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Financial Planners are all scam artists - the key to personal finance is simple

Step one: Don't ever borrow money or spend more than you mak...
stirring swollen garrison
  05/05/24
stfu you mopey fat orc
Bateful University Genital Piercing
  05/05/24
It is this simple. The things that complicate someone's fina...
stirring swollen garrison
  05/05/24
Cr. Stop craving a lifestyle you can’t afford. Spend y...
Startling organic girlfriend
  05/05/24
LMAO I'm never going to work in my life after I profit off o...
Mustard very tactful becky casino
  05/06/24
Oh wow, I borrowed money for a law degree that turned me int...
Saffron flirting codepig property
  05/06/24
...
Peach Step-uncle's House
  05/06/24
Oh wow, the only guy who managed to lose money buying a hous...
mischievous national hissy fit
  05/06/24
The idea that you can make a lot of money on a house is a fa...
stirring swollen garrison
  05/06/24
So you're doubling down on losing money where everybody else...
Saffron flirting codepig property
  05/06/24
So Dave Ramsey is a poaster now?
Peach Step-uncle's House
  05/06/24
OP is a fat fuck prole orc from Houston, TX, who lost money ...
Bateful University Genital Piercing
  05/06/24
. . .sounds like Dave to mee
Peach Step-uncle's House
  05/06/24
step 3 - pay 0000s for literal nickels and dimes on "wh...
big orchid cuck spot
  05/06/24
I cannot endorse this step. Whatnot is full of scams and pur...
stirring swollen garrison
  05/06/24


Poast new message in this thread



Reply Favorite

Date: May 5th, 2024 9:23 PM
Author: stirring swollen garrison

Step one: Don't ever borrow money or spend more than you make.

Step two: Never stop working and earning money.

If you follow step one and step two you will be fine forever. End of story.

(http://www.autoadmit.com/thread.php?thread_id=5525526&forum_id=2...id#47638539)



Reply Favorite

Date: May 5th, 2024 9:24 PM
Author: Bateful University Genital Piercing

stfu you mopey fat orc

(http://www.autoadmit.com/thread.php?thread_id=5525526&forum_id=2...id#47638541)



Reply Favorite

Date: May 5th, 2024 9:30 PM
Author: stirring swollen garrison

It is this simple. The things that complicate someone's financial life are all too predictable:

1. I want a car I can't afford;

2. I want a house I can't afford;

3. I want a lifestyle I can't afford;

4. I want to retire; etc.

Just stop. The worst idea is the one of retirement. The concept that as society we should have people driving around doing nothing and just consuming is pure poison. Many have bought into it though. "I want to retire one day" they murmur. Well let me tell you what. If you want to retire one day and travel and just spend money then fine. Go do it today. Because you can. What's stopping you? Maybe you'll get tired of it or run out of money and go back to work. But if you wait until you're old to start doing that you're going to find out that it fucking sucks and you wasted all your years planning on a retirement that never comes.



(http://www.autoadmit.com/thread.php?thread_id=5525526&forum_id=2...id#47638552)



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Date: May 5th, 2024 11:59 PM
Author: Startling organic girlfriend

Cr. Stop craving a lifestyle you can’t afford. Spend your days not working and traveling like alll poor ppl do

(http://www.autoadmit.com/thread.php?thread_id=5525526&forum_id=2...id#47638903)



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Date: May 6th, 2024 12:01 AM
Author: Mustard very tactful becky casino

LMAO I'm never going to work in my life after I profit off of making monkey faces at an obese black woman.

(http://www.autoadmit.com/thread.php?thread_id=5525526&forum_id=2...id#47638904)



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Date: May 6th, 2024 12:02 AM
Author: Saffron flirting codepig property

Oh wow, I borrowed money for a law degree that turned me into a multimillionaire. Apparently I should have worked at a diner for a few years and saved up enough to pay tuition in cash.

(http://www.autoadmit.com/thread.php?thread_id=5525526&forum_id=2...id#47638908)



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Date: May 6th, 2024 1:53 PM
Author: Peach Step-uncle's House



(http://www.autoadmit.com/thread.php?thread_id=5525526&forum_id=2...id#47639554)



Reply Favorite

Date: May 6th, 2024 12:07 AM
Author: mischievous national hissy fit

Oh wow, the only guy who managed to lose money buying a house pre-COVID and selling it post-COVID is dealing out financial advice!

(http://www.autoadmit.com/thread.php?thread_id=5525526&forum_id=2...id#47638914)



Reply Favorite

Date: May 6th, 2024 11:19 AM
Author: stirring swollen garrison

The idea that you can make a lot of money on a house is a false one.

Nobody accounts for the actual costs of the transaction which are hidden from the purchase and sales price.

Nobody honestly accounts for the cost of maintenance and living in the home over time.

Nobody accounts for inflation and how that eats away any nominal return.

Nobody accounts for absurd costs like interest and insurance over time.

Homes will probably lose most people money. They key would be to find the smallest, cheapest possible housing that you can and live there for a small rent. Possibly buy and hold for a very long time, but it's all about reducing the size of your footprint and never using more than you need. That's going to save you money longterm. Nobody really makes money on houses. That's just a fact.

(http://www.autoadmit.com/thread.php?thread_id=5525526&forum_id=2...id#47639191)



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Date: May 6th, 2024 11:28 AM
Author: Saffron flirting codepig property

So you're doubling down on losing money where everybody else made money and purporting to give advice? If you're so smart why are you so poor?

(http://www.autoadmit.com/thread.php?thread_id=5525526&forum_id=2...id#47639196)



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Date: May 6th, 2024 1:54 PM
Author: Peach Step-uncle's House

So Dave Ramsey is a poaster now?

(http://www.autoadmit.com/thread.php?thread_id=5525526&forum_id=2...id#47639556)



Reply Favorite

Date: May 6th, 2024 1:55 PM
Author: Bateful University Genital Piercing

OP is a fat fuck prole orc from Houston, TX, who lost money in real estate and now says no one makes money in real estate.

(http://www.autoadmit.com/thread.php?thread_id=5525526&forum_id=2...id#47639563)



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Date: May 6th, 2024 2:04 PM
Author: Peach Step-uncle's House

. . .sounds like Dave to mee

(http://www.autoadmit.com/thread.php?thread_id=5525526&forum_id=2...id#47639580)



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Date: May 6th, 2024 1:55 PM
Author: big orchid cuck spot

step 3 - pay 0000s for literal nickels and dimes on "whatnot"

(http://www.autoadmit.com/thread.php?thread_id=5525526&forum_id=2...id#47639565)



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Date: May 6th, 2024 2:29 PM
Author: stirring swollen garrison

I cannot endorse this step. Whatnot is full of scams and purchasing anything, whether in person, online, or off of an auctioneering app, is going to leave you empty and unfulfilled. It's better to think out and plan your purchases of additional assets, whether they are securities, tangible property, education, paying down debt, etc., and then follow through with your plan.

I'll repeat: DO NOT GO ON WHATNOT

(http://www.autoadmit.com/thread.php?thread_id=5525526&forum_id=2...id#47639655)