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I've met so many millenials in their late 20s and early 30s who have never

invested in mutual funds or planned for retirement. I know ...
doobsian brindle site
  01/21/18
Is he paying off loans?
Lake gunner
  01/21/18
He plans to work as a hospitalist for the first decade of hi...
doobsian brindle site
  01/21/18
I think income based repayment plans will go away. Just k...
Lake gunner
  01/21/18
He'll get grandfathered in. I think it's better to pay the m...
doobsian brindle site
  01/21/18
Doesn't he have to work for a public agency? What is the opp...
Lake gunner
  01/21/18
Hospitalist means he works for a hospital and thus a non-pro...
doobsian brindle site
  01/21/18
Sounds like a good plan then.
Lake gunner
  01/21/18
u dont become an internal med doc until you're at least 32
rusted meetinghouse jew
  01/21/18
Not true
doobsian brindle site
  01/21/18
Huh? It's 29 for most people.
Lake gunner
  01/21/18
graduate college at 22 graduate med school at 26 gradu...
rusted meetinghouse jew
  01/21/18
IM residencies are 3 years.
Lake gunner
  01/21/18
oh... which residencies are 8 years/
rusted meetinghouse jew
  01/21/18
I don't know if any are 8 years. Maybe with fellowships. If ...
Lake gunner
  01/21/18
Neurosurgery is 7 years
doobsian brindle site
  01/21/18
hehe they know that your retirement funds will help pay for ...
lime metal brunch
  01/21/18
The number of urban early 30s (almost all females) that rent...
Hairraiser Sienna Garrison Dragon
  01/21/18
this. i know plenty who do this and work as hostess or se...
rusted meetinghouse jew
  01/21/18
I know software engineer chicks who do 2-3 expensive Europe ...
doobsian brindle site
  01/21/18
The work-funemployment cycle seems to be a SW engineer subcu...
Lake gunner
  01/21/18
the ones I know who do this are all executive assistants or ...
Hairraiser Sienna Garrison Dragon
  01/22/18
Crypto is the saver's only hope. Lol you're going to have to...
Lake gunner
  01/21/18
they went all in on eth at 20
bronze business firm giraffe
  01/21/18
The fact you need to have 1.4 MILLION saved to live off 40k ...
galvanic clown area
  01/22/18
Seriously. No way can most people accomplish this. It is imp...
Adventurous magenta potus
  01/22/18
...
fishy regret
  01/22/18


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Reply Favorite

Date: January 21st, 2018 8:41 PM
Author: doobsian brindle site

invested in mutual funds or planned for retirement. I know a young internal med doc who spends his whole paycheck the moment he gets it

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206001)



Reply Favorite

Date: January 21st, 2018 8:41 PM
Author: Lake gunner

Is he paying off loans?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206005)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: doobsian brindle site

He plans to work as a hospitalist for the first decade of his career. I told him to invest and go on PAYE for PSLF. Is that sound advice?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206033)



Reply Favorite

Date: January 21st, 2018 8:45 PM
Author: Lake gunner

I think income based repayment plans will go away.

Just keep living like a resident until your loans are paid off. It should only take a few years.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206048)



Reply Favorite

Date: January 21st, 2018 8:47 PM
Author: doobsian brindle site

He'll get grandfathered in. I think it's better to pay the minimum and invest the rest and then have him have those loans wiped with no tax bomb

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206065)



Reply Favorite

Date: January 21st, 2018 8:48 PM
Author: Lake gunner

Doesn't he have to work for a public agency? What is the opportunity cost if any for salary?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206078)



Reply Favorite

Date: January 21st, 2018 8:49 PM
Author: doobsian brindle site

Hospitalist means he works for a hospital and thus a non-profit. He makes 225K.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206084)



Reply Favorite

Date: January 21st, 2018 8:51 PM
Author: Lake gunner

Sounds like a good plan then.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206114)



Reply Favorite

Date: January 21st, 2018 8:42 PM
Author: rusted meetinghouse jew

u dont become an internal med doc until you're at least 32

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206013)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: doobsian brindle site

Not true

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206024)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: Lake gunner

Huh? It's 29 for most people.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206029)



Reply Favorite

Date: January 21st, 2018 8:44 PM
Author: rusted meetinghouse jew

graduate college at 22

graduate med school at 26

graduate 4 year residency at 30

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206043)



Reply Favorite

Date: January 21st, 2018 8:46 PM
Author: Lake gunner

IM residencies are 3 years.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206057)



Reply Favorite

Date: January 21st, 2018 8:48 PM
Author: rusted meetinghouse jew

oh... which residencies are 8 years/

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206071)



Reply Favorite

Date: January 21st, 2018 8:50 PM
Author: Lake gunner

I don't know if any are 8 years. Maybe with fellowships. If you become a brain surgeon I could see 8 years of training after med school.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206103)



Reply Favorite

Date: January 21st, 2018 8:50 PM
Author: doobsian brindle site

Neurosurgery is 7 years

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206112)



Reply Favorite

Date: January 21st, 2018 8:46 PM
Author: lime metal brunch

hehe they know that your retirement funds will help pay for theirs hehe

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206062)



Reply Favorite

Date: January 21st, 2018 8:48 PM
Author: Hairraiser Sienna Garrison Dragon

The number of urban early 30s (almost all females) that rent, have significant CC debt, and no retirement saving is mind boggling. They somehow come up with cash for at least one European vacation per year, though

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206080)



Reply Favorite

Date: January 21st, 2018 8:51 PM
Author: rusted meetinghouse jew

this.

i know plenty who do this and work as hostess or servers... it's insane they can travel so damn much

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206125)



Reply Favorite

Date: January 21st, 2018 8:52 PM
Author: doobsian brindle site

I know software engineer chicks who do 2-3 expensive Europe trips a year...No savings

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206134)



Reply Favorite

Date: January 21st, 2018 8:54 PM
Author: Lake gunner

The work-funemployment cycle seems to be a SW engineer subculture.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206153)



Reply Favorite

Date: January 22nd, 2018 8:56 AM
Author: Hairraiser Sienna Garrison Dragon

the ones I know who do this are all executive assistants or work in marketing

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208396)



Reply Favorite

Date: January 21st, 2018 8:52 PM
Author: Lake gunner

Crypto is the saver's only hope. Lol you're going to have to be secretly rich for the rest of your life.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206136)



Reply Favorite

Date: January 21st, 2018 8:55 PM
Author: bronze business firm giraffe

they went all in on eth at 20

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206160)



Reply Favorite

Date: January 22nd, 2018 9:06 AM
Author: galvanic clown area

The fact you need to have 1.4 MILLION saved to live off 40k per year when you retire, which will be min wage when we do, makes this pointless for 80% of millenials.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208422)



Reply Favorite

Date: January 22nd, 2018 9:27 AM
Author: Adventurous magenta potus

Seriously. No way can most people accomplish this. It is impossible.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208509)



Reply Favorite

Date: January 22nd, 2018 9:55 AM
Author: fishy regret



(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208639)