\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

I'm copping $31,489 a year just from SGOV/GSY Dividends

My budget is like $35k, im basically covering shit This i...
Passionate Hell Dopamine
  01/03/26
4% is pretty good
hot new version abode
  01/03/26
SGOV is 4.20% and GSY is 4.61% saar when market tanks 15%...
Passionate Hell Dopamine
  01/03/26
4% is pretty good
hot new version abode
  01/03/26
That's more then 4% nigga, can u even math? do u even percen...
Passionate Hell Dopamine
  01/03/26
Grats on the 4 percent
hot new version abode
  01/03/26
it's 4.37% in total, thats moar than 4% faggotchod
Passionate Hell Dopamine
  01/03/26
4perc
hot new version abode
  01/03/26
After taxes it’s like 0.00000001%
dark bossy factory reset button
  01/03/26
i wont owe taxes, get a disability exemption for being turd
Passionate Hell Dopamine
  01/03/26
how much u have invested in that, my nigga?
Federal vermilion theatre coldplay fan
  01/03/26
720,467 im only abt half equities now, may sell more. fee...
Passionate Hell Dopamine
  01/03/26
Check out JAAA, probably the best near cash equivalent.
charcoal shivering nursing home
  01/03/26
tank u saar, looks good maybe will move some SGOV to that to...
Passionate Hell Dopamine
  01/03/26
do u have a newsletter i want to learn to manage my portfoli...
Fear-inspiring spot water buffalo
  01/03/26
sure: www.onlyfans.com/turdblowsurportfolio
Passionate Hell Dopamine
  01/03/26
I'm thinking of putting about 200k into CAG to catch appreci...
Burgundy Sanctuary Marketing Idea
  01/03/26
Conagra Brands Inc? that shit has been on a straightline ...
Passionate Hell Dopamine
  01/03/26
lol, I'm running the wheel strategy on 100 shares of CAG for...
charcoal shivering nursing home
  01/03/26
Good idea. I'll sell puts at prices I like.
Burgundy Sanctuary Marketing Idea
  01/03/26
i think i get like high 3s from my savings account bro
Galvanic french goal in life toilet seat
  01/03/26
behold the POWERGOY Savings Account
Passionate Hell Dopamine
  01/03/26
yes im a powergoy i keep like 15k in a savings account
Galvanic french goal in life toilet seat
  01/03/26
explain why GSY. why not dump everything in SGOV practically...
Vivacious Step-uncle's House Toaster
  01/03/26
tbf the current spread for credit risk makes GSY not worth i...
charcoal shivering nursing home
  01/03/26
Also SGOV actually beat GSY over five years, lol: https:/...
charcoal shivering nursing home
  01/03/26
GSY gets .4% more div and it seems safe as furk nigga even i...
Passionate Hell Dopamine
  01/04/26
If bitcoin drops to 80k it would dwarf any returns from hold...
Avocado idiot
  01/03/26
Does VUSXX make sense for a NY bro? Currently park my cash t...
Bull headed hunting ground
  01/03/26
SGOV performs the same as VUSXX. If you are considering JAA...
charcoal shivering nursing home
  01/03/26
Is SGOV a good place to hold cash? SGOV and similar (VMFX...
Lascivious Business Firm
  01/03/26


Poast new message in this thread



Reply Favorite

Date: January 3rd, 2026 1:41 PM
Author: Passionate Hell Dopamine

My budget is like $35k, im basically covering shit

This is $86.27 a day FREE money for doing nothing, I can easily live nicely in Asia on that forever

And this is only with abt $720,467, half my NW, in these two ETF

If I went 100% then im making over 60k FREE money thats insane

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559306)



Reply Favorite

Date: January 3rd, 2026 1:43 PM
Author: hot new version abode

4% is pretty good

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559318)



Reply Favorite

Date: January 3rd, 2026 2:05 PM
Author: Passionate Hell Dopamine

SGOV is 4.20% and GSY is 4.61% saar

when market tanks 15% i will start buying stooks again

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559428)



Reply Favorite

Date: January 3rd, 2026 2:13 PM
Author: hot new version abode

4% is pretty good

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559451)



Reply Favorite

Date: January 3rd, 2026 2:14 PM
Author: Passionate Hell Dopamine

That's more then 4% nigga, can u even math? do u even percents?

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559453)



Reply Favorite

Date: January 3rd, 2026 2:15 PM
Author: hot new version abode

Grats on the 4 percent

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559455)



Reply Favorite

Date: January 3rd, 2026 2:15 PM
Author: Passionate Hell Dopamine

it's 4.37% in total, thats moar than 4% faggotchod

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559460)



Reply Favorite

Date: January 3rd, 2026 2:16 PM
Author: hot new version abode

4perc

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559462)



Reply Favorite

Date: January 3rd, 2026 3:43 PM
Author: dark bossy factory reset button

After taxes it’s like 0.00000001%

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559854)



Reply Favorite

Date: January 3rd, 2026 3:46 PM
Author: Passionate Hell Dopamine

i wont owe taxes, get a disability exemption for being turd

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559862)



Reply Favorite

Date: January 3rd, 2026 1:48 PM
Author: Federal vermilion theatre coldplay fan

how much u have invested in that, my nigga?

