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I have $80K in personal credit card debt, taking questions

No intention of ever paying it off or curbing my spending ...
Marvelous Market Lettuce
  11/28/22
are any of your brothers alive?
Citrine State Sandwich
  11/28/22
What?
Marvelous Market Lettuce
  11/28/22
why
hyperactive spot
  11/28/22
I like buying shit. Also my wife is a real cunt who will...
Marvelous Market Lettuce
  11/28/22
shrewd
hyperactive spot
  11/28/22
Why did you marry her and form babby?
copper appetizing rehab
  11/28/22
seemed like a good idea at the time
Marvelous Market Lettuce
  11/28/22
Was she a bitch then?
copper appetizing rehab
  11/28/22
not really
Marvelous Market Lettuce
  11/28/22
The American Dream
Light prole brunch
  11/28/22
lol @ burning down your financial house so your wife can't l...
floppy unholy crackhouse
  11/29/22
Do you just pay the minimum?
Wine electric location
  11/28/22
yeah occasionally move shit around when there’s a s...
Marvelous Market Lettuce
  11/28/22
Alpha. What's the worst thing they do? Lower your credit sco...
Bat-shit-crazy Narrow-minded Pit
  11/28/22
exactly and the bank isn’t exactly going to show up...
Marvelous Market Lettuce
  11/28/22
...
Bat-shit-crazy Narrow-minded Pit
  11/28/22
repoing my Traeger grill and pergola tp
Ultramarine dashing french chef
  11/28/22
OP: “Even my pergola?” Repo man: “Espec...
rose hospital
  11/28/22
...
Ultramarine dashing french chef
  11/28/22
...
pale forum trust fund
  11/29/22
...
bipolar parlor pervert
  01/19/23
...
razzle-dazzle emerald theatre
  01/19/23
...
Light prole brunch
  04/02/23
...
Light prole brunch
  11/09/23
Repo Specialists Unveil Unique Service Reppo, a new repo...
floppy unholy crackhouse
  11/29/22
...
glittery clown library
  11/28/22
...
Bull headed national electric furnace
  11/28/22
bad credit scores can fuck you over in a lot of ways
hyperactive spot
  11/28/22
Sounds like OP already has a mortgage. These shylocks will a...
Bat-shit-crazy Narrow-minded Pit
  11/28/22
...
Mind-boggling Navy Police Squad Church Building
  11/28/22
How? Also as noted above my credit score is A-OK. I&rsqu...
Marvelous Market Lettuce
  11/28/22
you are paying way more for all of this shit than you otherw...
Diverse orange liquid oxygen hall
  11/28/22
Perhaps, but “otherwise” i wouldn’t be get...
Marvelous Market Lettuce
  11/28/22
credit card debt is kind of a joke without debtors' prison
hyperactive spot
  11/28/22
cr and debtor's prisons were a major impediment to the gr...
pale forum trust fund
  11/29/22
...
laughsome address
  11/30/22
...
Rebellious stage
  01/19/23
cr
drunken nowag
  11/28/22
How much is your monthly mortgage payment? How much do you h...
soggy goal in life place of business
  11/28/22
Mortgage is like $3K or something. Not much cash, maybe ...
Marvelous Market Lettuce
  11/28/22
incredibly based
Beady-eyed set ceo
  11/28/22
180(K)
Titillating fear-inspiring affirmative action ticket booth
  11/28/22
...
pale forum trust fund
  11/29/22
I wouldn’t be able to live with the stress. Get extrem...
Federal big candlestick maker nursing home
  11/29/22
not OP but I can confirm that if you're slick with finding a...
pale forum trust fund
  11/29/22
Really pretty much forever? Can he get to $500k in credit c...
Black Gaming Laptop
  01/19/23
...
Rebellious stage
  01/19/23
once you cop a mortgage no point to worry about credit score
lemon crawly rigor
  04/02/23


Poast new message in this thread



Reply Favorite

Date: November 28th, 2022 10:18 AM
Author: Marvelous Market Lettuce

No intention of ever paying it off or curbing my spending

Only other debt is mortgage

I make $150K, wife makes $90K

2 kids

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553433)



Reply Favorite

Date: November 28th, 2022 10:18 AM
Author: Citrine State Sandwich

are any of your brothers alive?

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553435)



Reply Favorite

Date: November 28th, 2022 10:20 AM
Author: Marvelous Market Lettuce

What?

