Millennials must run for office, wipe out all student debt
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Poast new message in this thread
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Date: February 12th, 2018 1:27 PM Author: Chrome Buck-toothed Rehab Legend
"They get the benefit so why shouldn't they pay the cost?"
That principle is fine if we're going to treat college like a business investment.
And, of course, business ventures sometimes don't work out, which makes bankruptcy necessary.
So let's bring back dischargeability.
(http://www.autoadmit.com/thread.php?thread_id=3890747&forum_id=2#35384716) |
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Date: February 12th, 2018 3:14 PM Author: Chrome Buck-toothed Rehab Legend
That's mostly fine, but would would "withdrawal of the degree" even mean?
You can't take away the historical fact that someone graduated.
(http://www.autoadmit.com/thread.php?thread_id=3890747&forum_id=2#35385729) |
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Date: February 12th, 2018 12:58 PM Author: heady heaven
i still agree with that part, because at the top end, we have the best education in the world. but we need to raise the bar on at least qualifying for educational loans, or better yet, attending a 4 year university. there should be a standardized test to get in, like in many other countries and the bar needs to be raised from where it is today. if you don't score high enough on the test, you go to to trade school instead and become an electrician or plumber. but banks and government will never make these changes, because they are the main beneficiaries at the expense of proles with boomer parents. its predatory in nature.
i think that instead of politicians putting pressure on the educational model, it will be technology and the market itself. credentials are becoming less and less important, education is being less meritocratic, and more smart people are pursuing alternative paths - ie learning tech skills on the internet, for free or cheap and going directly to the market. i also think that increasingly it will be paramount for workers to reeducate, because the market needs are adapting faster
(http://www.autoadmit.com/thread.php?thread_id=3890747&forum_id=2#35384498) |
Date: February 12th, 2018 1:03 PM Author: Honey-headed spot
The generational coup platform
No candidate over 40
Tax free student loan forgiveness
Eliminate social security for boomers and reserve for youngs (boomers shouldn't have boomed it all away)
Strict caps on Medicare for boomers especially for end of life care and terminal illnesses
(http://www.autoadmit.com/thread.php?thread_id=3890747&forum_id=2#35384550) |
Date: February 12th, 2018 1:25 PM Author: Chrome Buck-toothed Rehab Legend
The solution is simple:
(1) Allow bankruptcy after some reasonable amount of time (about 5 to 7 years).
(2) Claw back some portion of the discharged amount from the university.
All of a sudden, the incentives start snapping things into place. Colleges take a heightened interest in the success of their students. Shit programs are penalized for being shitty. The government is pressured to make rules that don't fund failure.
(http://www.autoadmit.com/thread.php?thread_id=3890747&forum_id=2#35384702) |
Date: February 18th, 2018 12:06 PM Author: Submissive flesh gas station fortuitous meteor
The loans should be secured by the endowment of the University or College that the student is attending.
That greatly shifts the incentive structures
(http://www.autoadmit.com/thread.php?thread_id=3890747&forum_id=2#35430571) |
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Date: February 18th, 2018 12:12 PM Author: Submissive flesh gas station fortuitous meteor
The incentive is to the Universities to actual use some type of method when accepting students.
Right now Universities are simply the mortgage loan "originators" in the scam, they originate the loan, get the money and then shift the risk to holders of SLABS (Student Loan Asset Backed Securities - sounds familiar, right?) or to the Government (u & me)
If the government had recourse to the endowment of the university of unpaid loans over a certain threshold - I think that would be of some good - It would force the Universities to think long and hard about the size of their Gay Transnigger Eskimo Studies department and if it should be accepting every application.
(http://www.autoadmit.com/thread.php?thread_id=3890747&forum_id=2#35430628) |
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