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can you retire early on $3 million?

...
Insane Avocado Lettuce Pistol
  06/07/26
I <3 men
pontificating deranged keepsake machete
  06/07/26
can you live out the remainder of your days on $120k per yea...
Big judgmental resort
  06/07/26
...
pontificating deranged keepsake machete
  06/07/26
Depends on how much money you spend. And are you eliminating...
Harsh fuchsia wrinkle alpha
  06/07/26
...
pontificating deranged keepsake machete
  06/07/26
Me? Yes. You? No. I'm probably going to retire on ~2.5 no...
navy hell
  06/07/26
180
pontificating deranged keepsake machete
  06/07/26
Are you married to a Latin American woman who knows how to d...
Aromatic hominid meetinghouse
  06/07/26
...
pontificating deranged keepsake machete
  06/07/26
lmao @ people who can't eat the same thing every day
unhinged knife corner
  06/07/26
180
pontificating deranged keepsake machete
  06/07/26
Guy who’s about to expound upon the transformative pow...
Aromatic hominid meetinghouse
  06/07/26
i'm like this btw and it's not even about money - more like ...
Big judgmental resort
  06/07/26
...
pontificating deranged keepsake machete
  06/07/26
From 20-29 I'm 99% sure I ate the same three meals for 90%+ ...
Shaky psychic business firm
  06/07/26
cr
Big judgmental resort
  06/07/26
...
pontificating deranged keepsake machete
  06/07/26
how were your labs? I can't imagine great. dietary variety i...
Vermilion Immigrant Generalized Bond
  06/07/26
Cq
pontificating deranged keepsake machete
  06/07/26
ty "dr" fuck her right in the pussy
Big judgmental resort
  06/08/26
I really like it here.
pontificating deranged keepsake machete
  06/08/26
...
Big judgmental resort
  06/08/26
...
pontificating deranged keepsake machete
  06/08/26
...
Vermilion Immigrant Generalized Bond
  06/08/26
...
pontificating deranged keepsake machete
  06/08/26
...
Big judgmental resort
  06/08/26
...
Aromatic hominid meetinghouse
  06/08/26
...
pontificating deranged keepsake machete
  06/08/26
I was doing a bunch of steroids from 25-30 and working out h...
Shaky psychic business firm
  06/08/26
...
Big judgmental resort
  06/08/26
...
pontificating deranged keepsake machete
  06/08/26
do you guys run double coverage with the kids or man-to-man?...
Fluffy Blue Wagecucks
  06/08/26
Cq(s!)
pontificating deranged keepsake machete
  06/08/26
I live in the middle of nowhere and most of my food comes fr...
Shaky psychic business firm
  06/08/26
180
Vermilion Immigrant Generalized Bond
  06/08/26
...
pontificating deranged keepsake machete
  06/08/26
...
fragrant gold potus university
  06/08/26
...
pontificating deranged keepsake machete
  06/08/26
this thread took a weird turn
Insane Avocado Lettuce Pistol
  06/08/26
how so?
Shaky psychic business firm
  06/08/26
...
pontificating deranged keepsake machete
  06/08/26
i once planned to retire early when i had $10 million, but i...
unhinged knife corner
  06/08/26
Jesus, how badly did you let your overhead get away from you...
Aromatic hominid meetinghouse
  06/08/26
marketplace health insurance prices go up ~30% per year. th...
unhinged knife corner
  06/08/26
Okay, I lol'd
pontificating deranged keepsake machete
  06/08/26
Why not get the subsidies? If you're retired, you can get th...
Purple Indian Lodge Pozpig
  06/08/26
what's the point of saving $10 million just to live on littl...
unhinged knife corner
  06/08/26
To be fair, CR, $15 million is basically the minimum for ...
vibrant jewess
  06/08/26
I really, really like it here, while we're on the subject!
pontificating deranged keepsake machete
  06/08/26
I'm retired early and you need at least $77,000,000 to retir...
Bateful narrow-minded kitty
  06/08/26
What if you’re willing to live in bohemian poverty abo...
Aromatic hominid meetinghouse
  06/08/26
in non-urban parts of Cambodia (forget Phnom Penh, Siem Reap...
hairless beady-eyed patrolman
  06/08/26
those places are still nicer than anywhere in amerikkka
Bateful narrow-minded kitty
  06/08/26
preaching to the choir, US sucks ass. more ghetto than most ...
hairless beady-eyed patrolman
  06/08/26


Poast new message in this thread



Reply Favorite

Date: June 7th, 2026 5:12 PM
Author: Insane Avocado Lettuce Pistol



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49920654)



Reply Favorite

Date: June 7th, 2026 5:16 PM
Author: pontificating deranged keepsake machete

I <3 men

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49920659)



