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Anyone here try to buy a house lately? Holy shit it's expensive

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Mint Curious Filthpig
  05/09/24
buy?
Excitant Irate Public Bath
  05/09/24
bought this year. ARR CASH
Gold set fortuitous meteor
  05/09/24
same.
Doobsian ocher stage
  05/09/24
KIKE
Free-loading step-uncle's house
  05/09/24
KIKE
Free-loading step-uncle's house
  05/09/24
We've looked into it. Assuming you're financed and bought pr...
Medicated philosopher-king
  05/09/24
yeah it's stupid trying to trade up to add 1 br and ~300 ...
Chartreuse fragrant personal credit line cuck
  05/09/24
we gave up a 2.125% to buy a house worth 2.5x as much but pa...
Gold set fortuitous meteor
  05/09/24
was the all-cash one discounted bc it was all-cash? otherwis...
vivacious stock car
  05/09/24
Actual inflation exceeds risk free savings rate
plum naked tank
  05/09/24
lol no. the only reason we got the house is bc we were all c...
Gold set fortuitous meteor
  05/09/24
this was my entire 2023. despite assiduously following disco...
Chartreuse fragrant personal credit line cuck
  05/09/24
Just save up to buy in cash breh. I'm not even joking, that'...
Duck-like liquid oxygen dilemma
  05/09/24
...
nubile charcoal garrison
  05/09/24
We bought a new house in 2023. Got it done by having two mor...
Supple at-the-ready sneaky criminal
  05/09/24
why dont u just pay off the new house asap
Gold set fortuitous meteor
  05/09/24
I ran out of money to be honest. We are pretty poor as a f...
Supple at-the-ready sneaky criminal
  05/09/24
And lowering interest rates will only increase the price. LJ...
Duck-like liquid oxygen dilemma
  05/09/24
I will be buying in cash in about 18 months after my next de...
plum naked tank
  05/09/24
KIKE
Free-loading step-uncle's house
  05/09/24
Huh?
plum naked tank
  05/09/24
No, I live and poast from my RV
house-broken bateful death wish french chef
  05/09/24


Poast new message in this thread



Reply Favorite

Date: May 9th, 2024 12:56 PM
Author: Mint Curious Filthpig



(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648210)



Reply Favorite

Date: May 9th, 2024 1:00 PM
Author: Excitant Irate Public Bath

buy?

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648220)



Reply Favorite

Date: May 9th, 2024 1:01 PM
Author: Gold set fortuitous meteor

bought this year. ARR CASH

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648223)



Reply Favorite

Date: May 9th, 2024 1:11 PM
Author: Doobsian ocher stage

same.

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648253)



Reply Favorite

Date: May 9th, 2024 1:20 PM
Author: Free-loading step-uncle's house

KIKE

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648284)



Reply Favorite

Date: May 9th, 2024 1:20 PM
Author: Free-loading step-uncle's house

KIKE

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648285)



Reply Favorite

Date: May 9th, 2024 1:02 PM
Author: Medicated philosopher-king

We've looked into it. Assuming you're financed and bought pre-2021, in order to meaningfully upgrade your house you probably need to at least TRIPLE your monthly payments - probably quadruple....

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648228)



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Date: May 9th, 2024 1:04 PM
Author: Chartreuse fragrant personal credit line cuck

yeah it's stupid

trying to trade up to add 1 br and ~300 sq ft and it's like, hmm that'll be an extra $400,000 (with accompanying higher tax and insurance payments)

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648236)



Reply Favorite

Date: May 9th, 2024 1:06 PM
Author: Gold set fortuitous meteor

we gave up a 2.125% to buy a house worth 2.5x as much but paid cash. financing it would have made no sense

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648238)



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Date: May 9th, 2024 1:12 PM
Author: vivacious stock car

was the all-cash one discounted bc it was all-cash? otherwise wtf that makes no sense to forego a loan below inflation rate in order to pay cash, which in your savings would've at least tracked inflation

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648261)



Reply Favorite

Date: May 9th, 2024 1:13 PM
Author: plum naked tank

Actual inflation exceeds risk free savings rate

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648262)



Reply Favorite

Date: May 9th, 2024 1:16 PM
Author: Gold set fortuitous meteor

lol no. the only reason we got the house is bc we were all cash. place went pending 1 day after listing and they got a ton of offers, including several all cash.



(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648271)



Reply Favorite

Date: May 9th, 2024 1:03 PM
Author: Chartreuse fragrant personal credit line cuck

this was my entire 2023. despite assiduously following disco fries' advice at every step we simply could not make it work

at this point we're deciding whether to try for round two or just accept it and start blowing the $$$ on other shit

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648232)



Reply Favorite

Date: May 9th, 2024 1:06 PM
Author: Duck-like liquid oxygen dilemma

Just save up to buy in cash breh. I'm not even joking, that's the only real move here.

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648240)



Reply Favorite

Date: May 9th, 2024 1:10 PM
Author: nubile charcoal garrison



(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648249)



Reply Favorite

Date: May 9th, 2024 1:46 PM
Author: Supple at-the-ready sneaky criminal

We bought a new house in 2023. Got it done by having two mortgages for awhile. Paid a down payment and all closing costs while paying reno costs on the old house. Paid for the move. Moved. Finally got the old house on the market. It was one nightmare after another. House sold. Then we went to closing. By that time I was so exhuasted and up to my eyeballs in debt. Got the wire.

Now our new mortgage (at 6.5%) is paid down and we have just 17 years remaining on the loan.

Maybe we can refinance one day, maybe not.

Honestly the cash flow problems kind of worked themselves out once we got the other house sold and it's 2.75% mortgage paid off. I do pay more in interest now, at 6.5%, but it's a better house and we are happier.



(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648372)



Reply Favorite

Date: May 9th, 2024 1:47 PM
Author: Gold set fortuitous meteor

why dont u just pay off the new house asap

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648377)



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Date: May 9th, 2024 1:54 PM
Author: Supple at-the-ready sneaky criminal

I ran out of money to be honest.

We are pretty poor as a family and I have a hard and fast rule about not having more than 10% of our net worth tied up in my primary home (which is the only real estate that we own).

I hate real estate and I just think it's a huge anchor around your neck once you dip your toe in.

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648401)



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Date: May 9th, 2024 1:04 PM
Author: Duck-like liquid oxygen dilemma

And lowering interest rates will only increase the price. LJL

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648237)



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Date: May 9th, 2024 1:10 PM
Author: plum naked tank

I will be buying in cash in about 18 months after my next deployment. Obviously buying on credit is not possible at this time

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648250)



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Date: May 9th, 2024 1:20 PM
Author: Free-loading step-uncle's house

KIKE

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648286)



Reply Favorite

Date: May 9th, 2024 1:42 PM
Author: plum naked tank

Huh?

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648360)



Reply Favorite

Date: May 9th, 2024 1:58 PM
Author: house-broken bateful death wish french chef

No, I live and poast from my RV

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648412)