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Credit Card faggots: Chase Freedom Unlimited has 5% grocery cash back

For the first year, up to $12K of spend. Comes as chase poi...
Rose national volcanic crater
  08/09/20
i don't buy groceries. which card is the best for dining out...
Histrionic Station
  08/09/20
Chase Sapphire Reserve, but has annual fee 3x points on d...
Rose national volcanic crater
  08/09/20
is it better than Amex gold?
Histrionic Station
  08/09/20
Amex gets 4x points with lower annual fee ($250) but Amex po...
Rose national volcanic crater
  08/09/20
Idk that Sapphire Reserve is worth the annual fee relative t...
Razzle silver home genital piercing
  08/10/20
...
Rose national volcanic crater
  08/09/20
How do you combine chase freedom w sapphire?
very tactful toilet seat
  08/09/20
If you have a Chase Sapphire Reserve, Chase will pool the po...
Rose national volcanic crater
  08/09/20
which card do I use to buy stuff with?
very tactful toilet seat
  08/09/20
Use this card just for groceries. Use other cards for every...
Rose national volcanic crater
  08/09/20
The freedom card or the sapphire? I already have sapphire, w...
very tactful toilet seat
  08/09/20
If you get this card, I’d use it solely for groceries ...
Rose national volcanic crater
  08/09/20
...
provocative cuckoldry
  08/09/20
5 x 1.5 equals 7.5
Rose national volcanic crater
  08/09/20
...
provocative cuckoldry
  08/09/20
Yep
Rose national volcanic crater
  08/09/20
...
provocative cuckoldry
  08/09/20
What?
abusive depressive chapel
  08/09/20
200 bucks back after spending 500 too
bat-shit-crazy mildly autistic base boltzmann
  08/09/20
what's defined as groceries? can i buy shit at 7-11? duan...
chestnut french chef
  08/09/20
...
idiotic arousing reading party
  08/09/20
No and no. Those are coded gas and pharmacy Has to be co...
Rose national volcanic crater
  08/09/20
Most 7-11s I've dealt with don't have gas.
abusive depressive chapel
  08/09/20
I just remember Chase coding 7/11s in Manhattan as Gas even ...
Rose national volcanic crater
  08/09/20
Amazon card you get 5% back on Whole Foods too. No cap
Floppy pale private investor
  08/09/20
Too complicated to have too many cards
very tactful toilet seat
  08/09/20
It's 5% off at amazon as well. So you can just set it as you...
abusive depressive chapel
  08/09/20
But then I have to remember to pay like 3 credit card bills ...
very tactful toilet seat
  08/09/20
Auto pay?
Rose national volcanic crater
  08/09/20
Nah, but guess I could. That makes me nervous tho. This is...
very tactful toilet seat
  08/09/20
...
Floppy pale private investor
  08/09/20
lol. clearly you don't have a family/own a home
Orchid curious site dopamine
  08/10/20
I write “GAS,” “GROCERY,” “DIN...
well-lubricated point
  08/10/20
Yeah this is if you don’t solely shop at whole foods
Rose national volcanic crater
  08/09/20
How much groceries are you getting?
Charismatic Frum Den
  08/09/20
I’m getting like 1400 a month worth
very tactful toilet seat
  08/09/20
Holy fuck
Charismatic Frum Den
  08/09/20
Wife and 3 kids eat bro
very tactful toilet seat
  08/09/20
Me? Prob like $600 a month If you have kids I'm sure you'...
Rose national volcanic crater
  08/09/20
$600 a week is ridiculous lol. I spend like 100 and shop at ...
Floppy pale private investor
  08/09/20
Whoops sorry meant a month
Rose national volcanic crater
  08/09/20
The Freedom is one of the gayest cards on the market - I jus...
galvanic poppy striped hyena trailer park
  08/09/20
1 chase point = $0.01? I've used the amex blue preferred th...
Orchid curious site dopamine
  08/10/20
Theoretically yes, but if you have a sapphire card, chase wi...
Rose national volcanic crater
  08/10/20
yea, I don't go anywhere and even before the pandemic I cons...
Orchid curious site dopamine
  08/10/20
See this https://thepointsguy.com/guide/chase-pay-yourself-...
Rose national volcanic crater
  08/10/20
so pay yourself back = statement credit that every cash back...
Orchid curious site dopamine
  08/10/20


Poast new message in this thread



Reply Favorite

Date: August 9th, 2020 5:05 PM
Author: Rose national volcanic crater

For the first year, up to $12K of spend. Comes as chase points at 1 point per dollar spend. $200 dollar bonus after spending $500 and $0 annual fee.