Reply Favorite

Date: June 7th, 2026 5:17 PM
Author: Big judgmental resort

can you live out the remainder of your days on $120k per year? minus taxes if some of the funds are in traditional IRA or 401k. if so you've got a shot

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49920660)



Reply Favorite

Date: June 7th, 2026 7:10 PM
Author: pontificating deranged keepsake machete



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49920903)



Reply Favorite

Date: June 7th, 2026 5:18 PM
Author: Harsh fuchsia wrinkle alpha

Depends on how much money you spend. And are you eliminating all non-investment income? Not even a chill public sector jerb for benefits? Seems realistic if you're a thrifty bachelor with no plans to ever get married or have kids. LJL if you're married with kids

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49920668)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: pontificating deranged keepsake machete



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921513)



Reply Favorite

Date: June 7th, 2026 7:23 PM
Author: navy hell

Me? Yes. You? No.

I'm probably going to retire on ~2.5 not counting 401k

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49920959)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: pontificating deranged keepsake machete

180

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921515)



Reply Favorite

Date: June 7th, 2026 8:11 PM
Author: Aromatic hominid meetinghouse

Are you married to a Latin American woman who knows how to dress up rice and beans to make 10-12 meals per week without the repetition eroding your sanity?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921058)



Reply Favorite

Date: June 7th, 2026 9:00 PM
Author: pontificating deranged keepsake machete



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921179)



Reply Favorite

Date: June 7th, 2026 9:07 PM
Author: unhinged knife corner

lmao @ people who can't eat the same thing every day

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921190)



Reply Favorite

Date: June 7th, 2026 9:08 PM
Author: pontificating deranged keepsake machete

180

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921192)



Reply Favorite

Date: June 7th, 2026 10:46 PM
Author: Aromatic hominid meetinghouse

Guy who’s about to expound upon the transformative power of hot sauce and the subtle distinctions between Choula and Valentinos

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921393)



Reply Favorite

Date: June 7th, 2026 11:36 PM
Author: Big judgmental resort

i'm like this btw and it's not even about money - more like getting dialed in eating clean food and there's joy in routine sometimes

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921475)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: pontificating deranged keepsake machete



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921509)



Reply Favorite

Date: June 7th, 2026 11:40 PM
Author: Shaky psychic business firm

From 20-29 I'm 99% sure I ate the same three meals for 90%+ of that time

Every single morning I'd make 6 eggs w veggies tossed in and throw it in a burrito

For lunch I'd have rice beans veggies and a variation of beef

For dinner I'd eat the same thing unless I was going on a tinder date or something

For the lunch/dinner I was making these in huge batches then freezing and thawing them as needed

I actually miss that but u can't do shit like that with a wife and kids

I still do the burrito thing to this day btw. Just wake up, throw it all in a pan on low and its done by the time I'm ready to go.

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921489)



Reply Favorite

Date: June 7th, 2026 11:43 PM
Author: Big judgmental resort

cr

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921496)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: pontificating deranged keepsake machete



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921510)



Reply Favorite

Date: June 7th, 2026 11:48 PM
Author: Vermilion Immigrant Generalized Bond

how were your labs? I can't imagine great. dietary variety is very important to get all the micronutrients your body needs to function. those meals do sound good but idk

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921500)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: pontificating deranged keepsake machete

Cq

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921511)



Reply Favorite

Date: June 8th, 2026 12:13 AM
Author: Big judgmental resort

ty "dr" fuck her right in the pussy

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921592)



Reply Favorite

Date: June 8th, 2026 12:14 AM
Author: pontificating deranged keepsake machete

I really like it here.

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921598)



Reply Favorite

Date: June 8th, 2026 9:17 AM
Author: Big judgmental resort



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49922036)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: pontificating deranged keepsake machete



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49923091)



Reply Favorite

Date: June 8th, 2026 12:23 AM
Author: Vermilion Immigrant Generalized Bond



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921620)



Reply Favorite

Date: June 8th, 2026 12:23 AM
Author: pontificating deranged keepsake machete



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921621)



Reply Favorite

Date: June 8th, 2026 9:17 AM
Author: Big judgmental resort



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49922037)



Reply Favorite

Date: June 8th, 2026 12:56 PM
Author: Aromatic hominid meetinghouse



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49922468)



Reply Favorite

Date: June 8th, 2026 3:32 PM
Author: pontificating deranged keepsake machete



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49923088)



Reply Favorite

Date: June 8th, 2026 12:26 AM
Author: Shaky psychic business firm

I was doing a bunch of steroids from 25-30 and working out hard almost daily

Probably bad no clue. I've never been fat in my life exect once when I did gomad for four months at 35. But I was more strong fat looking rather than stay puff looking and I lost all of the excess fat in like six months doing an ec stack the first two months

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921637)



Reply Favorite

Date: June 8th, 2026 9:17 AM
Author: Big judgmental resort



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49922034)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: pontificating deranged keepsake machete



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49923089)



Reply Favorite

Date: June 8th, 2026 12:22 AM
Author: Fluffy Blue Wagecucks

do you guys run double coverage with the kids or man-to-man? how is fido? does he have doggie health insurance? what do you do now for food is it mostly farm-to-table? how do you make time for crossfit?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921619)



Reply Favorite

Date: June 8th, 2026 12:24 AM
Author: pontificating deranged keepsake machete

Cq(s!)

