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can you retire early on $3 million?

...
onyx curious sanctuary reading party
  06/07/26
I <3 men
beady-eyed base
  06/07/26
can you live out the remainder of your days on $120k per yea...
french field psychic
  06/07/26
...
beady-eyed base
  06/07/26
Depends on how much money you spend. And are you eliminating...
Splenetic razzle-dazzle boiling water
  06/07/26
...
beady-eyed base
  06/07/26
Me? Yes. You? No. I'm probably going to retire on ~2.5 no...
Glittery topaz windowlicker step-uncle's house
  06/07/26
180
beady-eyed base
  06/07/26
Are you married to a Latin American woman who knows how to d...
infuriating plaza round eye
  06/07/26
...
beady-eyed base
  06/07/26
lmao @ people who can't eat the same thing every day
Avocado Bawdyhouse
  06/07/26
180
beady-eyed base
  06/07/26
Guy who’s about to expound upon the transformative pow...
infuriating plaza round eye
  06/07/26
i'm like this btw and it's not even about money - more like ...
french field psychic
  06/07/26
...
beady-eyed base
  06/07/26
From 20-29 I'm 99% sure I ate the same three meals for 90%+ ...
Federal Cordovan Newt
  06/07/26
cr
french field psychic
  06/07/26
...
beady-eyed base
  06/07/26
how were your labs? I can't imagine great. dietary variety i...
Wine native
  06/07/26
Cq
beady-eyed base
  06/07/26
ty "dr" fuck her right in the pussy
french field psychic
  06/08/26
I really like it here.
beady-eyed base
  06/08/26
...
french field psychic
  06/08/26
...
beady-eyed base
  06/08/26
...
Wine native
  06/08/26
...
beady-eyed base
  06/08/26
...
french field psychic
  06/08/26
...
infuriating plaza round eye
  06/08/26
...
beady-eyed base
  06/08/26
I was doing a bunch of steroids from 25-30 and working out h...
Federal Cordovan Newt
  06/08/26
...
french field psychic
  06/08/26
...
beady-eyed base
  06/08/26
do you guys run double coverage with the kids or man-to-man?...
Electric fanboi
  06/08/26
Cq(s!)
beady-eyed base
  06/08/26
I live in the middle of nowhere and most of my food comes fr...
Federal Cordovan Newt
  06/08/26
180
Wine native
  06/08/26
...
beady-eyed base
  06/08/26
...
coiffed heaven
  06/08/26
...
beady-eyed base
  06/08/26
this thread took a weird turn
onyx curious sanctuary reading party
  06/08/26
how so?
Federal Cordovan Newt
  06/08/26
...
beady-eyed base
  06/08/26
i once planned to retire early when i had $10 million, but i...
Avocado Bawdyhouse
  06/08/26
Jesus, how badly did you let your overhead get away from you...
infuriating plaza round eye
  06/08/26
marketplace health insurance prices go up ~30% per year. th...
Avocado Bawdyhouse
  06/08/26
Okay, I lol'd
beady-eyed base
  06/08/26
Why not get the subsidies? If you're retired, you can get th...
Misunderstood corner candlestick maker
  06/08/26
what's the point of saving $10 million just to live on littl...
Avocado Bawdyhouse
  06/08/26
To be fair, CR, $15 million is basically the minimum for ...
medicated deranged cruise ship
  06/08/26
I really, really like it here, while we're on the subject!
beady-eyed base
  06/08/26
I'm retired early and you need at least $77,000,000 to retir...
stirring costumed main people
  06/08/26
What if you’re willing to live in bohemian poverty abo...
infuriating plaza round eye
  06/08/26
in non-urban parts of Cambodia (forget Phnom Penh, Siem Reap...
pink multi-colored cuck church
  06/08/26
those places are still nicer than anywhere in amerikkka
stirring costumed main people
  06/08/26
preaching to the choir, US sucks ass. more ghetto than most ...
pink multi-colored cuck church
  06/08/26


Poast new message in this thread



Reply Favorite

Date: June 7th, 2026 5:12 PM
Author: onyx curious sanctuary reading party



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49920654)



Reply Favorite

Date: June 7th, 2026 5:16 PM
Author: beady-eyed base

I <3 men

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49920659)



Reply Favorite

Date: June 7th, 2026 5:17 PM
Author: french field psychic

can you live out the remainder of your days on $120k per year? minus taxes if some of the funds are in traditional IRA or 401k. if so you've got a shot

