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irl goy here, what's the reason *not* to use Klarna?
| Comical Meetinghouse | 12/04/25 |
| sienna doctorate | 12/04/25 |
| Comical Meetinghouse | 12/04/25 |
| White national useless brakes | 12/04/25 |
| adventurous sneaky criminal deer antler | 12/04/25 |
| contagious kitty | 12/04/25 |
| Cerebral pistol locus | 12/04/25 |
| contagious kitty | 12/04/25 |
| Apoplectic station | 12/04/25 |
| cheese-eating roast beef | 12/04/25 |
| Exhilarant Cyan Office Crotch | 12/04/25 |
| marvelous navy shitlib | 12/04/25 |
| Bat shit crazy curious parlour skinny woman | 12/04/25 |
| Massive toaster | 12/04/25 |
| Stirring Ticket Booth | 12/04/25 |
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| Stirring Ticket Booth | 12/04/25 |
| fragrant maize pozpig milk | 12/04/25 |
| Jet main people headpube | 12/04/25 |
| Translucent Beady-eyed School Philosopher-king | 12/04/25 |
| Sadistic party of the first part stead | 12/04/25 |
| Taylor Swift is not a hobby she is a lifestyle | 04/03/26 |
| Slap-happy charismatic theater dysfunction | 12/04/25 |
| Comical Meetinghouse | 12/04/25 |
| Slap-happy charismatic theater dysfunction | 12/04/25 |
| swashbuckling jew | 12/04/25 |
| Comical Meetinghouse | 12/04/25 |
| Slap-happy charismatic theater dysfunction | 12/04/25 |
| swollen disturbing faggot firefighter | 12/04/25 |
| adventurous sneaky criminal deer antler | 12/04/25 |
| Nighttime mahogany principal's office | 12/04/25 |
| cheese-eating roast beef | 12/04/25 |
| Indecent hospital | 12/04/25 |
| passionate roommate native | 12/04/25 |
| electric place of business hominid | 12/04/25 |
| Comical Meetinghouse | 12/04/25 |
| Bull Headed Library Rigpig | 12/04/25 |
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| just be racist | 04/03/26 |
Poast new message in this thread
Date: December 4th, 2025 10:53 AM Author: Comical Meetinghouse I was buying a "towel warmer" online for my wife(also goy) and the "4 easy payments" Klarna ad popped up. It's the exact same price either way. So what is the catch - is it just that they gather detailed shopping info and send you ads? get to look at your credit report ? Or are they hoping you will miss a payment and hit you with some 99% apr upcharge? |
Date: December 4th, 2025 10:58 AM Author: sienna doctorate there’s zero downside and they make absolutely no money at all providing that service (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49482999) |
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Date: December 4th, 2025 11:00 AM Author: Comical Meetinghouse is this some uber 2017 zirp VC cash thing (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49483005) |
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Date: December 4th, 2025 11:01 AM Author: White national useless brakes https://s205.q4cdn.com/644747736/files/doc_financials/2025/q3/Q3-2025-Earnings-Release.pdf (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49483007) |
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Date: December 4th, 2025 12:03 PM Author: adventurous sneaky criminal deer antler (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49483228) |
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Date: December 4th, 2025 11:00 AM Author: contagious kitty they charge the retailer a %. it's the same thing with stores that used to offer 0% APR but instead of having a separate financing plan at every retailer these guys are trying to create a centralized system for retailer-funded low APR financing. that's why different retailers have different options.
it is a no brainer, but like most of these things it's a prole goy honeypot. people with money aren't going to worry about 0% APR on a couple hundred bucks. it's free money but not enough to care. meanwhile prole goys are gonna go ham and have trouble getting out from under it.
seeing klarna pop up as an option for mcdonalds purchases is giving me flashbacks of "no payments for 6 months!" interest only mortgages on 2007. |
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Date: December 4th, 2025 11:26 AM Author: Cerebral pistol locus What if they repossess my bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49483081) |
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Date: December 4th, 2025 11:33 AM Author: contagious kitty ESPECIALLY your bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49483109) |
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Date: December 4th, 2025 11:10 AM Author: Apoplectic station A girl in my class is underwater on some McNuggets not flame (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49483020) |
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Date: December 4th, 2025 11:34 AM Author: cheese-eating roast beef you should provide her a "bailout" (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49483113) |
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Date: December 4th, 2025 3:54 PM Author: Exhilarant Cyan Office Crotch My sous vide! (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49483996) |
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Date: December 4th, 2025 11:30 AM Author: marvelous navy shitlib This is how you know America is actually 70% brown now. This would’ve been completely absurd with our demographics from like 15 years ago (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49483100) |
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Date: December 4th, 2025 11:44 AM Author: Bat shit crazy curious parlour skinny woman (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49483150) |
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Date: December 4th, 2025 11:52 AM Author: Massive toaster (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49483184) |
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Date: December 4th, 2025 12:04 PM Author: Stirring Ticket Booth (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49483229) |
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Date: December 4th, 2025 12:23 PM Author: brindle gas station internal respiration The phenomenon of putting *everything* on a credit card was widespread by then.
