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taking q's about personal finance, crypto (exeunt)

...
charcoal hominid windowlicker
  03/19/18
...
slap-happy toaster
  03/19/18
NIGGER
slap-happy toaster
  03/19/18
can you get me invited to the slack?
Cruel-hearted light box office masturbator
  03/19/18
no
charcoal hominid windowlicker
  03/19/18
...
blue milk athletic conference
  03/19/18
...
painfully honest psychic church building
  03/19/18
Enjoy getting murdered
Saffron heaven
  03/19/18
...
pale locus sweet tailpipe
  03/19/18
...
painfully honest psychic church building
  03/19/18
Lol
Free-loading coffee pot
  03/19/18
...
Overrated telephone
  03/19/18
What are we going to do?
Domesticated azure famous landscape painting
  03/19/18
idk about you but im going to buy a new chain for single spe...
charcoal hominid windowlicker
  03/19/18
Ok, well, what should I be putting my Roth backdoor into? ...
Domesticated azure famous landscape painting
  03/19/18
don't think about each account as its own portfolio. treat a...
charcoal hominid windowlicker
  03/19/18
give xo target NW goals for age 25, 30, 35, 40, 45, 50, 65 ...
exhilarant mood gaping
  03/19/18
target net worth is a bit deceptive b/c of student loans. ta...
charcoal hominid windowlicker
  03/19/18
seems like u need to add a 0 at the end of each number and c...
exhilarant mood gaping
  03/19/18
i can maek it
Marvelous chapel
  03/19/18
75 - die of a heart attack and all your savings was pointles...
Vivacious Federal Mad-dog Skullcap Ratface
  03/19/18
...
drunken space new version
  03/19/18
...
multi-colored liquid oxygen
  03/19/18
What does your portfolio look like?
jet-lagged vigorous set
  03/19/18
40% short term treasuries/cash 30% quantitative index str...
charcoal hominid windowlicker
  03/19/18
Why so much cash? DESCRIBE the index strategy
aphrodisiac flesh bbw library
  03/19/18
a lot of it is from crypto sales i'd made over the past few ...
charcoal hominid windowlicker
  03/19/18
you left off crypto
clear stock car field
  03/24/18
I have $50k to invest. How long should I wait for the crypto...
180 violent dopamine
  03/19/18
180
crawly mentally impaired theater stage faggotry
  03/19/18
...
drunken space new version
  03/19/18
Sounds like way to much work! how would I keep track of cap...
180 violent dopamine
  03/19/18
coinbase does this for you
Zippy yellow parlour candlestick maker
  03/19/18
...
drunken space new version
  03/19/18
...
drunken space new version
  03/19/18
...
drunken space new version
  03/19/18
lol no
charcoal hominid windowlicker
  03/19/18
...
drunken space new version
  03/19/18
crypto is not efficient and you don't want to market cap wei...
charcoal hominid windowlicker
  03/19/18
...
drunken space new version
  03/19/18
this is so hilariously stupid it's incredible
Sable sandwich mother
  03/19/18
...
drunken space new version
  03/19/18
just buy a fuckton of btc right now and let do
chartreuse area
  03/19/18
you should not listen to anything tsinah has to say about cr...
charcoal hominid windowlicker
  03/19/18
...
drunken space new version
  03/19/18
me = crypto portfolio 4xed the return of eth. u = no cryp...
charcoal hominid windowlicker
  03/19/18
...
drunken space new version
  03/19/18
i took multiple large gambles and grew my stack to multiples...
charcoal hominid windowlicker
  03/19/18
...
drunken space new version
  03/19/18
most of it was luck. a small part was skill.
charcoal hominid windowlicker
  03/19/18
Dude how do you think you even have room to talk here? Ex...
orchid menage private investor
  03/19/18
...
vermilion swashbuckling institution community account
  03/19/18
...
godawful brass garrison quadroon
  03/19/18
I don’t monitor on a day to day basis since I don’t intend t...
180 violent dopamine
  03/19/18
crypto has a very high chance of disappearing. there are ple...
charcoal hominid windowlicker
  03/19/18
she should just buy btc and let do. btc is the reserve curre...
chartreuse area
  03/19/18
...
drunken space new version
  03/19/18
How much do I need to retire if I already own property? Very...
crawly mentally impaired theater stage faggotry
  03/19/18
