\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

Is it true 1/3 of Americans couldn't come up with $1,000 for an emergency?

I think the gulf between the coasts and interior America is ...
Confused Gaping
  02/19/18
it blows my mind, i'm from interior america and still can't ...
Big ceo macaca
  02/19/18
goyim go buckwild at the sight of a paycheck. many of these ...
Very tactful chapel alpha
  02/19/18
Even in DC I've always been amazed by the people at work who...
Magical Lodge Stain
  02/19/18
Getting excited about regular paydays is a prole tell.
Carnelian becky
  02/19/18
This.
spectacular hospital
  02/19/18
They'd get REALLY excited in the two months of the year wher...
Magical Lodge Stain
  02/19/18
The most preftigious pay period is bimonthly: on the first o...
Carnelian becky
  02/19/18
Monthly draw, actually
Azure roast beef
  02/19/18
I'm only talking about salaries, not profits. So dividends, ...
Carnelian becky
  02/19/18
You'll be surprised how many biglawyers (associates and part...
Very tactful chapel alpha
  02/19/18
My biglaw firm normally had two pay periods a month, but in ...
Plum Whorehouse Jewess
  02/19/18
I understand bonuses, but actual payday?
spectacular hospital
  02/19/18
...
Plum Whorehouse Jewess
  02/19/18
did I always have $1000 when I lived in the states? ok no ...
Drunken dilemma
  02/19/18
Most of these people are happy and live life to fullest, con...
translucent offensive sweet tailpipe
  02/19/18
the amount of people living paycheck to paycheck on the coas...
seedy brunch
  02/19/18
...
Chestnut depressive public bath
  02/19/18
of course. we need to force some of you umc spawn to spend s...
Trip dun tanning salon karate
  02/19/18
Why don’t they just sell some stocks?
mint zombie-like ticket booth therapy
  02/19/18
How do you think payday/title loan joints stay in business?
Buck-toothed theater stage sex offender
  02/19/18
There's some truth to this, but the way these statistics are...
Plum Whorehouse Jewess
  02/19/18
Cr. Similarly, articles on the "retirement crisis"...
Glittery khaki locus
  02/19/18
*buys a new car every three years, vacations twice a year.* ...
Plum Whorehouse Jewess
  02/19/18
Social security is enough to keep people out of the streets.
Carnelian becky
  02/19/18
...
Plum Whorehouse Jewess
  02/19/18
we just need more diversity
Laughsome pearly corn cake
  02/19/18
to be fair, how many americans 19 or younger can come up wit...
Pungent Stirring Fanboi
  02/19/18


Poast new message in this thread



Reply Favorite

Date: February 19th, 2018 11:03 AM
Author: Confused Gaping

I think the gulf between the coasts and interior America is far more vast than we can imagine.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436337)



Reply Favorite

Date: February 19th, 2018 11:11 AM
Author: Big ceo macaca

it blows my mind, i'm from interior america and still can't believe this is true

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436424)



Reply Favorite

Date: February 19th, 2018 11:10 AM
Author: Very tactful chapel alpha

goyim go buckwild at the sight of a paycheck. many of these same people likely have giant pickup trucks, 4 pets, 8 rifles, 5 game consoles, etc. goys spend on stupid shit and then complain about money.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436406)



Reply Favorite

Date: February 19th, 2018 11:12 AM
Author: Magical Lodge Stain

Even in DC I've always been amazed by the people at work who were eager to eat out because it was "payday" and their accounts had cash again.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436435)



Reply Favorite

Date: February 19th, 2018 11:14 AM
Author: Carnelian becky

Getting excited about regular paydays is a prole tell.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436458)



Reply Favorite

Date: February 19th, 2018 11:22 AM
Author: spectacular hospital

This.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436528)



Reply Favorite

Date: February 19th, 2018 11:34 AM
Author: Magical Lodge Stain

They'd get REALLY excited in the two months of the year where they got three paychecks instead of two.

"Omg time to buy a PS4!"

