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I have $80K in personal credit card debt, taking questions

No intention of ever paying it off or curbing my spending ...
flatulent generalized bond pit
  11/28/22
are any of your brothers alive?
thriller striped hyena
  11/28/22
What?
flatulent generalized bond pit
  11/28/22
why
cream university depressive
  11/28/22
I like buying shit. Also my wife is a real cunt who will...
flatulent generalized bond pit
  11/28/22
shrewd
cream university depressive
  11/28/22
Why did you marry her and form babby?
umber mexican
  11/28/22
seemed like a good idea at the time
flatulent generalized bond pit
  11/28/22
Was she a bitch then?
umber mexican
  11/28/22
not really
flatulent generalized bond pit
  11/28/22
The American Dream
Splenetic cumskin
  11/28/22
lol @ burning down your financial house so your wife can't l...
Sooty Cruel-hearted Ape
  11/29/22
Do you just pay the minimum?
Onyx house
  11/28/22
yeah occasionally move shit around when there’s a s...
flatulent generalized bond pit
  11/28/22
Alpha. What's the worst thing they do? Lower your credit sco...
vermilion orchestra pit
  11/28/22
exactly and the bank isn’t exactly going to show up...
flatulent generalized bond pit
  11/28/22
...
vermilion orchestra pit
  11/28/22
repoing my Traeger grill and pergola tp
French black dragon queen of the night
  11/28/22
OP: “Even my pergola?” Repo man: “Espec...
Big trailer park sex offender
  11/28/22
...
French black dragon queen of the night
  11/28/22
...
Vibrant national security agency black woman
  11/29/22
...
honey-headed wagecucks
  01/19/23
...
coiffed cruise ship
  01/19/23
...
Splenetic cumskin
  04/02/23
...
Splenetic cumskin
  11/09/23
Repo Specialists Unveil Unique Service Reppo, a new repo...
Sooty Cruel-hearted Ape
  11/29/22
...
Frozen nowag skinny woman
  11/28/22
...
indigo gaping location
  11/28/22
bad credit scores can fuck you over in a lot of ways
cream university depressive
  11/28/22
Sounds like OP already has a mortgage. These shylocks will a...
vermilion orchestra pit
  11/28/22
...
Flirting soul-stirring people who are hurt gaming laptop
  11/28/22
How? Also as noted above my credit score is A-OK. I&rsqu...
flatulent generalized bond pit
  11/28/22
you are paying way more for all of this shit than you otherw...
Trip mustard area keepsake machete
  11/28/22
Perhaps, but “otherwise” i wouldn’t be get...
flatulent generalized bond pit
  11/28/22
credit card debt is kind of a joke without debtors' prison
cream university depressive
  11/28/22
cr and debtor's prisons were a major impediment to the gr...
Vibrant national security agency black woman
  11/29/22
...
Fragrant wine locale
  11/30/22
...
Dashing aqua place of business
  01/19/23
cr
exhilarant effete wrinkle piazza
  11/28/22
How much is your monthly mortgage payment? How much do you h...
Supple flushed range
  11/28/22
Mortgage is like $3K or something. Not much cash, maybe ...
flatulent generalized bond pit
  11/28/22
incredibly based
orange costumed pocket flask milk
  11/28/22
180(K)
Territorial Puppy
  11/28/22
...
Vibrant national security agency black woman
  11/29/22
I wouldn’t be able to live with the stress. Get extrem...
Well-lubricated Mind-boggling Station Round Eye
  11/29/22
not OP but I can confirm that if you're slick with finding a...
Vibrant national security agency black woman
  11/29/22
Really pretty much forever? Can he get to $500k in credit c...
histrionic pearly coldplay fan
  01/19/23
...
Dashing aqua place of business
  01/19/23
once you cop a mortgage no point to worry about credit score
lascivious tank macaca
  04/02/23


Poast new message in this thread



Reply Favorite

Date: November 28th, 2022 10:18 AM
Author: flatulent generalized bond pit

No intention of ever paying it off or curbing my spending

Only other debt is mortgage

I make $150K, wife makes $90K

2 kids

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553433)



Reply Favorite

Date: November 28th, 2022 10:18 AM
Author: thriller striped hyena

are any of your brothers alive?

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553435)



Reply Favorite

Date: November 28th, 2022 10:20 AM
Author: flatulent generalized bond pit

What?