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553446)



Reply Favorite

Date: November 28th, 2022 10:21 AM
Author: hyperactive spot

why

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553452)



Reply Favorite

Date: November 28th, 2022 10:25 AM
Author: Marvelous Market Lettuce

I like buying shit.

Also my wife is a real cunt who will probably file for divorce one day so I figure having wretched personal finances will make it harder to fuck me over in the settlement



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553474)



Reply Favorite

Date: November 28th, 2022 10:26 AM
Author: hyperactive spot

shrewd

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553478)



Reply Favorite

Date: November 28th, 2022 10:34 AM
Author: copper appetizing rehab

Why did you marry her and form babby?

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553500)



Reply Favorite

Date: November 28th, 2022 10:36 AM
Author: Marvelous Market Lettuce

seemed like a good idea at the time

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553519)



Reply Favorite

Date: November 28th, 2022 10:45 AM
Author: copper appetizing rehab

Was she a bitch then?

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553555)



Reply Favorite

Date: November 28th, 2022 11:03 AM
Author: Marvelous Market Lettuce

not really

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553631)



Reply Favorite

Date: November 28th, 2022 10:44 AM
Author: Light prole brunch

The American Dream

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553546)



Reply Favorite

Date: November 29th, 2022 12:25 AM
Author: floppy unholy crackhouse

lol @ burning down your financial house so your wife can't live in it. i get the logic but ljl @ modern society

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45557189)



Reply Favorite

Date: November 28th, 2022 10:57 AM
Author: Wine electric location

Do you just pay the minimum?

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553603)



Reply Favorite

Date: November 28th, 2022 11:00 AM
Author: Marvelous Market Lettuce

yeah

occasionally move shit around when there’s a sweet balance transfer offer available too

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553617)



Reply Favorite

Date: November 28th, 2022 10:58 AM
Author: Bat-shit-crazy Narrow-minded Pit

Alpha. What's the worst thing they do? Lower your credit score lmao. Who cares. Fuck em

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553606)



Reply Favorite

Date: November 28th, 2022 11:02 AM
Author: Marvelous Market Lettuce

exactly

and the bank isn’t exactly going to show up one day to repo my power tools or Traeger grill or pergola

also, the lulziest thing is that my credit score is something like 750.

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553628)



Reply Favorite

Date: November 28th, 2022 11:03 AM
Author: Bat-shit-crazy Narrow-minded Pit



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553634)



Reply Favorite

Date: November 28th, 2022 11:40 AM
Author: Ultramarine dashing french chef

repoing my Traeger grill and pergola tp

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553823)



Reply Favorite

Date: November 28th, 2022 11:57 AM
Author: rose hospital

OP: “Even my pergola?”

Repo man: “Especially your pergola.”

*hooks towing chains up to pergola*

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553931)



Reply Favorite

Date: November 28th, 2022 12:23 PM
Author: Ultramarine dashing french chef



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45554059)



Reply Favorite

Date: November 29th, 2022 12:24 AM
Author: pale forum trust fund



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45557185)



Reply Favorite

Date: January 19th, 2023 11:42 AM
Author: bipolar parlor pervert



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45811057)



Reply Favorite

Date: January 19th, 2023 11:45 AM
Author: razzle-dazzle emerald theatre



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45811084)



Reply Favorite

Date: April 2nd, 2023 1:18 PM
Author: Light prole brunch



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#46132002)



Reply Favorite

Date: November 9th, 2023 6:20 PM
Author: Light prole brunch



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#47038769)



Reply Favorite

Date: November 29th, 2022 8:00 AM
Author: floppy unholy crackhouse

Repo Specialists Unveil Unique Service

Reppo, a new repossession and sale of unusual items service, is pleased to announce the launch of its innovative RSUS service.

Reppo is a first-of-its-kind service that focuses on repossessing and selling unusual and difficult-to-market items for major financial institutions. Our team of specialists has extensive experience in the repossession and sale of unusual or difficult-to-market items, such as pergolas, Traeger grills or power tools. We have a proven track record of successful repossession and sale of such items.

Our RSUS service is designed to provide a hassle-free experience for our clients. We offer a complete package that includes repossession, sale and shipping of unusual items, with the help of our experienced team. Our service also includes a detailed assessment of the item, so that the buyer can be sure of its authenticity and condition.

Reppo is committed to providing our clients with the best possible service. Our team of specialists is available to answer any questions and provide assistance throughout the entire process. We look forward to helping our clients with their repossession activities.