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436628)



Reply Favorite

Date: February 19th, 2018 1:15 PM
Author: Carnelian becky

The most preftigious pay period is bimonthly: on the first or last day of the month and on the 15th day.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35437284)



Reply Favorite

Date: February 19th, 2018 1:18 PM
Author: Azure roast beef

Monthly draw, actually

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35437308)



Reply Favorite

Date: February 19th, 2018 1:20 PM
Author: Carnelian becky

I'm only talking about salaries, not profits. So dividends, draws, and all that are a different issue.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35437318)



Reply Favorite

Date: February 19th, 2018 11:34 AM
Author: Very tactful chapel alpha

You'll be surprised how many biglawyers (associates and partners) wait for payday to make an expenditure. Some people simply are unable to save.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436631)



Reply Favorite

Date: February 19th, 2018 11:54 AM
Author: Plum Whorehouse Jewess

My biglaw firm normally had two pay periods a month, but in December they had one big one on the 15th (or first business day after the 15th) and none on the 31st. I'm not sure what the intent of this was, maybe an accounting thing, but in practice several biglawyers used this money to free up space on their credit cards to buy shit for Christmas. Complete insanity.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436740)



Reply Favorite

Date: February 19th, 2018 3:02 PM
Author: spectacular hospital

I understand bonuses, but actual payday?

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35438059)



Reply Favorite

Date: February 19th, 2018 11:53 AM
Author: Plum Whorehouse Jewess



(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436732)



Reply Favorite

Date: February 19th, 2018 11:13 AM
Author: Drunken dilemma

did I always have $1000 when I lived in the states? ok no

could I have gotten my hands on it? of course

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436441)



Reply Favorite

Date: February 19th, 2018 11:15 AM
Author: translucent offensive sweet tailpipe

Most of these people are happy and live life to fullest, consuming everything they can.

Many xo misers will die of a heart attack from stress at 48 with unused 500k in the bank.

http://www.xoxohth.com/thread.php?thread_id=2341112&mc=155&forum_id=2&PHPSESSID=76456b8077443975b14f33d2c48990cc#23887291

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436465)



Reply Favorite

Date: February 19th, 2018 11:15 AM
Author: seedy brunch

the amount of people living paycheck to paycheck on the coasts is larger than you'd think

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436467)



Reply Favorite

Date: February 19th, 2018 11:15 AM
Author: Chestnut depressive public bath



(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436474)



Reply Favorite

Date: February 19th, 2018 11:16 AM
Author: Trip dun tanning salon karate

of course. we need to force some of you umc spawn to spend some time with regular proles to get some perspective

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436486)



Reply Favorite

Date: February 19th, 2018 11:32 AM
Author: mint zombie-like ticket booth therapy

Why don’t they just sell some stocks?

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436615)



Reply Favorite

Date: February 19th, 2018 11:38 AM
Author: Buck-toothed theater stage sex offender

How do you think payday/title loan joints stay in business?

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436651)



Reply Favorite

Date: February 19th, 2018 11:52 AM
Author: Plum Whorehouse Jewess

There's some truth to this, but the way these statistics are gathered is egregious flame.

https://www.cnbc.com/2018/01/18/few-americans-have-enough-savings-to-cover-a-1000-emergency.html

(39% say they would pay out of savings, 19% with a credit card, 13% by reducing spending on other things, 12% with a family/friend loan, 5% with a personal loan).

Paying "with a credit card" is something you might do even if you have plenty of savings-- cop that 0% interest and rewards, otherwise you're basically throwing money away. Similarly, even if you're saving plenty, you might got back on spending on other things rather than dip into your savings. So surveys like this really only show that at least 17% are hahabrokefucked, 39% are fine-ish, and it's hard to tell for the rest. It's always like this, there will be some headline like "only 15% of Americans have $1,000 saved" but when you actually check the survey it asks specifically about savings accounts (who keeps money in a savings account any more??)

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436723)



Reply Favorite

Date: February 19th, 2018 11:56 AM
Author: Glittery khaki locus

Cr. Similarly, articles on the "retirement crisis" have ramped up to garner boomer clicks the last few years but that story has been around for decades. And I don't see the streets filled with homeless seniors, which is about what they usually predict.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436750)



Reply Favorite

Date: February 19th, 2018 1:13 PM
Author: Plum Whorehouse Jewess

*buys a new car every three years, vacations twice a year.*

*can't afford to do so in retirement*

"IT'S A CRISIS!"

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35437267)



Reply Favorite

Date: February 19th, 2018 1:17 PM
Author: Carnelian becky

Social security is enough to keep people out of the streets.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35437296)



Reply Favorite

Date: February 19th, 2018 7:19 PM
Author: Plum Whorehouse Jewess



(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35439970)



Reply Favorite

Date: February 19th, 2018 7:23 PM
Author: Laughsome pearly corn cake

we just need more diversity

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35440000)



Reply Favorite

Date: February 19th, 2018 7:25 PM
Author: Pungent Stirring Fanboi

to be fair, how many americans 19 or younger can come up with $1000?

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35440015)