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553446)



Reply Favorite

Date: November 28th, 2022 10:21 AM
Author: cream university depressive

why

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553452)



Reply Favorite

Date: November 28th, 2022 10:25 AM
Author: flatulent generalized bond pit

I like buying shit.

Also my wife is a real cunt who will probably file for divorce one day so I figure having wretched personal finances will make it harder to fuck me over in the settlement



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553474)



Reply Favorite

Date: November 28th, 2022 10:26 AM
Author: cream university depressive

shrewd

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553478)



Reply Favorite

Date: November 28th, 2022 10:34 AM
Author: umber mexican

Why did you marry her and form babby?

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553500)



Reply Favorite

Date: November 28th, 2022 10:36 AM
Author: flatulent generalized bond pit

seemed like a good idea at the time

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553519)



Reply Favorite

Date: November 28th, 2022 10:45 AM
Author: umber mexican

Was she a bitch then?

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553555)



Reply Favorite

Date: November 28th, 2022 11:03 AM
Author: flatulent generalized bond pit

not really

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553631)



Reply Favorite

Date: November 28th, 2022 10:44 AM
Author: Splenetic cumskin

The American Dream

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553546)



Reply Favorite

Date: November 29th, 2022 12:25 AM
Author: Sooty Cruel-hearted Ape

lol @ burning down your financial house so your wife can't live in it. i get the logic but ljl @ modern society

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45557189)



Reply Favorite

Date: November 28th, 2022 10:57 AM
Author: Onyx house

Do you just pay the minimum?

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553603)



Reply Favorite

Date: November 28th, 2022 11:00 AM
Author: flatulent generalized bond pit

yeah

occasionally move shit around when there’s a sweet balance transfer offer available too

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553617)



Reply Favorite

Date: November 28th, 2022 10:58 AM
Author: vermilion orchestra pit

Alpha. What's the worst thing they do? Lower your credit score lmao. Who cares. Fuck em

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553606)



Reply Favorite

Date: November 28th, 2022 11:02 AM
Author: flatulent generalized bond pit

exactly

and the bank isn’t exactly going to show up one day to repo my power tools or Traeger grill or pergola

also, the lulziest thing is that my credit score is something like 750.

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553628)



Reply Favorite

Date: November 28th, 2022 11:03 AM
Author: vermilion orchestra pit



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553634)



Reply Favorite

Date: November 28th, 2022 11:40 AM
Author: French black dragon queen of the night

repoing my Traeger grill and pergola tp

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553823)



Reply Favorite

Date: November 28th, 2022 11:57 AM
Author: Big trailer park sex offender

OP: “Even my pergola?”

Repo man: “Especially your pergola.”

*hooks towing chains up to pergola*

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553931)



Reply Favorite

Date: November 28th, 2022 12:23 PM
Author: French black dragon queen of the night



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45554059)



Reply Favorite

Date: November 29th, 2022 12:24 AM
Author: Vibrant national security agency black woman



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45557185)



Reply Favorite

Date: January 19th, 2023 11:42 AM
Author: honey-headed wagecucks



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45811057)



Reply Favorite

Date: January 19th, 2023 11:45 AM
Author: coiffed cruise ship



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45811084)



Reply Favorite

Date: April 2nd, 2023 1:18 PM
Author: Splenetic cumskin



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#46132002)



Reply Favorite

Date: November 9th, 2023 6:20 PM
Author: Splenetic cumskin



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#47038769)



Reply Favorite

Date: November 29th, 2022 8:00 AM
Author: Sooty Cruel-hearted Ape

Repo Specialists Unveil Unique Service

Reppo, a new repossession and sale of unusual items service, is pleased to announce the launch of its innovative RSUS service.

Reppo is a first-of-its-kind service that focuses on repossessing and selling unusual and difficult-to-market items for major financial institutions. Our team of specialists has extensive experience in the repossession and sale of unusual or difficult-to-market items, such as pergolas, Traeger grills or power tools. We have a proven track record of successful repossession and sale of such items.

Our RSUS service is designed to provide a hassle-free experience for our clients. We offer a complete package that includes repossession, sale and shipping of unusual items, with the help of our experienced team. Our service also includes a detailed assessment of the item, so that the buyer can be sure of its authenticity and condition.

Reppo is committed to providing our clients with the best possible service. Our team of specialists is available to answer any questions and provide assistance throughout the entire process. We look forward to helping our clients with their repossession activities.



