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irl goy here, what's the reason *not* to use Klarna?
| Cracking Ladyboy | 12/04/25 |
| motley black woman | 12/04/25 |
| Cracking Ladyboy | 12/04/25 |
| Hyperactive site | 12/04/25 |
| Scarlet medicated codepig | 12/04/25 |
| slate useless brakes station | 12/04/25 |
| translucent filthpig house | 12/04/25 |
| slate useless brakes station | 12/04/25 |
| tan location doctorate | 12/04/25 |
| salmon wild son of senegal | 12/04/25 |
| Bat Shit Crazy Yarmulke Market | 12/04/25 |
| crystalline adulterous hairy legs corn cake | 12/04/25 |
| Mildly Autistic Irradiated Shrine Ratface | 12/04/25 |
| misunderstood marvelous blood rage | 12/04/25 |
| mauve hall | 12/04/25 |
| Glittery pale idiot | 12/04/25 |
| mauve hall | 12/04/25 |
| grizzly beady-eyed rigpig | 12/04/25 |
| elite wrinkle nursing home | 12/04/25 |
| Disgusting underhanded den fat ankles | 12/04/25 |
| excitant orchestra pit mediation | 12/04/25 |
| Taylor Swift is not a hobby she is a lifestyle | 04/03/26 |
| Stimulating Low-t Elastic Band Multi-billionaire | 12/04/25 |
| Cracking Ladyboy | 12/04/25 |
| Stimulating Low-t Elastic Band Multi-billionaire | 12/04/25 |
| Deep corner | 12/04/25 |
| Cracking Ladyboy | 12/04/25 |
| Stimulating Low-t Elastic Band Multi-billionaire | 12/04/25 |
| glassy seedy cruise ship feces | 12/04/25 |
| Scarlet medicated codepig | 12/04/25 |
| Chartreuse big-titted volcanic crater | 12/04/25 |
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| navy national security agency | 12/04/25 |
| provocative sooty trust fund | 12/04/25 |
| frum hospital | 12/04/25 |
| Cracking Ladyboy | 12/04/25 |
| Brilliant Indecent Persian Lettuce | 12/04/25 |
| bossy ivory stage | 12/04/25 |
| Scarlet medicated codepig | 12/04/25 |
| brass death wish antidepressant drug | 12/04/25 |
| may his bones be crushed | 04/03/26 |
Poast new message in this thread
Date: December 4th, 2025 10:53 AM Author: Cracking Ladyboy I was buying a "towel warmer" online for my wife(also goy) and the "4 easy payments" Klarna ad popped up. It's the exact same price either way. So what is the catch - is it just that they gather detailed shopping info and send you ads? get to look at your credit report ? Or are they hoping you will miss a payment and hit you with some 99% apr upcharge? |
Date: December 4th, 2025 10:58 AM Author: motley black woman there’s zero downside and they make absolutely no money at all providing that service (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49482999) |
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Date: December 4th, 2025 11:00 AM Author: Cracking Ladyboy is this some uber 2017 zirp VC cash thing (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483005) |
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Date: December 4th, 2025 11:01 AM Author: Hyperactive site https://s205.q4cdn.com/644747736/files/doc_financials/2025/q3/Q3-2025-Earnings-Release.pdf (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483007) |
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Date: December 4th, 2025 12:03 PM Author: Scarlet medicated codepig (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483228) |
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Date: December 4th, 2025 11:00 AM Author: slate useless brakes station they charge the retailer a %. it's the same thing with stores that used to offer 0% APR but instead of having a separate financing plan at every retailer these guys are trying to create a centralized system for retailer-funded low APR financing. that's why different retailers have different options.
it is a no brainer, but like most of these things it's a prole goy honeypot. people with money aren't going to worry about 0% APR on a couple hundred bucks. it's free money but not enough to care. meanwhile prole goys are gonna go ham and have trouble getting out from under it.
seeing klarna pop up as an option for mcdonalds purchases is giving me flashbacks of "no payments for 6 months!" interest only mortgages on 2007. |
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Date: December 4th, 2025 11:26 AM Author: translucent filthpig house What if they repossess my bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483081) |
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Date: December 4th, 2025 11:33 AM Author: slate useless brakes station ESPECIALLY your bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483109) |
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Date: December 4th, 2025 11:10 AM Author: tan location doctorate A girl in my class is underwater on some McNuggets not flame (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483020) |
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Date: December 4th, 2025 11:34 AM Author: salmon wild son of senegal you should provide her a "bailout" (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483113) |
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Date: December 4th, 2025 3:54 PM Author: Bat Shit Crazy Yarmulke Market My sous vide! (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483996) |
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Date: December 4th, 2025 11:30 AM Author: crystalline adulterous hairy legs corn cake This is how you know America is actually 70% brown now. This would’ve been completely absurd with our demographics from like 15 years ago (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483100) |
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Date: December 4th, 2025 11:44 AM Author: Mildly Autistic Irradiated Shrine Ratface (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483150) |
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Date: December 4th, 2025 11:52 AM Author: misunderstood marvelous blood rage (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483184) |
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Date: December 4th, 2025 12:04 PM Author: mauve hall (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483229) |
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Date: December 4th, 2025 12:23 PM Author: Glittery pale idiot The phenomenon of putting *everything* on a credit card was widespread by then.