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49920660)



Reply Favorite

Date: June 7th, 2026 7:10 PM
Author: beady-eyed base



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49920903)



Reply Favorite

Date: June 7th, 2026 5:18 PM
Author: Splenetic razzle-dazzle boiling water

Depends on how much money you spend. And are you eliminating all non-investment income? Not even a chill public sector jerb for benefits? Seems realistic if you're a thrifty bachelor with no plans to ever get married or have kids. LJL if you're married with kids

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49920668)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: beady-eyed base



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49921513)



Reply Favorite

Date: June 7th, 2026 7:23 PM
Author: Glittery topaz windowlicker step-uncle's house

Me? Yes. You? No.

I'm probably going to retire on ~2.5 not counting 401k

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49920959)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: beady-eyed base

180

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49921515)



Reply Favorite

Date: June 7th, 2026 8:11 PM
Author: infuriating plaza round eye

Are you married to a Latin American woman who knows how to dress up rice and beans to make 10-12 meals per week without the repetition eroding your sanity?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49921058)



Reply Favorite

Date: June 7th, 2026 9:00 PM
Author: beady-eyed base



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49921179)



Reply Favorite

Date: June 7th, 2026 9:07 PM
Author: Avocado Bawdyhouse

lmao @ people who can't eat the same thing every day

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49921190)



Reply Favorite

Date: June 7th, 2026 9:08 PM
Author: beady-eyed base

180

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49921192)



Reply Favorite

Date: June 7th, 2026 10:46 PM
Author: infuriating plaza round eye

Guy who’s about to expound upon the transformative power of hot sauce and the subtle distinctions between Choula and Valentinos

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49921393)



Reply Favorite

Date: June 7th, 2026 11:36 PM
Author: french field psychic

i'm like this btw and it's not even about money - more like getting dialed in eating clean food and there's joy in routine sometimes

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49921475)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: beady-eyed base



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49921509)



Reply Favorite

Date: June 7th, 2026 11:40 PM
Author: Federal Cordovan Newt

From 20-29 I'm 99% sure I ate the same three meals for 90%+ of that time

Every single morning I'd make 6 eggs w veggies tossed in and throw it in a burrito

For lunch I'd have rice beans veggies and a variation of beef

For dinner I'd eat the same thing unless I was going on a tinder date or something

For the lunch/dinner I was making these in huge batches then freezing and thawing them as needed

I actually miss that but u can't do shit like that with a wife and kids

I still do the burrito thing to this day btw. Just wake up, throw it all in a pan on low and its done by the time I'm ready to go.

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49921489)



Reply Favorite

Date: June 7th, 2026 11:43 PM
Author: french field psychic

cr

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49921496)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: beady-eyed base



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49921510)



Reply Favorite

Date: June 7th, 2026 11:48 PM
Author: Wine native

how were your labs? I can't imagine great. dietary variety is very important to get all the micronutrients your body needs to function. those meals do sound good but idk

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49921500)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: beady-eyed base

Cq

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49921511)



Reply Favorite

Date: June 8th, 2026 12:13 AM
Author: french field psychic

ty "dr" fuck her right in the pussy

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49921592)



Reply Favorite

Date: June 8th, 2026 12:14 AM
Author: beady-eyed base

I really like it here.

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49921598)



Reply Favorite

Date: June 8th, 2026 9:17 AM
Author: french field psychic



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49922036)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: beady-eyed base



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49923091)



Reply Favorite

Date: June 8th, 2026 12:23 AM
Author: Wine native



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49921620)



Reply Favorite

Date: June 8th, 2026 12:23 AM
Author: beady-eyed base



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49921621)



Reply Favorite

Date: June 8th, 2026 9:17 AM
Author: french field psychic



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49922037)



Reply Favorite

Date: June 8th, 2026 12:56 PM
Author: infuriating plaza round eye



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49922468)



Reply Favorite

Date: June 8th, 2026 3:32 PM
Author: beady-eyed base



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49923088)



Reply Favorite

Date: June 8th, 2026 12:26 AM
Author: Federal Cordovan Newt

I was doing a bunch of steroids from 25-30 and working out hard almost daily

Probably bad no clue. I've never been fat in my life exect once when I did gomad for four months at 35. But I was more strong fat looking rather than stay puff looking and I lost all of the excess fat in like six months doing an ec stack the first two months

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49921637)



Reply Favorite

Date: June 8th, 2026 9:17 AM
Author: french field psychic



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49922034)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: beady-eyed base



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49923089)



Reply Favorite

Date: June 8th, 2026 12:22 AM
Author: Electric fanboi

do you guys run double coverage with the kids or man-to-man? how is fido? does he have doggie health insurance? what do you do now for food is it mostly farm-to-table? how do you make time for crossfit?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49921619)



Reply Favorite

Date: June 8th, 2026 12:24 AM
Author: beady-eyed base

Cq(s!)