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45557754)



Reply Favorite

Date: November 28th, 2022 11:02 AM
Author: Frozen nowag skinny woman



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553629)



Reply Favorite

Date: November 28th, 2022 11:03 AM
Author: indigo gaping location



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553632)



Reply Favorite

Date: November 28th, 2022 11:05 AM
Author: cream university depressive

bad credit scores can fuck you over in a lot of ways

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553643)



Reply Favorite

Date: November 28th, 2022 11:06 AM
Author: vermilion orchestra pit

Sounds like OP already has a mortgage. These shylocks will always hand out new lines of credit. Don't be a cuck

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553650)



Reply Favorite

Date: November 28th, 2022 11:36 AM
Author: Flirting soul-stirring people who are hurt gaming laptop



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553804)



Reply Favorite

Date: November 28th, 2022 11:35 AM
Author: flatulent generalized bond pit

How?

Also as noted above my credit score is A-OK. I’m their ideal customer, they want me to continue goying it up

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553796)



Reply Favorite

Date: November 28th, 2022 11:48 AM
Author: Trip mustard area keepsake machete

you are paying way more for all of this shit than you otherwise would powergoy

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553875)



Reply Favorite

Date: November 28th, 2022 11:55 AM
Author: flatulent generalized bond pit

Perhaps, but “otherwise” i wouldn’t be getting it at all.

Also in case you missed it above I have no plans to ever pay for any of this shit in full, at least until crypto moons again or my inheritance comes in (neither of which I expect to happen anytime soon)

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553919)



Reply Favorite

Date: November 28th, 2022 11:56 AM
Author: cream university depressive

credit card debt is kind of a joke without debtors' prison

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553925)



Reply Favorite

Date: November 29th, 2022 12:28 AM
Author: Vibrant national security agency black woman

cr

and debtor's prisons were a major impediment to the growth of jewish businesses, so lo and behold we don't have them anymore

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45557198)



Reply Favorite

Date: November 30th, 2022 11:58 PM
Author: Fragrant wine locale



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45567070)



Reply Favorite

Date: January 19th, 2023 11:42 AM
Author: Dashing aqua place of business



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45811062)



Reply Favorite

Date: November 28th, 2022 11:47 AM
Author: exhilarant effete wrinkle piazza

cr



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553864)



Reply Favorite

Date: November 28th, 2022 11:36 AM
Author: Supple flushed range

How much is your monthly mortgage payment? How much do you have in cash/stonks/crypto?

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553800)



Reply Favorite

Date: November 28th, 2022 11:44 AM
Author: flatulent generalized bond pit

Mortgage is like $3K or something.

Not much cash, maybe $10K.

Crypto portfolio was worth about $200K at last year’s peak. (and I was strongly considering taking a chunk out to pay off most or all my CCs, but went into HODL mode quickly once it was clear shit was crashing)

Haven’t checked stonks in a while - including retirement accts (my wife’s and mine) I think there’s around $125K.

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553838)



Reply Favorite

Date: November 28th, 2022 11:58 AM
Author: orange costumed pocket flask milk

incredibly based

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553934)



Reply Favorite

Date: November 28th, 2022 12:24 PM
Author: Territorial Puppy

180(K)

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45554067)



Reply Favorite

Date: November 29th, 2022 12:20 AM
Author: Vibrant national security agency black woman



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45557176)



Reply Favorite

Date: November 29th, 2022 12:32 AM
Author: Well-lubricated Mind-boggling Station Round Eye

I wouldn’t be able to live with the stress. Get extremely nervous whenever I accidentally miss the monthly payment amounts.

What’s your monthly payment on that level of debt and how much does it balloon? Are you gonna owe like 200k soon?

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45557209)



Reply Favorite

Date: November 29th, 2022 12:37 AM
Author: Vibrant national security agency black woman

not OP but I can confirm that if you're slick with finding and utilizing low-or-0% APR balance transfer offers, you can stay one step ahead of any significant interest accrual pretty much forever.

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45557215)



Reply Favorite

Date: January 19th, 2023 11:46 AM
Author: histrionic pearly coldplay fan

Really pretty much forever? Can he get to $500k in credit card debt? $5 million?

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45811088)



Reply Favorite

Date: January 19th, 2023 11:40 AM
Author: Dashing aqua place of business



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45811044)



Reply Favorite

Date: April 2nd, 2023 1:19 PM
Author: lascivious tank macaca

once you cop a mortgage no point to worry about credit score

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#46132007)