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Is it true 1/3 of Americans couldn't come up with $1,000 for an emergency?

I think the gulf between the coasts and interior America is ...
Motley bbw
  02/19/18
it blows my mind, i'm from interior america and still can't ...
balding address
  02/19/18
goyim go buckwild at the sight of a paycheck. many of these ...
rambunctious high-end immigrant kitty cat
  02/19/18
Even in DC I've always been amazed by the people at work who...
Fragrant Jet Internal Respiration
  02/19/18
Getting excited about regular paydays is a prole tell.
cerise razzmatazz crackhouse
  02/19/18
This.
Dark corner
  02/19/18
They'd get REALLY excited in the two months of the year wher...
Fragrant Jet Internal Respiration
  02/19/18
The most preftigious pay period is bimonthly: on the first o...
cerise razzmatazz crackhouse
  02/19/18
Monthly draw, actually
pontificating hall
  02/19/18
I'm only talking about salaries, not profits. So dividends, ...
cerise razzmatazz crackhouse
  02/19/18
You'll be surprised how many biglawyers (associates and part...
rambunctious high-end immigrant kitty cat
  02/19/18
My biglaw firm normally had two pay periods a month, but in ...
Hairraiser Orchid Scourge Upon The Earth
  02/19/18
I understand bonuses, but actual payday?
Dark corner
  02/19/18
...
Hairraiser Orchid Scourge Upon The Earth
  02/19/18
did I always have $1000 when I lived in the states? ok no ...
Nudist slate heaven
  02/19/18
Most of these people are happy and live life to fullest, con...
Tan passionate foreskin stage
  02/19/18
the amount of people living paycheck to paycheck on the coas...
Glittery godawful pisswyrm kitty
  02/19/18
...
Free-loading Ladyboy
  02/19/18
of course. we need to force some of you umc spawn to spend s...
Supple mewling principal's office
  02/19/18
Why don’t they just sell some stocks?
multi-colored peach double fault location
  02/19/18
How do you think payday/title loan joints stay in business?
gaped azure parlor
  02/19/18
There's some truth to this, but the way these statistics are...
Hairraiser Orchid Scourge Upon The Earth
  02/19/18
Cr. Similarly, articles on the "retirement crisis"...
blue learning disabled headpube goyim
  02/19/18
*buys a new car every three years, vacations twice a year.* ...
Hairraiser Orchid Scourge Upon The Earth
  02/19/18
Social security is enough to keep people out of the streets.
cerise razzmatazz crackhouse
  02/19/18
...
Hairraiser Orchid Scourge Upon The Earth
  02/19/18
we just need more diversity
Poppy menage boltzmann
  02/19/18
to be fair, how many americans 19 or younger can come up wit...
Pungent garnet generalized bond
  02/19/18


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Reply Favorite

Date: February 19th, 2018 11:03 AM
Author: Motley bbw

I think the gulf between the coasts and interior America is far more vast than we can imagine.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436337)



Reply Favorite

Date: February 19th, 2018 11:11 AM
Author: balding address

it blows my mind, i'm from interior america and still can't believe this is true

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436424)



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Date: February 19th, 2018 11:10 AM
Author: rambunctious high-end immigrant kitty cat

goyim go buckwild at the sight of a paycheck. many of these same people likely have giant pickup trucks, 4 pets, 8 rifles, 5 game consoles, etc. goys spend on stupid shit and then complain about money.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436406)



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Date: February 19th, 2018 11:12 AM
Author: Fragrant Jet Internal Respiration

Even in DC I've always been amazed by the people at work who were eager to eat out because it was "payday" and their accounts had cash again.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436435)



Reply Favorite

Date: February 19th, 2018 11:14 AM
Author: cerise razzmatazz crackhouse

Getting excited about regular paydays is a prole tell.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436458)



Reply Favorite

Date: February 19th, 2018 11:22 AM
Author: Dark corner

This.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436528)



Reply Favorite

Date: February 19th, 2018 11:34 AM
Author: Fragrant Jet Internal Respiration

They'd get REALLY excited in the two months of the year where they got three paychecks instead of two.

"Omg time to buy a PS4!"