I put $35k into ETH at about $1200. how stupid a move was t...
rough-skinned big sanctuary haunted graveyard
  03/19/18
Ouch.
Massive alcoholic ticket booth
  03/19/18
you'll be in the black by year end.
Zippy yellow parlour candlestick maker
  03/19/18
Everyone has been saying repeatedly never buy ETH above $200
bespoke soul-stirring stain gas station
  03/19/18
...
Free-loading coffee pot
  03/19/18
kind of dumb. i was selling at those levels (but not as much...
charcoal hominid windowlicker
  03/19/18
I believe Mark Cuban has said that a Costco membership is on...
laughsome ebony brunch
  03/19/18
when it comes to saving money most people have their priorit...
charcoal hominid windowlicker
  03/19/18
that extension blows
chartreuse area
  03/19/18
Is there value to holding eth if the velocity is high when i...
arousing talking love of her life internal respiration
  03/19/18
yes. i think eth has a good chance of supplanting btc as the...
charcoal hominid windowlicker
  03/19/18
Say I am debt free and max out my 401K. What vehicles do I...
Dun insanely creepy cumskin
  03/19/18
depends on your income and goals. but in priority for ret...
charcoal hominid windowlicker
  03/19/18
Can I do Roth and traditional? I have like 10K in my HSA....
Dun insanely creepy cumskin
  03/20/18
RE HSA: One factor to consider: What is your expected lifeti...
Insecure exciting parlor brethren
  03/20/18
yeah you can contribute to a roth and traditional in the sam...
charcoal hominid windowlicker
  03/20/18
...
slap-happy toaster
  03/19/18
N I G G E R
slap-happy toaster
  03/20/18
when moon
Red Hyperactive Point Dysfunction
  03/19/18
5 years
charcoal hominid windowlicker
  03/19/18
LMAO
Red Hyperactive Point Dysfunction
  03/19/18
Zil's market cap on 12/31/18?
Disrespectful Market
  03/19/18
$20 billion
razzle-dazzle messiness
  03/19/18
Which of these has the highest expected value on 1/1/2021? I...
wonderful resort dragon
  03/19/18
C by far however it doesn't mean it's the optimal strateg...
charcoal hominid windowlicker
  03/19/18
Whoa cr
jet-lagged vigorous set
  03/19/18
UNGGGHH
Tan locale sex offender
  03/19/18
What are your thoughts on gold and silver? I never got into...
titillating tripping place of business digit ratio
  03/19/18
If a million bucks fell into your otherwise poor, just-start...
razzle-dazzle messiness
  03/19/18
pls
razzle-dazzle messiness
  03/20/18
I have 50k to invest. Should I put it all in Amzn and Shell ...
Jade shitlib
  03/19/18
...
razzle-dazzle messiness
  03/19/18
gun to your head, you have to pick either TOMO or DRAGONCHAI...
irradiated forum marketing idea
  03/20/18
cq
razzle-dazzle messiness
  03/20/18
Tomo. TOMO!!
vermilion swashbuckling institution community account
  03/20/18
whats the value add of personal wealth management if one is ...
hateful maize corner ceo
  03/20/18
the advantage a competent advisor will give you is mostly in...
charcoal hominid windowlicker
  03/20/18
...
hateful maize corner ceo
  03/20/18
What cryptos are you high on? Any upcoming ones?
seedy boyish elastic band whorehouse
  03/20/18
ZIL, ETH i rike cosmos and tezos. can't wait for them to ...
charcoal hominid windowlicker
  03/20/18
I've honestly kind of lost the plot on tezos. We're bullish ...
razzle-dazzle messiness
  03/20/18
tezos' big thing is the on chain self governance whatever th...
chartreuse area
  03/21/18
Oh yeah, totally forgot about the governance thing. Even tho...
razzle-dazzle messiness
  03/21/18
...
Jade shitlib
  03/20/18
VTSAX vs. ICX?
Stirring roast beef range
  03/20/18
icon is total nonsense imo but they've raised so much money ...
charcoal hominid windowlicker
  03/20/18
VEN vs. ICX?
Stirring roast beef range
  03/20/18
no strong feeling.
charcoal hominid windowlicker
  03/20/18
Are you accepting xoxo clients? How much rake?
exhilarant mood gaping
  03/20/18
for crypto, i only manage my own money. may set up a hedge f...
charcoal hominid windowlicker
  03/20/18
for traditional financial stuff, do you take on completely n...
exhilarant mood gaping
  03/20/18
...
razzle-dazzle messiness
  03/21/18
i've taken on completely new clients. it's really case by ca...
charcoal hominid windowlicker
  03/22/18