Combined with a Chase Sapphire Reserve or Preferred, which gives you 1 point = 1.5c cash back, you can effectively get 7.5% cash back on grocery spend

Assuming you use this for a year and cancel, Chase is giving you $1,100 to use the card for a year

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40728998)



Reply Favorite

Date: August 9th, 2020 5:06 PM
Author: Histrionic Station

i don't buy groceries. which card is the best for dining out/delivery?

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40729002)



Reply Favorite

Date: August 9th, 2020 5:06 PM
Author: Rose national volcanic crater

Chase Sapphire Reserve, but has annual fee

3x points on dining/delivery. $300 travel credit. $500 annual fee

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40729003)



Reply Favorite

Date: August 9th, 2020 5:07 PM
Author: Histrionic Station

is it better than Amex gold?

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40729005)



Reply Favorite

Date: August 9th, 2020 5:08 PM
Author: Rose national volcanic crater

Amex gets 4x points with lower annual fee ($250) but Amex points worth slightly less than Chase. Probably a push



(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40729012)



Reply Favorite

Date: August 10th, 2020 2:00 PM
Author: Razzle silver home genital piercing

Idk that Sapphire Reserve is worth the annual fee relative to the regular $95 Sapphire if you don't travel much. I think regular Sapphire actually has a slightly higher signup bonus last time I looked too.

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40733320)



Reply Favorite

Date: August 9th, 2020 10:47 PM
Author: Rose national volcanic crater



(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40730795)



Reply Favorite

Date: August 9th, 2020 10:50 PM
Author: very tactful toilet seat

How do you combine chase freedom w sapphire?

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40730806)



Reply Favorite

Date: August 9th, 2020 10:54 PM
Author: Rose national volcanic crater

If you have a Chase Sapphire Reserve, Chase will pool the points from this card and your Reserve card together. It is automatic

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40730832)



Reply Favorite

Date: August 9th, 2020 10:57 PM
Author: very tactful toilet seat

which card do I use to buy stuff with?

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40730842)



Reply Favorite

Date: August 9th, 2020 10:57 PM
Author: Rose national volcanic crater

Use this card just for groceries. Use other cards for everything else

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40730847)



Reply Favorite

Date: August 9th, 2020 10:59 PM
Author: very tactful toilet seat

The freedom card or the sapphire? I already have sapphire, which is my everyday card.

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40730860)



Reply Favorite

Date: August 9th, 2020 11:00 PM
Author: Rose national volcanic crater

If you get this card, I’d use it solely for groceries and the rest of my spend on the Sapphire

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40730866)



Reply Favorite

Date: August 9th, 2020 10:58 PM
Author: provocative cuckoldry



(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40730848)



Reply Favorite

Date: August 9th, 2020 10:58 PM
Author: Rose national volcanic crater

5 x 1.5 equals 7.5

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40730852)



Reply Favorite

Date: August 9th, 2020 11:01 PM
Author: provocative cuckoldry



(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40730873)



Reply Favorite

Date: August 9th, 2020 11:02 PM
Author: Rose national volcanic crater

Yep

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40730880)



Reply Favorite

Date: August 9th, 2020 11:03 PM
Author: provocative cuckoldry



(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40730884)



Reply Favorite

Date: August 9th, 2020 10:59 PM
Author: abusive depressive chapel

What?

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40730856)



Reply Favorite

Date: August 9th, 2020 10:59 PM
Author: bat-shit-crazy mildly autistic base boltzmann

200 bucks back after spending 500 too

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40730864)



Reply Favorite

Date: August 9th, 2020 11:12 PM
Author: chestnut french chef

what's defined as groceries?

can i buy shit at 7-11? duane reade?

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40730919)



Reply Favorite

Date: August 9th, 2020 11:14 PM
Author: idiotic arousing reading party



(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40730928)



Reply Favorite

Date: August 9th, 2020 11:16 PM
Author: Rose national volcanic crater

No and no. Those are coded gas and pharmacy

Has to be coded as a grocery store

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40730935)



Reply Favorite

Date: August 9th, 2020 11:18 PM
Author: abusive depressive chapel

Most 7-11s I've dealt with don't have gas.

