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Goldman Sachs offers 5% on a 14-month CD - link

I've got like 500k in CDs with them. Would normally be too r...
geriatric slippery fat ankles tanning salon
  03/21/24
(guy who forgets Bear Stearns and Lehman Brothers) But pu...
underhanded sick scourge upon the earth
  03/21/24
so below market rate?
Contagious Idiotic Stage Factory Reset Button
  03/21/24
I had a lot of my $ in Ally Bank and Barclays before, but th...
geriatric slippery fat ankles tanning salon
  03/21/24
That's lower than the rate on the flashing sign outside of t...
greedy crackhouse old irish cottage
  03/21/24
marcus is so gay they block access from ANYWHERE outside USA...
180 mentally impaired church building double fault
  03/21/24
Cr, you can get over 5% annual in many high yield savings ac...
Scarlet Big Box Office Queen Of The Night
  03/21/24
just buy vanguard money market fund
180 mentally impaired church building double fault
  03/21/24
Ally and Barclays used to have competitive rates, but they d...
geriatric slippery fat ankles tanning salon
  03/21/24
u shld confirm the CD isn't calleable, this is a trick these...
180 mentally impaired church building double fault
  03/21/24
Checked the fine print just now, saw nothing like that.
geriatric slippery fat ankles tanning salon
  03/21/24
People comparing high yield savings account rates to 14-mont...
Harsh Piazza
  03/21/24
not really, i keep my checking accoun money in fidelity in t...
180 mentally impaired church building double fault
  03/21/24
I gotta have either FDIC or Too Big To Fail security.
geriatric slippery fat ankles tanning salon
  03/21/24
most brokerages have excess insurance that covers losses abo...
180 mentally impaired church building double fault
  03/21/24
AFAIK all the online banks offering HY savings accounts are ...
Scarlet Big Box Office Queen Of The Night
  03/21/24
Savings accounts/CDs in US banks are by definition FDIC, by ...
geriatric slippery fat ankles tanning salon
  03/21/24
hurr durr tie my money up for 14 months durrrrrrrrr https...
odious blue patrolman
  03/21/24
Explain
Yellow range faggotry
  03/21/24
Goyest OP I've ever read
slate regret pervert
  03/21/24
No telling how much money I've lost in my life through my ri...
geriatric slippery fat ankles tanning salon
  03/21/24
is it moar than my gay faggot ass? i shld have 2m now, inste...
180 mentally impaired church building double fault
  03/21/24
I've gotten into the stock market before. Usually last like ...
geriatric slippery fat ankles tanning salon
  03/21/24
Warren "All You Can Eat Buffet" Buffett actually n...
slate regret pervert
  03/21/24
he says when others are scared then u buy
180 mentally impaired church building double fault
  03/21/24
just buy BIL. it pays 5%/year accrued daily and you can get ...
Talented Fiercely-loyal Brunch Electric Furnace
  03/21/24
dats pretty good, similar to GSY
180 mentally impaired church building double fault
  03/21/24
hehe
Fragrant carnelian mad-dog skullcap theater stage
  03/21/24
go Long. The penalties for early withdrawal aren’t eve...
iridescent hospital
  03/21/24
was just reading its like 6m interest on a 2y CD or somethin...
180 mentally impaired church building double fault
  03/21/24
You can get 5%+ on a savings account with no time duration. ...
odious blue patrolman
  03/21/24
And they can and will lower the rates without notice. I'm no...
geriatric slippery fat ankles tanning salon
  03/21/24
if fed ever lowers rates
180 mentally impaired church building double fault
  03/21/24


Poast new message in this thread



Reply Favorite

Date: March 21st, 2024 10:59 AM
Author: geriatric slippery fat ankles tanning salon

I've got like 500k in CDs with them. Would normally be too risk-averse to go above the 250k FDIC limit, but I figure if GS fails we'll all be eating roadkill anyway.

https://www.marcus.com/us/en/savings/high-yield-cds/14MCD

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512861)



Reply Favorite

Date: March 21st, 2024 11:50 AM
Author: underhanded sick scourge upon the earth

(guy who forgets Bear Stearns and Lehman Brothers)

But put one in your name and one in your wife's. Or create an LLC to avoid that issue.

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47513007)



Reply Favorite

Date: March 21st, 2024 11:00 AM
Author: Contagious Idiotic Stage Factory Reset Button

so below market rate?

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512867)



Reply Favorite

Date: March 21st, 2024 11:04 AM
Author: geriatric slippery fat ankles tanning salon

I had a lot of my $ in Ally Bank and Barclays before, but they offer around 4.5% for similar CD periods.

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512882)



Reply Favorite

Date: March 21st, 2024 11:01 AM
Author: greedy crackhouse old irish cottage

That's lower than the rate on the flashing sign outside of the credit union down the street.

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512872)



Reply Favorite

Date: March 21st, 2024 11:02 AM
Author: 180 mentally impaired church building double fault

marcus is so gay they block access from ANYWHERE outside USA, need to use vpn

u can cop above 5% just buying CD's straight on fidelity or etrade or any broker

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512873)



Reply Favorite

Date: March 21st, 2024 11:03 AM
Author: Scarlet Big Box Office Queen Of The Night

Cr, you can get over 5% annual in many high yield savings accounts rn

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512876)



Reply Favorite

Date: March 21st, 2024 11:04 AM
Author: 180 mentally impaired church building double fault

just buy vanguard money market fund

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512879)



Reply Favorite

Date: March 21st, 2024 11:07 AM
Author: geriatric slippery fat ankles tanning salon

Ally and Barclays used to have competitive rates, but they did a rug-pull. I already had my accounts with them connected to my GS account, so I figured 5% was good enough given that I just have to click a button to transfer to GS.