Poast new message in this thread



Reply Favorite

Date: March 19th, 2018 12:17 PM
Author: charcoal hominid windowlicker



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637503)



Reply Favorite

Date: March 19th, 2018 1:46 PM
Author: slap-happy toaster

Post removed by moderator for violating The Law of The Land.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638107)



Reply Favorite

Date: March 19th, 2018 10:29 PM
Author: slap-happy toaster

NIGGER

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35642008)



Reply Favorite

Date: March 19th, 2018 12:19 PM
Author: Cruel-hearted light box office masturbator

can you get me invited to the slack?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637510)



Reply Favorite

Date: March 19th, 2018 12:33 PM
Author: charcoal hominid windowlicker

no

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637588)



Reply Favorite

Date: March 19th, 2018 12:33 PM
Author: blue milk athletic conference



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637593)



Reply Favorite

Date: March 19th, 2018 12:37 PM
Author: painfully honest psychic church building



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637635)



Reply Favorite

Date: March 19th, 2018 12:46 PM
Author: Saffron heaven

Enjoy getting murdered

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637698)



Reply Favorite

Date: March 19th, 2018 1:32 PM
Author: pale locus sweet tailpipe



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638020)



Reply Favorite

Date: March 19th, 2018 1:38 PM
Author: painfully honest psychic church building



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638054)



Reply Favorite

Date: March 19th, 2018 1:02 PM
Author: Free-loading coffee pot

Lol

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637807)



Reply Favorite

Date: March 19th, 2018 1:25 PM
Author: Overrated telephone



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637986)



Reply Favorite

Date: March 19th, 2018 12:22 PM
Author: Domesticated azure famous landscape painting

What are we going to do?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637532)



Reply Favorite

Date: March 19th, 2018 12:34 PM
Author: charcoal hominid windowlicker

idk about you but im going to buy a new chain for single speed bike.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637596)



Reply Favorite

Date: March 19th, 2018 12:37 PM
Author: Domesticated azure famous landscape painting

Ok, well, what should I be putting my Roth backdoor into?

401K is in target funds

Also have agressive portfolio in Wealthfront.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637626)



Reply Favorite

Date: March 19th, 2018 12:47 PM
Author: charcoal hominid windowlicker

don't think about each account as its own portfolio. treat all your liquid financial assets dedicated to retirement as one whole portfolio with a target allocation.

what does your current portfolio as a whole look like? i'd target something like 60/40 us-foreign total stock market index funds. if you're lazy you can just throw everything into vti.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637707)



Reply Favorite

Date: March 19th, 2018 12:34 PM
Author: exhilarant mood gaping

give xo target NW goals for age 25, 30, 35, 40, 45, 50, 65

25 should start at $500k right

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637594)



Reply Favorite

Date: March 19th, 2018 12:37 PM
Author: charcoal hominid windowlicker

target net worth is a bit deceptive b/c of student loans. target income seems more reasonable at least until you get older and are nearing retirement.