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49921627)



Reply Favorite

Date: June 8th, 2026 12:28 AM
Author: Federal Cordovan Newt

I live in the middle of nowhere and most of my food comes from traps I set up in the woods

Lots of wild animals have worms and shit

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49921640)



Reply Favorite

Date: June 8th, 2026 12:28 AM
Author: Wine native

180

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49921645)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: beady-eyed base



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49923090)



Reply Favorite

Date: June 8th, 2026 10:07 AM
Author: coiffed heaven



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49922112)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: beady-eyed base



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49923092)



Reply Favorite

Date: June 8th, 2026 12:28 AM
Author: onyx curious sanctuary reading party

this thread took a weird turn

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49921642)



Reply Favorite

Date: June 8th, 2026 9:30 AM
Author: Federal Cordovan Newt

how so?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49922079)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: beady-eyed base



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49923093)



Reply Favorite

Date: June 8th, 2026 1:07 PM
Author: Avocado Bawdyhouse

i once planned to retire early when i had $10 million, but i realize now that wouldn't nearly be enough

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49922516)



Reply Favorite

Date: June 8th, 2026 2:42 PM
Author: infuriating plaza round eye

Jesus, how badly did you let your overhead get away from you? Or are you discounting your NW for current insanity-level valuations? Or are you trying to insulate your children from the looming pozzed AI post-employment GC hellscape?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49922982)



Reply Favorite

Date: June 8th, 2026 2:50 PM
Author: Avocado Bawdyhouse

marketplace health insurance prices go up ~30% per year. there's no way to stay ahead of that. you need employer funded insurance

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49923002)



Reply Favorite

Date: June 8th, 2026 3:32 PM
Author: beady-eyed base

Okay, I lol'd

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49923087)



Reply Favorite

Date: June 8th, 2026 6:42 PM
Author: Misunderstood corner candlestick maker

Why not get the subsidies? If you're retired, you can get the marketplace plans dirt cheap. Presumably you can control your investments so that your income gives you the max subsidy possible.

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49923648)



Reply Favorite

Date: June 8th, 2026 6:43 PM
Author: Avocado Bawdyhouse

what's the point of saving $10 million just to live on little enough to stay under the limit for subsidies? early retirement just doesn't work unless you have $50 million

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49923652)



Reply Favorite

Date: June 8th, 2026 6:00 PM
Author: medicated deranged cruise ship

To be fair,

CR, $15 million is basically the minimum for a decent retirement in 2026 and that's only workable if you live a lower-middle-class lifestyle in a flyover state (better not be trying to raise kids on that either) and have a fully paid off house and at least two recent model fully paid off cars to your name.

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49923579)



Reply Favorite

Date: June 8th, 2026 7:27 PM
Author: beady-eyed base

I really, really like it here, while we're on the subject!

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49923781)



Reply Favorite

Date: June 8th, 2026 6:42 PM
Author: stirring costumed main people

I'm retired early and you need at least $77,000,000 to retire anymore. Even a gorgeous ladyboy in Pattaya charges $20,000 an hour for zer's services. You cannot live anywhere on just $3m, its simply not possible unless you want to be homeless

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49923650)



Reply Favorite

Date: June 8th, 2026 11:01 PM
Author: infuriating plaza round eye

What if you’re willing to live in bohemian poverty aboard a partially restored pile of fiberglass and sails?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49924459)



Reply Favorite

Date: June 8th, 2026 7:18 PM
Author: pink multi-colored cuck church

in non-urban parts of Cambodia (forget Phnom Penh, Siem Reap, etc) perhaps

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49923734)



Reply Favorite

Date: June 8th, 2026 7:43 PM
Author: stirring costumed main people

those places are still nicer than anywhere in amerikkka

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49923863)



Reply Favorite

Date: June 8th, 2026 7:50 PM
Author: pink multi-colored cuck church

preaching to the choir, US sucks ass. more ghetto than most of the 3rd world without any of the upside like low prices & hot women

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2�#49923885)