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Anyone here try to buy a house lately? Holy shit it's expensive

...
Deranged headpube location
  05/09/24
buy?
Burgundy Spectacular Orchestra Pit Filthpig
  05/09/24
bought this year. ARR CASH
embarrassed to the bone fortuitous meteor
  05/09/24
same.
Autistic rough-skinned brunch
  05/09/24
KIKE
180 pocket flask plaza
  05/09/24
KIKE
180 pocket flask plaza
  05/09/24
We've looked into it. Assuming you're financed and bought pr...
Violent comical temple jewess
  05/09/24
yeah it's stupid trying to trade up to add 1 br and ~300 ...
dull french chef
  05/09/24
we gave up a 2.125% to buy a house worth 2.5x as much but pa...
embarrassed to the bone fortuitous meteor
  05/09/24
was the all-cash one discounted bc it was all-cash? otherwis...
Exhilarant Primrose Resort
  05/09/24
Actual inflation exceeds risk free savings rate
godawful rehab
  05/09/24
lol no. the only reason we got the house is bc we were all c...
embarrassed to the bone fortuitous meteor
  05/09/24
this was my entire 2023. despite assiduously following disco...
dull french chef
  05/09/24
Just save up to buy in cash breh. I'm not even joking, that'...
Crimson insane church building
  05/09/24
...
Aqua provocative tanning salon
  05/09/24
We bought a new house in 2023. Got it done by having two mor...
Know-it-all shaky psychic
  05/09/24
why dont u just pay off the new house asap
embarrassed to the bone fortuitous meteor
  05/09/24
I ran out of money to be honest. We are pretty poor as a f...
Know-it-all shaky psychic
  05/09/24
And lowering interest rates will only increase the price. LJ...
Crimson insane church building
  05/09/24
I will be buying in cash in about 18 months after my next de...
godawful rehab
  05/09/24
KIKE
180 pocket flask plaza
  05/09/24
Huh?
godawful rehab
  05/09/24
No, I live and poast from my RV
wine parlour alpha
  05/09/24


Poast new message in this thread



Reply Favorite

Date: May 9th, 2024 12:56 PM
Author: Deranged headpube location



(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648210)



Reply Favorite

Date: May 9th, 2024 1:00 PM
Author: Burgundy Spectacular Orchestra Pit Filthpig

buy?

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648220)



Reply Favorite

Date: May 9th, 2024 1:01 PM
Author: embarrassed to the bone fortuitous meteor

bought this year. ARR CASH

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648223)



Reply Favorite

Date: May 9th, 2024 1:11 PM
Author: Autistic rough-skinned brunch

same.

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648253)



Reply Favorite

Date: May 9th, 2024 1:20 PM
Author: 180 pocket flask plaza

KIKE

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648284)



Reply Favorite

Date: May 9th, 2024 1:20 PM
Author: 180 pocket flask plaza

KIKE

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648285)



Reply Favorite

Date: May 9th, 2024 1:02 PM
Author: Violent comical temple jewess

We've looked into it. Assuming you're financed and bought pre-2021, in order to meaningfully upgrade your house you probably need to at least TRIPLE your monthly payments - probably quadruple....

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648228)



Reply Favorite

Date: May 9th, 2024 1:04 PM
Author: dull french chef

yeah it's stupid

trying to trade up to add 1 br and ~300 sq ft and it's like, hmm that'll be an extra $400,000 (with accompanying higher tax and insurance payments)

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648236)



Reply Favorite

Date: May 9th, 2024 1:06 PM
Author: embarrassed to the bone fortuitous meteor

we gave up a 2.125% to buy a house worth 2.5x as much but paid cash. financing it would have made no sense

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648238)



Reply Favorite

Date: May 9th, 2024 1:12 PM
Author: Exhilarant Primrose Resort

was the all-cash one discounted bc it was all-cash? otherwise wtf that makes no sense to forego a loan below inflation rate in order to pay cash, which in your savings would've at least tracked inflation

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648261)



Reply Favorite

Date: May 9th, 2024 1:13 PM
Author: godawful rehab

Actual inflation exceeds risk free savings rate

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648262)



Reply Favorite

Date: May 9th, 2024 1:16 PM
Author: embarrassed to the bone fortuitous meteor

lol no. the only reason we got the house is bc we were all cash. place went pending 1 day after listing and they got a ton of offers, including several all cash.



(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648271)



Reply Favorite

Date: May 9th, 2024 1:03 PM
Author: dull french chef

this was my entire 2023. despite assiduously following disco fries' advice at every step we simply could not make it work

at this point we're deciding whether to try for round two or just accept it and start blowing the $$$ on other shit

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648232)



Reply Favorite

Date: May 9th, 2024 1:06 PM
Author: Crimson insane church building

Just save up to buy in cash breh. I'm not even joking, that's the only real move here.

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648240)



Reply Favorite

Date: May 9th, 2024 1:10 PM
Author: Aqua provocative tanning salon



(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648249)



Reply Favorite

Date: May 9th, 2024 1:46 PM
Author: Know-it-all shaky psychic

We bought a new house in 2023. Got it done by having two mortgages for awhile. Paid a down payment and all closing costs while paying reno costs on the old house. Paid for the move. Moved. Finally got the old house on the market. It was one nightmare after another. House sold. Then we went to closing. By that time I was so exhuasted and up to my eyeballs in debt. Got the wire.

Now our new mortgage (at 6.5%) is paid down and we have just 17 years remaining on the loan.

Maybe we can refinance one day, maybe not.

Honestly the cash flow problems kind of worked themselves out once we got the other house sold and it's 2.75% mortgage paid off. I do pay more in interest now, at 6.5%, but it's a better house and we are happier.



(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648372)



Reply Favorite

Date: May 9th, 2024 1:47 PM
Author: embarrassed to the bone fortuitous meteor

why dont u just pay off the new house asap

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648377)



Reply Favorite

Date: May 9th, 2024 1:54 PM
Author: Know-it-all shaky psychic

I ran out of money to be honest.

We are pretty poor as a family and I have a hard and fast rule about not having more than 10% of our net worth tied up in my primary home (which is the only real estate that we own).

I hate real estate and I just think it's a huge anchor around your neck once you dip your toe in.

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648401)



Reply Favorite

Date: May 9th, 2024 1:04 PM
Author: Crimson insane church building

And lowering interest rates will only increase the price. LJL

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648237)



Reply Favorite

Date: May 9th, 2024 1:10 PM
Author: godawful rehab

I will be buying in cash in about 18 months after my next deployment. Obviously buying on credit is not possible at this time

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648250)



Reply Favorite

Date: May 9th, 2024 1:20 PM
Author: 180 pocket flask plaza

KIKE

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648286)



Reply Favorite

Date: May 9th, 2024 1:42 PM
Author: godawful rehab

Huh?

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648360)



Reply Favorite

Date: May 9th, 2024 1:58 PM
Author: wine parlour alpha

No, I live and poast from my RV

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648412)