25 - 50K

30 - 80k

35 - 120k

40 - 150k

45 - 180k

50 - net worth, $1 million

65 - net worth, $2 million

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637633)



Reply Favorite

Date: March 19th, 2018 12:41 PM
Author: exhilarant mood gaping

seems like u need to add a 0 at the end of each number and cr

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637666)



Reply Favorite

Date: March 19th, 2018 12:46 PM
Author: Marvelous chapel

i can maek it

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637701)



Reply Favorite

Date: March 19th, 2018 1:16 PM
Author: Vivacious Federal Mad-dog Skullcap Ratface

75 - die of a heart attack and all your savings was pointless

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637916)



Reply Favorite

Date: March 19th, 2018 12:34 PM
Author: drunken space new version



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637599)



Reply Favorite

Date: March 19th, 2018 12:34 PM
Author: multi-colored liquid oxygen



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637600)



Reply Favorite

Date: March 19th, 2018 12:35 PM
Author: jet-lagged vigorous set

What does your portfolio look like?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637610)



Reply Favorite

Date: March 19th, 2018 1:14 PM
Author: charcoal hominid windowlicker

40% short term treasuries/cash

30% quantitative index strategy i developed

10% long-short equity fund

10% credit-focused closed end fund

10% in brk.b

note that i haven't really paid much attention to my personal portfolio and my circumstances are idiosyncratic so it's not a great guide to how i feel about markets



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637901)



Reply Favorite

Date: March 19th, 2018 1:17 PM
Author: aphrodisiac flesh bbw library

Why so much cash?

DESCRIBE the index strategy

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637922)



Reply Favorite

Date: March 19th, 2018 1:31 PM
Author: charcoal hominid windowlicker

a lot of it is from crypto sales i'd made over the past few months.

i have more cash that's not included in that portfolio that's still on gdax for trading.

my strategy is based on trend following and momentum in broad equity indexes.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638017)



Reply Favorite

Date: March 24th, 2018 3:24 PM
Author: clear stock car field

you left off crypto

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35678344)



Reply Favorite

Date: March 19th, 2018 12:36 PM
Author: 180 violent dopamine

I have $50k to invest. How long should I wait for the crypto market to crash before I go in. Not interested in making a quick buck, holding for long term so it would have to be something that doesn’t collapse.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637622)



Reply Favorite

Date: March 19th, 2018 12:38 PM
Author: crawly mentally impaired theater stage faggotry

180

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637640)



Reply Favorite

Date: March 19th, 2018 12:39 PM
Author: drunken space new version



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637648)



Reply Favorite

Date: March 19th, 2018 12:45 PM
Author: 180 violent dopamine

Sounds like way to much work! how would I keep track of cap gains and losses if I rebalanced every 2 weeks?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637691)



Reply Favorite

Date: March 19th, 2018 12:47 PM
Author: Zippy yellow parlour candlestick maker

coinbase does this for you

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637708)



Reply Favorite

Date: March 19th, 2018 1:19 PM
Author: drunken space new version



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637938)



Reply Favorite

Date: March 19th, 2018 1:33 PM
Author: drunken space new version



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638026)



Reply Favorite

Date: March 19th, 2018 1:18 PM
Author: drunken space new version



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637932)



Reply Favorite

Date: March 19th, 2018 1:19 PM
Author: charcoal hominid windowlicker

lol no

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637936)



Reply Favorite

Date: March 19th, 2018 1:20 PM
Author: drunken space new version



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637939)



Reply Favorite

Date: March 19th, 2018 1:29 PM
Author: charcoal hominid windowlicker

crypto is not efficient and you don't want to market cap weight it.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638010)



Reply Favorite

Date: March 19th, 2018 1:35 PM
Author: drunken space new version



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638030)



Reply Favorite

Date: March 19th, 2018 1:55 PM
Author: Sable sandwich mother

this is so hilariously stupid it's incredible

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638167)



Reply Favorite

Date: March 19th, 2018 1:57 PM
Author: drunken space new version



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638173)



Reply Favorite

Date: March 19th, 2018 1:01 PM
Author: chartreuse area

just buy a fuckton of btc right now and let do

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637796)



Reply Favorite

Date: March 19th, 2018 1:19 PM
Author: charcoal hominid windowlicker

you should not listen to anything tsinah has to say about crypto or investing.