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559342)



Reply Favorite

Date: January 3rd, 2026 2:06 PM
Author: Passionate Hell Dopamine

720,467

im only abt half equities now, may sell more. feels good will wait for jews to tank market then buy TQQQ

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559429)



Reply Favorite

Date: January 3rd, 2026 3:47 PM
Author: charcoal shivering nursing home

Check out JAAA, probably the best near cash equivalent.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559865)



Reply Favorite

Date: January 3rd, 2026 4:07 PM
Author: Passionate Hell Dopamine

tank u saar, looks good maybe will move some SGOV to that to cop extra 1%+

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559940)



Reply Favorite

Date: January 3rd, 2026 3:48 PM
Author: Fear-inspiring spot water buffalo

do u have a newsletter i want to learn to manage my portfolio for maximum safety and income

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559872)



Reply Favorite

Date: January 3rd, 2026 4:07 PM
Author: Passionate Hell Dopamine

sure:

www.onlyfans.com/turdblowsurportfolio

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559945)



Reply Favorite

Date: January 3rd, 2026 3:58 PM
Author: Burgundy Sanctuary Marketing Idea

I'm thinking of putting about 200k into CAG to catch appreciation and an 8% dividend. I'm holding back because of inflation spikes again, CAG will probably plummet to $12 and cut the dividend. But it it falls into the 16s, I think I'll go for it.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559911)



Reply Favorite

Date: January 3rd, 2026 4:08 PM
Author: Passionate Hell Dopamine

Conagra Brands Inc?

that shit has been on a straightline down nigga

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559950)



Reply Favorite

Date: January 3rd, 2026 4:34 PM
Author: charcoal shivering nursing home

lol, I'm running the wheel strategy on 100 shares of CAG for fun.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49560031)



Reply Favorite

Date: January 3rd, 2026 7:02 PM
Author: Burgundy Sanctuary Marketing Idea

Good idea. I'll sell puts at prices I like.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49560384)



Reply Favorite

Date: January 3rd, 2026 4:01 PM
Author: Galvanic french goal in life toilet seat

i think i get like high 3s from my savings account bro

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559921)



Reply Favorite

Date: January 3rd, 2026 4:08 PM
Author: Passionate Hell Dopamine

behold the POWERGOY Savings Account

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559952)



Reply Favorite

Date: January 3rd, 2026 4:11 PM
Author: Galvanic french goal in life toilet seat

yes im a powergoy i keep like 15k in a savings account

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559959)



Reply Favorite

Date: January 3rd, 2026 4:58 PM
Author: Vivacious Step-uncle's House Toaster

explain why GSY. why not dump everything in SGOV practically guaranteed 4.2? why GSY for a few k a year?

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49560086)



Reply Favorite

Date: January 3rd, 2026 5:06 PM
Author: charcoal shivering nursing home

tbf the current spread for credit risk makes GSY not worth it right now imho but that can change.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49560113)



Reply Favorite

Date: January 3rd, 2026 5:08 PM
Author: charcoal shivering nursing home

Also SGOV actually beat GSY over five years, lol:

https://seekingalpha.com/symbol/JAAA/charting?axis=percentage&compare=JAAA%2CGSY%2CSGOV&interval=5Y&metric=totalReturn&series=line

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49560120)



Reply Favorite

Date: January 4th, 2026 1:15 AM
Author: Passionate Hell Dopamine

GSY gets .4% more div and it seems safe as furk nigga even if it had max drawdown like in 2020 its 4% and i just shift it into equities:

Risk Type SGOV (0-3 Month Treasury) GSY (Ultra-Short Duration)

Credit Risk Virtually Zero (Backed by the US Govt). Low to Moderate (Corporate debt).

Interest Rate Risk Near Zero (Resets every 90 days). Low (Average maturity is <1 year).

Liquidity Risk None (Treasuries are the most liquid asset). Low (But can widen during a panic).

Max Drawdown (Hist.) ~0.05% (Extremely stable). ~4.50% (Saw stress in 2020).

Yield (Risk Premium) Base Rate (~4.6% - 5.0%). Base Rate + ~0.50% "Risk Premium".

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49560948)



Reply Favorite

Date: January 3rd, 2026 7:07 PM
Author: Avocado idiot

If bitcoin drops to 80k it would dwarf any returns from holding 4% cash. Let's hope this oil seizure by Trump doesn't cause a huge spike in bitvoin on monday

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49560399)



Reply Favorite

Date: January 3rd, 2026 8:19 PM
Author: Bull headed hunting ground

Does VUSXX make sense for a NY bro? Currently park my cash there. Dropped down to 3.7ish recently but no state taxes. Too dumb to figure out if I should move my cash to SGOV or JAAA.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49560526)



Reply Favorite

Date: January 3rd, 2026 8:27 PM
Author: charcoal shivering nursing home

SGOV performs the same as VUSXX. If you are considering JAAA, you need to figure out if credit spread for JAAA makes up for the state tax hit, I'm not an NYmo. I predict more rate cuts in 2026 and this will all become increasingly irrelevant. At some point you may want to consider ibonds even.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49560543)



Reply Favorite

Date: January 3rd, 2026 8:44 PM
Author: Lascivious Business Firm

Is SGOV a good place to hold cash?

SGOV and similar (VMFXX for one) are generally fine for parking cash. They are likely to result in a loss of real value over time, as they won't beat inflation. However, most of us tend to need someplace to park some cash.Dec 12, 2025

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49560574)