I don't see how this new BNPL stuff is substantially different than using a CC. |
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Date: December 4th, 2025 12:24 PM Author: mauve hall I use CC for whatever I can because I get points/miles/other benefits but I never run a balance. BNPL is pure credit at shitty rates. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483292) |
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Date: December 4th, 2025 2:21 PM Author: grizzly beady-eyed rigpig this is yet another layer of jewish debt magic underneath your credit card debt
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Date: December 4th, 2025 2:15 PM Author: elite wrinkle nursing home (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483648) |
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Date: December 4th, 2025 2:19 PM Author: Disgusting underhanded den fat ankles This is how you know XO is full of shit when they claim to be simple prole men of America born to the working class
The Walmart layaway counter was the exact same shit 30 years ago |
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Date: December 4th, 2025 2:45 PM Author: excitant orchestra pit mediation You didn’t get your shit until you made the final payment. Layaway was to hold a specific item at a specific price when availability was less predictable. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483719) |
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Date: April 3rd, 2026 7:48 PM Author: Taylor Swift is not a hobby she is a lifestyle (πΊπΈ π΅π±) (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49792116) |
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Date: December 4th, 2025 11:36 AM Author: Stimulating Low-t Elastic Band Multi-billionaire the "free money" argument is some real prole shit. jew here. lol @ the opportunity cost on the $75 you spent to buy headphones. that's peanuts and not worth worrying about when there's a risk of a missed payment and fucking up your credit.
much easier to get large amounts of "free money" in other ways |
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Date: December 4th, 2025 11:37 AM Author: Cracking Ladyboy nffi, I remember your nordstrom return arbitrage stories. that was *way* more work than this (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483120) |
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Date: December 4th, 2025 11:38 AM Author: Stimulating Low-t Elastic Band Multi-billionaire i wasnt doing it for the arbitrage. i was doing it to borrow clothes, and the arbitrage is just a bonus. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483125) |
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Date: December 4th, 2025 11:55 AM Author: Deep corner let’s say op goes big though, and makes a $200 purchase, with 25% down and 25% due over each of the next three months. assuming an 8% apr opportunity cost, he just netted $2. if it takes him 20 minutes to fill in his info, set up autopay, and confirm the transfers over the life of the loan, dood is bringing down a cool $6/hour. are you too good to work for $6/hr, hotshot? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483194) |
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Date: December 4th, 2025 12:02 PM Author: Cracking Ladyboy dbg oddly silent (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483220) |
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Date: December 4th, 2025 12:04 PM Author: Stimulating Low-t Elastic Band Multi-billionaire rofl he's making my point (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483232) |
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Date: December 4th, 2025 11:38 AM Author: glassy seedy cruise ship feces Legal hypo: Assume you order a chipotle burrito and ask for guac but quickly cancel and then pay with klarna just as the guac leaves the guacscoop, then you default on your loan, can your SNAP/EBT benefits be garnished? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483123) |
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Date: December 4th, 2025 12:02 PM Author: Scarlet medicated codepig (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483221) |
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Date: December 4th, 2025 11:43 AM Author: Chartreuse big-titted volcanic crater How long do you have to pay it off without interest? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483140) |
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Date: December 4th, 2025 11:46 AM Author: salmon wild son of senegal (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483156) |
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Date: December 4th, 2025 11:47 AM Author: navy national security agency Rach can you turn on location for every post like they did on Twitter (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483159) |
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Date: December 4th, 2025 11:48 AM Author: provocative sooty trust fund (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483165) |
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Date: December 4th, 2025 11:51 AM Author: frum hospital https://x.com/paul_hundred/status/1996621366184075337 (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483180) |
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Date: December 4th, 2025 11:56 AM Author: Cracking Ladyboy we're famous again bros (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483198) |
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Date: December 4th, 2025 11:58 AM Author: Brilliant Indecent Persian Lettuce (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483205) |
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Date: December 4th, 2025 3:47 PM Author: bossy ivory stage (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483977) |
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Date: December 4th, 2025 12:02 PM Author: Scarlet medicated codepig Klarna’s a bitch (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483222) |
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Date: December 4th, 2025 2:14 PM Author: brass death wish antidepressant drug Can illegals use this shit? You need a SSN or what? Is there widespread beaner fraud? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49483643) |
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Date: April 3rd, 2026 7:48 PM Author: may his bones be crushed If ur not debtmaxxing rn ur dumb af (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2/#49792117) |