crypto is far more volatile than anything else you own. the tricky thing is that if you do a lump sum you can fall into some nasty psychological traps because there is a really really good chance the market will rip against you.

i would drop $10k into btc/eth and simply observe your emotional reactions to the fluctuations first.

however, if you're looking for a "good" entry point i think eth at 300 and btc at 4000 is decent but the price may never get there.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637934)



Reply Favorite

Date: March 19th, 2018 1:21 PM
Author: drunken space new version



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637952)



Reply Favorite

Date: March 19th, 2018 1:26 PM
Author: charcoal hominid windowlicker

me = crypto portfolio 4xed the return of eth.

u = no crypto

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637990)



Reply Favorite

Date: March 19th, 2018 1:36 PM
Author: drunken space new version



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638037)



Reply Favorite

Date: March 19th, 2018 1:37 PM
Author: charcoal hominid windowlicker

i took multiple large gambles and grew my stack to multiples of where it would have been if i had left it in eth.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638048)



Reply Favorite

Date: March 19th, 2018 1:43 PM
Author: drunken space new version



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638085)



Reply Favorite

Date: March 19th, 2018 1:46 PM
Author: charcoal hominid windowlicker

most of it was luck. a small part was skill.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638101)



Reply Favorite

Date: March 19th, 2018 2:54 PM
Author: orchid menage private investor

Dude how do you think you even have room to talk here?

Ex: literally made millions in crypto in the last year

You: renting some shitbox FL apt printing out fake “emotional support animal” certificates off the internet so you don’t have to give your landlord a $500 deposit

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638600)



Reply Favorite

Date: March 19th, 2018 6:11 PM
Author: vermilion swashbuckling institution community account



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35640096)



Reply Favorite

Date: March 19th, 2018 11:18 PM
Author: godawful brass garrison quadroon



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35642429)



Reply Favorite

Date: March 19th, 2018 1:40 PM
Author: 180 violent dopamine

I don’t monitor on a day to day basis since I don’t intend to pull any money out for years and years so volatility doesn’t bother me. It’s more important that this is something that’s not going away any time soon.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638065)



Reply Favorite

Date: March 19th, 2018 1:45 PM
Author: charcoal hominid windowlicker

crypto has a very high chance of disappearing. there are plenty of unknown unknowns. for all we know someone could have found a fundamental flaw in btc/eth that they've been exploiting for years and the flaw only just comes to light. that would destroy the market.

think about the odds of crypto 1) being around 5 years from now and 2) being established enough that institutions and retail investors start allocating a small portion of their portfolios to it. if that happens, crypto's market cap could easily exceed $1 trillion on a sustainable basis. most of that value, however, will likely be captured by a handful of coins (some that may not exist today) and most current coins will go to 0. depending on your estimate of those odds, you could justify allocating nothing to a lot of your net worth to crypto on a kelly criterion basis.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638094)



Reply Favorite

Date: March 19th, 2018 6:09 PM
Author: chartreuse area

she should just buy btc and let do. btc is the reserve currency of electronic money.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35640089)



Reply Favorite

Date: March 19th, 2018 1:46 PM
Author: drunken space new version



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638100)



Reply Favorite

Date: March 19th, 2018 12:37 PM
Author: crawly mentally impaired theater stage faggotry

How much do I need to retire if I already own property? Very low COL. Will you tell us when to start hoarding again? your timing last time was pretty fucking sweet.

