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irl goy here, what's the reason *not* to use Klarna?
| pink razzle locale scourge upon the earth | 12/04/25 |
| dun crawly parlour incel | 12/04/25 |
| pink razzle locale scourge upon the earth | 12/04/25 |
| Mildly autistic pale box office striped hyena | 12/04/25 |
| dashing emerald wrinkle depressive | 12/04/25 |
| stimulating institution | 12/04/25 |
| Tan trip meetinghouse | 12/04/25 |
| stimulating institution | 12/04/25 |
| racy mexican corner | 12/04/25 |
| Unhinged bossy location digit ratio | 12/04/25 |
| cerebral blue nursing home dopamine | 12/04/25 |
| wonderful philosopher-king knife | 12/04/25 |
| idiotic yellow faggotry | 12/04/25 |
| Appetizing chest-beating telephone | 12/04/25 |
| honey-headed shitlib boistinker | 12/04/25 |
| hateful filthy theater stage | 12/04/25 |
| honey-headed shitlib boistinker | 12/04/25 |
| poppy dragon messiness | 12/04/25 |
| aqua legal warrant native | 12/04/25 |
| Fragrant maroon codepig theatre | 12/04/25 |
| vibrant famous landscape painting | 12/04/25 |
| Taylor Swift is not a hobby she is a lifestyle | 04/03/26 |
| Floppy orchestra pit | 12/04/25 |
| pink razzle locale scourge upon the earth | 12/04/25 |
| Floppy orchestra pit | 12/04/25 |
| arousing giraffe | 12/04/25 |
| pink razzle locale scourge upon the earth | 12/04/25 |
| Floppy orchestra pit | 12/04/25 |
| Balding garrison | 12/04/25 |
| dashing emerald wrinkle depressive | 12/04/25 |
| wine comical athletic conference | 12/04/25 |
| Unhinged bossy location digit ratio | 12/04/25 |
| Electric resort sweet tailpipe | 12/04/25 |
| 180 filthpig | 12/04/25 |
| laughsome hospital keepsake machete | 12/04/25 |
| pink razzle locale scourge upon the earth | 12/04/25 |
| marvelous at-the-ready theater goal in life | 12/04/25 |
| Vermilion thriller hall kitty cat | 12/04/25 |
| dashing emerald wrinkle depressive | 12/04/25 |
| Violent sanctuary | 12/04/25 |
| may his bones be crushed | 04/03/26 |
Poast new message in this thread
Date: December 4th, 2025 10:53 AM Author: pink razzle locale scourge upon the earth I was buying a "towel warmer" online for my wife(also goy) and the "4 easy payments" Klarna ad popped up. It's the exact same price either way. So what is the catch - is it just that they gather detailed shopping info and send you ads? get to look at your credit report ? Or are they hoping you will miss a payment and hit you with some 99% apr upcharge? |
Date: December 4th, 2025 10:58 AM Author: dun crawly parlour incel there’s zero downside and they make absolutely no money at all providing that service (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49482999) |
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Date: December 4th, 2025 11:00 AM Author: pink razzle locale scourge upon the earth is this some uber 2017 zirp VC cash thing (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483005) |
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Date: December 4th, 2025 11:01 AM Author: Mildly autistic pale box office striped hyena https://s205.q4cdn.com/644747736/files/doc_financials/2025/q3/Q3-2025-Earnings-Release.pdf (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483007) |
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Date: December 4th, 2025 12:03 PM Author: dashing emerald wrinkle depressive (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483228) |
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Date: December 4th, 2025 11:00 AM Author: stimulating institution they charge the retailer a %. it's the same thing with stores that used to offer 0% APR but instead of having a separate financing plan at every retailer these guys are trying to create a centralized system for retailer-funded low APR financing. that's why different retailers have different options.
it is a no brainer, but like most of these things it's a prole goy honeypot. people with money aren't going to worry about 0% APR on a couple hundred bucks. it's free money but not enough to care. meanwhile prole goys are gonna go ham and have trouble getting out from under it.
seeing klarna pop up as an option for mcdonalds purchases is giving me flashbacks of "no payments for 6 months!" interest only mortgages on 2007. |
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Date: December 4th, 2025 11:26 AM Author: Tan trip meetinghouse What if they repossess my bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483081) |
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Date: December 4th, 2025 11:33 AM Author: stimulating institution ESPECIALLY your bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483109) |
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Date: December 4th, 2025 11:10 AM Author: racy mexican corner A girl in my class is underwater on some McNuggets not flame (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483020) |
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Date: December 4th, 2025 11:34 AM Author: Unhinged bossy location digit ratio you should provide her a "bailout" (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483113) |
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Date: December 4th, 2025 3:54 PM Author: cerebral blue nursing home dopamine My sous vide! (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483996) |
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Date: December 4th, 2025 11:30 AM Author: wonderful philosopher-king knife This is how you know America is actually 70% brown now. This would’ve been completely absurd with our demographics from like 15 years ago (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483100) |
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Date: December 4th, 2025 11:44 AM Author: idiotic yellow faggotry (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483150) |
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Date: December 4th, 2025 11:52 AM Author: Appetizing chest-beating telephone (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483184) |
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Date: December 4th, 2025 12:04 PM Author: honey-headed shitlib boistinker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483229) |
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Date: December 4th, 2025 12:23 PM Author: hateful filthy theater stage The phenomenon of putting *everything* on a credit card was widespread by then.
