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loser redditor frets about bankruptcy

I have about 30k in credit card debt. I'm the the process of...
dead affirmative action
  07/12/26
Another redditor offers support [–]18MazdaCX5 1 poi...
dead affirmative action
  07/12/26
lol, you have to pay for divorce consults
Adventurous locus really tough guy
  07/12/26
Imagine the thought process to make your moniker a budget fr...
Adventurous locus really tough guy
  07/12/26
mazda is a god tier brand on reddit and tbh i kind of get it...
cerise electric jap
  07/12/26
Mazdas are pretty good, less NPC feeling than toyota
violet cruel-hearted athletic conference
  07/12/26
corollaman213
valar vettiri morghulis
  07/12/26
, and it NOT being the credited response vehicle
amethyst gay wizard
  07/12/26
...
Frutiger Aero
  07/13/26
financially abusive spouse tp
Adventurous locus really tough guy
  07/12/26
This is the most Reddit thing I’ve ever read. Price...
Adventurous locus really tough guy
  07/12/26
...
Obsidian lascivious mood chad
  07/12/26
...
Adventurous locus really tough guy
  07/12/26
...
racy hall
  07/12/26
...
Razzle Bat-shit-crazy French Chef
  07/12/26
...
Avocado Goyim Ticket Booth
  07/12/26
...
Slate bespoke antidepressant drug casino
  07/12/26
...
cerise electric jap
  07/12/26
my instruments I can write off as work related tp
Cordovan Know-it-all Private Investor
  07/12/26
a decent car that apparently might cause a problem but in Oh...
Twinkling beady-eyed theatre
  07/12/26
Do they actually make reddit-poors sell off their $5000 wort...
tripping cumskin faggot firefighter
  07/12/26
When i've had contractors and shit go bankrupt while we're s...
Disrespectful pit psychic
  07/12/26
...
which is what makes time travel possible
  07/12/26
damn that sucks. and sounds like there's a story here. you h...
Kenneth Play
  07/12/26
He's a bona fide litigator, so I assume it's war stories abo...
CriminalConversation
  07/12/26
...
Kenneth Play
  07/13/26
Yeah they're professional litigation stories, not personal o...
the walter white of this generation (walt jr.)
  07/13/26
tyft. and sorry for my memory - now that poster above menti...
Kenneth Play
  07/13/26
[...] tp.
Frutiger Aero
  07/13/26
I want to turn this post into a movie, like Ghost World or A...
valar vettiri morghulis
  07/14/26


Poast new message in this thread



Reply Favorite

Date: July 12th, 2026 6:13 AM
Author: dead affirmative action

I have about 30k in credit card debt. I'm the the process off going through divorce from a financially, emotionally and psychologically abuse spouse. After that's all said and done I'll need to file for bankruptcy to deal with the debt accumulated over years of her refusal to be employed and just want to hang out at home with our kids. I was put in a situation where I was sole financial support for 13 years while she basically did whatever she wanted. In that time much of my debt was used to cover living expenses around her spending and animal hoarding. During that time I put off my career to work but not being in a good position or location to find good paying work (she refused to move oh it was a covert narcissistic relationship btw) so I kept my income low to maintain health insurance and support. While I was in my fog of being the dumb dutiful husband and father the only thing I spent on myself was books, mostly educational but some manga, and newspapers strip comic collections. My book collection is in my view priceless but there is a lot of well used stuff and cat pee damaged material too, not so damaged that I'd throw it away but I value things that fulfill the mind. Though after the divorce I don't know what I'll have left in the home most of the furniture is in bad shape though functional. essentially, I got a working refrigerator, stove, a decent car that apparently might cause a problem but in Ohio, I have a few instruments an amplifier my instruments I can write off as work related because I also teach music, the thing is there is a lot of basic "stuff" in the home for living and I would hate to see things used for living taken because I own too many books (30 years of educational buying in music and art as my only interest) or have to sell off the one thing I have dear to me after I spent 15 years in a marriage that erased. If I have to get rid of my collection to survive getting a divorce that's ok but I don't know it's tough because in order to survive post divorce I'll need to file but I'm also worried the last remaining part of me I'll have to part with just to be free.



(http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2:#49993959)



Reply Favorite

Date: July 12th, 2026 6:14 AM
Author: dead affirmative action

Another redditor offers support

[–]18MazdaCX5 1 point 4 months ago

An attorney consult would be best - you could visit any in your local area for free - and that will provide a lot of peace of mind because you'll get a lot of useful info from them. I personally didn't give up anything in my CH7 though.

On the relationship part of things, you're doing the right thing. I actually filed bankruptcy twice in four years, due to being with a similar person as you've been with here. One might ask why I didn't leave after the first bankruptcy. I don't know why... that's on me though. No problem admitting that either. Anyway, once you leave her, you'll find things to be a whole lot easier. Wishing you all the best.

Divorce isn't the end of the world. And neither is bankruptcy. Generally if you're going through one, you're probably going through/not far from the other soon. Strange how that works.

Anyway, hang in there man... you've got a good future ahead! Don't let the present get you down.