Also, when do you see 3rd gen tech coming online with actual use cases?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637632)



Reply Favorite

Date: March 19th, 2018 12:39 PM
Author: rough-skinned big sanctuary haunted graveyard

I put $35k into ETH at about $1200. how stupid a move was this?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637649)



Reply Favorite

Date: March 19th, 2018 12:46 PM
Author: Massive alcoholic ticket booth

Ouch.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637700)



Reply Favorite

Date: March 19th, 2018 12:48 PM
Author: Zippy yellow parlour candlestick maker

you'll be in the black by year end.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637711)



Reply Favorite

Date: March 19th, 2018 12:56 PM
Author: bespoke soul-stirring stain gas station

Everyone has been saying repeatedly never buy ETH above $200

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637770)



Reply Favorite

Date: March 19th, 2018 1:02 PM
Author: Free-loading coffee pot



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637809)



Reply Favorite

Date: March 19th, 2018 1:21 PM
Author: charcoal hominid windowlicker

kind of dumb. i was selling at those levels (but not as much as i should've been).

there's a decent chance you'll make money in a few years.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637948)



Reply Favorite

Date: March 19th, 2018 12:44 PM
Author: laughsome ebony brunch

I believe Mark Cuban has said that a Costco membership is one of the best investments a regular person can make.

Do you know of any other pithy lifehacks like that?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637686)



Reply Favorite

Date: March 19th, 2018 1:25 PM
Author: charcoal hominid windowlicker

when it comes to saving money most people have their priorities fucked up. they should be spending a LOT of time figuring out the best way to reduce their big ticket expenses, particularly rent/mortgage, and that means spending a lot of effort on getting the best deal possible up front. instead people focus their money saving efforts on scrounging a few bucks here and there with coupons, etc.

also, use camelcamelcamel's chrome extension to look at the price history of products you regularly buy on amazon. set some price alerts for when the price drops around the level of previous sales. could save you tons of money with little effort.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637985)



Reply Favorite

Date: March 19th, 2018 6:10 PM
Author: chartreuse area

that extension blows

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35640092)



Reply Favorite

Date: March 19th, 2018 12:52 PM
Author: arousing talking love of her life internal respiration

Is there value to holding eth if the velocity is high when it is actually used for transactions? Presumably there will be fewer icos going forward; so it’s utility for Ico contributions is downtrending.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637737)



Reply Favorite

Date: March 19th, 2018 1:28 PM
Author: charcoal hominid windowlicker

yes. i think eth has a good chance of supplanting btc as the premier store of value in crypto. there are so many apps being developed on ethereum that you're exposed to a lot of upside potential if one of those apps really takes off (or even better if the whole ecosystem takes off).

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638006)



Reply Favorite

Date: March 19th, 2018 1:38 PM
Author: Dun insanely creepy cumskin

Say I am debt free and max out my 401K. What vehicles do I use to invest the next $20K a year? IRA? Roth?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638056)



Reply Favorite

Date: March 19th, 2018 1:50 PM
Author: charcoal hominid windowlicker

depends on your income and goals.

but in priority for retirement saving:

1) hsa is almost always a good deal if you're eligible for one.

2) traditional ira if you expect your marginal income rate in retirement to be lower than your marginal rate today. otherwise roth (backdoor if you're eligible).

(bonus): if your 401(k) allows "after-tax" contributions that are distinct from roth contributions--this is called a "mega" backdoor roth.

3) taxable account. if you buy equity index funds and don't intend to make lots of trades it can be extremely tax efficient.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638134)



Reply Favorite

Date: March 20th, 2018 8:14 PM
Author: Dun insanely creepy cumskin

Can I do Roth and traditional?

I have like 10K in my HSA. At some point it’s too much eh? 30K?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648510)



Reply Favorite

Date: March 20th, 2018 8:21 PM
Author: Insecure exciting parlor brethren

RE HSA: One factor to consider: What is your expected lifetime amount of medical expenses that could be funded from your HSA?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648567)



Reply Favorite

Date: March 20th, 2018 8:27 PM
Author: charcoal hominid windowlicker

yeah you can contribute to a roth and traditional in the same year splitting the 5500 limit but it's almost never a good idea.

just max out your hsa and treat it like a roth. yeah, you can use it for medical expenses but i don't recommend it.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648608)



Reply Favorite

Date: March 19th, 2018 1:38 PM
Author: slap-happy toaster

Post removed by moderator for violating The Law of The Land.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638057)



Reply Favorite

Date: March 20th, 2018 1:45 AM
Author: slap-happy toaster

N

I

G

G

E

R

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35643268)