I don't see how this new BNPL stuff is substantially different than using a CC. |
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Date: December 4th, 2025 12:24 PM Author: Stirring Ticket Booth I use CC for whatever I can because I get points/miles/other benefits but I never run a balance. BNPL is pure credit at shitty rates. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49483292) |
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Date: December 4th, 2025 2:21 PM Author: fragrant maize pozpig milk this is yet another layer of jewish debt magic underneath your credit card debt
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Date: December 4th, 2025 2:15 PM Author: Jet main people headpube (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49483648) |
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Date: December 4th, 2025 2:19 PM Author: Translucent Beady-eyed School Philosopher-king This is how you know XO is full of shit when they claim to be simple prole men of America born to the working class
The Walmart layaway counter was the exact same shit 30 years ago |
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Date: December 4th, 2025 2:45 PM Author: Sadistic party of the first part stead You didn’t get your shit until you made the final payment. Layaway was to hold a specific item at a specific price when availability was less predictable. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49483719) |
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Date: April 3rd, 2026 7:48 PM Author: Taylor Swift is not a hobby she is a lifestyle (πΊπΈ π΅π±) (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49792116) |
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Date: December 4th, 2025 11:36 AM Author: Slap-happy charismatic theater dysfunction the "free money" argument is some real prole shit. jew here. lol @ the opportunity cost on the $75 you spent to buy headphones. that's peanuts and not worth worrying about when there's a risk of a missed payment and fucking up your credit.
much easier to get large amounts of "free money" in other ways |
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Date: December 4th, 2025 11:37 AM Author: Comical Meetinghouse nffi, I remember your nordstrom return arbitrage stories. that was *way* more work than this (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49483120) |
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Date: December 4th, 2025 11:38 AM Author: Slap-happy charismatic theater dysfunction i wasnt doing it for the arbitrage. i was doing it to borrow clothes, and the arbitrage is just a bonus. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49483125) |
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Date: December 4th, 2025 11:55 AM Author: swashbuckling jew let’s say op goes big though, and makes a $200 purchase, with 25% down and 25% due over each of the next three months. assuming an 8% apr opportunity cost, he just netted $2. if it takes him 20 minutes to fill in his info, set up autopay, and confirm the transfers over the life of the loan, dood is bringing down a cool $6/hour. are you too good to work for $6/hr, hotshot? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49483194) |
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Date: December 4th, 2025 12:02 PM Author: Comical Meetinghouse dbg oddly silent (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49483220) |
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Date: December 4th, 2025 12:04 PM Author: Slap-happy charismatic theater dysfunction rofl he's making my point (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49483232) |
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Date: December 4th, 2025 11:38 AM Author: swollen disturbing faggot firefighter Legal hypo: Assume you order a chipotle burrito and ask for guac but quickly cancel and then pay with klarna just as the guac leaves the guacscoop, then you default on your loan, can your SNAP/EBT benefits be garnished? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49483123) |
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Date: December 4th, 2025 12:02 PM Author: adventurous sneaky criminal deer antler (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49483221) |
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Date: December 4th, 2025 11:43 AM Author: Nighttime mahogany principal's office How long do you have to pay it off without interest? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49483140) |
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Date: December 4th, 2025 11:46 AM Author: cheese-eating roast beef (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49483156) |
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Date: December 4th, 2025 11:47 AM Author: Indecent hospital Rach can you turn on location for every post like they did on Twitter (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49483159) |
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Date: December 4th, 2025 11:48 AM Author: passionate roommate native (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49483165) |
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Date: December 4th, 2025 11:51 AM Author: electric place of business hominid https://x.com/paul_hundred/status/1996621366184075337 (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49483180) |
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Date: December 4th, 2025 11:56 AM Author: Comical Meetinghouse we're famous again bros (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49483198) |
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Date: December 4th, 2025 11:58 AM Author: Bull Headed Library Rigpig (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49483205) |
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Date: December 4th, 2025 3:47 PM Author: Cream Cowardly Plaza (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49483977) |
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Date: December 4th, 2025 12:02 PM Author: adventurous sneaky criminal deer antler Klarna’s a bitch (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49483222) |
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Date: December 4th, 2025 2:14 PM Author: irradiated set Can illegals use this shit? You need a SSN or what? Is there widespread beaner fraud? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49483643) |
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Date: April 3rd, 2026 7:48 PM Author: just be racist If ur not debtmaxxing rn ur dumb af (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2:#49792117) |