\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

Anyone here try to buy a house lately? Holy shit it's expensive

...
Know-it-all sex offender orchestra pit
  05/09/24
buy?
Provocative ratface
  05/09/24
bought this year. ARR CASH
godawful milk heaven
  05/09/24
same.
glittery mood
  05/09/24
KIKE
Vibrant frum sanctuary
  05/09/24
KIKE
Vibrant frum sanctuary
  05/09/24
We've looked into it. Assuming you're financed and bought pr...
Avocado piazza
  05/09/24
yeah it's stupid trying to trade up to add 1 br and ~300 ...
irradiated love of her life
  05/09/24
we gave up a 2.125% to buy a house worth 2.5x as much but pa...
godawful milk heaven
  05/09/24
was the all-cash one discounted bc it was all-cash? otherwis...
Zippy Aphrodisiac Goyim
  05/09/24
Actual inflation exceeds risk free savings rate
Hairraiser office
  05/09/24
lol no. the only reason we got the house is bc we were all c...
godawful milk heaven
  05/09/24
this was my entire 2023. despite assiduously following disco...
irradiated love of her life
  05/09/24
Just save up to buy in cash breh. I'm not even joking, that'...
Bearded pit
  05/09/24
...
Rebellious Walnut Hall
  05/09/24
We bought a new house in 2023. Got it done by having two mor...
Turquoise personal credit line
  05/09/24
why dont u just pay off the new house asap
godawful milk heaven
  05/09/24
I ran out of money to be honest. We are pretty poor as a f...
Turquoise personal credit line
  05/09/24
And lowering interest rates will only increase the price. LJ...
Bearded pit
  05/09/24
I will be buying in cash in about 18 months after my next de...
Hairraiser office
  05/09/24
KIKE
Vibrant frum sanctuary
  05/09/24
Huh?
Hairraiser office
  05/09/24
No, I live and poast from my RV
outnumbered aromatic athletic conference
  05/09/24


Poast new message in this thread



Reply Favorite

Date: May 9th, 2024 12:56 PM
Author: Know-it-all sex offender orchestra pit



(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648210)



Reply Favorite

Date: May 9th, 2024 1:00 PM
Author: Provocative ratface

buy?

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648220)



Reply Favorite

Date: May 9th, 2024 1:01 PM
Author: godawful milk heaven

bought this year. ARR CASH

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648223)



Reply Favorite

Date: May 9th, 2024 1:11 PM
Author: glittery mood

same.

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648253)



Reply Favorite

Date: May 9th, 2024 1:20 PM
Author: Vibrant frum sanctuary

KIKE

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648284)



Reply Favorite

Date: May 9th, 2024 1:20 PM
Author: Vibrant frum sanctuary

KIKE

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648285)



Reply Favorite

Date: May 9th, 2024 1:02 PM
Author: Avocado piazza

We've looked into it. Assuming you're financed and bought pre-2021, in order to meaningfully upgrade your house you probably need to at least TRIPLE your monthly payments - probably quadruple....

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648228)



Reply Favorite

Date: May 9th, 2024 1:04 PM
Author: irradiated love of her life

yeah it's stupid

trying to trade up to add 1 br and ~300 sq ft and it's like, hmm that'll be an extra $400,000 (with accompanying higher tax and insurance payments)

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648236)



Reply Favorite

Date: May 9th, 2024 1:06 PM
Author: godawful milk heaven

we gave up a 2.125% to buy a house worth 2.5x as much but paid cash. financing it would have made no sense

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648238)



Reply Favorite

Date: May 9th, 2024 1:12 PM
Author: Zippy Aphrodisiac Goyim

was the all-cash one discounted bc it was all-cash? otherwise wtf that makes no sense to forego a loan below inflation rate in order to pay cash, which in your savings would've at least tracked inflation

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648261)



Reply Favorite

Date: May 9th, 2024 1:13 PM
Author: Hairraiser office

Actual inflation exceeds risk free savings rate

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648262)



Reply Favorite

Date: May 9th, 2024 1:16 PM
Author: godawful milk heaven

lol no. the only reason we got the house is bc we were all cash. place went pending 1 day after listing and they got a ton of offers, including several all cash.



(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648271)



Reply Favorite

Date: May 9th, 2024 1:03 PM
Author: irradiated love of her life

this was my entire 2023. despite assiduously following disco fries' advice at every step we simply could not make it work

at this point we're deciding whether to try for round two or just accept it and start blowing the $$$ on other shit

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648232)



Reply Favorite

Date: May 9th, 2024 1:06 PM
Author: Bearded pit

Just save up to buy in cash breh. I'm not even joking, that's the only real move here.

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648240)



Reply Favorite

Date: May 9th, 2024 1:10 PM
Author: Rebellious Walnut Hall



(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648249)



Reply Favorite

Date: May 9th, 2024 1:46 PM
Author: Turquoise personal credit line

We bought a new house in 2023. Got it done by having two mortgages for awhile. Paid a down payment and all closing costs while paying reno costs on the old house. Paid for the move. Moved. Finally got the old house on the market. It was one nightmare after another. House sold. Then we went to closing. By that time I was so exhuasted and up to my eyeballs in debt. Got the wire.

Now our new mortgage (at 6.5%) is paid down and we have just 17 years remaining on the loan.

Maybe we can refinance one day, maybe not.

Honestly the cash flow problems kind of worked themselves out once we got the other house sold and it's 2.75% mortgage paid off. I do pay more in interest now, at 6.5%, but it's a better house and we are happier.



(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648372)



Reply Favorite

Date: May 9th, 2024 1:47 PM
Author: godawful milk heaven

why dont u just pay off the new house asap

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648377)



Reply Favorite

Date: May 9th, 2024 1:54 PM
Author: Turquoise personal credit line

I ran out of money to be honest.

We are pretty poor as a family and I have a hard and fast rule about not having more than 10% of our net worth tied up in my primary home (which is the only real estate that we own).

I hate real estate and I just think it's a huge anchor around your neck once you dip your toe in.

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648401)



Reply Favorite

Date: May 9th, 2024 1:04 PM
Author: Bearded pit

And lowering interest rates will only increase the price. LJL

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648237)



Reply Favorite

Date: May 9th, 2024 1:10 PM
Author: Hairraiser office

I will be buying in cash in about 18 months after my next deployment. Obviously buying on credit is not possible at this time

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648250)



Reply Favorite

Date: May 9th, 2024 1:20 PM
Author: Vibrant frum sanctuary

KIKE

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648286)



Reply Favorite

Date: May 9th, 2024 1:42 PM
Author: Hairraiser office

Huh?

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648360)



Reply Favorite

Date: May 9th, 2024 1:58 PM
Author: outnumbered aromatic athletic conference

No, I live and poast from my RV

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648412)