Reply Favorite

Date: March 19th, 2018 2:45 PM
Author: Red Hyperactive Point Dysfunction

when moon

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638501)



Reply Favorite

Date: March 19th, 2018 2:46 PM
Author: charcoal hominid windowlicker

5 years

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638512)



Reply Favorite

Date: March 19th, 2018 6:05 PM
Author: Red Hyperactive Point Dysfunction

LMAO

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35640069)



Reply Favorite

Date: March 19th, 2018 5:58 PM
Author: Disrespectful Market

Zil's market cap on 12/31/18?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35640038)



Reply Favorite

Date: March 19th, 2018 11:18 PM
Author: razzle-dazzle messiness

$20 billion

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35642428)



Reply Favorite

Date: March 19th, 2018 6:28 PM
Author: wonderful resort dragon

Which of these has the highest expected value on 1/1/2021? I don't need the money now.

A. Selling my ETH today and paying short term cap gains rates. (It's still up 3 or 4x since my average buy.) Buying VTI with those winnings.

B. Selling my ETH in July after long term cap gains rates applies to all of it. Buying VTI with those winnings.

C. Leaving it all in ETH.

TYIA.



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35640203)



Reply Favorite

Date: March 19th, 2018 6:57 PM
Author: charcoal hominid windowlicker

C by far

however it doesn't mean it's the optimal strategy for you. you could do a combination of all 3 depending on how big ETH is as a portion of your net worth and your risk aversion.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35640376)



Reply Favorite

Date: March 19th, 2018 6:58 PM
Author: jet-lagged vigorous set

Whoa cr

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35640383)



Reply Favorite

Date: March 19th, 2018 8:14 PM
Author: Tan locale sex offender

UNGGGHH

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35640929)



Reply Favorite

Date: March 19th, 2018 9:05 PM
Author: titillating tripping place of business digit ratio

What are your thoughts on gold and silver? I never got into crypto and don't want to be. However, I own quite a lot of precious metal ETFs and am strongly thinking of reallocating into my active business (the vast majority of my other assets are either in my active business or in life insurance policies, very little stock market exposure to speak of).

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35641337)



Reply Favorite

Date: March 19th, 2018 10:26 PM
Author: razzle-dazzle messiness

If a million bucks fell into your otherwise poor, just-starting-your-career lap what would u do with it

Do you know any good resources for starting ur own startup (ico or no)

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35641990)



Reply Favorite

Date: March 20th, 2018 1:29 AM
Author: razzle-dazzle messiness

pls

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35643232)



Reply Favorite

Date: March 19th, 2018 10:32 PM
Author: Jade shitlib

I have 50k to invest. Should I put it all in Amzn and Shell for the dividends?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35642043)



Reply Favorite

Date: March 19th, 2018 11:52 PM
Author: razzle-dazzle messiness



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35642726)



Reply Favorite

Date: March 20th, 2018 1:33 AM
Author: irradiated forum marketing idea

gun to your head, you have to pick either TOMO or DRAGONCHAIN to hodl for 5 years. which?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35643245)



Reply Favorite

Date: March 20th, 2018 2:16 AM
Author: razzle-dazzle messiness

cq

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35643375)



Reply Favorite

Date: March 20th, 2018 2:32 AM
Author: vermilion swashbuckling institution community account

Tomo.

TOMO!!

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35643408)



Reply Favorite

Date: March 20th, 2018 12:55 PM
Author: hateful maize corner ceo

whats the value add of personal wealth management if one is already semi-informed (invests in low cost indexes, maxes out retirement funds etc.)?

