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can you retire early on $3 million?

...
thirsty really tough guy
  06/07/26
I <3 men
irate vibrant legal warrant fanboi
  06/07/26
can you live out the remainder of your days on $120k per yea...
maroon trip indirect expression mad-dog skullcap
  06/07/26
...
irate vibrant legal warrant fanboi
  06/07/26
Depends on how much money you spend. And are you eliminating...
flickering magenta locus
  06/07/26
...
irate vibrant legal warrant fanboi
  06/07/26
Me? Yes. You? No. I'm probably going to retire on ~2.5 no...
lake locale
  06/07/26
180
irate vibrant legal warrant fanboi
  06/07/26
Are you married to a Latin American woman who knows how to d...
peach concupiscible half-breed
  06/07/26
...
irate vibrant legal warrant fanboi
  06/07/26
lmao @ people who can't eat the same thing every day
Snowy Den Stain
  06/07/26
180
irate vibrant legal warrant fanboi
  06/07/26
Guy who’s about to expound upon the transformative pow...
peach concupiscible half-breed
  06/07/26
i'm like this btw and it's not even about money - more like ...
maroon trip indirect expression mad-dog skullcap
  06/07/26
...
irate vibrant legal warrant fanboi
  06/07/26
From 20-29 I'm 99% sure I ate the same three meals for 90%+ ...
bronze elastic band hospital
  06/07/26
cr
maroon trip indirect expression mad-dog skullcap
  06/07/26
...
irate vibrant legal warrant fanboi
  06/07/26
how were your labs? I can't imagine great. dietary variety i...
indigo yapping parlor pocket flask
  06/07/26
Cq
irate vibrant legal warrant fanboi
  06/07/26
ty "dr" fuck her right in the pussy
maroon trip indirect expression mad-dog skullcap
  06/08/26
I really like it here.
irate vibrant legal warrant fanboi
  06/08/26
...
maroon trip indirect expression mad-dog skullcap
  06/08/26
...
irate vibrant legal warrant fanboi
  06/08/26
...
indigo yapping parlor pocket flask
  06/08/26
...
irate vibrant legal warrant fanboi
  06/08/26
...
maroon trip indirect expression mad-dog skullcap
  06/08/26
...
peach concupiscible half-breed
  06/08/26
...
irate vibrant legal warrant fanboi
  06/08/26
I was doing a bunch of steroids from 25-30 and working out h...
bronze elastic band hospital
  06/08/26
...
maroon trip indirect expression mad-dog skullcap
  06/08/26
...
irate vibrant legal warrant fanboi
  06/08/26
do you guys run double coverage with the kids or man-to-man?...
naked anal station
  06/08/26
Cq(s!)
irate vibrant legal warrant fanboi
  06/08/26
I live in the middle of nowhere and most of my food comes fr...
bronze elastic band hospital
  06/08/26
180
indigo yapping parlor pocket flask
  06/08/26
...
irate vibrant legal warrant fanboi
  06/08/26
...
Hateful pozpig jewess
  06/08/26
...
irate vibrant legal warrant fanboi
  06/08/26
this thread took a weird turn
thirsty really tough guy
  06/08/26
how so?
bronze elastic band hospital
  06/08/26
...
irate vibrant legal warrant fanboi
  06/08/26
i once planned to retire early when i had $10 million, but i...
Snowy Den Stain
  06/08/26
Jesus, how badly did you let your overhead get away from you...
peach concupiscible half-breed
  06/08/26
marketplace health insurance prices go up ~30% per year. th...
Snowy Den Stain
  06/08/26
Okay, I lol'd
irate vibrant legal warrant fanboi
  06/08/26
Why not get the subsidies? If you're retired, you can get th...
Flushed vigorous shrine
  06/08/26
what's the point of saving $10 million just to live on littl...
Snowy Den Stain
  06/08/26
To be fair, CR, $15 million is basically the minimum for ...
Self-centered green foreskin
  06/08/26
I really, really like it here, while we're on the subject!
irate vibrant legal warrant fanboi
  06/08/26
I'm retired early and you need at least $77,000,000 to retir...
Ocher headpube
  06/08/26
What if you’re willing to live in bohemian poverty abo...
peach concupiscible half-breed
  06/08/26
in non-urban parts of Cambodia (forget Phnom Penh, Siem Reap...
boyish new version tattoo
  06/08/26
those places are still nicer than anywhere in amerikkka
Ocher headpube
  06/08/26
preaching to the choir, US sucks ass. more ghetto than most ...
boyish new version tattoo
  06/08/26


Poast new message in this thread



Reply Favorite

Date: June 7th, 2026 5:12 PM
Author: thirsty really tough guy



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49920654)



Reply Favorite

Date: June 7th, 2026 5:16 PM
Author: irate vibrant legal warrant fanboi

I <3 men

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49920659)



