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loser redditor frets about bankruptcy
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Date: July 12th, 2026 6:13 AM Author: Splenetic zombie-like azn base I have about 30k in credit card debt. I'm the the process off going through divorce from a financially, emotionally and psychologically abuse spouse. After that's all said and done I'll need to file for bankruptcy to deal with the debt accumulated over years of her refusal to be employed and just want to hang out at home with our kids. I was put in a situation where I was sole financial support for 13 years while she basically did whatever she wanted. In that time much of my debt was used to cover living expenses around her spending and animal hoarding. During that time I put off my career to work but not being in a good position or location to find good paying work (she refused to move oh it was a covert narcissistic relationship btw) so I kept my income low to maintain health insurance and support. While I was in my fog of being the dumb dutiful husband and father the only thing I spent on myself was books, mostly educational but some manga, and newspapers strip comic collections. My book collection is in my view priceless but there is a lot of well used stuff and cat pee damaged material too, not so damaged that I'd throw it away but I value things that fulfill the mind. Though after the divorce I don't know what I'll have left in the home most of the furniture is in bad shape though functional. essentially, I got a working refrigerator, stove, a decent car that apparently might cause a problem but in Ohio, I have a few instruments an amplifier my instruments I can write off as work related because I also teach music, the thing is there is a lot of basic "stuff" in the home for living and I would hate to see things used for living taken because I own too many books (30 years of educational buying in music and art as my only interest) or have to sell off the one thing I have dear to me after I spent 15 years in a marriage that erased. If I have to get rid of my collection to survive getting a divorce that's ok but I don't know it's tough because in order to survive post divorce I'll need to file but I'm also worried the last remaining part of me I'll have to part with just to be free.
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Date: July 12th, 2026 6:14 AM Author: Splenetic zombie-like azn base Another redditor offers support
[–]18MazdaCX5 1 point 4 months ago
An attorney consult would be best - you could visit any in your local area for free - and that will provide a lot of peace of mind because you'll get a lot of useful info from them. I personally didn't give up anything in my CH7 though.
On the relationship part of things, you're doing the right thing. I actually filed bankruptcy twice in four years, due to being with a similar person as you've been with here. One might ask why I didn't leave after the first bankruptcy. I don't know why... that's on me though. No problem admitting that either. Anyway, once you leave her, you'll find things to be a whole lot easier. Wishing you all the best.
Divorce isn't the end of the world. And neither is bankruptcy. Generally if you're going through one, you're probably going through/not far from the other soon. Strange how that works.
Anyway, hang in there man... you've got a good future ahead! Don't let the present get you down.
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Date: July 12th, 2026 6:31 AM Author: at-the-ready lay lol, you have to pay for divorce consults (http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2/en-en#49993974) |
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Date: July 12th, 2026 9:11 AM Author: at-the-ready lay Imagine the thought process to make your moniker a budget friendly small SUV (http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2/en-en#49994085) |
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Date: July 12th, 2026 10:19 AM Author: Bistre jet-lagged university mazda is a god tier brand on reddit and tbh i kind of get it. nonetheless i share your mystification here (http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2/en-en#49994161) |
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Date: July 12th, 2026 10:36 AM Author: motley sound barrier Mazdas are pretty good, less NPC feeling than toyota (http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2/en-en#49994182) |
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Date: July 12th, 2026 2:25 PM Author: at-the-ready lay corollaman213 (http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2/en-en#49994578) |
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Date: July 12th, 2026 10:30 AM Author: umber spectacular location , and it NOT being the credited response vehicle (http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2/en-en#49994173) |
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Date: July 13th, 2026 8:24 PM Author: bateful prole (http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2/en-en#49997641) |
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Date: July 12th, 2026 6:30 AM Author: at-the-ready lay financially abusive spouse tp (http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2/en-en#49993973) |
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Date: July 12th, 2026 6:32 AM Author: at-the-ready lay This is the most Reddit thing I’ve ever read.
