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How much $ does the typical person have liquid?
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Date: May 24th, 2026 2:19 PM Author: Mustard adventurous hall Cash, brokerage account, whatever. (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49898475) |
Date: May 24th, 2026 2:26 PM Author: talented opaque circlehead 2/3 of Americans live paycheck to paycheck so the median person probably has around $0 liquid. (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49898494) |
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Date: May 24th, 2026 2:30 PM Author: Mustard adventurous hall Literally not a few bucks in his or her pocket? (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49898496) |
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Date: May 24th, 2026 3:08 PM Author: talented opaque circlehead For every moment they have $40 cash on them, there's another moment a different time in the month where they have <>nocash<> and are overdrawn by $40. (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49898563) |
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Date: May 24th, 2026 4:43 PM Author: gaped national security agency Even Steven (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49898685) |
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Date: May 24th, 2026 2:31 PM Author: Flickering cruel-hearted telephone like $200-$500
not even joking |
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Date: May 24th, 2026 2:33 PM Author: canary mood You can't ask about the "typical person" in 2026. This isn't 1960. Be specific about which Caste you're talking about.
One single drop of Scum and they have nothing. it was already spent.
High Losers amass immense liquidity cushions because they know they're screwed/first to be laid off/most likely not getting tenure. A Loser who makes like 50k probably has 150k liquid in order to avoid Homelessness.
If Jocks/Preps ace OCI and get lifestyle creep then they might not be liquid even if their net worth dwarf yours (much like your height) |
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Date: May 24th, 2026 4:07 PM Author: soggy bright office yeah every Scumbag has a maxed out Credit One with late fees and accrued interest along with a truck loan at 22% interest and $1000k monthly payment, probably a Personal Loan for no fathomable reason too.
I am at about 90,000K liquidity atm tyvm. |
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Date: May 24th, 2026 4:41 PM Author: canary mood With VHCOL that’s like 6 months imo (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49898681) |
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Date: May 24th, 2026 5:24 PM Author: soggy bright office i'm aware which is why I only buy stocks and indie games (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49898770) |
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Date: May 24th, 2026 5:28 PM Author: canary mood Are you getting a 10th Gen Console (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49898774) |
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Date: May 24th, 2026 5:29 PM Author: soggy bright office you mean other than my decisive Switch 2 victory? hell yeah I am. (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49898777) |
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Date: May 24th, 2026 6:06 PM Author: canary mood https://www.xoxohth.com/thread.php?thread_id=5868749&mc=1&forum_id=2 (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49898827) |
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Date: May 24th, 2026 2:34 PM Author: Doobsian claret theater median checking account balance is several thousand dollars and more than 90% of adults have a checking account (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49898506) |
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Date: May 24th, 2026 3:22 PM Author: Mustard adventurous hall I wonder what percent have a million+ liquid. Is it even 1%? (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49898583) |
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Date: May 24th, 2026 3:42 PM Author: Doobsian claret theater does liquid mean physical cash or depository account balance? i doubt 1% have $1 million measured that way (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49898591) |
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Date: May 24th, 2026 3:44 PM Author: Mustard adventurous hall Physical cash, bank accounts, brokerage accounts, maybe Crypto, maybe app shit like Venmo and CashApp. Basically money in a form that can be accessed within a few days. (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49898593) |
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Date: May 24th, 2026 5:29 PM Author: Irate Stead Personal Credit Line What about my wife's pussy? I can convert that to cash (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49898776) |
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Date: May 25th, 2026 8:16 AM Author: mewling chest-beating field partner it's very liquid (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49899658) |
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Date: May 24th, 2026 3:37 PM Author: umber location honestly i have like 1 bottle of juice and maybe some plant based milk at any given time so definitely less than 100 fl oz or approximately $6 - 8 dollars worth (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49898589) |
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Date: May 24th, 2026 3:47 PM Author: dun goal in life the concept of "liquid" is retarded. sure if ur money is tied in a home thats one thing but if its stocks and bond etfs u can pull that shit out in 2-3 days
but most amerishits dont even have stocks and bonds so real answer is prob somewhere between $500-5000
