\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

buy now pay later doesnt affect credit score

If you do the financing (like 12 months or whatever) it does...
Seedy pervert
  06/06/25
How do they collect them?
salmon exhilarant foreskin stage
  06/06/25
goodwill of people. that's why thy are losing so much money
Seedy pervert
  06/06/25
Would still be debt in court though, right?
Bateful Cerise Dingle Berry
  06/06/25
its like layaway but they give you the product first. maybe ...
Seedy pervert
  06/06/25
Interesting strategy
Bateful Cerise Dingle Berry
  06/06/25
yes, but it's worth pennies on the dollar for them to collec...
Citrine razzle-dazzle therapy
  06/06/25
Seems like a potentially disastrous business strategy. Just ...
Yapping abode cuckold
  06/06/25
finance bros dont get proles https://www.cnbc.com/2025/05/1...
Seedy pervert
  06/06/25
The system was set up so it doesn't count as 'debt' so they ...
opaque excitant rehab double fault
  06/06/25
they can only send debt (ie financing) to credit reporting. ...
Seedy pervert
  06/06/25


Poast new message in this thread



Reply Favorite

Date: June 6th, 2025 11:17 AM
Author: Seedy pervert

If you do the financing (like 12 months or whatever) it does. But if you do the pay in 3 or whatever, it doesnt as its not legally debt.

Why would anyone repay that? Everyone should buy, make 1 payment, then enjoy your 67% discount!

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2#48992054)



Reply Favorite

Date: June 6th, 2025 11:19 AM
Author: salmon exhilarant foreskin stage

How do they collect them?

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2#48992060)



Reply Favorite

Date: June 6th, 2025 11:26 AM
Author: Seedy pervert

goodwill of people. that's why thy are losing so much money

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2#48992085)



Reply Favorite

Date: June 6th, 2025 11:23 AM
Author: Bateful Cerise Dingle Berry

Would still be debt in court though, right?

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2#48992076)



Reply Favorite

Date: June 6th, 2025 11:27 AM
Author: Seedy pervert

its like layaway but they give you the product first. maybe just keep it under $1k

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2#48992087)



Reply Favorite

Date: June 6th, 2025 2:17 PM
Author: Bateful Cerise Dingle Berry

Interesting strategy

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2#48992494)



Reply Favorite

Date: June 6th, 2025 2:26 PM
Author: Citrine razzle-dazzle therapy

yes, but it's worth pennies on the dollar for them to collect on

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2#48992523)



Reply Favorite

Date: June 6th, 2025 2:27 PM
Author: Yapping abode cuckold

Seems like a potentially disastrous business strategy. Just think of all the destitute Sonybois taking advantage of this.

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2#48992528)



Reply Favorite

Date: June 6th, 2025 3:54 PM
Author: Seedy pervert

finance bros dont get proles

https://www.cnbc.com/2025/05/19/klarna-doubles-losses-in-first-quarter-as-ipo-remains-on-hold.html

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2#48992813)



Reply Favorite

Date: June 6th, 2025 2:34 PM
Author: opaque excitant rehab double fault

The system was set up so it doesn't count as 'debt' so they wouldn't be beholden to the regulations a regular credit card issuer would have to face (oh wow man 'fintech'!). If they send the debt to collections it will definitely hit your credit.

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2#48992545)



Reply Favorite

Date: June 6th, 2025 3:53 PM
Author: Seedy pervert

they can only send debt (ie financing) to credit reporting. buy in 3 payments! cant be sent my friend. its not debt

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2#48992810)