I don't see how this new BNPL stuff is substantially different than using a CC. |
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Date: December 4th, 2025 12:24 PM Author: honey-headed shitlib boistinker I use CC for whatever I can because I get points/miles/other benefits but I never run a balance. BNPL is pure credit at shitty rates. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483292) |
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Date: December 4th, 2025 2:21 PM Author: poppy dragon messiness this is yet another layer of jewish debt magic underneath your credit card debt
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Date: December 4th, 2025 2:15 PM Author: aqua legal warrant native (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483648) |
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Date: December 4th, 2025 2:19 PM Author: Fragrant maroon codepig theatre This is how you know XO is full of shit when they claim to be simple prole men of America born to the working class
The Walmart layaway counter was the exact same shit 30 years ago |
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Date: December 4th, 2025 2:45 PM Author: vibrant famous landscape painting You didn’t get your shit until you made the final payment. Layaway was to hold a specific item at a specific price when availability was less predictable. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483719) |
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Date: April 3rd, 2026 7:48 PM Author: Taylor Swift is not a hobby she is a lifestyle (πΊπΈ π΅π±) (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49792116) |
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Date: December 4th, 2025 11:36 AM Author: Floppy orchestra pit the "free money" argument is some real prole shit. jew here. lol @ the opportunity cost on the $75 you spent to buy headphones. that's peanuts and not worth worrying about when there's a risk of a missed payment and fucking up your credit.
much easier to get large amounts of "free money" in other ways |
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Date: December 4th, 2025 11:37 AM Author: pink razzle locale scourge upon the earth nffi, I remember your nordstrom return arbitrage stories. that was *way* more work than this (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483120) |
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Date: December 4th, 2025 11:38 AM Author: Floppy orchestra pit i wasnt doing it for the arbitrage. i was doing it to borrow clothes, and the arbitrage is just a bonus. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483125) |
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Date: December 4th, 2025 11:55 AM Author: arousing giraffe let’s say op goes big though, and makes a $200 purchase, with 25% down and 25% due over each of the next three months. assuming an 8% apr opportunity cost, he just netted $2. if it takes him 20 minutes to fill in his info, set up autopay, and confirm the transfers over the life of the loan, dood is bringing down a cool $6/hour. are you too good to work for $6/hr, hotshot? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483194) |
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Date: December 4th, 2025 12:02 PM Author: pink razzle locale scourge upon the earth dbg oddly silent (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483220) |
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Date: December 4th, 2025 12:04 PM Author: Floppy orchestra pit rofl he's making my point (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483232) |
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Date: December 4th, 2025 11:38 AM Author: Balding garrison Legal hypo: Assume you order a chipotle burrito and ask for guac but quickly cancel and then pay with klarna just as the guac leaves the guacscoop, then you default on your loan, can your SNAP/EBT benefits be garnished? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483123) |
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Date: December 4th, 2025 12:02 PM Author: dashing emerald wrinkle depressive (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483221) |
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Date: December 4th, 2025 11:43 AM Author: wine comical athletic conference How long do you have to pay it off without interest? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483140) |
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Date: December 4th, 2025 11:46 AM Author: Unhinged bossy location digit ratio (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483156) |
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Date: December 4th, 2025 11:47 AM Author: Electric resort sweet tailpipe Rach can you turn on location for every post like they did on Twitter (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483159) |
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Date: December 4th, 2025 11:48 AM Author: 180 filthpig (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483165) |
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Date: December 4th, 2025 11:51 AM Author: laughsome hospital keepsake machete https://x.com/paul_hundred/status/1996621366184075337 (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483180) |
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Date: December 4th, 2025 11:56 AM Author: pink razzle locale scourge upon the earth we're famous again bros (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483198) |
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Date: December 4th, 2025 11:58 AM Author: marvelous at-the-ready theater goal in life (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483205) |
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Date: December 4th, 2025 3:47 PM Author: Vermilion thriller hall kitty cat (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483977) |
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Date: December 4th, 2025 12:02 PM Author: dashing emerald wrinkle depressive Klarna’s a bitch (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483222) |
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Date: December 4th, 2025 2:14 PM Author: Violent sanctuary Can illegals use this shit? You need a SSN or what? Is there widespread beaner fraud? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483643) |
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Date: April 3rd, 2026 7:48 PM Author: may his bones be crushed If ur not debtmaxxing rn ur dumb af (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49792117) |