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I've met so many millenials in their late 20s and early 30s who have never

invested in mutual funds or planned for retirement. I know ...
Aphrodisiac pisswyrm pozpig
  01/21/18
Is he paying off loans?
Rebellious Effete Internal Respiration
  01/21/18
He plans to work as a hospitalist for the first decade of hi...
Aphrodisiac pisswyrm pozpig
  01/21/18
I think income based repayment plans will go away. Just k...
Rebellious Effete Internal Respiration
  01/21/18
He'll get grandfathered in. I think it's better to pay the m...
Aphrodisiac pisswyrm pozpig
  01/21/18
Doesn't he have to work for a public agency? What is the opp...
Rebellious Effete Internal Respiration
  01/21/18
Hospitalist means he works for a hospital and thus a non-pro...
Aphrodisiac pisswyrm pozpig
  01/21/18
Sounds like a good plan then.
Rebellious Effete Internal Respiration
  01/21/18
u dont become an internal med doc until you're at least 32
cracking adulterous double fault sanctuary
  01/21/18
Not true
Aphrodisiac pisswyrm pozpig
  01/21/18
Huh? It's 29 for most people.
Rebellious Effete Internal Respiration
  01/21/18
graduate college at 22 graduate med school at 26 gradu...
cracking adulterous double fault sanctuary
  01/21/18
IM residencies are 3 years.
Rebellious Effete Internal Respiration
  01/21/18
oh... which residencies are 8 years/
cracking adulterous double fault sanctuary
  01/21/18
I don't know if any are 8 years. Maybe with fellowships. If ...
Rebellious Effete Internal Respiration
  01/21/18
Neurosurgery is 7 years
Aphrodisiac pisswyrm pozpig
  01/21/18
hehe they know that your retirement funds will help pay for ...
glittery step-uncle's house
  01/21/18
The number of urban early 30s (almost all females) that rent...
Fluffy pearl nursing home
  01/21/18
this. i know plenty who do this and work as hostess or se...
cracking adulterous double fault sanctuary
  01/21/18
I know software engineer chicks who do 2-3 expensive Europe ...
Aphrodisiac pisswyrm pozpig
  01/21/18
The work-funemployment cycle seems to be a SW engineer subcu...
Rebellious Effete Internal Respiration
  01/21/18
the ones I know who do this are all executive assistants or ...
Fluffy pearl nursing home
  01/22/18
Crypto is the saver's only hope. Lol you're going to have to...
Rebellious Effete Internal Respiration
  01/21/18
they went all in on eth at 20
Dull party of the first part
  01/21/18
The fact you need to have 1.4 MILLION saved to live off 40k ...
Chartreuse hairless casino
  01/22/18
Seriously. No way can most people accomplish this. It is imp...
translucent ticket booth
  01/22/18
...
opaque dog poop dilemma
  01/22/18


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Reply Favorite

Date: January 21st, 2018 8:41 PM
Author: Aphrodisiac pisswyrm pozpig

invested in mutual funds or planned for retirement. I know a young internal med doc who spends his whole paycheck the moment he gets it

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206001)



Reply Favorite

Date: January 21st, 2018 8:41 PM
Author: Rebellious Effete Internal Respiration

Is he paying off loans?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206005)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: Aphrodisiac pisswyrm pozpig

He plans to work as a hospitalist for the first decade of his career. I told him to invest and go on PAYE for PSLF. Is that sound advice?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206033)



Reply Favorite

Date: January 21st, 2018 8:45 PM
Author: Rebellious Effete Internal Respiration

I think income based repayment plans will go away.