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921627)



Reply Favorite

Date: June 8th, 2026 12:28 AM
Author: Shaky psychic business firm

I live in the middle of nowhere and most of my food comes from traps I set up in the woods

Lots of wild animals have worms and shit

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921640)



Reply Favorite

Date: June 8th, 2026 12:28 AM
Author: Vermilion Immigrant Generalized Bond

180

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921645)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: pontificating deranged keepsake machete



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49923090)



Reply Favorite

Date: June 8th, 2026 10:07 AM
Author: fragrant gold potus university



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49922112)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: pontificating deranged keepsake machete



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49923092)



Reply Favorite

Date: June 8th, 2026 12:28 AM
Author: Insane Avocado Lettuce Pistol

this thread took a weird turn

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921642)



Reply Favorite

Date: June 8th, 2026 9:30 AM
Author: Shaky psychic business firm

how so?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49922079)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: pontificating deranged keepsake machete



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49923093)



Reply Favorite

Date: June 8th, 2026 1:07 PM
Author: unhinged knife corner

i once planned to retire early when i had $10 million, but i realize now that wouldn't nearly be enough

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49922516)



Reply Favorite

Date: June 8th, 2026 2:42 PM
Author: Aromatic hominid meetinghouse

Jesus, how badly did you let your overhead get away from you? Or are you discounting your NW for current insanity-level valuations? Or are you trying to insulate your children from the looming pozzed AI post-employment GC hellscape?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49922982)



Reply Favorite

Date: June 8th, 2026 2:50 PM
Author: unhinged knife corner

marketplace health insurance prices go up ~30% per year. there's no way to stay ahead of that. you need employer funded insurance

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49923002)



Reply Favorite

Date: June 8th, 2026 3:32 PM
Author: pontificating deranged keepsake machete

Okay, I lol'd

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49923087)



Reply Favorite

Date: June 8th, 2026 6:42 PM
Author: Purple Indian Lodge Pozpig

Why not get the subsidies? If you're retired, you can get the marketplace plans dirt cheap. Presumably you can control your investments so that your income gives you the max subsidy possible.

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49923648)



Reply Favorite

Date: June 8th, 2026 6:43 PM
Author: unhinged knife corner

what's the point of saving $10 million just to live on little enough to stay under the limit for subsidies? early retirement just doesn't work unless you have $50 million

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49923652)



Reply Favorite

Date: June 8th, 2026 6:00 PM
Author: vibrant jewess

To be fair,

CR, $15 million is basically the minimum for a decent retirement in 2026 and that's only workable if you live a lower-middle-class lifestyle in a flyover state (better not be trying to raise kids on that either) and have a fully paid off house and at least two recent model fully paid off cars to your name.

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49923579)



Reply Favorite

Date: June 8th, 2026 7:27 PM
Author: pontificating deranged keepsake machete

I really, really like it here, while we're on the subject!

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49923781)



Reply Favorite

Date: June 8th, 2026 6:42 PM
Author: Bateful narrow-minded kitty

I'm retired early and you need at least $77,000,000 to retire anymore. Even a gorgeous ladyboy in Pattaya charges $20,000 an hour for zer's services. You cannot live anywhere on just $3m, its simply not possible unless you want to be homeless

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49923650)



Reply Favorite

Date: June 8th, 2026 11:01 PM
Author: Aromatic hominid meetinghouse

What if you’re willing to live in bohemian poverty aboard a partially restored pile of fiberglass and sails?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49924459)



Reply Favorite

Date: June 8th, 2026 7:18 PM
Author: hairless beady-eyed patrolman

in non-urban parts of Cambodia (forget Phnom Penh, Siem Reap, etc) perhaps

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49923734)



Reply Favorite

Date: June 8th, 2026 7:43 PM
Author: Bateful narrow-minded kitty

those places are still nicer than anywhere in amerikkka

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49923863)



Reply Favorite

Date: June 8th, 2026 7:50 PM
Author: hairless beady-eyed patrolman

preaching to the choir, US sucks ass. more ghetto than most of the 3rd world without any of the upside like low prices & hot women

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49923885)