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40730946)



Reply Favorite

Date: August 9th, 2020 11:27 PM
Author: Rose national volcanic crater

I just remember Chase coding 7/11s in Manhattan as Gas even thought it was just a convenience store

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40731005)



Reply Favorite

Date: August 9th, 2020 11:13 PM
Author: Floppy pale private investor

Amazon card you get 5% back on Whole Foods too. No cap

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40730922)



Reply Favorite

Date: August 9th, 2020 11:15 PM
Author: very tactful toilet seat

Too complicated to have too many cards

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40730931)



Reply Favorite

Date: August 9th, 2020 11:18 PM
Author: abusive depressive chapel

It's 5% off at amazon as well. So you can just set it as your default payment and not have to carry around the physical card.

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40730951)



Reply Favorite

Date: August 9th, 2020 11:19 PM
Author: very tactful toilet seat

But then I have to remember to pay like 3 credit card bills each month. That’s how they get you w these deals

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40730957)



Reply Favorite

Date: August 9th, 2020 11:28 PM
Author: Rose national volcanic crater

Auto pay?

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40731007)



Reply Favorite

Date: August 9th, 2020 11:31 PM
Author: very tactful toilet seat

Nah, but guess I could. That makes me nervous tho. This is actually a lot of money that it could save me. Could make it worth it

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40731033)



Reply Favorite

Date: August 9th, 2020 11:34 PM
Author: Floppy pale private investor



(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40731058)



Reply Favorite

Date: August 10th, 2020 8:22 AM
Author: Orchid curious site dopamine

lol. clearly you don't have a family/own a home

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40731841)



Reply Favorite

Date: August 10th, 2020 2:04 PM
Author: well-lubricated point

I write “GAS,” “GROCERY,” “DINING,” and “MISC” on my cards with a sharpie, not flame.

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40733328)



Reply Favorite

Date: August 9th, 2020 11:16 PM
Author: Rose national volcanic crater

Yeah this is if you don’t solely shop at whole foods

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40730937)



Reply Favorite

Date: August 9th, 2020 11:16 PM
Author: Charismatic Frum Den

How much groceries are you getting?

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40730939)



Reply Favorite

Date: August 9th, 2020 11:21 PM
Author: very tactful toilet seat

I’m getting like 1400 a month worth

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40730973)



Reply Favorite

Date: August 9th, 2020 11:22 PM
Author: Charismatic Frum Den

Holy fuck

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40730976)



Reply Favorite

Date: August 9th, 2020 11:28 PM
Author: very tactful toilet seat

Wife and 3 kids eat bro

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40731008)



Reply Favorite

Date: August 9th, 2020 11:29 PM
Author: Rose national volcanic crater

Me? Prob like $600 a month

If you have kids I'm sure you're easily getting to $1K a month which means you're getting full benefit

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40731014)



Reply Favorite

Date: August 9th, 2020 11:34 PM
Author: Floppy pale private investor

$600 a week is ridiculous lol. I spend like 100 and shop at Whole Foods

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40731055)



Reply Favorite

Date: August 9th, 2020 11:38 PM
Author: Rose national volcanic crater

Whoops sorry meant a month

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40731081)



Reply Favorite

Date: August 9th, 2020 11:35 PM
Author: galvanic poppy striped hyena trailer park

The Freedom is one of the gayest cards on the market - I just cancelled mine on Saturday

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40731066)



Reply Favorite

Date: August 10th, 2020 8:19 AM
Author: Orchid curious site dopamine

1 chase point = $0.01? I've used the amex blue preferred that gives you 6% but they upped the annual fee from $65 to $95 and the cap is like $5K which I hit every year.

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40731836)



Reply Favorite

Date: August 10th, 2020 8:23 AM
Author: Rose national volcanic crater

Theoretically yes, but if you have a sapphire card, chase will let you pay your CC bill with points at 1 point = 1.5c

Also in general these points websites value chase points at like 1.5-2c bc of the transferability for travel. Not a lot of leisure travel now though

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40731844)



Reply Favorite

Date: August 10th, 2020 8:25 AM
Author: Orchid curious site dopamine

yea, I don't go anywhere and even before the pandemic I considered miles/hotel points to be bullshit flame.

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40731847)



Reply Favorite

Date: August 10th, 2020 8:26 AM
Author: Rose national volcanic crater

See this

https://thepointsguy.com/guide/chase-pay-yourself-back/

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40731848)



Reply Favorite

Date: August 10th, 2020 8:37 AM
Author: Orchid curious site dopamine

so pay yourself back = statement credit that every cash back card does? that points guy fag could just say that instead of writing that indecipherable word salad.

(http://www.autoadmit.com/thread.php?thread_id=4600435&forum_id=2#40731862)