Priceless to me, cat piss soaked comic books. |
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Date: July 12th, 2026 8:42 AM Author: Slate Therapy (http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2/en-en#49994059) |
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Date: July 12th, 2026 8:54 AM Author: at-the-ready lay (http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2/en-en#49994067) |
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Date: July 12th, 2026 8:56 AM Author: Trip indirect expression (http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2/en-en#49994070) |
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Date: July 12th, 2026 9:31 AM Author: turquoise cruel-hearted round eye area (http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2/en-en#49994100) |
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Date: July 12th, 2026 9:59 AM Author: multi-colored liquid oxygen (http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2/en-en#49994126) |
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Date: July 12th, 2026 10:26 AM Author: drab insecure site (http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2/en-en#49994169) |
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Date: July 12th, 2026 10:49 AM Author: Bistre jet-lagged university (http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2/en-en#49994194) |
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Date: July 12th, 2026 10:51 AM Author: sepia kitchen fat ankles my instruments I can write off as work related tp (http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2/en-en#49994197) |
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Date: July 12th, 2026 11:15 AM Author: Milky sticky piazza a decent car that apparently might cause a problem but in Ohio (http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2/en-en#49994236) |
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Date: July 12th, 2026 11:22 AM Author: electric theater Do they actually make reddit-poors sell off their $5000 worth of junk for divorces/bankruptcies? This isn't worth anybody's time and court-appointed bonfires would be better for all involved. (http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2/en-en#49994249) |
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Date: July 12th, 2026 11:46 AM Author: pearl comical public bath incel When i've had contractors and shit go bankrupt while we're suing them they've gotten to keep basically everything and offload hundreds of thousands of dollars of goods to their families that wouldn't be worth the trouble to claw back to the estate as fraudulent transfers.
The lesson is *always* don't do business with deadbeat trash. |
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Date: July 12th, 2026 5:08 PM Author: turquoise cruel-hearted round eye area (http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2/en-en#49994887) |
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Date: July 12th, 2026 6:12 PM Author: Bistre jet-lagged university damn that sucks. and sounds like there's a story here. you had a remodel go wrong or something and sued the contractors for fucking it up? (http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2/en-en#49994964) |
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Date: July 12th, 2026 7:17 PM Author: hairraiser purple jew temple He's a bona fide litigator, so I assume it's war stories about trying to collect from deadbeat debtors.
I have not had any success as an unsecured judgment creditor in bankruptcy, but I have levied a CDL heavy truck — that got the judgment paid fast. |
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Date: July 13th, 2026 8:23 PM Author: Bistre jet-lagged university (http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2/en-en#49997637) |
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Date: July 13th, 2026 4:08 PM Author: pearl comical public bath incel Yeah they're professional litigation stories, not personal ones, thank god. Just consider that the contractor who repeatedly asks for accelerated installments so that he can make payroll and then walks off the job after the last dollar is paid and when the work is only 40% done is probably not a super-solvent judgment debtor. Obviously you can't make it a practice of not suing dudes who do that when they haven't declared BK yet, but once they declare BK, you gotta sit down and have a hard 'good money after bad' talk.
But even corps with 9-figure annual revenue will do utterly irrational shit because they're personally pissed off at Dave for being such a goddamn fucking deadbeat--and after we fucking bailed him out 3 fucking times! |
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Date: July 13th, 2026 8:23 PM Author: Bistre jet-lagged university tyft. and sorry for my memory - now that poster above mentions it, i remember you've posted some great work stories on here in the past (http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2/en-en#49997636) |
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Date: July 13th, 2026 8:24 PM Author: bateful prole [...] tp. (http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2/en-en#49997640) |
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Date: July 14th, 2026 1:57 PM Author: at-the-ready lay I want to turn this post into a movie, like Ghost World or American Splendor (http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2/en-en#49999339) |