I read Investor's Manifesto which you rec'd - seemed like Bernstein was was very big on minimizing fees.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35645265)



Reply Favorite

Date: March 20th, 2018 8:16 PM
Author: charcoal hominid windowlicker

the advantage a competent advisor will give you is mostly in making sure you don't make stupid mistakes in taxes, asset allocation, tax location, etc. if you hire an exceptional manager you may be able to find someone who can outperform after fees but i think those advisors are maybe 1-in-a-100. i think i can actually generate some alpha after fees and taxes (and have so far) but i charge such outrageously low fees that i'm practically giving away my services.

from what i've seen even reasonably smart and educated people can make stupid errors in investing. i've seen nutella, earl et al do some dumb things and i'm pretty sure they would've been better off paying me instead of going it alone.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648532)



Reply Favorite

Date: March 20th, 2018 11:45 PM
Author: hateful maize corner ceo



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35650135)



Reply Favorite

Date: March 20th, 2018 1:01 PM
Author: seedy boyish elastic band whorehouse

What cryptos are you high on? Any upcoming ones?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35645309)



Reply Favorite

Date: March 20th, 2018 8:14 PM
Author: charcoal hominid windowlicker

ZIL, ETH

i rike cosmos and tezos. can't wait for them to be released. obviously i participated in both icos.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648507)



Reply Favorite

Date: March 20th, 2018 8:21 PM
Author: razzle-dazzle messiness

I've honestly kind of lost the plot on tezos. We're bullish on it as a platform vs other new "blockchain 3.0" things because of huge warchest, safer smart contracts (formal verification), and breitman's competence as a developer, right? It only seems to really rise above others on the warchest. Zilliqa (which you're also bullish on) has their contract language that should be similarly safe contracts (also formally verified), for example

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648568)



Reply Favorite

Date: March 21st, 2018 12:24 AM
Author: chartreuse area

tezos' big thing is the on chain self governance whatever the fuck

like an asian man having himself a yummy bowl of ramen, it'll be <><>NO FORK<><>

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35650350)



Reply Favorite

Date: March 21st, 2018 4:48 PM
Author: razzle-dazzle messiness

Oh yeah, totally forgot about the governance thing. Even though btc forks are pretty passe now

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35654633)



Reply Favorite

Date: March 20th, 2018 8:07 PM
Author: Jade shitlib



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648459)



Reply Favorite

Date: March 20th, 2018 8:10 PM
Author: Stirring roast beef range

VTSAX vs. ICX?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648474)



Reply Favorite

Date: March 20th, 2018 8:13 PM
Author: charcoal hominid windowlicker

icon is total nonsense imo but they've raised so much money they might actually be able to hire good enough developers to execute their vision.

would personally rather own vtsax even though ICX has a higher expected return (90% odds of going to 0, 10% odds of maeking it).

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648500)



Reply Favorite

Date: March 20th, 2018 8:39 PM
Author: Stirring roast beef range

VEN vs. ICX?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648662)



Reply Favorite

Date: March 20th, 2018 8:45 PM
Author: charcoal hominid windowlicker

no strong feeling.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648698)



Reply Favorite

Date: March 20th, 2018 8:20 PM
Author: exhilarant mood gaping

Are you accepting xoxo clients? How much rake?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648557)



Reply Favorite

Date: March 20th, 2018 8:29 PM
Author: charcoal hominid windowlicker

for crypto, i only manage my own money. may set up a hedge fund.

for traditional financial stuff, maybe. my fee is asset-based, max at 0.5% for small accounts, and drops precipitously for large accounts. for example, i have a $20 million client who pays about 0.2% per year.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648617)



Reply Favorite

Date: March 20th, 2018 11:44 PM
Author: exhilarant mood gaping

for traditional financial stuff, do you take on completely new clients or just on the side from existing referrals? if new clients, how do you get them comfortable with your biz?

like say i or other xo poa wanted to give you 100k to start with to see how things go (and not get madoffed). would you be up for that?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35650131)



Reply Favorite

Date: March 21st, 2018 4:49 PM
Author: razzle-dazzle messiness



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35654639)



Reply Favorite

Date: March 22nd, 2018 11:54 AM
Author: charcoal hominid windowlicker

i've taken on completely new clients. it's really case by case.

i don't try to make prospects comfortable. i just explain my structure, fees, process, limitations as thoroughly and honestly as i can.

i wouldn't do it for $100k unless there was a strong possibility of a $1 million+ allocation eventually. however i offer personal advice/analysis quite freely and i often given detailed comments to friends/family that ask for it.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35660991)