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I've met so many millenials in their late 20s and early 30s who have never
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Date: January 21st, 2018 8:41 PM Author: Galvanic dilemma invested in mutual funds or planned for retirement. I know a young internal med doc who spends his whole paycheck the moment he gets it (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206001) |
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Date: January 21st, 2018 8:41 PM Author: Well-lubricated Milk Messiness Is he paying off loans? (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206005) |
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Date: January 21st, 2018 8:43 PM Author: Galvanic dilemma He plans to work as a hospitalist for the first decade of his career. I told him to invest and go on PAYE for PSLF. Is that sound advice? (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206033) |
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Date: January 21st, 2018 8:45 PM Author: Well-lubricated Milk Messiness I think income based repayment plans will go away.
Just keep living like a resident until your loans are paid off. It should only take a few years. |
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Date: January 21st, 2018 8:47 PM Author: Galvanic dilemma He'll get grandfathered in. I think it's better to pay the minimum and invest the rest and then have him have those loans wiped with no tax bomb (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206065) |
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Date: January 21st, 2018 8:48 PM Author: Well-lubricated Milk Messiness Doesn't he have to work for a public agency? What is the opportunity cost if any for salary? (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206078) |
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Date: January 21st, 2018 8:49 PM Author: Galvanic dilemma Hospitalist means he works for a hospital and thus a non-profit. He makes 225K. (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206084) |
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Date: January 21st, 2018 8:51 PM Author: Well-lubricated Milk Messiness Sounds like a good plan then. (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206114) |
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Date: January 21st, 2018 8:42 PM Author: laughsome personal credit line u dont become an internal med doc until you're at least 32 (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206013) |
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Date: January 21st, 2018 8:43 PM Author: Galvanic dilemma Not true (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206024) |
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Date: January 21st, 2018 8:43 PM Author: Well-lubricated Milk Messiness Huh? It's 29 for most people. (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206029) |
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Date: January 21st, 2018 8:44 PM Author: laughsome personal credit line graduate college at 22
graduate med school at 26
graduate 4 year residency at 30 |
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Date: January 21st, 2018 8:46 PM Author: Well-lubricated Milk Messiness IM residencies are 3 years. (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206057) |
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Date: January 21st, 2018 8:48 PM Author: laughsome personal credit line oh... which residencies are 8 years/ (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206071) |
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Date: January 21st, 2018 8:50 PM Author: Well-lubricated Milk Messiness I don't know if any are 8 years. Maybe with fellowships. If you become a brain surgeon I could see 8 years of training after med school. (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206103) |
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Date: January 21st, 2018 8:50 PM Author: Galvanic dilemma Neurosurgery is 7 years (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206112) |
Date: January 21st, 2018 8:46 PM Author: Drab Coldplay Fan hehe they know that your retirement funds will help pay for theirs hehe (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206062) |
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Date: January 21st, 2018 8:48 PM Author: vermilion trip laser beams The number of urban early 30s (almost all females) that rent, have significant CC debt, and no retirement saving is mind boggling. They somehow come up with cash for at least one European vacation per year, though (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206080) |
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Date: January 21st, 2018 8:51 PM Author: laughsome personal credit line this.
i know plenty who do this and work as hostess or servers... it's insane they can travel so damn much |
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Date: January 21st, 2018 8:52 PM Author: Galvanic dilemma I know software engineer chicks who do 2-3 expensive Europe trips a year...No savings (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206134) |
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Date: January 21st, 2018 8:54 PM Author: Well-lubricated Milk Messiness The work-funemployment cycle seems to be a SW engineer subculture. (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206153) |
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Date: January 22nd, 2018 8:56 AM Author: vermilion trip laser beams the ones I know who do this are all executive assistants or work in marketing (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208396) |
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Date: January 21st, 2018 8:52 PM Author: Well-lubricated Milk Messiness Crypto is the saver's only hope. Lol you're going to have to be secretly rich for the rest of your life. (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206136) |
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Date: January 21st, 2018 8:55 PM Author: Fragrant Internal Respiration they went all in on eth at 20 (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206160) |
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Date: January 22nd, 2018 9:06 AM Author: Comical Chrome Point Fat Ankles The fact you need to have 1.4 MILLION saved to live off 40k per year when you retire, which will be min wage when we do, makes this pointless for 80% of millenials. (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208422) |
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Date: January 22nd, 2018 9:27 AM Author: honey-headed dashing principal's office karate Seriously. No way can most people accomplish this. It is impossible. (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208509) |
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Date: January 22nd, 2018 9:55 AM Author: painfully honest fanboi site (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208639) |