I genuinely dislike Caleb Hammer
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Poast new message in this thread
Date: June 14th, 2026 5:16 PM Author: sable wrinkle
I saw an episode where he completely eviscerated a fat chick and straight up told her she contributes nothing to society and that she's a waste of oxygen.
He's douchey though most of the time.
(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2:#49938339) |
Date: June 15th, 2026 6:10 AM Author: Hairraiser impressive resort famous landscape painting
If you've seen one of his videos you've seen them all. He just fakes incredulousness at the interviewees spending more than they earn. He's not even very good at acting.
I think his whole appeals is a midwit audience who want to feel superior to retards for understanding basic financial responsibility.
(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2:#49939656) |
Date: June 15th, 2026 10:59 PM Author: Bearded rambunctious mother step-uncle's house
lol is he jewish? I actually did not know that. I figured he was gay or just vaguely gay seeming in part because he's fat.
I stopped watching after seeing a couple of episodes, but he clearly seems to have struck gold given the sheer size of the show and the ancillary businesses. Many others have tried to be YouTube Dave Ramsey, but he's the only one that figured out a differentiated delivery mechanism (the financial audits) instead of just giving the same generic advice as all the others.
(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2:#49941545) |
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Date: June 15th, 2026 11:36 PM Author: Bearded rambunctious mother step-uncle's house
I wouldn't be surprised if his business, which includes the YT channels and the ancillary stuff (budgeting app) generates $20m+ a year.
IMO he is obviously smart in part because he figured out the differentiated approach (the financial audit interviews) which somehow had never been done before (as far as I understand it.) But also because he didn't stop there. He is building a real business around the initial audience building mechanism.
Unlike most of XO, I actually have a soft spot for Dave Ramsey. yeah yeah I know credit card points are good. But the simple stuff goes a really long way and it's very easy to succumb to lifestyle creep when you're making $$$. That, and his advice is good for probably 97% of people who aren't as smart as all the 6'3" jacked studs on XO making $800k a year.
But I imagine Ramsey's business has declined over the last few years given how tied to shit like Satellite radio he is and call-ins. He's effectively been shut-out of really growing his presence where it matters most (YouTube) and probably is too old at this point to really do it. And I say this, again, as someone who will defend Ramsey.
(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2:#49941608) |
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Date: June 16th, 2026 7:34 AM Author: vermilion hateful messiness
i wonder how many prole lives dave ramsey has ruined by giving these two awful pieces of advice:
1. invest in actively managed mutual funds (here are a couple that are officially sponsored by the Dave Ramsey Universe!)
2. you can easily withdraw 7-8% of your money in retirement, because the funds referenced in para 1 above return 12%; that's exactly 12% each year, no more and no less.
i get why he dispenses both pieces of advice. the first one he must know is bullshit, but he makes money on it. the second one seems to be rooted in the theory that unless poors are given some hope that they can retire one day, they won't bother saving and will just YOLO all their money. because the average person will never be able to amass more than $1 million (probably a bit less), he has to tell these people that they can withdraw enough to meet their living expenses. i have to imagine 40% or more of people who follow his retarded advice end up having to go work at wal mart at age 73 or whatever.
(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2:#49941793) |
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Date: June 16th, 2026 10:13 AM Author: Bearded rambunctious mother step-uncle's house
Fucking lol Ramit Sethi is a long-time scam artist chameleon who tries to glom on to new things all the time to remain relevant.
His brother, Maneesh Sethi, also went on Shark Tank years ago to pitch Pavlok. A fraud device where he asked for $500k for a 3.14% stake in the business. He got thrown off the show. The dumb look on his face is priceless. Family of fucking untrustworthy scammers.
https://youtu.be/kGMVz6zMQk4?si=MHVZhtLgatwHBnak
(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2:#49941894) |
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Date: June 16th, 2026 7:03 PM Author: exhilarant pit
Replace ONE WORD in a movie title with a veritable panoply of fresh & interesting insights on a daily basis
There Will Be A veritable panoply of fresh & interesting insights on a daily basis
(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2:#49942640)
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