work for a public agency? What is the opp...
Supple pit potus
  01/21/18
Hospitalist means he works for a hospital and thus a non-pro...
Spectacular base
  01/21/18
Sounds like a good plan then.
Supple pit potus
  01/21/18
u dont become an internal med doc until you're at least 32
Lake temple
  01/21/18
Not true
Spectacular base
  01/21/18
Huh? It's 29 for most people.
Supple pit potus
  01/21/18
graduate college at 22 graduate med school at 26 gradu...
Lake temple
  01/21/18
IM residencies are 3 years.
Supple pit potus
  01/21/18
oh... which residencies are 8 years/
Lake temple
  01/21/18
I don't know if any are 8 years. Maybe with fellowships. If ...
Supple pit potus
  01/21/18
Neurosurgery is 7 years
Spectacular base
  01/21/18
hehe they know that your retirement funds will help pay for ...
Cobalt slimy kitty cat
  01/21/18
The number of urban early 30s (almost all females) that rent...
Topaz Hairraiser Office Partner
  01/21/18
this. i know plenty who do this and work as hostess or se...
Lake temple
  01/21/18
I know software engineer chicks who do 2-3 expensive Europe ...
Spectacular base
  01/21/18
The work-funemployment cycle seems to be a SW engineer subcu...
Supple pit potus
  01/21/18
the ones I know who do this are all executive assistants or ...
Topaz Hairraiser Office Partner
  01/22/18
Crypto is the saver's only hope. Lol you're going to have to...
Supple pit potus
  01/21/18
they went all in on eth at 20
contagious dog poop cruise ship
  01/21/18
The fact you need to have 1.4 MILLION saved to live off 40k ...
ruby turdskin business firm
  01/22/18
Seriously. No way can most people accomplish this. It is imp...
Kink-friendly Razzle-dazzle Chad Church Building
  01/22/18
...
vibrant stage dysfunction
  01/22/18


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Reply Favorite

Date: January 21st, 2018 8:41 PM
Author: Spectacular base

invested in mutual funds or planned for retirement. I know a young internal med doc who spends his whole paycheck the moment he gets it

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206001)



Reply Favorite

Date: January 21st, 2018 8:41 PM
Author: Supple pit potus

Is he paying off loans?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206005)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: Spectacular base

He plans to work as a hospitalist for the first decade of his career. I told him to invest and go on PAYE for PSLF. Is that sound advice?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206033)



Reply Favorite

Date: January 21st, 2018 8:45 PM
Author: Supple pit potus

I think income based repayment plans will go away.

Just keep living like a resident until your loans are paid off. It should only take a few years.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206048)



Reply Favorite

Date: January 21st, 2018 8:47 PM
Author: Spectacular base

He'll get grandfathered in. I think it's better to pay the minimum and invest the rest and then have him have those loans wiped with no tax bomb

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206065)



Reply Favorite

Date: January 21st, 2018 8:48 PM
Author: Supple pit potus

Doesn't he have to work for a public agency? What is the opportunity cost if any for salary?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206078)



Reply Favorite

Date: January 21st, 2018 8:49 PM
Author: Spectacular base

Hospitalist means he works for a hospital and thus a non-profit. He makes 225K.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206084)



Reply Favorite

Date: January 21st, 2018 8:51 PM
Author: Supple pit potus

Sounds like a good plan then.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206114)



Reply Favorite

Date: January 21st, 2018 8:42 PM
Author: Lake temple

u dont become an internal med doc until you're at least 32

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206013)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: Spectacular base

Not true

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206024)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: Supple pit potus

Huh? It's 29 for most people.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206029)



Reply Favorite

Date: January 21st, 2018 8:44 PM
Author: Lake temple

graduate college at 22

graduate med school at 26

graduate 4 year residency at 30

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206043)



Reply Favorite

Date: January 21st, 2018 8:46 PM
Author: Supple pit potus

IM residencies are 3 years.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206057)



Reply Favorite

Date: January 21st, 2018 8:48 PM
Author: Lake temple

oh... which residencies are 8 years/

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206071)



Reply Favorite

Date: January 21st, 2018 8:50 PM
Author: Supple pit potus

I don't know if any are 8 years. Maybe with fellowships. If you become a brain surgeon I could see 8 years of training after med school.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206103)



Reply Favorite

Date: January 21st, 2018 8:50 PM
Author: Spectacular base

Neurosurgery is 7 years

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206112)



Reply Favorite

Date: January 21st, 2018 8:46 PM
Author: Cobalt slimy kitty cat

hehe they know that your retirement funds will help pay for theirs hehe

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206062)



Reply Favorite

Date: January 21st, 2018 8:48 PM
Author: Topaz Hairraiser Office Partner

The number of urban early 30s (almost all females) that rent, have significant CC debt, and no retirement saving is mind boggling. They somehow come up with cash for at least one European vacation per year, though

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206080)



Reply Favorite

Date: January 21st, 2018 8:51 PM
Author: Lake temple

this.

i know plenty who do this and work as hostess or servers... it's insane they can travel so damn much

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206125)



Reply Favorite

Date: January 21st, 2018 8:52 PM
Author: Spectacular base

I know software engineer chicks who do 2-3 expensive Europe trips a year...No savings

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206134)



Reply Favorite

Date: January 21st, 2018 8:54 PM
Author: Supple pit potus

The work-funemployment cycle seems to be a SW engineer subculture.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206153)



Reply Favorite

Date: January 22nd, 2018 8:56 AM
Author: Topaz Hairraiser Office Partner

the ones I know who do this are all executive assistants or work in marketing

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208396)



Reply Favorite

Date: January 21st, 2018 8:52 PM
Author: Supple pit potus

Crypto is the saver's only hope. Lol you're going to have to be secretly rich for the rest of your life.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206136)



Reply Favorite

Date: January 21st, 2018 8:55 PM
Author: contagious dog poop cruise ship

they went all in on eth at 20

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206160)



Reply Favorite

Date: January 22nd, 2018 9:06 AM
Author: ruby turdskin business firm

The fact you need to have 1.4 MILLION saved to live off 40k per year when you retire, which will be min wage when we do, makes this pointless for 80% of millenials.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208422)



Reply Favorite

Date: January 22nd, 2018 9:27 AM
Author: Kink-friendly Razzle-dazzle Chad Church Building

Seriously. No way can most people accomplish this. It is impossible.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208509)



Reply Favorite

Date: January 22nd, 2018 9:55 AM
Author: vibrant stage dysfunction



(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208639)