Reply Favorite

Date: June 7th, 2026 5:17 PM
Author: maroon trip indirect expression mad-dog skullcap

can you live out the remainder of your days on $120k per year? minus taxes if some of the funds are in traditional IRA or 401k. if so you've got a shot

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49920660)



Reply Favorite

Date: June 7th, 2026 7:10 PM
Author: irate vibrant legal warrant fanboi



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49920903)



Reply Favorite

Date: June 7th, 2026 5:18 PM
Author: flickering magenta locus

Depends on how much money you spend. And are you eliminating all non-investment income? Not even a chill public sector jerb for benefits? Seems realistic if you're a thrifty bachelor with no plans to ever get married or have kids. LJL if you're married with kids

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49920668)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: irate vibrant legal warrant fanboi



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921513)



Reply Favorite

Date: June 7th, 2026 7:23 PM
Author: lake locale

Me? Yes. You? No.

I'm probably going to retire on ~2.5 not counting 401k

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49920959)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: irate vibrant legal warrant fanboi

180

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921515)



Reply Favorite

Date: June 7th, 2026 8:11 PM
Author: peach concupiscible half-breed

Are you married to a Latin American woman who knows how to dress up rice and beans to make 10-12 meals per week without the repetition eroding your sanity?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921058)



Reply Favorite

Date: June 7th, 2026 9:00 PM
Author: irate vibrant legal warrant fanboi



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921179)



Reply Favorite

Date: June 7th, 2026 9:07 PM
Author: Snowy Den Stain

lmao @ people who can't eat the same thing every day

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921190)



Reply Favorite

Date: June 7th, 2026 9:08 PM
Author: irate vibrant legal warrant fanboi

180

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921192)



Reply Favorite

Date: June 7th, 2026 10:46 PM
Author: peach concupiscible half-breed

Guy who’s about to expound upon the transformative power of hot sauce and the subtle distinctions between Choula and Valentinos

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921393)



Reply Favorite

Date: June 7th, 2026 11:36 PM
Author: maroon trip indirect expression mad-dog skullcap

i'm like this btw and it's not even about money - more like getting dialed in eating clean food and there's joy in routine sometimes

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921475)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: irate vibrant legal warrant fanboi



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921509)



Reply Favorite

Date: June 7th, 2026 11:40 PM
Author: bronze elastic band hospital

From 20-29 I'm 99% sure I ate the same three meals for 90%+ of that time

Every single morning I'd make 6 eggs w veggies tossed in and throw it in a burrito

For lunch I'd have rice beans veggies and a variation of beef

For dinner I'd eat the same thing unless I was going on a tinder date or something

For the lunch/dinner I was making these in huge batches then freezing and thawing them as needed

I actually miss that but u can't do shit like that with a wife and kids

I still do the burrito thing to this day btw. Just wake up, throw it all in a pan on low and its done by the time I'm ready to go.

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921489)



Reply Favorite

Date: June 7th, 2026 11:43 PM
Author: maroon trip indirect expression mad-dog skullcap

cr

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921496)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: irate vibrant legal warrant fanboi



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921510)



Reply Favorite

Date: June 7th, 2026 11:48 PM
Author: indigo yapping parlor pocket flask

how were your labs? I can't imagine great. dietary variety is very important to get all the micronutrients your body needs to function. those meals do sound good but idk

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921500)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: irate vibrant legal warrant fanboi

Cq

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921511)



Reply Favorite

Date: June 8th, 2026 12:13 AM
Author: maroon trip indirect expression mad-dog skullcap

ty "dr" fuck her right in the pussy

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921592)



Reply Favorite

Date: June 8th, 2026 12:14 AM
Author: irate vibrant legal warrant fanboi

I really like it here.

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921598)



Reply Favorite

Date: June 8th, 2026 9:17 AM
Author: maroon trip indirect expression mad-dog skullcap



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49922036)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: irate vibrant legal warrant fanboi



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49923091)



Reply Favorite

Date: June 8th, 2026 12:23 AM
Author: indigo yapping parlor pocket flask



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921620)



Reply Favorite

Date: June 8th, 2026 12:23 AM
Author: irate vibrant legal warrant fanboi



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921621)



Reply Favorite

Date: June 8th, 2026 9:17 AM
Author: maroon trip indirect expression mad-dog skullcap



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49922037)



Reply Favorite

Date: June 8th, 2026 12:56 PM
Author: peach concupiscible half-breed



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49922468)



Reply Favorite

Date: June 8th, 2026 3:32 PM
Author: irate vibrant legal warrant fanboi



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49923088)



Reply Favorite

Date: June 8th, 2026 12:26 AM
Author: bronze elastic band hospital

I was doing a bunch of steroids from 25-30 and working out hard almost daily

Probably bad no clue. I've never been fat in my life exect once when I did gomad for four months at 35. But I was more strong fat looking rather than stay puff looking and I lost all of the excess fat in like six months doing an ec stack the first two months