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45557754)



Reply Favorite

Date: November 28th, 2022 11:02 AM
Author: glittery clown library



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553629)



Reply Favorite

Date: November 28th, 2022 11:03 AM
Author: Bull headed national electric furnace



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553632)



Reply Favorite

Date: November 28th, 2022 11:05 AM
Author: hyperactive spot

bad credit scores can fuck you over in a lot of ways

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553643)



Reply Favorite

Date: November 28th, 2022 11:06 AM
Author: Bat-shit-crazy Narrow-minded Pit

Sounds like OP already has a mortgage. These shylocks will always hand out new lines of credit. Don't be a cuck

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553650)



Reply Favorite

Date: November 28th, 2022 11:36 AM
Author: Mind-boggling Navy Police Squad Church Building



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553804)



Reply Favorite

Date: November 28th, 2022 11:35 AM
Author: Marvelous Market Lettuce

How?

Also as noted above my credit score is A-OK. I’m their ideal customer, they want me to continue goying it up

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553796)



Reply Favorite

Date: November 28th, 2022 11:48 AM
Author: Diverse orange liquid oxygen hall

you are paying way more for all of this shit than you otherwise would powergoy

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553875)



Reply Favorite

Date: November 28th, 2022 11:55 AM
Author: Marvelous Market Lettuce

Perhaps, but “otherwise” i wouldn’t be getting it at all.

Also in case you missed it above I have no plans to ever pay for any of this shit in full, at least until crypto moons again or my inheritance comes in (neither of which I expect to happen anytime soon)

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553919)



Reply Favorite

Date: November 28th, 2022 11:56 AM
Author: hyperactive spot

credit card debt is kind of a joke without debtors' prison

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553925)



Reply Favorite

Date: November 29th, 2022 12:28 AM
Author: pale forum trust fund

cr

and debtor's prisons were a major impediment to the growth of jewish businesses, so lo and behold we don't have them anymore

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45557198)



Reply Favorite

Date: November 30th, 2022 11:58 PM
Author: laughsome address



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45567070)



Reply Favorite

Date: January 19th, 2023 11:42 AM
Author: Rebellious stage



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45811062)



Reply Favorite

Date: November 28th, 2022 11:47 AM
Author: drunken nowag

cr



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553864)



Reply Favorite

Date: November 28th, 2022 11:36 AM
Author: soggy goal in life place of business

How much is your monthly mortgage payment? How much do you have in cash/stonks/crypto?

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553800)



Reply Favorite

Date: November 28th, 2022 11:44 AM
Author: Marvelous Market Lettuce

Mortgage is like $3K or something.

Not much cash, maybe $10K.

Crypto portfolio was worth about $200K at last year’s peak. (and I was strongly considering taking a chunk out to pay off most or all my CCs, but went into HODL mode quickly once it was clear shit was crashing)

Haven’t checked stonks in a while - including retirement accts (my wife’s and mine) I think there’s around $125K.

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553838)



Reply Favorite

Date: November 28th, 2022 11:58 AM
Author: Beady-eyed set ceo

incredibly based

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45553934)



Reply Favorite

Date: November 28th, 2022 12:24 PM
Author: Titillating fear-inspiring affirmative action ticket booth

180(K)

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45554067)



Reply Favorite

Date: November 29th, 2022 12:20 AM
Author: pale forum trust fund



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45557176)



Reply Favorite

Date: November 29th, 2022 12:32 AM
Author: Federal big candlestick maker nursing home

I wouldn’t be able to live with the stress. Get extremely nervous whenever I accidentally miss the monthly payment amounts.

What’s your monthly payment on that level of debt and how much does it balloon? Are you gonna owe like 200k soon?

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45557209)



Reply Favorite

Date: November 29th, 2022 12:37 AM
Author: pale forum trust fund

not OP but I can confirm that if you're slick with finding and utilizing low-or-0% APR balance transfer offers, you can stay one step ahead of any significant interest accrual pretty much forever.

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45557215)



Reply Favorite

Date: January 19th, 2023 11:46 AM
Author: Black Gaming Laptop

Really pretty much forever? Can he get to $500k in credit card debt? $5 million?

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45811088)



Reply Favorite

Date: January 19th, 2023 11:40 AM
Author: Rebellious stage



(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#45811044)



Reply Favorite

Date: April 2nd, 2023 1:19 PM
Author: lemon crawly rigor

once you cop a mortgage no point to worry about credit score

(http://www.autoadmit.com/thread.php?thread_id=5243300&forum_id=2#46132007)