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512888)



Reply Favorite

Date: March 21st, 2024 11:08 AM
Author: 180 mentally impaired church building double fault

u shld confirm the CD isn't calleable, this is a trick these kike banks are doing with longer term CD's, they offer that rate but in the fine print they can call it like 6m in which means u get ur money back but not the interest for the balance of the term

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512890)



Reply Favorite

Date: March 21st, 2024 11:15 AM
Author: geriatric slippery fat ankles tanning salon

Checked the fine print just now, saw nothing like that.

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512907)



Reply Favorite

Date: March 21st, 2024 11:08 AM
Author: Harsh Piazza

People comparing high yield savings account rates to 14-month CD rates ITT are dumbs

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512892)



Reply Favorite

Date: March 21st, 2024 11:10 AM
Author: 180 mentally impaired church building double fault

not really, i keep my checking accoun money in fidelity in their money market fund and cop like 5.2% and it draws direct from it when i make a withdrawal so its totally liquid

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512898)



Reply Favorite

Date: March 21st, 2024 11:16 AM
Author: geriatric slippery fat ankles tanning salon

I gotta have either FDIC or Too Big To Fail security.

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512908)



Reply Favorite

Date: March 21st, 2024 11:17 AM
Author: 180 mentally impaired church building double fault

most brokerages have excess insurance that covers losses above FDIC

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512910)



Reply Favorite

Date: March 21st, 2024 11:18 AM
Author: Scarlet Big Box Office Queen Of The Night

AFAIK all the online banks offering HY savings accounts are FDIC. I wouldn’t park ten million dollars in there, but I don’t have ten million dollars…

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512911)



Reply Favorite

Date: March 21st, 2024 11:20 AM
Author: geriatric slippery fat ankles tanning salon

Savings accounts/CDs in US banks are by definition FDIC, by my understanding. It's money market funds that aren't.

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512921)



Reply Favorite

Date: March 21st, 2024 3:21 PM
Author: odious blue patrolman

hurr durr tie my money up for 14 months durrrrrrrrr

https://www.bankrate.com/banking/savings/best-high-yield-interests-savings-accounts/

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47513466)



Reply Favorite

Date: March 21st, 2024 11:13 AM
Author: Yellow range faggotry

Explain

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512902)



Reply Favorite

Date: March 21st, 2024 11:19 AM
Author: slate regret pervert

Goyest OP I've ever read

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512917)



Reply Favorite

Date: March 21st, 2024 11:21 AM
Author: geriatric slippery fat ankles tanning salon

No telling how much money I've lost in my life through my risk-aversion. It's a curse I share with like 80% of Germans, though- can't change how you're hard-wired so no use worrying about it.

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512924)



Reply Favorite

Date: March 21st, 2024 11:22 AM
Author: 180 mentally impaired church building double fault

is it moar than my gay faggot ass? i shld have 2m now, instead i have 1.13

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512929)



Reply Favorite

Date: March 21st, 2024 11:32 AM
Author: geriatric slippery fat ankles tanning salon

I've gotten into the stock market before. Usually last like a week before I read some comment from Warren Buffet or whoever saying stocks are way overvalued and panic sell.

That's what I've never been able to get past in investing. For like the past ten years or so there have been some very smart people who had seemingly good reasons why the S&P was overvalued. And given my doomer tendencies I always believed them.

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512957)



Reply Favorite

Date: March 21st, 2024 11:49 AM
Author: slate regret pervert

Warren "All You Can Eat Buffet" Buffett actually never says that stocks are overvalued and instead advocates to go 90% S&P and leave it alone

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512999)



Reply Favorite

Date: March 21st, 2024 2:03 PM
Author: 180 mentally impaired church building double fault

he says when others are scared then u buy

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47513378)



Reply Favorite

Date: March 21st, 2024 11:29 AM
Author: Talented Fiercely-loyal Brunch Electric Furnace

just buy BIL. it pays 5%/year accrued daily and you can get out of it whenever you want.

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512949)



Reply Favorite

Date: March 21st, 2024 11:34 AM
Author: 180 mentally impaired church building double fault

dats pretty good, similar to GSY

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512959)



Reply Favorite

Date: March 21st, 2024 11:31 AM
Author: Fragrant carnelian mad-dog skullcap theater stage

hehe

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512952)



Reply Favorite

Date: March 21st, 2024 11:31 AM
Author: iridescent hospital

go Long. The penalties for early withdrawal aren’t even that much.

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512955)



Reply Favorite

Date: March 21st, 2024 11:35 AM
Author: 180 mentally impaired church building double fault

was just reading its like 6m interest on a 2y CD or something, thats a lot

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512961)



Reply Favorite

Date: March 21st, 2024 3:17 PM
Author: odious blue patrolman

You can get 5%+ on a savings account with no time duration. DURRR

https://www.bankrate.com/banking/savings/best-high-yield-interests-savings-accounts/

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47513453)



Reply Favorite

Date: March 21st, 2024 3:23 PM
Author: geriatric slippery fat ankles tanning salon

And they can and will lower the rates without notice. I'm not going to need the money in the next few years- I keep plenty of emergency cash in my savings account.

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47513478)



Reply Favorite

Date: March 21st, 2024 3:55 PM
Author: 180 mentally impaired church building double fault

if fed ever lowers rates

(http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47513557)