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921637)



Reply Favorite

Date: June 8th, 2026 9:17 AM
Author: maroon trip indirect expression mad-dog skullcap



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49922034)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: irate vibrant legal warrant fanboi



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49923089)



Reply Favorite

Date: June 8th, 2026 12:22 AM
Author: naked anal station

do you guys run double coverage with the kids or man-to-man? how is fido? does he have doggie health insurance? what do you do now for food is it mostly farm-to-table? how do you make time for crossfit?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921619)



Reply Favorite

Date: June 8th, 2026 12:24 AM
Author: irate vibrant legal warrant fanboi

Cq(s!)

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921627)



Reply Favorite

Date: June 8th, 2026 12:28 AM
Author: bronze elastic band hospital

I live in the middle of nowhere and most of my food comes from traps I set up in the woods

Lots of wild animals have worms and shit

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921640)



Reply Favorite

Date: June 8th, 2026 12:28 AM
Author: indigo yapping parlor pocket flask

180

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921645)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: irate vibrant legal warrant fanboi



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49923090)



Reply Favorite

Date: June 8th, 2026 10:07 AM
Author: Hateful pozpig jewess



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49922112)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: irate vibrant legal warrant fanboi



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49923092)



Reply Favorite

Date: June 8th, 2026 12:28 AM
Author: thirsty really tough guy

this thread took a weird turn

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49921642)



Reply Favorite

Date: June 8th, 2026 9:30 AM
Author: bronze elastic band hospital

how so?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49922079)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: irate vibrant legal warrant fanboi



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49923093)



Reply Favorite

Date: June 8th, 2026 1:07 PM
Author: Snowy Den Stain

i once planned to retire early when i had $10 million, but i realize now that wouldn't nearly be enough

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49922516)



Reply Favorite

Date: June 8th, 2026 2:42 PM
Author: peach concupiscible half-breed

Jesus, how badly did you let your overhead get away from you? Or are you discounting your NW for current insanity-level valuations? Or are you trying to insulate your children from the looming pozzed AI post-employment GC hellscape?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49922982)



Reply Favorite

Date: June 8th, 2026 2:50 PM
Author: Snowy Den Stain

marketplace health insurance prices go up ~30% per year. there's no way to stay ahead of that. you need employer funded insurance

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49923002)



Reply Favorite

Date: June 8th, 2026 3:32 PM
Author: irate vibrant legal warrant fanboi

Okay, I lol'd

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49923087)



Reply Favorite

Date: June 8th, 2026 6:42 PM
Author: Flushed vigorous shrine

Why not get the subsidies? If you're retired, you can get the marketplace plans dirt cheap. Presumably you can control your investments so that your income gives you the max subsidy possible.

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49923648)



Reply Favorite

Date: June 8th, 2026 6:43 PM
Author: Snowy Den Stain

what's the point of saving $10 million just to live on little enough to stay under the limit for subsidies? early retirement just doesn't work unless you have $50 million

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49923652)



Reply Favorite

Date: June 8th, 2026 6:00 PM
Author: Self-centered green foreskin

To be fair,

CR, $15 million is basically the minimum for a decent retirement in 2026 and that's only workable if you live a lower-middle-class lifestyle in a flyover state (better not be trying to raise kids on that either) and have a fully paid off house and at least two recent model fully paid off cars to your name.

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49923579)



Reply Favorite

Date: June 8th, 2026 7:27 PM
Author: irate vibrant legal warrant fanboi

I really, really like it here, while we're on the subject!

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49923781)



Reply Favorite

Date: June 8th, 2026 6:42 PM
Author: Ocher headpube

I'm retired early and you need at least $77,000,000 to retire anymore. Even a gorgeous ladyboy in Pattaya charges $20,000 an hour for zer's services. You cannot live anywhere on just $3m, its simply not possible unless you want to be homeless

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49923650)



Reply Favorite

Date: June 8th, 2026 11:01 PM
Author: peach concupiscible half-breed

What if you’re willing to live in bohemian poverty aboard a partially restored pile of fiberglass and sails?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49924459)



Reply Favorite

Date: June 8th, 2026 7:18 PM
Author: boyish new version tattoo

in non-urban parts of Cambodia (forget Phnom Penh, Siem Reap, etc) perhaps

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49923734)



Reply Favorite

Date: June 8th, 2026 7:43 PM
Author: Ocher headpube

those places are still nicer than anywhere in amerikkka

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49923863)



Reply Favorite

Date: June 8th, 2026 7:50 PM
Author: boyish new version tattoo

preaching to the choir, US sucks ass. more ghetto than most of the 3rd world without any of the upside like low prices & hot women

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2]#49923885)