Just keep living like a resident until your loans are paid off. It should only take a few years.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206048)



Reply Favorite

Date: January 21st, 2018 8:47 PM
Author: Aphrodisiac pisswyrm pozpig

He'll get grandfathered in. I think it's better to pay the minimum and invest the rest and then have him have those loans wiped with no tax bomb

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206065)



Reply Favorite

Date: January 21st, 2018 8:48 PM
Author: Rebellious Effete Internal Respiration

Doesn't he have to work for a public agency? What is the opportunity cost if any for salary?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206078)



Reply Favorite

Date: January 21st, 2018 8:49 PM
Author: Aphrodisiac pisswyrm pozpig

Hospitalist means he works for a hospital and thus a non-profit. He makes 225K.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206084)



Reply Favorite

Date: January 21st, 2018 8:51 PM
Author: Rebellious Effete Internal Respiration

Sounds like a good plan then.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206114)



Reply Favorite

Date: January 21st, 2018 8:42 PM
Author: cracking adulterous double fault sanctuary

u dont become an internal med doc until you're at least 32

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206013)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: Aphrodisiac pisswyrm pozpig

Not true

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206024)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: Rebellious Effete Internal Respiration

Huh? It's 29 for most people.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206029)



Reply Favorite

Date: January 21st, 2018 8:44 PM
Author: cracking adulterous double fault sanctuary

graduate college at 22

graduate med school at 26

graduate 4 year residency at 30

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206043)



Reply Favorite

Date: January 21st, 2018 8:46 PM
Author: Rebellious Effete Internal Respiration

IM residencies are 3 years.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206057)



Reply Favorite

Date: January 21st, 2018 8:48 PM
Author: cracking adulterous double fault sanctuary

oh... which residencies are 8 years/

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206071)



Reply Favorite

Date: January 21st, 2018 8:50 PM
Author: Rebellious Effete Internal Respiration

I don't know if any are 8 years. Maybe with fellowships. If you become a brain surgeon I could see 8 years of training after med school.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206103)



Reply Favorite

Date: January 21st, 2018 8:50 PM
Author: Aphrodisiac pisswyrm pozpig

Neurosurgery is 7 years

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206112)



Reply Favorite

Date: January 21st, 2018 8:46 PM
Author: glittery step-uncle's house

hehe they know that your retirement funds will help pay for theirs hehe

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206062)



Reply Favorite

Date: January 21st, 2018 8:48 PM
Author: Fluffy pearl nursing home

The number of urban early 30s (almost all females) that rent, have significant CC debt, and no retirement saving is mind boggling. They somehow come up with cash for at least one European vacation per year, though

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206080)



Reply Favorite

Date: January 21st, 2018 8:51 PM
Author: cracking adulterous double fault sanctuary

this.

i know plenty who do this and work as hostess or servers... it's insane they can travel so damn much

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206125)



Reply Favorite

Date: January 21st, 2018 8:52 PM
Author: Aphrodisiac pisswyrm pozpig

I know software engineer chicks who do 2-3 expensive Europe trips a year...No savings

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206134)



Reply Favorite

Date: January 21st, 2018 8:54 PM
Author: Rebellious Effete Internal Respiration

The work-funemployment cycle seems to be a SW engineer subculture.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206153)



Reply Favorite

Date: January 22nd, 2018 8:56 AM
Author: Fluffy pearl nursing home

the ones I know who do this are all executive assistants or work in marketing

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208396)



Reply Favorite

Date: January 21st, 2018 8:52 PM
Author: Rebellious Effete Internal Respiration

Crypto is the saver's only hope. Lol you're going to have to be secretly rich for the rest of your life.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206136)



Reply Favorite

Date: January 21st, 2018 8:55 PM
Author: Dull party of the first part

they went all in on eth at 20

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206160)



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Date: January 22nd, 2018 9:06 AM
Author: Chartreuse hairless casino

The fact you need to have 1.4 MILLION saved to live off 40k per year when you retire, which will be min wage when we do, makes this pointless for 80% of millenials.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208422)



Reply Favorite

Date: January 22nd, 2018 9:27 AM
Author: translucent ticket booth

Seriously. No way can most people accomplish this. It is impossible.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208509)



Reply Favorite

Date: January 22nd, 2018 9:55 AM
Author: opaque dog poop dilemma



(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208639)