(http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2:#49993961)



Reply Favorite

Date: July 12th, 2026 6:31 AM
Author: Adventurous locus really tough guy

lol, you have to pay for divorce consults

(http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2:#49993974)



Reply Favorite

Date: July 12th, 2026 9:11 AM
Author: Adventurous locus really tough guy

Imagine the thought process to make your moniker a budget friendly small SUV

(http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2:#49994085)



Reply Favorite

Date: July 12th, 2026 10:19 AM
Author: cerise electric jap

mazda is a god tier brand on reddit and tbh i kind of get it. nonetheless i share your mystification here

(http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2:#49994161)



Reply Favorite

Date: July 12th, 2026 10:36 AM
Author: violet cruel-hearted athletic conference

Mazdas are pretty good, less NPC feeling than toyota

(http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2:#49994182)



Reply Favorite

Date: July 12th, 2026 2:25 PM
Author: valar vettiri morghulis

corollaman213

(http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2:#49994578)



Reply Favorite

Date: July 12th, 2026 10:30 AM
Author: amethyst gay wizard

, and it NOT being the credited response vehicle

(http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2:#49994173)



Reply Favorite

Date: July 13th, 2026 8:24 PM
Author: Frutiger Aero



(http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2:#49997641)



Reply Favorite

Date: July 12th, 2026 6:30 AM
Author: Adventurous locus really tough guy

financially abusive spouse tp

(http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2:#49993973)



Reply Favorite

Date: July 12th, 2026 6:32 AM
Author: Adventurous locus really tough guy

This is the most Reddit thing I’ve ever read.

Priceless to me, cat piss soaked comic books.

(http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2:#49993975)



Reply Favorite

Date: July 12th, 2026 8:42 AM
Author: Obsidian lascivious mood chad



(http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2:#49994059)



Reply Favorite

Date: July 12th, 2026 8:54 AM
Author: Adventurous locus really tough guy



(http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2:#49994067)



Reply Favorite

Date: July 12th, 2026 8:56 AM
Author: racy hall



(http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2:#49994070)



Reply Favorite

Date: July 12th, 2026 9:31 AM
Author: Razzle Bat-shit-crazy French Chef



(http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2:#49994100)



Reply Favorite

Date: July 12th, 2026 9:59 AM
Author: Avocado Goyim Ticket Booth



(http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2:#49994126)



Reply Favorite

Date: July 12th, 2026 10:26 AM
Author: Slate bespoke antidepressant drug casino



(http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2:#49994169)



Reply Favorite

Date: July 12th, 2026 10:49 AM
Author: cerise electric jap



(http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2:#49994194)



Reply Favorite

Date: July 12th, 2026 10:51 AM
Author: Cordovan Know-it-all Private Investor

my instruments I can write off as work related tp

(http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2:#49994197)



Reply Favorite

Date: July 12th, 2026 11:15 AM
Author: Twinkling beady-eyed theatre

a decent car that apparently might cause a problem but in Ohio

(http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2:#49994236)



Reply Favorite

Date: July 12th, 2026 11:22 AM
Author: tripping cumskin faggot firefighter

Do they actually make reddit-poors sell off their $5000 worth of junk for divorces/bankruptcies? This isn't worth anybody's time and court-appointed bonfires would be better for all involved.

(http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2:#49994249)



Reply Favorite

Date: July 12th, 2026 11:46 AM
Author: Disrespectful pit psychic

When i've had contractors and shit go bankrupt while we're suing them they've gotten to keep basically everything and offload hundreds of thousands of dollars of goods to their families that wouldn't be worth the trouble to claw back to the estate as fraudulent transfers.

The lesson is *always* don't do business with deadbeat trash.

(http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2:#49994307)



Reply Favorite

Date: July 12th, 2026 5:08 PM
Author: which is what makes time travel possible



(http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2:#49994887)



Reply Favorite

Date: July 12th, 2026 6:12 PM
Author: Kenneth Play (emotional girth)

damn that sucks. and sounds like there's a story here. you had a remodel go wrong or something and sued the contractors for fucking it up?

(http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2:#49994964)



Reply Favorite

Date: July 12th, 2026 7:17 PM
Author: CriminalConversation

He's a bona fide litigator, so I assume it's war stories about trying to collect from deadbeat debtors.

I have not had any success as an unsecured judgment creditor in bankruptcy, but I have levied a CDL heavy truck — that got the judgment paid fast.

(http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2:#49995050)



Reply Favorite

Date: July 13th, 2026 8:23 PM
Author: Kenneth Play (emotional girth)



(http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2:#49997637)



Reply Favorite

Date: July 13th, 2026 4:08 PM
Author: the walter white of this generation (walt jr.)

Yeah they're professional litigation stories, not personal ones, thank god. Just consider that the contractor who repeatedly asks for accelerated installments so that he can make payroll and then walks off the job after the last dollar is paid and when the work is only 40% done is probably not a super-solvent judgment debtor. Obviously you can't make it a practice of not suing dudes who do that when they haven't declared BK yet, but once they declare BK, you gotta sit down and have a hard 'good money after bad' talk.

But even corps with 9-figure annual revenue will do utterly irrational shit because they're personally pissed off at Dave for being such a goddamn fucking deadbeat--and after we fucking bailed him out 3 fucking times!

(http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2:#49997093)



Reply Favorite

Date: July 13th, 2026 8:23 PM
Author: Kenneth Play (emotional girth)

tyft. and sorry for my memory - now that poster above mentions it, i remember you've posted some great work stories on here in the past

(http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2:#49997636)



Reply Favorite

Date: July 13th, 2026 8:24 PM
Author: Frutiger Aero

[...] tp.

(http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2:#49997640)



Reply Favorite

Date: July 14th, 2026 1:57 PM
Author: valar vettiri morghulis

I want to turn this post into a movie, like Ghost World or American Splendor

(http://www.autoadmit.com/thread.php?thread_id=5881953&forum_id=2:#49999339)