when i did shitlol most of my clients were mega broke and they werent even bottom 25%, like these furks were totally living paycheck to paycheck and on CC's, 90% of amerikkkans are furking retarded, the rest are NOWAG NOWIG or KIKE |
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Date: May 25th, 2026 8:16 AM Author: mewling chest-beating field partner most people with stocks and bonds have them in roths and 401s and can't pull them out without a big penalty. (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49899659) |
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Date: May 25th, 2026 8:21 AM Author: Aquamarine Address Windowlicker Stocks and bonds are considered liquid assets (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49899662) |
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Date: May 25th, 2026 2:05 PM Author: dun goal in life never heard this before, nigga (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49900073) |
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Date: May 26th, 2026 10:47 AM Author: Aquamarine Address Windowlicker You thought the term "liquid assets" referred only to cash or something? (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49901939) |
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Date: May 27th, 2026 10:14 AM Author: Nofapping tan black woman TT thinks "liquid assets" refer to JUICE (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49903745) |
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Date: May 24th, 2026 4:09 PM Author: Aphrodisiac menage stain Does it count as "liquid" if it is in a 401k or other retirement account? If I am willing to pay the tax and penalty on my retirement accounts, I have around $2M liquid. If not, then I have like $20k liquid. (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49898626) |
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Date: May 24th, 2026 4:11 PM Author: soggy bright office retirement is obviously not liquid wtf. (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49898631) |
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Date: May 25th, 2026 8:23 AM Author: Aquamarine Address Windowlicker Stocks and bonds are liquid assets so effectively the liquid worth of a retirement account is the current market value minus the theoretical penalty if you were to sell early (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49899664) |
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Date: May 24th, 2026 4:42 PM Author: gaped national security agency Maybe $800 (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49898684) |
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Date: May 24th, 2026 5:20 PM Author: Silver razzle public bath Absolutely disgusted by the definitions of "liquidity" ITT (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49898757) |
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Date: May 25th, 2026 6:19 AM Author: Navy hominid It would be interesting to know what the typical household situation is of 40 year old with a college degree living in large metro area. (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49899624) |
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Date: May 25th, 2026 8:23 AM Author: diverse dull foreskin probably like $2-3k at most. (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49899665) |
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Date: May 25th, 2026 8:58 AM Author: buck-toothed round eye 1st of the month, 5k
30th of the month, 1k |
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Date: May 25th, 2026 9:16 AM Author: Cracking lodge few thousand, i reckon (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49899696) |
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Date: May 25th, 2026 9:35 AM Author: Bronze balding old irish cottage Probably a couple million if you count bonds (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49899717) |
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Date: May 26th, 2026 10:52 AM Author: Bearded temple series EE don't count. (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49901954) |
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Date: May 27th, 2026 9:02 AM Author: Bronze balding old irish cottage I think this is flame, you should count them at a discounted value (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49903688) |
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Date: May 27th, 2026 9:36 AM Author: Bearded temple (guy who just admitted to owning EE 'grandma' bonds) (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2,5#49903704) |
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Date: May 27th, 2026 10:37 AM Author: Mind-boggling Meetinghouse Brethren AI Overview According to the Federal Reserve’s Survey of Consumer Finances, the average checking/transaction account balance in the U.S. is $16,891. However, because massive balances skew averages upward, median balances give a better representation of what most Americans actually hold. The median transaction account balance by age group is as follows: Age Group Median Balance Under 35 $5,400 35–44 $7,500 45–54 $8,700 55–64 $8,000 65–74 $13,400 75 and older $10,000 Note: These figures include both checking and savings balances used for day-to-day transactions and do not include long-term investments like 401(k)s or IRAs. For a closer look at the data, see the full report on the Investopedia Average U.S. Bank Balance Analysis.
The breakdown of average versus median net worth across different age groups is as follows: Age Bracket Average Net Worth Median Net Worth Under 35 $183,500 $39,000 35–44 $549,600 $135,600 45–54 $975,800 $247,200 55–64 $1.57 million $364,500 65–74 $1.79 million $410,000 75 and older $1.62 million $334,700 |