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POLL: What is your 401(k) balance right now

...
Lavender pit
  06/27/25
A tiny pink 500k
apoplectic well-lubricated legal warrant
  06/27/25
that's not that bad
Lavender pit
  06/27/25
I guess not but the thought of grinding out another 20 years...
apoplectic well-lubricated legal warrant
  06/27/25
age?
glittery confused theater goal in life
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Arousing resort
  06/27/25
Yep, I’m early 40s lol
apoplectic well-lubricated legal warrant
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Concupiscible Pearl Milk State
  06/27/25
It depend on if that's his primary retirement or if he has ...
Mind-boggling Foreskin
  06/27/25
$130k
Rebellious Kitty
  06/27/25
that's horrendous
Lavender pit
  06/27/25
i'm in between these two guys
Wonderful kitty cat area
  06/27/25
Same, I'm in between two guys
low-t canary crackhouse
  06/27/25
The sum total of all my retirement and brokerage accounts is...
Rebellious Kitty
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
glittery confused theater goal in life
  06/27/25
My mom says I'm special.
Rebellious Kitty
  06/27/25
even that's not true
glittery confused theater goal in life
  06/27/25
LOL
glittery confused theater goal in life
  06/27/25
$3.4 million in combined marital plans.
cowardly office multi-billionaire
  06/27/25
damn
Wonderful kitty cat area
  06/27/25
Age?
Arousing resort
  06/27/25
Such a waste of capital.
Ungodly twinkling lodge factory reset button
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
vengeful navy masturbator school cafeteria
  06/27/25
this discussion happens every 401k thread. partners in bigl...
glittery confused theater goal in life
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
vengeful navy masturbator school cafeteria
  06/27/25
...
Ungodly twinkling lodge factory reset button
  06/27/25
The max is $70K per year including your own $23,500 contribu...
rusted hospital
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
walnut rehab
  06/27/25
.
Rebellious Kitty
  06/27/25
Something like $800-900k for wife and I.
Indecent Red Plaza
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Ungodly twinkling lodge factory reset button
  06/27/25
If you work in-house matching makes it a no-brainer.
Indecent Red Plaza
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Ungodly twinkling lodge factory reset button
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
Indecent Red Plaza
  06/27/25
I want my yacht now.
Ungodly twinkling lodge factory reset button
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
Indecent Red Plaza
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Ungodly twinkling lodge factory reset button
  06/27/25
If that's your perspective then sure, stop contributing into...
Indecent Red Plaza
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
titillating aqua jap
  06/27/25
Why not put it in a Roth?
zombie-like heaven dragon
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
vengeful navy masturbator school cafeteria
  06/27/25
180
Ungodly twinkling lodge factory reset button
  06/27/25
Did you know you're not required to contribute to a 401K?
vengeful navy masturbator school cafeteria
  06/27/25
(guy who is not a biglaw partner)
Ungodly twinkling lodge factory reset button
  06/27/25
$700k Wife - $600k
slippery ladyboy
  06/27/25
43yo, $900k
excitant hominid theater stage
  06/27/25
Early 40s. ~$2.1mm
Internet-worthy senate
  06/27/25
Late 20s, 250k
zombie-like heaven dragon
  06/27/25
Good job , young gun
Onyx supple business firm mood
  06/27/25
lol at these responses
Concupiscible Pearl Milk State
  06/27/25
go on...
glittery confused theater goal in life
  06/27/25
30000k
Irate Fear-inspiring National
  06/27/25
$399,443.16
Offensive point dingle berry
  06/27/25
Monday is likely to be a big day for you friend
vengeful navy masturbator school cafeteria
  06/27/25
🤞🏻
Offensive point dingle berry
  06/27/25
IDK $150Kish. But I haven't been working long.
mauve fragrant stain toaster
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Hairless saffron tanning salon keepsake machete
  06/27/25
Same.
Indigo digit ratio cuckold
  06/27/25
350,000 Kinda sad
nudist bawdyhouse
  06/27/25
all stock/bond investments are like 750k.
Shaky Lascivious Stage
  06/27/25
$386k total. $324k in trad, $62k in Roth
spectacular parlour people who are hurt
  06/27/25
Zero
brindle police squad son of senegal
  06/27/25
Crrrrrrrrrrrrrr
Ungodly twinkling lodge factory reset button
  06/27/25
For Benzo reasons or RSF reasons?
Internet-worthy senate
  06/27/25
$6 million or so. I checked in January.
Indigo digit ratio cuckold
  06/27/25
...
vengeful navy masturbator school cafeteria
  06/27/25
I mean undoubtedly there is a balance but $6 million?
jet-lagged wagecucks trailer park
  06/27/25
$0. I don’t have a 401(k).
Galvanic public bath antidepressant drug
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Lavender pit



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: apoplectic well-lubricated legal warrant

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Lavender pit

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: apoplectic well-lubricated legal warrant

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: glittery confused theater goal in life

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Arousing resort

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: apoplectic well-lubricated legal warrant

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Concupiscible Pearl Milk State

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: Mind-boggling Foreskin

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Rebellious Kitty

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Lavender pit

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Wonderful kitty cat area

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: low-t canary crackhouse

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Rebellious Kitty

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: glittery confused theater goal in life

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Rebellious Kitty

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: glittery confused theater goal in life

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: glittery confused theater goal in life

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: cowardly office multi-billionaire

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Wonderful kitty cat area

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Arousing resort

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Ungodly twinkling lodge factory reset button

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: vengeful navy masturbator school cafeteria

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: glittery confused theater goal in life

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: vengeful navy masturbator school cafeteria

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Ungodly twinkling lodge factory reset button



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: rusted hospital

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: walnut rehab

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: Rebellious Kitty

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: Indecent Red Plaza

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Ungodly twinkling lodge factory reset button

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: Indecent Red Plaza

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Ungodly twinkling lodge factory reset button

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Indecent Red Plaza

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Ungodly twinkling lodge factory reset button

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: Indecent Red Plaza

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Ungodly twinkling lodge factory reset button

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: Indecent Red Plaza

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: titillating aqua jap

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: zombie-like heaven dragon

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: vengeful navy masturbator school cafeteria

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Ungodly twinkling lodge factory reset button

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: vengeful navy masturbator school cafeteria

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Ungodly twinkling lodge factory reset button

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: slippery ladyboy

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: excitant hominid theater stage

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Internet-worthy senate

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: zombie-like heaven dragon

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Onyx supple business firm mood

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Concupiscible Pearl Milk State

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: glittery confused theater goal in life

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Irate Fear-inspiring National

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Offensive point dingle berry

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: vengeful navy masturbator school cafeteria

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Offensive point dingle berry

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: mauve fragrant stain toaster

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Hairless saffron tanning salon keepsake machete

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Indigo digit ratio cuckold

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: nudist bawdyhouse

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Shaky Lascivious Stage

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: spectacular parlour people who are hurt

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: brindle police squad son of senegal

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Ungodly twinkling lodge factory reset button

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Internet-worthy senate

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Indigo digit ratio cuckold

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: vengeful navy masturbator school cafeteria



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: jet-lagged wagecucks trailer park

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: Galvanic public bath antidepressant drug

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055414)