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436628)



Reply Favorite

Date: February 19th, 2018 1:15 PM
Author: cerise razzmatazz crackhouse

The most preftigious pay period is bimonthly: on the first or last day of the month and on the 15th day.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35437284)



Reply Favorite

Date: February 19th, 2018 1:18 PM
Author: pontificating hall

Monthly draw, actually

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35437308)



Reply Favorite

Date: February 19th, 2018 1:20 PM
Author: cerise razzmatazz crackhouse

I'm only talking about salaries, not profits. So dividends, draws, and all that are a different issue.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35437318)



Reply Favorite

Date: February 19th, 2018 11:34 AM
Author: rambunctious high-end immigrant kitty cat

You'll be surprised how many biglawyers (associates and partners) wait for payday to make an expenditure. Some people simply are unable to save.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436631)



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Date: February 19th, 2018 11:54 AM
Author: Hairraiser Orchid Scourge Upon The Earth

My biglaw firm normally had two pay periods a month, but in December they had one big one on the 15th (or first business day after the 15th) and none on the 31st. I'm not sure what the intent of this was, maybe an accounting thing, but in practice several biglawyers used this money to free up space on their credit cards to buy shit for Christmas. Complete insanity.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436740)



Reply Favorite

Date: February 19th, 2018 3:02 PM
Author: Dark corner

I understand bonuses, but actual payday?

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35438059)



Reply Favorite

Date: February 19th, 2018 11:53 AM
Author: Hairraiser Orchid Scourge Upon The Earth



(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436732)



Reply Favorite

Date: February 19th, 2018 11:13 AM
Author: Nudist slate heaven

did I always have $1000 when I lived in the states? ok no

could I have gotten my hands on it? of course

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436441)



Reply Favorite

Date: February 19th, 2018 11:15 AM
Author: Tan passionate foreskin stage

Most of these people are happy and live life to fullest, consuming everything they can.

Many xo misers will die of a heart attack from stress at 48 with unused 500k in the bank.

http://www.xoxohth.com/thread.php?thread_id=2341112&mc=155&forum_id=2&PHPSESSID=76456b8077443975b14f33d2c48990cc#23887291

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436465)



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Date: February 19th, 2018 11:15 AM
Author: Glittery godawful pisswyrm kitty

the amount of people living paycheck to paycheck on the coasts is larger than you'd think

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436467)



Reply Favorite

Date: February 19th, 2018 11:15 AM
Author: Free-loading Ladyboy



(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436474)



Reply Favorite

Date: February 19th, 2018 11:16 AM
Author: Supple mewling principal's office

of course. we need to force some of you umc spawn to spend some time with regular proles to get some perspective

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436486)



Reply Favorite

Date: February 19th, 2018 11:32 AM
Author: multi-colored peach double fault location

Why don’t they just sell some stocks?

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436615)



Reply Favorite

Date: February 19th, 2018 11:38 AM
Author: gaped azure parlor

How do you think payday/title loan joints stay in business?

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436651)



Reply Favorite

Date: February 19th, 2018 11:52 AM
Author: Hairraiser Orchid Scourge Upon The Earth

There's some truth to this, but the way these statistics are gathered is egregious flame.

https://www.cnbc.com/2018/01/18/few-americans-have-enough-savings-to-cover-a-1000-emergency.html

(39% say they would pay out of savings, 19% with a credit card, 13% by reducing spending on other things, 12% with a family/friend loan, 5% with a personal loan).

Paying "with a credit card" is something you might do even if you have plenty of savings-- cop that 0% interest and rewards, otherwise you're basically throwing money away. Similarly, even if you're saving plenty, you might got back on spending on other things rather than dip into your savings. So surveys like this really only show that at least 17% are hahabrokefucked, 39% are fine-ish, and it's hard to tell for the rest. It's always like this, there will be some headline like "only 15% of Americans have $1,000 saved" but when you actually check the survey it asks specifically about savings accounts (who keeps money in a savings account any more??)

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436723)



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Date: February 19th, 2018 11:56 AM
Author: blue learning disabled headpube goyim

Cr. Similarly, articles on the "retirement crisis" have ramped up to garner boomer clicks the last few years but that story has been around for decades. And I don't see the streets filled with homeless seniors, which is about what they usually predict.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436750)



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Date: February 19th, 2018 1:13 PM
Author: Hairraiser Orchid Scourge Upon The Earth

*buys a new car every three years, vacations twice a year.*

*can't afford to do so in retirement*

"IT'S A CRISIS!"

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35437267)



Reply Favorite

Date: February 19th, 2018 1:17 PM
Author: cerise razzmatazz crackhouse

Social security is enough to keep people out of the streets.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35437296)



Reply Favorite

Date: February 19th, 2018 7:19 PM
Author: Hairraiser Orchid Scourge Upon The Earth



(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35439970)



Reply Favorite

Date: February 19th, 2018 7:23 PM
Author: Poppy menage boltzmann

we just need more diversity

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35440000)



Reply Favorite

Date: February 19th, 2018 7:25 PM
Author: Pungent garnet generalized bond

to be fair, how many americans 19 or younger can come up with $1000?

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35440015)